South Dakota Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
Learn More

Apply in Seconds

    What is a Lawsuit Loan and How Does it Work in South Dakota?

    A lawsuit loan, also referred to as pre-settlement funding, is a financial service that provides funds to plaintiffs involved in lawsuits. It’s especially beneficial when the legal process is lengthy, placing the plaintiff in financial hardship before obtaining their rightful settlement. Lawsuit Loans are not traditional loans. Instead, they are considered a form of cash advance against the expected lawsuit settlement. is a leading provider of such services. Applying for a lawsuit loan through is straightforward. Fill out and submit an online application at funding application or via the toll-free number (800) 340-4973.

    The process begins with a review of your case details by’s experts. Once approved, you can expect the funds transferred directly to your bank account within 24 hours. The loan isn’t repaid until your case settles, and if you don’t win your lawsuit, you are under no obligation to repay the funds.

    In South Dakota, lawsuit loans can help individuals endure the lengthy legal process without succumbing to devastating financial circumstances. By getting a lawsuit loan, South Dakotan plaintiffs can cover necessary expenses such as mortgage payments, living expenses, medical bills, and legal costs. is dedicated to helping South Dakotan plaintiffs manage their finances efficiently while awaiting the resolution of their legal cases.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important South Dakota Lawsuit Loan Information

    Before we dig deeper into specifics, let’s get acquainted with some relevant information regarding lawsuit loans in South Dakota. The following table provides an overview of key figures like the average loan amount by in the state, South Dakota’s statute of limitations, and more.

    Average loan amount by in South Dakota $27,089.67
    Largest loan by in South Dakota $62,469.00
    Average semi-annual rate in South Dakota 20.8%
    Median personal injury verdict in South Dakota $31,000.00
    South Dakota statute of limitations 3 Years; Title 15 Ch. 2 Section 15-2-14
    South Dakota fault laws South Dakota is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Common Case Types We Fund in South Dakota

    At, we provide funding for a variety of case types in South Dakota. Our services extend to, but aren’t limited to, the following case types:

    • Auto accident and other roadway accidents: These involve incidents on the road where someone is injured due to another party’s negligence.
    • Premises liability cases: Usually, these are cases where an injury occurs on someone’s property due to hazardous conditions or owner’s negligence.
    • Medical malpractice: These lawsuits arise when a healthcare provider fails in providing adequate treatment, resulting in harm to the patient.
    • Labor law claims: These involve cases where an employer violates the rules set by labor laws, typically leading to unfair treatment of employees.
    • Employment claims: These cases pertain to disputes between employers and employees regarding unfair dismissal, workplace discrimination, wage issues, etc.
    • Other personal injury claims: This category includes several other situations where individuals are harmed due to others’ negligence or intentional actions.

    We encourage plaintiffs to learn more by visiting these pages:

    South Dakota Personal Injury Loans

    South Dakota Car Accident Loans

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in South Dakota?

    If you’re considering a lawsuit loan, it’s vital to understand the eligibility criteria. To qualify for a loan from, there are a few requirements you must meet.

    First, you must have a valid legal claim. This means that you’re filing a lawsuit against an insurance company, self-insured company, or a large public entity. Our funding is designed to help plaintiffs who are waiting for their cases to resolve. These could be personal injury cases, workplace discrimination suits, malpractice claims, and many others.

    Secondly, you must have an attorney representing your case. This helps us ensure that your case is legitimate and has a good chance of settling successfully.

    Lastly, you must be at least 18 years old. As per law, minors cannot enter into financial agreements like lawsuit loans.

    So if you’re in South Dakota and meet these criteria, do not hesitate to apply for a lawsuit loan today. It’s straightforward and quick, providing you with the financial help you need while your case is ongoing.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Our South Dakota Lawsuit Loan Process

    At, our priority is helping plaintiffs who are facing financial hardship. We have created a simple and quick lawsuit loan process where plaintiffs can secure funds when they most need it. We will walk you through the five primary steps needed to access a lawsuit loan:

    1. Apply Online: The first step in seeking a lawsuit loan begins online. Visit our website and fill out the application form at funding application.
    2. We Contact Your Law Firm: After we receive your application, our team will reach out to your law firm for additional details related to your case.
    3. We Review Your Case: Upon acquiring the necessary documents from your law firm, we review your case to assess its merit.
    4. You Sign a Contract: If your case qualifies, we send you a contract to sign. This contract outlines the terms and conditions of the lawsuit loan.
    5. You Get Funds: After signing the contract, you get your funds. You don’t have to wait until your lawsuit is resolved before getting paid.

    To give you a clear view of how this works in practice, let’s consider an example of a plaintiff seeking a lawsuit loan as a result of a personal injury claim. John, from South Dakota, was recently involved in a car accident and suffered significant injuries. While waiting for his case to resolve, he finds himself in financial distress. Following our process, he applies online and we contact his law firm. After reviewing his case and finding it to have good potential for a successful resolution, we approve his application. He signs a contract with us outlining the terms of the loan, and shortly after, he receives the funds he needs during this difficult time.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can vary greatly in their amounts. The sum you receive can range anywhere between $500 and over $1,000,000. The exact amount highly depends on the specifics of your situation. Mainly, it’s determined by your potential share of the settlement once the lawsuit concludes.

