is one of the leading pre-settlement lawsuit loan providers in the US

Car Accident Loans

  • Get cash as soon as today
  • Rates as low as 2.5% simple, monthly
  • Repay $0 if you lose

The number of people killed and injured in traffic crashes in the United States is staggering. The latest yearly data from the federal government reveals that 38,8234 people lost their lives and another 2.28 million people were injured in car accidents and other types of motor vehicle crashes.

When an accident caused by the negligent or reckless behavior of another party causes injuries, you may be entitled to sue for damages, including pain and suffering, lost wages, and medical expenses. The problem with personal injury lawsuits is the time it takes before there is a settlement or verdict in your favor. Meanwhile, you probably cannot return to work as you try to recover from the injuries inflicted on you. Severe injuries may leave you with a disability that limits your ability to work and earn a living in the future.

Pre-settlement funding may offer a solution when you are overwhelmed by medical bills and other expenses related to the accident that need to be paid along with normal household expenses. A car accident loan offers a cash advance against the anticipated value of your lawsuit with the funds available to you in as little as 24 hours after approval for funding.

Car Accident Loans - If you're in a car accident and can't work, you may be able to get a loan to cover your expenses.

How Lawsuit Loans Work

Step 1 - Apply online in minutes or call us today

1. Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Step 2 - With the help of your lawyer, we review your case

2. We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Step 3 - We send you funds within 24 hours

3. You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Key takeaways

  • Car accidents cause severe injuries to vehicle occupants.
  • Medical treatment required after a car accident can cause substantial medical bills.
  • Car accident loans ease financial pressure to allow your lawyer to get the best settlement.
  • Pre-settlement funding lets you borrow against the anticipated value of a car accident settlement.

Get $500 – $100,000 as soon as today

What are car accident loans?

A car accident loan is a form of pre-settlement funding. A funding company agrees to give you a cash advance based on its evaluation of your lawsuit for damages. The company wants to be satisfied that the case is strong enough to likely result in a judgment or settlement in your favor. The amount of the cash advance is a percentage of the anticipated value of the settlement or judgment.

Car accident loans, which you may see offered as lawsuit loans, should not be thought of as loans that you might obtain from a bank or credit union. Traditional lenders ask for information about you, including:

  • Employment and income.
  • Assets that you own, including bank deposits.
  • Credit reports.

The underwriting process of a traditional loan focuses on your ability to repay the debt typically by making monthly payments. 

The application for a car accident loan asks very little about you other than your name and contact information. Most of what the funding company needs it gets from your personal injury lawyer. The company wants to know that you have a strong claim that is likely to result in a judgment or settlement in your favor.

The company wants to know that enough money will be available for the cash advance to be repaid plus interest. The funding company assumes the risk of not getting paid if you lose the lawsuit or if there is not enough money available after payment of legal fees and litigation expenses to pay what is owed. The company can only look to the lawsuit for repayment and not you or your personal assets.

Lawsuit Loan Calculator

Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:

Total Cost With


Pay as little as $4,513 on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.

Your Savings With


Save as much as $2,597 on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.

Percent Savings With


Save as much as 36% on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.

Get up to $500,000 with rates as low as 2.5% simple, monthly

How do car accident loans work?

The application process for a car accident loan is amazingly simple and can be completed online in only a few minutes. The underwriting process focuses on the lawsuit and not on your ability to repay the money because you are not responsible for repaying it. The funding company only gets repaid from the proceeds of the settlement or judgment in your car accident lawsuit. 

