Civil Rights Lawsuit Loans

How civil rights lawsuit loans work

The civil rights lawsuit funding offered through LawsuitLoans.io are non-recourse loans, which sets us apart from traditional financing options you may get from your local bank or credit union. Traditional lenders rely on your ability to repay the debt over time, so they ask for a great deal of personal information about you and your finances, including:

• Employment and income.
• Value of assets you own.
• Credit scores and credit history.

Lenders want to be satisfied that you have the ability to make monthly payments to repay the debt and have sufficient assets they can seize should you file in your obligation.

LawsuitLoans.io does not ask for personal information from you other than your name and contact information, the name of the lawyer representing you, and a few details about the civil rights lawsuit. There are no questions about your personal assets or income simply because the approval process for lawsuit lending focuses on the strength and value of the civil rights lawsuit.

Funding comes in the form of a cash advance with the maximum amount based on an evaluation of the settlement value as determined by the lawsuit loan company. For example, LawsuitLoans.io funds up to 15% of the anticipated value of your claim on cases where an offer to settle has not already been made on behalf of the defendants and accepted by you. You may qualify for as much as 50% of settlement value on lawsuits with an accepted offer that is awaiting payment from the defendant or a liability insurance company handling the claim for a defendant.

Repayment of the cash advance plus interest comes from the net proceeds of the settlement after payment of attorney fees and litigation costs of the civil rights lawsuit. It is a non-recourse loan, so the settlement company assumes all of the risks associated with the claim not resulting in a settlement or verdict in your favor or there not being sufficient funds from the settlement to repay what the funding company is owed. You cannot be forced to repay the cash advance or the interest that is due on it.

Another benefit of lawsuit loans over traditional lending is the effect on your credit. Taking out a loan from a bank adds to your debt, so it adversely affects your credit score. A lawsuit loan does not affect your credit or add to your debt because the funding company agrees to only look to the settlement or judgment in your lawsuit for repayment and not to you personally.

Types of civil rights claims we fund

The typical civil rights lawsuit is against federal, state or local government agencies or their employees for misconduct that violated the rights of the plaintiff. Depending on the type of misconduct that was engaged in, the money requested by a plaintiff may include medical expenses and lost earnings along with pain and suffering caused by the physical and emotional injuries along with compensation for violating a person’s civil rights.

Types of civil rights claims available for funding through a lawsuit loan from LawsuitLoans.io, include:

• Excessive force: The use of force by government officials, including police and corrections officers, is permitted to gain control over a person or a situation. However, force must be limited to what is reasonable and necessary under the circumstances. For example, firing a gun into a crowd of unarmed protestors would be excessive force without evidence that the life of the officer was in danger and required immediate use of deadly force.
• Police brutality: Excessive force situations involving police are referred to as police brutality, particularly when physical harm is inflicted on a person who has been restrained and no longer poses a threat to police. Police officers who inflict beatings or inflict harm unnecessarily on people without cause commit police brutality.
• Wrongful imprisonment: It is a civil rights violation to unlawfully detain someone. Civil rights lawsuits against individuals and government agencies arise when police, corrections officers, or other government agents unlawfully infringe on a person’s liberty.
• False arrest: An unlawful arrest made without probable cause to believe a crime has been committed may be a violation of a person’s civil rights. A lawsuit may be filed for damages against the person making the arrest and their employer.
• Sexual assault: Sexual harassment and sexual assault in the workplace or at schools, colleges and universities may qualify as civil rights violations, giving victims the ability to sue the person committing the act and the institution or company that employed them.
• Hate Crimes: The victims of crimes motivated by prejudice or bias based on their race, religion or sexual orientation may have the right to recover monetary compensation through a civil rights lawsuit.

If you are in need of money and have a claim against someone for a civil rights violation, contact LawsuitLoans.io at (800) 340-4973 or apply online to find out if your lawsuit qualifies for a lawsuit loan.

Pre-settlement funding approval amount depends on the value of your civil rights case

The amount demanded by your attorney as a settlement may depend on the evidence available to prove the activities that caused the harm and the severity of your injuries along with other factors. When LawsuitLoans.io independently evaluates a civil rights lawsuit for pre-settlement funding by looking at the following:

• Strength of the evidence.
• Severity of injuries and harm caused by defendants.
• Prior settlements and jury verdicts in similar types of cases.
• Defenses offered by the opposing parties that may affect settlement or jury award.
• Length of time anticipated until settlement or verdict.

Depending upon the anticipated value, Lawsuit Loans.io funds from 15% to 50% depending on whether or not there is an accepted settlement offer.

Significant civil rights lawsuit verdicts

Recent jury awards throughout the country reflect a willingness of jurors to award large sums of money in civil rights cases:

• Jurors in Denver awarded $14 million in March 2022 to protestors who claimed police used excessive force against them.
• City officials in Louisville, Kentucky, decided to avoid a trial and agreed to pay $12 million to the family of Breonna Taylor who was killed by police when they raided her home by mistake.
• A federal jury awarded $85 million to the family of Lucky Phounsy who died when San Diego police used excessive force to subdue him while he was having a mental health crisis.

If you believe your civil rights have been violated, these settlements and verdicts prove that you may receive compensation for the harm done to you.