Cranston, Rhode Island Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Cranston, Rhode Island

    When a person, such as Jennifer from Cranston, Rhode Island, gets injured due to an unfortunate event like a car accident, the last thing they would want to worry about is how to pay their bills while awaiting their legal case to settle. Here, comes into the picture by providing financial assistance, known as a lawsuit loan.

    Lawsuit loans are non-recourse advances on a plaintiff’s future legal settlement. It means that a lawsuit loan gives you the funds you need today based on the money you expect to receive once your lawsuit settles. And the non-recourse part? That means if you win your case, you pay back the loan from the settlement. If you don’t win, you owe nothing.

    At, we fund claims throughout Rhode Island, not just Cranston. To find out if your case qualifies for a lawsuit loan, visit our main Rhode Island Lawsuit Loans page.

    Consider Jennifer’s case. She got into a car accident and was severely injured. Her medical costs are sky-high, and she can’t work. She applied to for a lawsuit loan. With the financial assistance we offered, Jennifer could cover her living and medical expenses without the stress of waiting for her legal case to settle. Once her case settled, Jennifer paid back the lawsuit loan from her settlement funds. This is how a lawsuit loan can be a lifeline for plaintiffs facing financial hardships during their case.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Rhode Island Lawsuit Loan Information

    Lawsuit loans can be an important tool for plaintiffs in states like Rhode Island who are waiting for their legal cases to resolve. By providing funds in advance of a settlement or judgment, these loans help individuals cover their everyday living expenses and pay for any required medical services during this crucial period. Following is the important data related to lawsuit loans in Rhode Island and how they compare against certain key figures.

    Average loan amount by in Rhode Island $2,005.00
    Largest loan by in Rhode Island $8,340.00
    Average semi-annual rate in Rhode Island 22.1%
    Median personal injury verdict in Rhode Island $20,906.00
    Rhode Island statute of limitations 3 Years; Title 9 Ch. 1 Section 9-1-14
    Rhode Island fault laws Rhode Island is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Providence population, 2020 82,934

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Cranston

    At, we provide funding for a variety of legal claim types. Here are some of the most common ones we fund.

    Auto and Other Roadway Accidents

    Roadway accidents include incidents with cars, motorcycles, trucks, bikes, pedestrians, and other road users. When an accident occurs due to someone else’s negligence, the injured party may have a legal claim.

    Premises Liability

    This involves accidents that occur on someone’s property due to unsafe or defective conditions. This could be a slip and fall at a shopping mall or injuries from faulty equipment at a rental home.

    Medical Malpractice

    If a healthcare provider’s negligence leads to a patient’s injury or worsens their condition, the patient may sue for medical malpractice. This includes wrong diagnosis, surgical errors, and incorrect medication dosage among others.

    Labor Law Claims

    These pertain to disputes between employers and employees or unions. Examples include claims for unpaid wages, unfair dismissal, or unsafe work conditions.

    Employment Claims

    Employment claims address disputes in the workplace, such as discrimination, harassment, wage disputes, and wrongful termination.

    Other Personal Injury Claims

    We also fund other personal injury claims not mentioned above. These might include product liability claims, workplace injuries, and more.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Cranston?

    Receiving a lawsuit loan in Cranston depends on specific eligibility criteria. One of the primary requirements is having a valid legal claim. This claim can be against an insurance company, self-insured company, or a large public entity. Another essential eligibility criterion is having an attorney representing you in your claim. Without an attorney, it might be challenging to receive a lawsuit loan. The final requirement is the age factor. You must be at least 18 years old to be eligible for a lawsuit loan. Remember, these loans are meant to provide financial help while you wait for your case to resolve.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Cranston Lawsuit Loan Process

    If you are a plaintiff in a legal case and need funds quickly, lawsuit loans can be a useful solution. A lawsuit loan, also known as pre-settlement funding, is a cash advance against your future legal settlement. This can help cover costs while you wait for your case to finalize. The process at is quick, transparent, and straightforward. Here’s what to expect:

    1. Apply Online: Start off by visiting our application page. Complete the form with all the necessary information.
    2. We contact your law firm: After reviewing your application, we reach out to your law firm to learn more about your case.
    3. We review your case: Based on the provided details, we assess the strength and value of your lawsuit.
    4. You sign a contract: If the case qualifies, we proceed with drafting an agreement. With your attorney’s assistance, you review and sign the contract.
    5. You get funds: Once the contract is signed, we transfer the funds directly to your bank account or mail a check if preferred.

