North Dakota Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Car Accident Loans in North Dakota?

A car accident loan, in simplest terms, is a form of pre-settlement funding provided to plaintiffs engaged in a car accident legal case. But don’t let the name fool you. It isn’t a loan in the traditional sense. Instead, it’s an advance on the potential settlement you could win from your car accident claim.

A key feature of these loans is that they are non-recourse advances. This means that if for some reason you do not win your case, you do not have to pay back the advance. This greatly reduces the risk involved for you as the plaintiff.

Here’s an example: Let’s say you’ve been in a car accident and you’ve filed a lawsuit against the responsible party. Legal proceedings can be long, and in the meantime, you may be unable to work due to your injury. This can make meeting your financial obligations challenging.

A car accident loan can offer a safety net in such situations. By providing you with a portion of your anticipated settlement upfront, it allows you to tide over this difficult period without undue financial stress. So, while your legal case is ongoing, you can focus on your recovery rather than worrying about your bills.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Key Information About Car Accident Loans in North Dakota

It’s important for plaintiffs in North Dakota to have a basic understanding of car accident loans. These are pre-settlement funds provided by companies like that help you cover daily expenses while you wait for your court case to resolve. Here’s some key information to consider:

Average car accident loan amount by in North Dakota Not enough data available
Largest car accident loan by in North Dakota Not enough data available
Average interest rate in North Dakota Not enough data available
Median personal injury verdict in North Dakota $31,000.00
North Dakota statute of limitations 6 Years; Title 28 Ch. 1 Section 28-01-16
North Dakota fault laws North Dakota is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible for a Car Accident Loan in North Dakota?

Car accident lawsuit loans are specifically designed to help victims of car accidents. But, who exactly is eligible for this type of financial assistance? The primary eligibility criteria for car accident lawsuit loans in North Dakota includes the following:

  • A valid legal claim: At, we work with plaintiffs who have legally binding claims. This can be against an insurance company or a self-insured company resulting from a car accident.
  • An attorney hired on a contingency basis: Having an attorney who is willing to fight your case on a ‘no-win, no-pay’ basis is absolutely crucial. This shows us that professional legal advice supports your claim.
  • Age limit: Finally, you must be at least 18 years old to apply for a lawsuit loan at

In other words, if you’ve been hurt in a car accident, have a strong legal claim, and have hired an attorney on a contingency basis, then you could very well be eligible for a lawsuit loan through +18 years old applicants can contact us directly at or call us toll-free at (800) 340-4973 to find out more.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Car Accident Loan Process in North Dakota

If you’ve been involved in a car accident and are awaiting the resolution of your legal case, a lawsuit loan can provide financial relief. Here’s a simple overview of how our car accident lawsuit loans work:

  1. Apply online: Your first step is to complete our straightforward online application.
  2. We contact your law firm: After you apply, we’ll reach out to your law firm to discuss the details of your case.
  3. We review your case: Once we have all the information necessary, our team will review your case to determine if you qualify for a loan.
  4. You sign a contract: If your application is approved, you’ll sign a contract agreeing to the terms of the loan.
  5. You get funds: Once the contract is signed, your funds will usually be delivered to you within 24 hours.

Let’s consider an example: A woman named Jane was injured in a car accident in North Dakota and hired a lawyer to help her file a personal injury claim against the at-fault driver. But while she waited for her legal case to settle, she found herself struggling to pay her bills. Jane applied for an auto accident loan from We contacted her law firm, reviewed her case and approved her loan application. After signing her contract, Jane received her funds shortly after, providing her with the financial stability she needed as she awaited the resolution of her case.

Get Started

Apply today and get funds in as little as 24 hours!

Roadway Accident Cases we Fund in North Dakota

We fund almost any type of roadway accident in North Dakota. If your case aligns with one of the following categories, you are most likely eligible to apply for funding:

How Much Money Can I Get From my Car Accident Pre-settlement Loan? provides lawsuit loans that range from $500 to more than $1,000,000. If your case is ongoing, we can advance up to a high of 25% of your expected share of the settlement. In contrast, we provide 50% of your expected share of the settlement for settled cases.

Let’s understand this with an example. Consider a plaintiff in North Dakota who is involved in a car accident case. The estimated value of the case is $50,000, and the case will not settle for some time. Generally, medical providers receive about 1/3 of the settlement, and the attorney secures another 1/3. As a result, the plaintiff would receive around $17,000. In such a scenario, could advance approximately 25% of that amount or $4,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Major Cities we Serve in North Dakota is proud to serve personal injury plaintiffs throughout North Dakota. Below, we have listed the top 10 cities by population in North Dakota:

  • Fargo
  • Bismarck
  • Grand Forks
  • Minot
  • West Fargo
  • Mandan
  • Dickinson
  • Jamestown
  • Williston
  • Wahpeton

Even if your town is not listed, we’re pleased to tell you that offers pre-settlement funding for residents across every single city in North Dakota and throughout the United States. To learn more, visit our website at or give us a call on our toll-free number, (800) 340-4973. Want to apply? Our application can be found at funding application.

North Dakota Car Accident Funding FAQs

If you are a resident of North Dakota who’s been involved in a car accident and initiated a lawsuit, you may have some questions about lawsuit funding. Here, we answer some frequently asked questions.

How much does it cost to get a car accident lawsuit loan?

The cost of a lawsuit loan varies based on several factors. These include the risk associated with your case, how long it may take for your case to settle, and the amount you request. always strive to offer competitive rates. The best way to determine the cost is to apply for a funding on our website.

Do I qualify for a lawsuit loan on my car accident case?

To qualify for a lawsuit loan, you generally need to have a personal injury claim resulting from a car accident and be represented by an attorney. Each case is reviewed on an individual basis. Apply for a free case evaluation through our online application form.

Can you get a loan on a car accident settlement?

Yes, you can get a loan on a car accident settlement. This type of funding is often referred to as pre-settlement funding or lawsuit loans. It provides you with funds while you wait for your case to resolve.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Cities we Service in North Dakota provides funding throughout North Dakota. See more about our funding in North Dakota by visiting the city pages below:

Other Cases we Fund in North Dakota provides funding for various personal injury and roadway accident cases in North Dakota. Read more about the personal injury cases we fund in North Dakota here:

Read more about the roadway accident claims we fund in North Dakota here:

Get Started

Apply today and get funds in as little as 24 hours!

Does Directly Fund Cases in North Dakota?

While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in North Dakota.

Apply now for a free consultation