Idaho Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Car Accident Loans in Idaho

A car accident loan, also known as pre-settlement funding or lawsuit loan, provides cash advances to individuals who have been involved in car accidents and have filed legal claims. These loans are designed to help plaintiffs manage their financial obligations like medical bills, mortgage payments, and daily expenses while they wait for their settlements.

Car accident loans in Idaho function as non-recourse advances. This means that the money you receive is not a typical loan but an advance on a possible future settlement. As such, repayment only happens if you win your case. If the case is lost, you owe nothing, making this a risk-free financial tool for car accident victims.

For example, imagine Jane, an Idaho resident who was seriously injured in a car accident. She files a lawsuit against the at-fault driver but quickly realizes that her mounting medical bills, coupled with time off work, are creating financial strain. She decides to apply for a car accident loan from to help alleviate her financial stress. This allows Jane to focus on her recovery and case preparation.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Key Information About Car Accident Loans in Idaho

If you’re an Idaho resident involved in a car accident, you might be considering a loan to ease financial pressures while your legal case is underway. With, you can secure a car accident lawsuit funding. The table below provides key details about car accident loans in Idaho.

Average car accident loan amount by in Idaho $1,950.00
Largest car accident loan by in Idaho $3,000.00
Average interest rate in Idaho 25.0%
Median personal injury verdict in Idaho $45,000.00
Idaho statute of limitations 2 Years; Idaho Code Section 5-201
Idaho fault laws Idaho is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible for a Car Accident Loan in Idaho?

If you’ve been involved in a car accident in Idaho, you may be wondering if you’re eligible to receive a lawsuit loan. In this section, we’ll outline the primary eligibility criteria for such funding.

The first criterion is the existence of a valid legal claim. This means that you’re currently involved in a lawsuit against an insurance company or self-insured company. A lawsuit loan isn’t just a cash advance, but an investment in your case’s outcome. We believe in your right to justice, and if we think your lawsuit has merit, we want to help.

The second criterion is to have an attorney hired on a contingency basis. This refers to an agreement where your attorney doesn’t get paid unless you win your lawsuit. If you have this type of arrangement with your attorney, it indicates that they believe your case has strong prospects, which helps us make our funding decision.

The third criterion is being at least 18 years old. As a legal adult, you’re able to engage in contracts and borrow money independently.

If you meet these criteria, you could be eligible to receive a car accident loan in Idaho. Do remember that each application is evaluated on a case-by-case basis.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Car Accident Loan Process in Idaho

If you’ve been in an auto accident in Idaho and have an ongoing lawsuit, you might need financial help while you wait for your case to resolve. That’s where comes in. We provide auto accident lawsuit loans – a type of pre-settlement funding that can help you cover your expenses until your lawsuit is settled. Here’s a simple overview of how the process works:

  • Step 1: Apply online – Start by filling out our straightforward online application form.
  • Step 2: We contact your law firm – After you apply, we’ll get in touch with your lawyer to gather more information about your case.
  • Step 3: We review your case – Our team of experts will carefully review your situation to see if an auto accident loan is a good fit for you.
  • Step 4: You sign a contract – If approved, we will send you a contract. Simply read, understand, and sign it when you’re ready.
  • Step 5: You get funds – Once everything is signed and set, we’ll transfer your lawsuit loan directly into your account.

For example, let’s say John Doe was injured in a car accident in Boise and has initiated a personal injury lawsuit. Unfortunately, the case is taking longer than expected to resolve, and he has mounting medical bills, not to mention his regular living expenses. He contacts and goes through the above steps to secure a loan against his potential settlement. This way, John Doe remains financially stable and can maintain his focus on pursuing his legal claim.

Get Started

Apply today and get funds in as little as 24 hours!

Roadway Accident Cases we Fund in Idaho

If you’re entangled in any type of roadway accident in Idaho, know that is here to help you on your financial journey. Below are some kinds of accidents we can fund:

  • Bicycle Accident Loans – We provide loans for bicycle accidents to cover the cost of medical expenses and other related costs.
  • Car Accident Loans – Car accidents can result in expensive repair costs and medical bills – a lawsuit loan may be able to ease this burden.
  • Commercial Vehicle Accident Loans – Accidents involving commercial vehicles can often require legal action; lawsuit loans provide you with funding while you wait for the outcome.
  • Government Vehicle Accident Loans – If you were harmed by a government vehicle, we provide pre-settlement funding while you take on the legal fight.
  • Motorcycle Accident Loans – Expenses pile up fast after a motorcycle accident. You may qualify for a loan to assist with these costs.
  • Pedestrian Accident Loans – Pedestrian accidents can be tragic and costly. Lawsuit loans can provide financial help during your case.
  • Rideshare Accident Loans – Injured in a rideshare accident? A lawsuit loan might be able to help cover medical and legal expenses.
  • Semi-Truck Accident Loans – Big rig accidents often have big costs. Pre-settlement funding can help you manage while awaiting resolution.

How Much Money Can I Get From my Car Accident Pre-settlement Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s consider an example. Suppose you are a plaintiff in Idaho, involved in a car accident case with a $50,000 estimated value. The case is not yet resolved and will not settle for some time. As a general guideline, medical providers get paid roughly 1/3 of the settlement, the attorney gets another 1/3 of the settlement, which implies that you would receive around $17,000. At, we can advance approximately 25% of that amount or $4,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Major Cities we Serve in Idaho provides funding for residents in Idaho and nationwide. For your convenience, we’ve listed the top ten cities in Idaho by population where our services are made available:

  1. Boise
  2. Meridian
  3. Nampa
  4. Idaho Falls
  5. Pocatello
  6. Caldwell
  7. Coeur d’Alene
  8. Twin Falls
  9. Post Falls
  10. Lewiston

Regardless of your location, you can access our services through our website or via our toll-free phone number (800) 340-4973. Also, you can directly apply for funding through our online application which is located at funding application.

Idaho Car Accident Funding FAQs

In this section, we will answer some usual questions asked by Idaho residents about car accident lawsuit loans. The topics covered include loan costs, qualifications criteria, and the possibility of getting a loan on a car accident settlement.

How much does it cost to get a car accident lawsuit loan?

The cost of a car accident lawsuit loan may vary based on factors like the loan amount, the case itself, and the company you choose to work with. In general, the rates typically range from 1.5% to 3.5% per month. Always make sure to seriously consider the terms of the loan before making any decisions.

Do I qualify for a lawsuit loan on my car accident case?

Eligibility for a lawsuit loan often depends on the details of your case. Most commonly, you’ll need to be represented by an attorney and have legitimate damages from the accident. However, the specific criteria can vary from one lender to another. Consult’s funding application page for information on their exact requirements.

Can you get a loan on a car accident settlement?

Yes, it is possible. Many people in need of immediate financial assistance opt to get a loan on their pending car accident settlement. Such a loan allows you to access the funds you are likely to win from your case before the lawsuit settles in full. Not every case qualifies, so it’s best to speak with a professional at or call them on (800) 340-4973 for guidance on your specific situation.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Cities we Service in Idaho provides funding throughout Idaho. See more about our funding in Idaho by visiting the city pages below:

Other Cases we Fund in Idaho provides funding for various personal injury and roadway accident cases in Idaho. Read more about the personal injury cases we fund in Idaho here:

Read more about the roadway accident claims we fund in Idaho here:

Get Started

Apply today and get funds in as little as 24 hours!

Apply now for a free consultation