Washington Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
Apply Now

What is a Lawsuit Loan and How Does it Work in Washington?

A lawsuit loan, also known as pre-settlement funding, is a type of financial tool designed to help plaintiffs involved in ongoing legal cases. This loan is especially useful for people waiting for the resolution of lengthy personal injury or other legal claims. It provides them with the funds they need to cover daily living expenses and other costs while their case is in progress.

Through a company like LawsuitLoans.io, a plaintiff can apply for a lawsuit loan easily. The process begins with an application where basic details about the plaintiff and the case are provided. Once approved, the lawsuit loan gets distributed directly to the applicant, providing them with immediate financial relief.

In Washington, this service operates similarly as in other states. However, there might be certain regulations in place that vary from those in other areas. Applicants are always encouraged to speak with a representative by calling the toll-free number, (800) 340-4973, or by visiting the LawsuitLoans.io funding application page to get a better understanding of how lawsuit loans work in their specific location.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Washington Lawsuit Loan Information

This section aims to provide vital information on lawsuit loans in Washington. We understand the complexities involved and strive to make it as comprehensible as possible. Here are key details you need to know when considering lawsuit loans from LawsuitLoans.io in Washington state:

Average loan amount by LawsuitLoans.io in Washington $10,756.05
Largest loan by LawsuitLoans.io in Washington $60,262.00
Average semi-annual rate in Washington 20.7%
Median personal injury verdict in Washington $8,900 to $78,000
Washington statute of limitations 3 Years; Title 4 Ch. 16 Section 4.16.080
Washington fault laws Washington is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Washington

At LawsuitLoans.io, we provide funds to plaintiffs awaiting resolution of different case types. Some of the most common cases we fund in Washington are:

  • Auto and Other Roadway Accidents: This includes car, truck, motorcycle accidents, and other incidents that occur on the road. These cases often involve negligence from one or more parties leading to injury or property damage.
  • Premises Liability: It involves accidents that occur due to unsafe conditions in a property, like inadequate maintenance, slip and fall accidents, etc.
  • Medical Malpractice: We offer funds for cases where healthcare professionals failed to provide adequate care or treatment resulting in harm to the patient.
  • Labor Law Claims: This involves cases where employers violate labor laws leading to harm or threats to the workers.
  • Employment Claims: This includes situations related to wrongful termination, discrimination, harassment, and other workplace disputes.
  • Other Personal Injury Claims: Apart from the above types, we also fund other personal injury claims based on the merits of the case.

You can learn more about how we support plaintiffs in each specific case type by visiting the following pages: Washington Personal Injury Loans and Washington Car Accident Loans.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose LawsuitLoans.io. While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Washington?

When seeking a lawsuit loan in Washington, it is crucial to understand the eligibility criteria. The fundamental requirements essentially include three key points.

Firstly, the plaintiff must have an active legal claim against an insurance company, a company that is self insured, or a significant public entity. This is required as it is this claim that attracts the funding.

Secondly, having an attorney is a prime requirement. Your attorney plays a critical role in providing all the necessary legal documents and assisting in the application process.

Lastly, the age factor is important. Only individuals of at least 18 years of age are eligible to apply for a lawsuit loan.

In summary, if you satisfy these conditions – having a valid legal claim, having engaged an attorney and being 18 or above – you meet the primary eligibility criteria for a lawsuit loan in Washington.

Get Started

Apply today and get funds in as little as 24 hours!

Our Washington Lawsuit Loan Process

Understanding how lawsuit loans work is crucial for anyone considering this form of funding. At LawsuitLoans.io, we implement a simple five-stage process to assist plaintiffs in obtaining the funds they require:

  • Application Submission Online
  • Contact with Your Legal Firm
  • Case Evaluation
  • Contract Signing
  • Fund Receipt

First, you start by filling out an online application. Next, our expert team will get in touch with your legal representation to discuss more about your case. We then evaluate the strength and potential value of your case. Providing the case is strong, we proceed to the contract signing phase where you officially agree to the terms of the loan. Lastly, after you sign the contract, we release your funds.

To paint a clearer picture of what this journey may look like, consider the following example of a plaintiff undergoing the lawsuit loan process.

Imagine John Doe, a Washington resident who has sustained injuries in a car accident due to another driver’s negligence. John is unable to work as a result of his injuries and medical expenses are piling up, so he applies for a lawsuit loan with LawsuitLoans.io.