Here is a look at the typical pre-settlement loan process:

  • The pre-settlement funding application process: All it takes to get the process started is completion of a simple, online application that asks you for your contact information and the name and contact information of the auto accident attorney handling the lawsuit. It also asks for a few details about the lawsuit, but most of the information the funding company needs will be obtained from your lawyer. The information gathered by the funding company goes through an underwriting process to determine the likelihood of a favorable settlement or judgment and its anticipated value.
  • Qualifying for car accident loans: To qualify for a car loan, you must have a pending lawsuit where the relief sought is a monetary judgment or settlement against the other party. You must be represented by a personal injury attorney who is willing to cooperate in the funding process by providing information to the funding company. The evaluation process to determine whether the lawsuit qualifies for funding does not take long and primarily focuses on a consideration of the strength of your claim, the likelihood that it will result in a judgment or settlement in your favor, and an estimate of the monetary value of the anticipated settlement.
  • Repay your advance only if your case is successful: The various types of pre-settlement funding, including pre-settlement loans and car accident loans, are forms of non-recourse debts, which means the company giving you the cash advance cannot come after you or the assets you own to recover money owed to it. The only source it can look to for repayment of the advance plus interest earned on it is the settlement of the lawsuit after your attorney’s legal fees and costs of litigation have been paid.

Once the lawsuit is approved for funding, the cash advance can be in your hands within 24 hours of you and your lawyer accepting the terms of the funding.

What is the approval criteria for a car accident loan?

The approval criteria focuses entirely on the lawsuit. The cash advance company must be satisfied that you have a strong claim that is likely to produce a settlement or verdict awarding you monetary damages. The anticipated value of the claim must be enough to repay the cash advance and interest owed to the funding company after payment of legal fees and litigation costs owed to your personal injury attorney.

Get $500 – $100,000 as soon as today

Why get a car accident loan?

A pre-settlement cash advance offers several advantages, including:

  • Get cash for living expenses and medical expenses in anticipation of settlement of your car accident lawsuit. 
  • Unlike traditional loans, car accident loans do not require credit checks or employment verification as part of the approval process.
  • Relief from financial stress offered by the cash advance lets your attorney have the time needed to get you the maximum settlement possible for your car accident claim.

The money advanced to you and interest are repaid when the lawsuit is settled. There is no personal obligation on your part to repay the advance or interest on it to the funding company, so the loan does not affect your credit in any way. Furthermore, the fact that the application process does not include a credit check means that your credit score will not be affected.

Car accident settlement loan rates

Each funding company sets its own terms, including interest rates and fees, for car accident loans. For example, offers car accident loans at rates starting as low as 2.5% simple interest per month.

Get up to $500,000 with rates as low as 2.5% simple, monthly

How much money can you get from a car accident lawsuit cash advance?

The amount a company agrees to advance depends on the value of the anticipated settlement and the policy of the company. Funding companies generally advance from up to 15% of the lawsuit value, but offers funding up to as much as 50% of the value of the lawsuit. You could get a cash advance for as much as $500,000 within 24 hours of approval of the loan.

Types of car accidents funded funds lawsuits arising from all types of car and other type of vehicle accidents, including:

  • Commercial vehicle accidents
  • Government vehicle accidents
  • Semi-truck and tractor-trailer accidents
  • Ride-share vehicle accidents
  • Motorcycle accidents
  • Bicycle accidents
  • Pedestrian accidents

If you are not sure whether your type of car or vehicle accident can be funded, contact or simply complete an online application to find out.

Get $500 – $100,000 as soon as today


Personal injury lawsuits, particularly cases arising from injuries sustained in a car accident, take time for your lawyer to negotiate a settlement favorable to you. Insurance companies know that recuperating from your injuries creates financial pressures as medical bills for treatment of your injuries combine with normal household expenses. Some adjusters exploit these pressures by delaying negotiations to force plaintiffs into accepting far less than a claim may be worth.

Car accident loans from provide a cash advance to relieve financial pressures, so your personal injury lawyer has the time to get you the settlement or verdict that you deserve. Loans offered by have some of the lowest interest rates in the industry starting at only 2.5% simple interest per month. Call today at (866) 594-1343 for more information, or apply online.

Apply now for a free consultation and an instant quote (no obligation funding offer)