Providence, Rhode Island Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Providence, Rhode Island

    Lawsuit loans, also known as pre-settlement funding, are a financial tool for plaintiffs dealing with personal injury or legal claims. If you’ve been hurt and have a pending lawsuit, these advances offer timely financial aid. Unlike traditional loans, lawsuit loans are non-recourse. This means you only have to pay a cent if you win your case. If you don’t, there’s no need to worry. You owe nothing.

    Our services at cover all of Rhode Island. If you’re interested in getting started, feel free to check out our main Rhode Island Lawsuit Loans page.

    Let’s say you are Brandon, a resident of Providence, Rhode Island. Imagine that you were involved in a nasty car accident that left you injured. The vehicle damage, the mounting medical bills, and time off work are putting a strain on your finances. In this scenario, a lawsuit loan from can step in to help you financially while you wait for your case settlement.

    Once you apply and qualify, we can provide an up-front cash advance on your future legal settlement. This money can be used for anything, including living expenses, rent, medical bills, and more. By easing your financial burden, you can then focus on recovering and building your case – instead of worrying about bills.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Rhode Island Lawsuit Loan Information

    If you are in the midst of a personal injury lawsuit in Rhode Island, understanding some key facts can be of great assistance. In the table below, you’ll find vital statistics including the average and largest loans provided by, the regional semi-annual rate, median personal injury verdict figures, legal time limits, details on fault laws, and population data.

    Average loan amount by in Rhode Island $2,005.00
    Largest loan by in Rhode Island $8,340.00
    Average semi-annual rate in Rhode Island 22.1%
    Median personal injury verdict in Rhode Island $20,906.00
    Rhode Island statute of limitations 3 Years; Title 9 Ch. 1 Section 9-1-14
    Rhode Island fault laws Rhode Island is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Providence population, 2020 190,934

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Providence

    At, we fund various types of legal cases in Providence. Here are some of the most common case types we lend against:

    • Auto and Other Roadway Accidents: These are incidents that occur due to negligent driving behaviors such as drunk driving, speeding or distracted driving. If you’ve been seriously injured in an accident and have a pending lawsuit, we can provide pre-settlement funding.
    • Premises Liability: These claims arise when a person is injured on someone else’s property due to unsafe conditions. If an establishment’s negligence led to your injury, funding can ease your financial burden while you await your settlement.
    • Medical Malpractice: This involves healthcare providers who have failed to provide the standard of care which results in injury or death. If you are pursuing a medical malpractice suit, our funding options can help you withstand the often lengthy legal process.
    • Labor Law Claims: These are disputes related to worker rights like unpaid overtime or unsafe working conditions. If you’re waiting on a labor law settlement, we can provide financial assistance.
    • Employment Claims: This includes complaints related to issues like wrongful termination or workplace discrimination. Applicants with pending employment litigation can benefit from our lawsuit loan services.
    • Other Personal Injury Claims: If you’ve suffered from other forms of personal injury such as slip and fall accidents, product liability or assault, we may provide loans to tide you over till your case gets resolved.

    To learn more about our funding options or to apply, visit the website or call us toll-free at (866) 594-1343.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Providence?

    Ever wondered if you’re eligible for a lawsuit loan in Providence? This section will highlight the major eligibility criteria. Before applying, it’s essential to understand that your eligibility largely depends on these factors:

    1. Valid Legal Claim: You should be involved in a legal action against an insurance company, a self-insured company, or a large public entity. Your claim should be strong, promising, and well-supported by evidence.
    2. Hiring an Attorney: Having an attorney is a must for obtaining a lawsuit loan. The attorney will guide you through the complex legal process and help communicate with the funding company.
    3. Being 18 Years Old: Age is another eligibility criterion. You need to be at least 18 years old to apply for a lawsuit loan in Providence.

    If you fulfill these criteria, chances are you might be eligible for a lawsuit loan. Remember, each case is unique, and individual circumstances may impact your eligibility. For personalized advice, reach out to or call their toll-free number at (866) 594-1343. You can also fill out the funding application.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Providence Lawsuit Loan Process

    We make obtaining lawsuit loans simple and stress-free. The entire process involves only five easy steps from application to receiving your funds. Here’s how it typically works:

    1. Apply Online: To begin the process, you need to complete an online application located at funding application. The form requires some basic details about you and your ongoing lawsuit.
    2. Contact your Law Firm: After receiving your application, we contact your law firm to get more details about the case. This is for us to understand the circumstances and potential outcome of your lawsuit better.
    3. Review Your Case: Our team of experts will then review your case to decide whether we can offer you a lawsuit loan or not. Rest assured, we keep all information confidential.
    4. Contract Signing: If your case gets approved, you sign a contract agreement. We outline the terms and conditions of the loan, such as the repayment schedule and interest rate, in this contract.
    5. Get Funds: Finally, once the contract is signed, you receive the funds—often within 24 hours.