John fills out the online application, providing pertinent details regarding his case. After submission, our team contacts his lawyer for further information. Once we’ve comprehensively reviewed his case and concluded that it has merit, we draft a contract detailing the terms and conditions of the loan. John signs the contract and soon after, he receives the necessary funds to assist with his living and medical expenses while his case is being resolved.

The lawsuit loan process exists to provide relief to plaintiffs like John who are waiting on their cases to settle. It enables them to take care of immediate needs while pursuing justice.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from LawsuitLoans.io can range from $500 – $1,000,000+. Our company can advance up to a maximum of 25% of your expected portion of the settlement while your case is still in progress. In the scenario where your case has already been settled, we have the ability to offer 50% of what you expect to get from the settlement.

Here is an example to give an idea about how it works:

Let’s consider a plaintiff based in Washington involved in a car accident case with the estimated value of settlement being $100,000. The case will not be settling for some time. In this case, the payout generally divides like this – medical providers receive around 1/3 of the settlement, leaving another third for the attorney and about $33,000 for the plaintiff. Based on this arrangement, we, at LawsuitLoans.io, can advance approximately 25% of the plaintiff’s portion, which turns out to be $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

What Can I Use the Money From My Lawsuit Loan For?

No restrictions exist on how you use your lawsuit loan funds. Many of our clients at LawsuitLoans.io find immense relief knowing they can cover living expenses while their case is ongoing. You could use the money for rent, food, utilities, or even car payments.

Medical bills are often a large burden for those with personal injury claims. Your loan can alleviate this stress by covering these expenses. This also includes rehabilitation costs, medications, or any aftercare you may need following the procedure/surgery.

However, one important detail to remember is that the funds received from a lawsuit loan cannot be used to cover actual litigation or legal case expenses. These funds are specifically designed to assist your daily life and healthcare needs while waiting for your case to be settled.

Pros and Cons of Pre-Settlement Funding in Washington

The benefits of pre-settlement funding are many. Among them include financial relief during a stressful time, the advantage of early access to funds, avoiding the unnecessary pressure to settle early, and the non-recourse nature of lawsuit loans. These loans provide monetary support while you wait for your legal case to resolve, reducing financial stress and extending your ability to negotiate a better settlement.

However, there are also costs or potential cons to be aware of with pre-settlement funding. These include relatively high interest rates that may compound over time, making the loan significantly more expensive than initially anticipated. Another concern is that the industry is generally unregulated or under-regulated, leading to potential abuses. Moreover, there’s also the requirement that you need to have a developed case with an attorney working on a contingency basis before qualifying for such loans. It is essential to weigh these factors against the potential benefits before proceeding with a lawsuit loan.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Major Cities We Fund In Washington

LawsuitLoans.io provides pre-settlement funding for residents across Washington and nationwide. Here is a list of the top 10 cities in Washington by population that we fund:

  1. Seattle
  2. Spokane
  3. Tacoma
  4. Vancouver
  5. Bellevue
  6. Kent
  7. Everett
  8. Renton
  9. Federal Way
  10. Spokane Valley

Washington Pre-Settlement Funding FAQs

We have compiled the most frequently asked questions by Washington residents interested in lawsuit loans. Let’s delve into them:

How much does it cost to get a lawsuit loan?

The cost of a lawsuit loan varies greatly and depends on the specifics of your individual case. It includes factor rate or interest rate, along with any possible fees. The team at LawsuitLoans.io works to ensure our rates are competitive and fair.

Do I qualify for a lawsuit loan?

In order to qualify for a lawsuit loan in Washington, you need to have a attorney representing you in your case. Also, the potential payout from your pending litigation must be substantial enough to justify a loan. The specialists at LawsuitLoans.io can determine your eligibility quickly by analyzing the facts of your case.

How much funding can I get?

The funding amount for a lawsuit loan can vary substantially from case to case. It is primarily determined based on the projected value of your lawsuit. If our team feels that your case is strong and likely to result in a substantial settlement or jury award, the potential lawsuit loan amount can be higher. To get a clearer idea, apply online via the LawsuitLoans.io funding application.

Get Started

Apply today and get funds in as little as 24 hours!

Cities we Service in Washington

LawsuitLoans.io provides funding throughout Washington. See more about our funding in Washington by visiting the city pages below:

Cases we Fund in Washington

LawsuitLoans.io provides funding for various personal injury and roadway accident cases in Washington. Read more about the personal injury cases we fund in Washington here:

Read more about the roadway accident claims we fund in Washington here:

Apply now for a free consultation