North Dakota Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What is a Lawsuit Loan and How Does it Work in North Dakota?

    A lawsuit loan, also known as pre-settlement funding, is a cash advance provided to plaintiffs involved in personal injury and other legal claims. The main purpose of such a loan is to help the person financially during the long process of their legal case.

    In North Dakota, like in many other states, a lawsuit typically takes a significant amount of time to resolve. This can be stressful for the plaintiff, who may have medical bills and living expenses to cover while they wait for the lawsuit to settle. A lawsuit loan can therefore provide much needed financial relief in such situations.

    Once a plaintiff applies and qualifies for a lawsuit loan from, they’re provided with funds which they can use at their discretion to meet their expenses. This loan doesn’t require any credit checks or employment details, as it’s completely based on the potential settlement amount that could be received from the lawsuit.

    The most appealing aspect about a lawsuit loan is its non-recourse nature, meaning if the plaintiff doesn’t win their case, they’re not required to repay the loan. Only when the plaintiff wins the case and receives the settlement, does the repayment process start.

    The loan amount and fees are paid back from the settlement money, and if the settlement amount is less than the loan amount, the plaintiff doesn’t owe anything more than the received settlement. So, a lawsuit loan is a risk-free financial aid option for the plaintiffs struggling to meet their expenses while waiting for the lawsuit resolution.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important North Dakota Lawsuit Loan Information

    In North Dakota, lawsuit loans can provide a critical lifeline for plaintiffs waiting for their legal case to resolve. These funds allow individuals to cover living costs and other expenses while they focus on their legal fight. Here’s some key information about how these loans work in North Dakota:

    Average loan amount by in North Dakota $4,000.00
    Largest loan by in North Dakota $75,000.00
    Average semi-annual rate in North Dakota 20.0%
    Median personal injury verdict in North Dakota $31,000.00
    North Dakota statute of limitations 6 Years; Title 28 Ch. 1 Section 28-01-16
    North Dakota fault laws North Dakota is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Common Case Types We Fund in North Dakota

    We cater our funding options to a range of different case types. Here are some of the most common ones:

    Auto and Other Roadway Accidents

    These cases typically involve injuries from vehicle-related accidents. This could include car crashes, motorcycle accidents, or even pedestrian incidents.

    Premises Liability

    This usually involves incidents where a property owner is responsible for an accident occurring on their premises. Slip and fall accidents are an example of this type of claim.

    Medical Malpractice

    This involves situations where a healthcare provider has not provided the standard level of care, resulting in harm to the patient. This could be due to misdiagnosis, mistreatment, or other forms of medical negligence.

    Labor Law Claims

    If a worker’s rights have been violated in the workplace, they can file a labor law claim. This could be due to unfair pay, unsafe work conditions, or discrimination.

    Employment Claims

    These cases involve situations where an employee’s rights have been violated, such as wrongful termination, harassment, or discrimination at work.

    Other Personal Injury Claims

    Any other case where an individual has been physically or emotionally injured due to someone else’s negligence falls under this category.

    To learn more about these specifics case types and how we can assist with funding, visit our North Dakota Personal Injury Loans and North Dakota Car Accident Loans pages.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in North Dakota?

    Applying for a lawsuit loan in North Dakota is simpler than you may think. To be eligible for legal funding from, you need to meet a few key criteria.

    First, you should have a valid and ongoing legal claim. This claim should be against an insurance company, a self-insured company, or a large public entity. You cannot apply for a lawsuit loan if you don’t have an active case that’s still to be resolved.

    Second, you’re required to have an attorney representing your case. This is a crucial requirement since your attorney plays an essential role in the lawsuit loan process.

    Lastly, you must be at least 18 years old. Underage individuals are not legally permitted to enter into a contract with a lawsuit loan provider in North Dakota.

    In summary, meeting these three eligibility criteria – having a valid legal claim, representation from an attorney, and being at least 18, makes you a potential candidate for a lawsuit loan from

    Get Started

    Apply today and get funds in as little as 24 hours!

    Our North Dakota Lawsuit Loan Process

    In this section, we will explain how our lawsuit loans work. This is a brief step-by-step overview of the process involved in obtaining a lawsuit loan with us:

    1. Apply online: This is the first step. All you need to do is fill out our easy application located at funding application.
    2. We contact your law firm: After we receive your application, we reach out to your law firm for more details about your case.
    3. We review your case: Our experienced team reviews your case thoroughly, assessing its viability and merits before making a decision.
    4. You sign a contract: Once we decide to fund your case, a contract detailing the terms and conditions will be sent for you to sign.
    5. You get funds: After the contract has been signed, we transfer the funds directly to your account. You can now use these to cover any immediate needs while awaiting the resolution of your legal case.

    To illustrate this process, let’s take an example. Meet John, a plaintiff from North Dakota. He was recently involved in a personal injury case. Struggling with heavy medical bills and unable to work, he applies for a lawsuit loan with us:

    • John applies online using our quick and straightforward application process.
    • We contact John’s law firm to gather more information about his ongoing case.
    • Our expert team reviews his case thoroughly and decides it has a strong chance of succeeding.
    • We send a contract to John which he signs after reading through carefully.
    • Finally, the funds are transferred to John’s bank account — helping him to cover his costs until a legal decision is reached.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. The amount we can provide depends on your case. For ongoing cases, we can advance you up to a maximum of 25% of your expected share of the settlement. In cases that have already settled, we can offer up to 50% of your projected share of the settlement.

