South Dakota Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Car Accident Loans in South Dakota?

Car accident loans are a type of funding that plaintiffs can receive if they are involved in a car accident and are awaiting a future settlement. Also known as pre-settlement funding, these ‘loans’ are unique in that they are considered non-recourse. This means that if the plaintiff does not win their case, they are not obligated to repay the funds.

Here’s how it works: first, you apply for the loan. Upon approval, the company provides a cash advance based on the estimated value of your future settlement. You can use this money to cover immediate expenses while your legal case is still ongoing.

Let’s consider an example. Imagine you’re a plaintiff who was involved in a car accident in South Dakota. Due to this accident, you’ve been unable to work and the bills are piling up. By applying for a car accident loan from a company like, you might be able to alleviate some financial stress. The funds can be used for living expenses, medical bills, or even case-related costs. Then, when you do eventually receive your settlement, the amount of the advance is simply deducted from what you’ve won.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Key Information About Car Accident Loans in South Dakota

If you’re involved in a car accident in South Dakota and pursuing a legal case, it can take time to receive your settlement. During this waiting period, a car accident loan from can provide financial support. This short-term loan uses your pending settlement as collateral. But before applying, let’s look at some vital information about car accident loans in South Dakota:

Average car accident loan amount by in South Dakota $9,400.00
Largest car accident loan by in South Dakota $14,300.00
Average interest rate in South Dakota 22.5%
Median personal injury verdict in South Dakota $31,000.00
South Dakota statute of limitations for personal injury cases 3 Years; Title 15 Ch. 2 Section 15-2-14
South Dakota fault laws for car accidents South Dakota operates on an “at-fault” or “tort” system, meaning the driver found responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible for a Car Accident Loan in South Dakota?

Qualifying for a car accident loan in South Dakota involves meeting certain basic requirements. First and foremost, you must have a valid legal claim after a car accident. This can be against an insurance company or a self-insured company.

Another key eligibility requirement is that you have an attorney working on your case on a contingency basis. This means your attorney gets paid only if you win your case or achieve a settlement.

Last but not least, to apply for a lawsuit loan from you need to be at least 18 years old. This is a standard requirement across many legal processes.

If you tick all of these boxes, you may be eligible for a car accident loan in South Dakota. To get started, contact us at (800) 340-4973 or start your funding application online.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Car Accident Loan Process in South Dakota

Understanding the process of acquiring a lawsuit loan in the aftermath of an auto accident can be quite beneficial. This type of financial aid is designed to provide much-needed support for plaintiffs involved in legal cases, and it is characterized by a straightforward five-step procedure:

  1. Applying online: You start the whole process by filling out an application form on our website funding application.
  2. Law firm contact: After receiving your application, we reach out to your law firm to gather more details about your case.
  3. Case review: Our team of experts assesses your case thoroughly to evaluate its merits and determine if you qualify.
  4. Contract signing: If your application is approved, a contract that details all the terms of the loan (such as payback conditions) is prepared. You need to read, understand, and sign this contract.
  5. Fund disbursement: Upon the completion of the above steps, we release the funds either through direct deposit or check.

Imagine Jane, a plaintiff from South Dakota who was injured in a car accident. She was going through a tough time because her injuries left her unable to work. Bills were piling up, and she was getting financially strained. Luckily, Jane learned about and decided to apply for a car accident lawsuit loan. After completing the above process successfully, she got the financial help she needed while waiting for her case resolution.

Get Started

Apply today and get funds in as little as 24 hours!

Roadway Accident Cases we Fund in South Dakota

At, we provide funding for nearly every type of roadway accident in South Dakota. See the list below for specific types of accidents and their corresponding loans:

How Much Money Can I Get From my Car Accident Pre-settlement Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s consider an example. Suppose you’re a plaintiff in South Dakota in a car accident case with a $50,000 estimated settlement value. As your case is still in progress and will not settle for some time, we calculate your prospective share. Typically, medical providers receive about 1/3 of the settlement, and your attorney takes another 1/3. So, you would be likely to receive around $17,000 from the settlement. In such a scenario, we can advance approximately 25% of that amount, which comes to about $4,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Major Cities we Serve in South Dakota is committed to helping plaintiffs across the United States, including those in South Dakota. We offer funding to residents in every city statewide. Here are the top 10 most populated cities in South Dakota that we serve:

  1. Sioux Falls
  2. Rapid City
  3. Aberdeen
  4. Brookings
  5. Watertown
  6. Mitchell
  7. Yankton
  8. Pierre
  9. Huron
  10. Spearfish

To seek funding while waiting for your legal case to resolve, visit our website at or call us toll-free at (800) 340-4973. Whether you’re in Sioux Falls or Spearfish, we’re here to help. To apply, simply fill out an application located at funding application.

South Dakota Car Accident Funding FAQs

At, we get many questions from South Dakota residents who have suffered car accidents and are looking for financial aid while waiting for their legal case to resolve. Below, we help answer some of the most frequently asked questions about car accident lawsuit loans in South Dakota.

How much does it cost to get a car accident lawsuit loan?

The cost of a car accident lawsuit loan can vary based on several factors, including the specifics of your case and the amount of money you’re applying to borrow. However, at, we strive to offer competitive rates, making lawsuit loans an accessible resource for people in need.

Do I qualify for a lawsuit loan on my car accident case?

In general, if you’ve been injured in a car accident in South Dakota and have a valid personal injury claim, you should be eligible to apply for a lawsuit loan. However, each case is unique, and approval depends on the specifics of your situation. Applying for funding through funding application is the best way to find out if you qualify.

Can you get a loan on a car accident settlement?

Yes, specializes in providing pre-settlement funding, which is essentially a non-recourse loan on your expected car accident settlement. This means that you won’t have to pay back the loan unless you win your case or achieve a financial settlement.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Cities we Service in South Dakota provides funding throughout South Dakota. See more about our funding in South Dakota by visiting the city pages below:

Other Cases we Fund in South Dakota provides funding for various personal injury and roadway accident cases in South Dakota. Read more about the personal injury cases we fund in South Dakota here:

Read more about the roadway accident claims we fund in South Dakota here:

Get Started

Apply today and get funds in as little as 24 hours!

Does Directly Fund Cases in South Dakota?

While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in South Dakota.

Apply now for a free consultation