    Let’s illustrate this with an example. Suppose, Jack was injured in a car accident and has a pending lawsuit. He applies online on our website. Our team contacts his law firm to get more specifics about the case. Upon reviewing the case, we approve his application and provide him with a contract. After reading and signing the contract, Jack receives the agreed lawsuit loan amount directly in his bank account. This is how easily one can acquire a lawsuit loan from!

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can provide funds anywhere from $500 to over $1,000,000, depending on your case. If your case is currently in progress, we could potentially advance you up to 25% of the compensation projected to be awarded to you at the end. However, if your case has already been settled, we may possibly offer you a more substantial sum, up to 50% of your entitled compensation.

    Let’s illustrate this with an example. Imagine you’re a plaintiff from Providence involved in a car accident case. The estimated value of the pending settlement is around $100,000 but will not be resolved for some time. Given this situation, where medical providers usually receive around one third of the settlement ($33,333), the attorney is also paid another third, leaving you—the plaintiff—with an expected $35,000. We, at, can advance approximately 25% of your expected portion or around $8,750.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Providence?

    If you are embroiled in a legal case and need funds urgently, you might wonder, “How quickly can I get a pre-settlement lawsuit loan?” Luckily, at, the process is quick and efficient. As soon as you submit your application, our team gets to work to review your case. This evaluation process hardly ever extends beyond 24 hours.

    Once we’ve made a decision, you’ll get an immediate update. For instance, let’s say you submitted your application on Monday afternoon. By Tuesday afternoon, you could have a clear idea of whether you qualify for a lawsuit loan or not. If approved, funds are dispatched promptly allowing you to focus on your lawsuit without having to worry about financial constraints.

    So, if you’re a plaintiff in Providence with an ongoing personal injury or any other legal claim, you already have a lot on your plate. Don’t let financial stress add to your burden – apply for a lawsuit loan with today.

    Pros and Cons of Pre-Settlement Funding in Providence, Rhode Island

    Pre-settlement funding brings both benefits and drawbacks. As you explore this option, be sure to weigh these thoroughly.

    Benefits of Pre-Settlement Funding

    • Financial Relief: This kind of funding can help plaintiffs manage expenses while awaiting their case outcome.
    • Early Access to Funds: By getting pre-settlement funding, you gain access to some cash even before your lawsuit is resolved.
    • Avoiding Early Settlement Pressure: With enough funds to hold out, you can prevent feeling pressured into accepting a lower settlement too soon.
    • Non-Recourse Nature: Lawsuit loans are non-recourse, meaning you only have to pay back if you win your case.

    Cons of Pre-Settlement Funding

    • High Interest Rates: These types of loans have relatively high interest rates, so borrowing can get costly.
    • Lack of Regulation: The pre-settlement funding industry is either unregulated or under-regulated, which could pose risks.
    • Need for a Strong Case: To get a lawsuit loan, you must have a well-developed case and an attorney working on a contingency basis.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Providence Pre-Settlement Funding FAQs

    Understanding pre-settlement funding is key to making the right choices in your legal journey. If you are a resident of Providence, or anywhere else in Rhode Island, here are some answers to frequently asked questions about lawsuit loans.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary depending on many factors. These include the amount of money you need, the details of your case, and the laws in your state. offers competitive rates, but we encourage you to reach out to us for a more specific answer tailored to your needs.

    Do I qualify for a lawsuit loan?

    Your eligibility for a lawsuit loan generally depends on the strength of your case. If you have a personal injury or other legal claim, and are represented by an attorney, you may be eligible. The best way to find out whether you qualify is by filling out the funding application.

    If you have bad credit, can you get pre-settlement funding in Rhode Island?

    Yes, you can. At, we understand that circumstances can affect your credit. That’s why your credit score doesn’t influence your eligibility for pre-settlement funding. We look at the merits of your case instead.

    Other Cities we Service in Rhode Island provides funding throughout Rhode Island. See more about our funding in other key Rhode Island cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

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