    Let’s give an example. Suppose you’re a plaintiff in North Dakota, involved in a car accident with an estimated case value of $100,000. This case is still in progress and won’t settle for some time. Usually, medical providers get paid around 1/3 of the settlement while the attorney collects another 1/3. This leaves you, the plaintiff, with around $33,000. In this scenario, we could advance you around 25% of that amount, which equates to $8,250.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    What Can I Use the Money From My Lawsuit Loan For?

    One of the main benefits of a lawsuit loan is the flexibility it offers. Once you receive your funds from, you are free to use them as you see fit.

    Most commonly, plaintiffs utilize their lawsuit loan funds for everyday living expenses and medical costs. Life does not stop when legal proceedings begin, bills still need to be paid, groceries still need to be bought, and if you have medical needs related to your case, these too will demand attention and may even require immediate payment.

    For instance, you can use your pre-settlement funds to cover your rent or mortgage, utilities, transportation costs, groceries, clothing and needed medical treatments. This financial support can provide some much-needed relief during what is often a stressful time.

    However, it’s essential to note one primary restriction on how these funds may be used. Plaintiffs cannot utilize the lawsuit loan funds to pay for litigation or legal case expenses directly. That includes things like attorney fees or paying experts to testify. The purpose of a lawsuit loan is to help you meet your daily life and medical expenses while you wait for your legal case to resolve.

    Pros and Cons of Pre-Settlement Funding in North Dakota

    The decision to apply for pre-settlement funding is a significant one and it’s critical to understand both the advantages and drawbacks. In this section, we will detail the pros and cons of this type of financial solution in North Dakota.

    Benefits of Pre-Settlement Funding

    Firstly, pre-settlement funding provides financial relief. Oftentimes, plaintiffs have mounting bills due to being unable to work because of their personal injury. Pre-settlement funding can help individuals pay these expenses while they wait for their legal case to resolve.

    Secondly, pre-settlement funding offers early access to funds. Lawsuit cases may take months or even years before a settlement is reached. Pre-settlement funding makes it possible for plaintiffs to receive a portion of their expected settlement earlier.

    Thirdly, pre-settlement funding lessens the pressure to settle early. Plaintiffs who are financially strained might feel pressured to accept their insurer’s first, often low-ball offer. This can be avoided through pre-settlement funding.

    Last but not least, lawsuit loans are non-recourse in nature. Meaning, plaintiffs only need to pay back if they win their case. In the case they lose, there’s no obligation to repay the loan.

    Drawbacks of Pre-Settlement Funding

    Nonetheless, there are also cons to consider. One notable drawback is the high-interest rates that come with pre-settlement funding. Although lawsuit loan rates might fluctuate, they are generally relatively high due to the risk lenders take.

    Another con is the industry’s lack of regulation or under-regulation. The lawsuit loan industry has less oversight than most lending industries. This lack of regulation allows for potential predatory practices and less protection for consumers. Plaintiffs should choose reputable firms such as to avoid unscrupulous lenders.

    Lastly, to get pre-settlement funding, plaintiffs need to have a strong case with high chances of winning and an attorney working on a contingency basis. If these criteria are not met, qualifying for a lawsuit loan could be challenging.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Major Cities We Fund in North Dakota

    We are thrilled to announce that provides pre-settlement funding for residents all across the cherished state of North Dakota. Here is a list of the top 10 most populous cities in which we provide our indispensable services:

    1. Fargo
    2. Bismarck
    3. Grand Forks
    4. Minot
    5. West Fargo
    6. Mandan
    7. Dickinson
    8. Jamestown
    9. Williston
    10. Wahpeton

    We are also pleased to extend our funding services nationwide. To begin your application process, please visit our funding application page or contact us via our toll-free number at (800) 340-4973. We are here to assist you as you wait for your legal case to settle.

    North Dakota Pre-Settlement Funding FAQs

    If you’re a resident of North Dakota and are considering a lawsuit loan, you might have some questions. Here are the answers to some frequently asked questions.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary based on several factors, including the amount of money you need and the details of your case. The best way to get an accurate estimate is to contact at (800) 340-4973 or apply online at funding application.

    Do I qualify for a lawsuit loan?

    To be eligible for a lawsuit loan, you must have a valid legal claim and be represented by an attorney. If you have a personal injury claim or any other type of lawsuit in progress, contact us to discuss your options.

    How much funding can I get?

    The amount of pre-settlement funding you can receive depends on the specifics of your case. At, we can provide you with an estimate based on your unique circumstances.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Cities we Service in North Dakota provides funding throughout North Dakota. See more about our funding in North Dakota by visiting the city pages below:

    Cases we Fund in North Dakota provides funding for various personal injury and roadway accident cases in North Dakota. Read more about the personal injury cases we fund in North Dakota here:

    Read more about the roadway accident claims we fund in North Dakota here:

    Does Directly Fund Cases in North Dakota?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in North Dakota.

    Apply now for a free consultation