Civil Rights Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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Civil Rights Lawsuit Loans - A Civil Rights Lawsuit Loan is a personal loan against a pending or future civil rights lawsuit settlement.
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Civil Rights Lawsuit Loans

Police misconduct, such as excessive force and false imprisonment, may allow victims to file civil rights lawsuits seeking monetary damages for the violation of their civil rights. Civil rights lawsuits typically involve complicated legal issues and multiple wrongdoers, so it may take months or even years before there is a judgment or settlement compensating a victim.

The physical and emotional harm caused by conduct that violates your civil rights could prevent you from working and make it difficult to afford to pay for household expenses while you wait for a settlement of your lawsuit. 

A civil rights lawsuit loan offers a way to get money you need right now by borrowing against the anticipated settlement of your civil rights lawsuit. Unlike a traditional loan, there are no monthly payments and no personal obligation on your part to repay the money you receive. Approval of the loan and repayment depends solely on the strength and value of the civil rights lawsuit filed by your attorney.

Key Takeaways

  • Lawsuit loans let you get money from a civil rights lawsuit immediately instead of waiting for a settlement or verdict after trial.
  • Because it’s based on the strength and value of your civil rights claim, your credit history, income and the assets you own do not affect the approval process.
  • offers a quick approval process and funding of the cash advance with interest rates as low as 2.5% simple interest per month.
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How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Civil rights lawsuit loans

The time and effort you put into pursuing justice for a violation of your civil rights takes a toll financially and emotionally. Your civil rights lawyer assures you that the results will be worthwhile, but you need help to financially hold on while waiting for your case to go through the litigation process.

A civil rights lawsuit loan gives you immediate access to a portion of the anticipated settlement value of your claim. You get money to use for any purpose with no strings attached. Use it anyway that you choose, including the following:

  • Pay for food, shelter and other living expenses.
  • Cover unforeseen expenses for auto and home repairs that cannot wait for a settlement of the case.
  • Pay expenses to improve the chance of winning your lawsuit, including paying fees charged by expert witnesses who may be essential to the success of your lawsuit.

Lawsuit loans offer flexibility by letting you get the amount of money you need today while having the option of requesting additional lawsuit funding later should your financial needs change. The only limit on the number of loans that you can request is the anticipated value of the settlement of your lawsuit.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

How civil rights lawsuit loans work

The civil rights lawsuit funding offered through are non-recourse loans, which sets us apart from traditional financing options you may get from your local bank or credit union. Traditional lenders rely on your ability to repay the debt over time, so they ask for a great deal of personal information about you and your finances, including:

  • Employment and income.
  • Value of assets you own.
  • Credit scores and credit history.

Lenders want to be satisfied that you have the ability to make monthly payments to repay the debt and have sufficient assets they can seize should you file in your obligation. does not ask for personal information from you other than your name and contact information, the name of the lawyer representing you, and a few details about the civil rights lawsuit. There are no questions about your personal assets or income simply because the approval process for lawsuit lending focuses on the strength and value of the civil rights lawsuit.

Funding comes in the form of a cash advance with the maximum amount based on an evaluation of the settlement value as determined by the lawsuit loan company. For example, funds up to 15% of the anticipated value of your claim on cases where an offer to settle has not already been made on behalf of the defendants and accepted by you. You may qualify for as much as 50% of settlement value on lawsuits with an accepted offer that is awaiting payment from the defendant or a liability insurance company handling the claim for a defendant.

Repayment of the cash advance plus interest comes from the net proceeds of the settlement after payment of attorney fees and litigation costs of the civil rights lawsuit. It is a non-recourse loan, so the settlement company assumes all of the risks associated with the claim not resulting in a settlement or verdict in your favor or there not being sufficient funds from the settlement to repay what the funding company is owed. You cannot be forced to repay the cash advance or the interest that is due on it.