    If your case is still ongoing, can provide up to 25% of what you’re estimated to receive from the settlement. For example, let’s consider a plaintiff from South Dakota. This person is involved in a car accident lawsuit where the estimated value is $100,000 but the case has not yet resolved.

    From the resolution, the division of profits often looks as follows: One-third or around $33,333 gets paid to medical providers, another third goes to the attorney and around $33,333 remains with the plaintiff. In this scenario, can provide an advance of about 25% of the plaintiff’s total expected amount. That means the plaintiff could receive approximately $8,250 as a lawsuit loan.

    However, when a case has already been settled, we offer as much as 50% of your expected portion of the settlement. So, the more promising your lawsuit outcome appears, the more money you can potentially receive through

    For more details and to start your funding application process immediately, visit funding application.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    What Can I Use the Money From My Lawsuit Loan For?

    If you’re a plaintiff who’s just gotten a lawsuit loan, you might be wondering how you can use those funds. With, the money you receive from your loan can be used for a variety of different personal needs.

    One of the most common things people use this money for is living expenses. Whether it’s rent or mortgage, utility bills, groceries, transportation costs, and even child care expenses, lawsuit loans can help ease the burden of these necessary costs while you wait for your case to resolve.

    Besides daily expenses, another significant way you can utilize your loan is for medical expenses. These could be expenses for treatments that are not covered by your insurance, costs for prescription medications, and even money for any therapy or rehabilitation services you may need due to your injury. The funds can offer an immediate financial remedy and ease the burden while dealing with your current situation.

    The only thing you cannot use your lawsuit loan for is litigation or legal case expenses. Other than that restriction, the decision on where to use your funds lies in your hands. Remember, our goal at is to provide a funding solution that will help you stay financially stable while your case is being resolved.

    Pros and Cons of Pre-Settlement Funding in South Dakota

    Pre-settlement funding comes with several advantages that can be a lifeline for many plaintiffs facing financial struggles. Some of these benefits include:

    • Financial relief: The immediate cash provided by pre-settlement funding can be used to cover living expenses, medical bills, legal fees, and other costs incurred during a lawsuit.
    • Early access to funds: Instead of waiting months or even years for their case to be resolved, plaintiffs can receive funds right away to help them navigate through the lengthy and costly legal process.
    • Avoiding early settlement pressure: With financial stresses taken care of, plaintiffs are less likely to accept an unfair, low ball settlement offer out of desperation. They are able to wait for the case to properly conclude and potentially receive a high compensation.
    • Non-recourse nature of lawsuit loans: Plaintiffs don’t have to worry about paying back the loan if they lose their case. This is the non-recourse characteristic of lawsuit loans.

    Despite these benefits, there are certain drawbacks associated with pre-settlement funding which plaintiffs should be aware of before making a decision. These include:

    • Relatively high interest rates: Due to the high-risk nature of lawsuits, funding companies charge higher interest rates on lawsuit loans.
    • A generally unregulated or under-regulated industry: The lack of stringent regulatory oversight can result in unfavorable practices. It’s crucial for plaintiffs to choose a reputable funding company.
    • The need to have a well-developed case with an attorney working on a contingency basis: Most funding companies require a good case with strong prospects of winning and an attorney working on a “no-win, no-fee” basis in order to approve a loan. This stipulation might limit the reach of lawsuit loans.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Major cities we fund in South Dakota

    At, we support individuals across the country with pre-settlement funding. This includes funding for residents in the state of South Dakota. Here are the top 10 cities by population in South Dakota where we provide funding:

    1. Sioux Falls
    2. Rapid City
    3. Aberdeen
    4. Brookings
    5. Watertown
    6. Mitchell
    7. Yankton
    8. Pierre
    9. Huron
    10. Spearfish

    Regardless of whether you live in these cities or elsewhere in South Dakota, is here to help with your financial needs while you wait for resolution of your legal case.

    South Dakota Pre-Settlement Funding FAQs

    If you are a resident of South Dakota and planning to apply for pre-settlement funding, you likely have questions. We aim to provide the answers to some of your most pressing inquiries.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan varies based on many factors, such as the amount you want to borrow and your case’s total valuation. For an exact answer, contact us at using our website or call us at (800) 340-4973.

    Do I qualify for a lawsuit loan?

    Eligibility for a lawsuit loan is primarily based on the merits of your legal case. If you have a valid personal injury or other legal claim and have hired an attorney, you may qualify for a lawsuit loan. However, each application is considered on a case-by-case basis. For reassurance about your specific circumstances, visit our application page.

    How much funding can I get?

    The amount of funding you can receive also depends on the specifics of your case. After reviewing the details of your legal claim, we can tailor an offer that fits within the scope and estimated value of your lawsuit. Again, for more particular information, please contact us directly.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Cities we Service in South Dakota provides funding throughout South Dakota. See more about our funding in South Dakota by visiting the city pages below:

    Cases we Fund in South Dakota provides funding for various personal injury and roadway accident cases in South Dakota. Read more about the personal injury cases we fund in South Dakota here:

    Read more about the roadway accident claims we fund in South Dakota here:

    Does Directly Fund Cases in South Dakota?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in South Dakota.

    Apply now for a free consultation