    Here is an example: John, a plaintiff from Cranston, who recently met a car accident applies for a lawsuit loan. He suffers severe injuries and can’t work while his case is in progress. Bills are piling up, so he applies online at Our experts then contact John’s law firm, gather required particulars, and evaluate his case. Being a strong case, John quickly gets approved. He signs a few papers and soon receives the cash advance directly in his bank account. Married with two kids, this loan gives him financial peace of mind as he waits for his legal case to resolve.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. We have the ability to provide an advance up to a maximum of 25% of your expected portion of the settlement if your legal case is still ongoing. In cases that have already been settled, we can offer an advance of up to 50% of your share of the settlement.

    Let’s consider an example where a plaintiff from Cranston is involved in a car accident case which has a predicted value of $100,000. The case has not yet concluded and is expected to take some more time before resolution. Out of the settlement, medical providers take about 1/3, another third goes to the attorney, leaving the plaintiff with roughly $35,000. In such a situation, can offer an advance of around 25% of this amount, or approximately $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Cranston?

    For many people involved in a legal lawsuit, one of the biggest concerns is financial stability. While their case progresses, they may need to cover living expenses, medical bills or other costs. This is where a pre-settlement lawsuit loan can provide significant support.

    So, how fast can you receive this type of financial assistance? The answer: quite rapidly. At, we understand the urgency of these situations.

    Our process is streamlined and efficient. Once we receive your funding application, our team immediately begins a review of your case. We work diligently to make sure that a decision is reached within 24 hours of application receipt. This means that you could potentially have access to the funds you need very quickly.

    Take for instance, if John, a resident of Cranston, is involved in a personal injury case. He submits an application for a pre-settlement lawsuit loan through our website. The very next day, upon approval, John could see the much-needed funds in his bank account.

    Similarly, Mary, another Cranston resident involved in a car accident claim, submits her funding application to us. Within 24 hours, our team completes the review and makes a decision. If the application is approved, Mary will receive the money quickly.

    To conclude, a pre-settlement lawsuit loan can be an effective and swift way to obtain financial support during a legal case. The team at is dedicated to providing this support as fast and efficiently as possible.

    Pros and Cons of Pre-Settlement Funding in Cranston, Rhode Island

    Pre-settlement funding has its share of advantages and drawbacks. As a potential plaintiff, you should consider these factors carefully before deciding to avail one.

    Benefits of Pre-Settlement Funding

    The primary benefit of pre-settlement funding is financial relief. It provides plaintiffs with funds they need right away, instead of having to wait for the resolution of their legal case. This accessibility to early funds helps alleviate financial stress and enables one to meet immediate needs like medical expenses, rent, etc.

    Another significant benefit is that it eases early settlement pressure. Plaintiffs are often pressured to settle cases quickly for lesser amounts, mainly due to financial strains. Access to lawsuit loans can effectively combat this pressure.

    Finally, the non-recourse nature of lawsuit loans is worth mentioning. If you lose your case, you owe nothing to the funding company. This arrangement relieves the claimant from the risk of falling into debt due to an unsuccessful lawsuit.

    Costs or Cons of Pre-Settlement Funding

    Despite its multiple benefits, pre-settlement funding isn’t without a fair share of costs. One of the biggest concerns is the relatively high interest rates. These rates can accumulate quite significantly over time, making the total repayment amount substantially higher than the initial loan.

    An additional downside of pre-settlement funding is that it’s a generally unregulated or under-regulated industry. This lack of strict regulation could potentially expose plaintiffs to unscrupulous practices.

    The last notable point is the prerequisite to have a well-developed case with an attorney working on a contingency basis. Not every lawyer works on contingency and not every case qualifies for a lawsuit loan, which narrows down the pool of claimants who can take advantage of this funding alternative.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Cranston Pre-Settlement Funding FAQs

    Residents of Cranston often present us with some frequently asked questions about our lawsuit loan service. We will try to answer a few of the common queries in this section.

    How much does it cost to get a lawsuit loan?

    At, the cost of getting a lawsuit loan depends on a range of factors like the strength of your case and the estimated settlement amount. Our interest rates are very competitive. You can check out more about our pricing right here.

    Do I qualify for a lawsuit loan?

    If you have an ongoing lawsuit with the potential for a cash settlement, you likely qualify for a lawsuit loan. However, we have few other criteria too. Please check our requirements at funding application.

    If you have bad credit, can you get pre-settlement funding in Rhode Island?

    Yes. At, we understand that financial hardships might impact your credit score adversely. Therefore, we look beyond your credit history when approving pre-settlement loans. Our decisions are mainly based on your ongoing lawsuit and the expected settlement value, rather than your credit status.

    Other Cities we Service in Rhode Island provides funding throughout Rhode Island. See more about our funding in other key Rhode Island cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

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