California Lawsuit Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What are Lawsuit Loans in California?

    Presettlement lawsuit loans in California are a form of financial assistance provided to plaintiffs involved in ongoing legal cases. These are non-recourse loans, meaning if the plaintiff loses the case, they are not obligated to repay the loan. They are designed to help individuals cover living expenses and legal fees while awaiting the settlement of their case. The amount of the loan is typically based on the expected settlement amount. It’s important to note that these loans often come with high interest rates and fees.

    Average Loan Amount by $13,563
    Largest Loan Amount by $224,295
    Average Rate Per 6 Months 20.4%
    Median Personal Injury Verdict in California $114,305
    Statute of Limitations 2 Years; California Code of Civil Procedure Section 312
    Fault Laws Implements Pure Comparative Fault, enabling a plaintiff to recover damages according to their fault percentage.

    Am I eligible for a lawsuit loan in California?

    Eligibility for a lawsuit loan in California depends on several factors. Firstly, you must be involved in a pending lawsuit or legal claim. This could be a personal injury case, a workers’ compensation claim, or any other type of lawsuit where you expect to receive a settlement or award. Secondly, you must have a lawyer or law firm representing you. Most lawsuit loan companies will not provide funding to individuals who are representing themselves. Lastly, the company will assess the strength of your case and your potential settlement amount. If they believe your case is strong and you are likely to win or settle, you may be eligible for a lawsuit loan. However, it’s important to note that terms and conditions can vary between lenders.

    You may be eligible for pre-settlement funding in California if you meet the following requirements:

    • You must have a claim against someone for personal injuries, workplace accidents, employment claims, or mass tort litigation in California.
    • You have an attorney representing you.
    • Your attorney filed a lawsuit to pursue the claim.
    • You anticipate a settlement in your favor for monetary damages.
    • The person being sued has insurance coverage to pay your claim.

    Most Common Case Funded: Auto or Roadway Accident

    Other types of cases funded in California encompass a range of scenarios:

    • Auto accidents, including injuries to pedestrians and bicycle riders.
    • Workplace accidents, including construction accidents and claims by injured railroad workers under the Federal Employers’ Liability Act (FELA).
    • Premises liability claims, such as slip-and-fall accidents or other mishaps caused by the failure of owners to maintain their property.
    • Accidents caused by defective products.
    • Medical malpractice claims.
    • Mass tort claims and other types of class action lawsuits.
    • Employment cases, including construction accidents and wrongful termination, and discrimination.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Our California Lawsuit Loan Process

    When you need financial support during your legal battle in California, Lawsuit Loans is here for you. Our process is designed to be effortless, allowing you to focus on your case. Here’s how lawsuit loans work in California:

    1. Apply Online or Call Us

    Kickstart the process by applying online or calling our toll-free number at (866) 594-1343. It only takes minutes to submit your application.

    2. Fast Case Review

    Our team promptly contacts your law firm to gather essential case details. Rest assured, we aim to complete the review in just a few hours.

    3. Rapid Funding

    Once your case is approved, you and your attorney sign the funding contract, and you receive the cash you need within hours.

    How much money can I get from my lawsuit loan?

    Experience the flexible and tailored funding solutions offered by As a premier provider of pre-settlement funding, we empower plaintiffs with a diverse range of options to address their financial needs during the litigation process. Our seamless process prioritizes your peace of mind, ensuring that your legal journey is supported every step of the way. From $500 to over $1,000,000, provides a diverse array of lawsuit loan options. Pre-settlement funding can extend up to 15% of your case’s value, with the potential for greater amounts in settled cases.

    How can I use my lawsuit loan money in California?

    In California, you can use your lawsuit loan money to cover any personal expenses. This includes rent or mortgage payments, medical bills, daily living expenses, legal fees, and even car payments. The money is yours to use as you see fit, with no restrictions. However, it’s recommended to use it wisely as you’ll need to pay it back once your lawsuit is settled.

    Why Choose Our Lawsuit Loans: 
    • Financial Flexibility: Access funds ranging from $500 to over $1,000,000 to cater to your specific needs.
    • Personal Expenses: Cover medical bills, living costs, or even make substantial purchases that were otherwise unattainable.
    • No Case-Related Expenses: Funds cannot be used for legal fees or case-related expenses.
    • Tailored Support: Lawsuit Loans offers strategic advances of up to 15% of your case’s value for pre-settlement situations and up to 50% for settled cases.
    • Apply with Ease: Our straightforward application process puts the funds you need within reach.

    Pros and Cons of Presettlement Funding in California


    1. Financial Relief: Pre-settlement funding provides much-needed financial support during legal proceedings, helping cover expenses when income is affected by personal injuries.
    2. Early Access to Funds: You can receive upfront cash to address immediate bills and living expenses before your personal injury case settles.
    3. Avoiding Early Settlement Pressure: With litigation funding, you have the time to pursue a larger settlement without feeling compelled to settle early for a lower amount.
    4. Non-Recourse Nature: Pre-settlement loans are non-recourse, meaning you won’t have to repay the loan if you do not win your case, offering peace of mind during the legal process.


    1. Higher Interest Rates: Pre-settlement funding comes with a higher interest rate than most loans. This is because you do not have to pay back the loan if you lose your case.
    2. Legal Consultation Required: Consult with your lawyer before proceeding with the funding application.
    3. Additional Paperwork: Complete a preliminary application with basic contact and case information. No application fee or credit check is involved.

    Major Cities We Fund in California

    Apply now to get the financial support you need in these major cities.

    • Los Angeles
    • San Diego
    • San Jose
    • San Francisco
    • Fresno
    If your city is not listed, reach out to our team to discuss your case.

    California Lawsuit Loan Regulations

    In California, lawsuit loans are not regulated by specific laws. However, they are generally governed by the principles of contract law. The state does not cap interest rates for lawsuit loans, allowing lenders to set their own terms. It’s crucial for borrowers to understand the terms and conditions before accepting a lawsuit loan.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Presettlement Funding FAQs

    1. How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan in California can vary greatly depending on the specifics of the case and the lending company, but interest rates can range from 2% to 4% monthly.

    2. Who qualifies for lawsuit loans?

    In California, individuals who are involved in a pending or settled lawsuit and have hired an attorney qualify for a lawsuit loan.

    3. How big of a lawsuit loan can I get?

    The size of a lawsuit loan you can get in California largely depends on the specifics of your case, including the potential settlement amount, but it can range from $500 to $2,500,000.

    Apply now for a free consultation