Another benefit of lawsuit loans over traditional lending is the effect on your credit. Taking out a loan from a bank adds to your debt, so it adversely affects your credit score. A lawsuit loan does not affect your credit or add to your debt because the funding company agrees to only look to the settlement or judgment in your lawsuit for repayment and not to you personally.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Types of civil rights claims we fund

The typical civil rights lawsuit is against federal, state or local government agencies or their employees for misconduct that violated the rights of the plaintiff. Depending on the type of misconduct that was engaged in, the money requested by a plaintiff may include medical expenses and lost earnings along with pain and suffering caused by the physical and emotional injuries along with compensation for violating a person’s civil rights.

Types of civil rights claims available for funding through a lawsuit loan from, include:

  • Excessive force: The use of force by government officials, including police and corrections officers, is permitted to gain control over a person or a situation. However, force must be limited to what is reasonable and necessary under the circumstances. For example, firing a gun into a crowd of unarmed protestors would be excessive force without evidence that the life of the officer was in danger and required immediate use of deadly force.
  • Police brutality: Excessive force situations involving police are referred to as police brutality, particularly when physical harm is inflicted on a person who has been restrained and no longer poses a threat to police. Police officers who inflict beatings or inflict harm unnecessarily on people without cause commit police brutality.
  • Wrongful imprisonment: It is a civil rights violation to unlawfully detain someone. Civil rights lawsuits against individuals and government agencies arise when police, corrections officers, or other government agents unlawfully infringe on a person’s liberty.
  • False arrest: An unlawful arrest made without probable cause to believe a crime has been committed may be a violation of a person’s civil rights. A lawsuit may be filed for damages against the person making the arrest and their employer.
  • Sexual assault: Sexual harassment and sexual assault in the workplace or at schools, colleges and universities may qualify as civil rights violations, giving victims the ability to sue the person committing the act and the institution or company that employed them.
  • Hate Crimes: The victims of crimes motivated by prejudice or bias based on their race, religion or sexual orientation may have the right to recover monetary compensation through a civil rights lawsuit.

If you are in need of money and have a claim against someone for a civil rights violation, contact at (800) 340-4973 or apply online to find out if your lawsuit qualifies for a lawsuit loan.

Get Started

Apply today and get funds in as little as 24 hours!

Pre-settlement funding approval amount depends on the value of your civil rights case

The amount demanded by your attorney as a settlement may depend on the evidence available to prove the activities that caused the harm and the severity of your injuries along with other factors. When independently evaluates a civil rights lawsuit for pre-settlement funding by looking at the following:

  • Strength of the evidence.
  • Severity of injuries and harm caused by defendants.
  • Prior settlements and jury verdicts in similar types of cases.
  • Defenses offered by the opposing parties that may affect settlement or jury award.
  • Length of time anticipated until settlement or verdict.

Depending upon the anticipated value, Lawsuit funds from 15% to 50% depending on whether or not there is an accepted settlement offer.

Significant civil rights lawsuit verdicts

Recent jury awards throughout the country reflect a willingness of jurors to award large sums of money in civil rights cases:

  • Jurors in Denver awarded $14 million in March 2022 to protestors who claimed police used excessive force against them.
  • City officials in Louisville, Kentucky, decided to avoid a trial and agreed to pay $12 million to the family of Breonna Taylor who was killed by police when they raided her home by mistake.
  • A federal jury awarded $85 million to the family of Lucky Phounsy who died when San Diego police used excessive force to subdue him while he was having a mental health crisis.

If you believe your civil rights have been violated, these settlements and verdicts prove that you may receive compensation for the harm done to you.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Civil rights lawsuit loans FAQs

Some of the questions people frequently ask about civil rights lawsuit loans include:

  • How much do I qualify for? It depends on the anticipated value of the settlement, but you can learn more by calling at (800) 340-4973 or apply online.
  • How much do lawsuit loans cost? The cost of a lawsuit loan at can be as low as 2.5% simple interest per month with no upfront charges.


Getting money that you need without incurring additional debt can be achieved by contacting about a lawsuit loan against the anticipated settlement of a civil rights lawsuit. The amount you can receive in an immediate cash advance is based on the strength of your case and its value.

The cost of the cash advance can be as low as 2.5% simple interest per month at Contact us at (800) 340-4973 or apply online.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Apply now for a free consultation