Virginia Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What is a Lawsuit Loan and How Does it Work in Virginia?

    A lawsuit loan, often known as pre-settlement funding, provides financial aid to plaintiffs engaged in lawsuits. Going through a lawsuit can be a lengthy process, often taking months or even years to resolve. During this time, plaintiffs might find themselves dealing with mounting bills, from legal fees to personal expenses. steps in by providing much-needed funds in these situations. If you have a pending lawsuit in Virginia and are struggling to manage financially while waiting for your case to conclude, you may ask, “How does a lawsuit loan work?” It’s simple.

    First, you apply for the loan. This step is not any different from applying for other kinds of loans. You complete an application form detailing your case. You can do this online by visiting funding application, then our expert team will review your application.

    If approved, the amount you receive depends on the expected settlement from your case. Rather than monthly payments, the loan amount, plus any accrued interest, is paid back once your lawsuit settles. Therefore, you don’t need to worry about loan repayments while you’re waiting for your suit to be resolved.

    And best of all, if you don’t win your case, you owe nothing. That’s because these are non-recourse loans, which means you are not personally liable for the debt.

    In summary, if you’re involved in a lawsuit in Virginia and need immediate financial help, a lawsuit loan through could be an ideal solution.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Virginia Lawsuit Loan Information

    If you are involved in a lawsuit in Virginia and need financial aid, our lawsuit loans may be the perfect solution for you. These are some average values tied to our lawsuit loans along with crucial law data in Virginia:

    Average loan amount by in Virginia $7,764.26
    Largest loan by in Virginia $34,850.98
    Average semi-annual rate in Virginia 20.6%
    Median personal injury verdict in Virginia $24,720.00
    Virginia statute of limitations 2 Years; Title 8.01 Section 8.01-243
    Virginia fault laws Virginia is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Common Case Types We Fund in Virginia

    We support plaintiffs in a variety of legal cases. The most common ones that we fund are listed below:

    Auto and Other Roadway Accidents

    If you’re involved in any sort of roadway accident, such as a car or motorcycle accident, we can provide pre-settlement funding. This helps you manage expenses while your case proceeds.

    Premises Liability

    Premises liability involves an injury caused by a dangerous condition on someone’s property. assists victims with these claims.

    Medical Malpractice

    If a healthcare provider fails in their duty of care, leading to injury or disease, we provide financial support while you pursue justice.

    Labor Law Claims

    Workplace injustices, such as unpaid wages or illegal terminations, are labor law claims we fund. Don’t endure the hardship on your own; we’re here to help.

    Employment Claims

    You have rights as an employee. If those have been violated through misconduct like discrimination or harassment, can offer financial help during your legal fight.

    Other Personal Injury Claims

    We also fund other personal injury claims which include but are not limited to slip and fall accidents, dog bites, and faulty product injuries.

    To learn more about how we can assist you, visit our Virginia Personal Injury Loans and Virginia Car Accident Loans pages.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Virginia?

    Wondering if you are suitable to apply for a lawsuit loan in Virginia? Count yourself in if you hold the following eligibility markers. First, you should have an ongoing legal claim against an insurance company, a self insured company or a large public entity. Importantly, there should be a plausible probability of victory in your favor.

    Secondly, you need to be represented by an attorney handling your case. It underscores the importance and seriousness of the lawsuit that you’ve embarked on. Your attorney will also play a crucial role in liaising with the setup, ensuring smooth coordination.

    Lastly, the minimum age bar is 18 years. If you adhere to all these three principal eligibilities, you certainly fit the bill for a lawsuit loan in Virginia. Check out our funding application to start the process.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Our Virginia Lawsuit Loan Process

    If you’re facing the strain of a pending lawsuit, a lawsuit loan can provide much-needed relief. Not sure how? Let’s break the process down into five simple steps:

    1. Apply online: The first step is easy – just fill out our online application form. With a few clicks, your application will be underway.
    2. We contact your law firm: Once your application has been submitted, we reach out to your law firm to gather some specifics about your case.
    3. We review your case: This is where we delve into the details of your case, from the extent of your injury to the liability of the defendant. It helps us to assess the strength of your case and the probable settlement amount.
    4. You sign a contract: If your case is approved for a lawsuit loan, we will send you a contract to read and sign. This agreement spells out the terms of the loan and repayment specifics.
    5. You get funds: Upon contract approval, the funds will be sent directly to your account. It’s that simple.

    Now, let’s look at an example of a plaintiff experiencing this process:

    John, a construction worker, was injured on site due to faulty equipment. While his employer dragged their feet over his workers’ compensation claim, bills piled up and John decided to apply for a lawsuit loan. After applying online, his attorney was contacted by to discuss his workplace accident. Following a thorough review of his case, we determined that John had a strong case against his employer and issued a contract for his approval. Upon signing the contract, John received the funds directly in his account.

    How Much Money Can I Get From my Lawsuit Loan?

    When you apply for a lawsuit loan with, the amount that you can receive varies. These loans can range from $500 to over $1,000,000, depending on the specifics of your case.

    For ongoing cases, we are able to advance up to 25% of your predicted portion of the settlement. For those cases already settled, we may offer up to 50% of your expected share of the settlement.

    To illustrate, let’s consider an example of a plaintiff from Virginia involved in a car accident case. This case is still in progress and features an estimated settlement value of $100,000. In this scenario, medical providers typically receive around one-third of the settlement, while the attorney receives another third. This leaves the plaintiff with approximately $33,000. In such a case, could provide an advance of about 25% of this amount, which equals to approximately $8,250.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    What Can I Use the Money From My Lawsuit Loan For?

    If you’ve recently applied for a lawsuit loan, you may be wondering how you can utilize the funds. The beauty of lawsuit loans from lies in their versatility. Plaintiffs can use the money they receive for a variety of purposes. This includes essential living expenses and medical costs.

    Living expenses may encompass things like rent or mortgage payments, utility bills, groceries, childcare, car payments, or any other day-to-day costs that allow you to maintain your lifestyle. In tough times, this type of financial aid can relieve the pressure, allowing you to focus more on your case and less on struggling to make ends meet.

    Alternatively, you may decide to use your lawsuit loan for medical costs. This could cover anything from surgery fees and hospital bills to the cost of medication, rehabilitation, or in-home care. The main goal of a lawsuit loan is to provide financial peace of mind during a potentially stressful time – and healthcare costs often contribute largely to this stress.

    While there are numerous ways in which you can utilize your lawsuit loan, there is one primary expenditure that these funds cannot cover – your litigation or legal case expenses. Your funding from is designed to provide personal relief and should not be used to directly finance the legal aspects of your case.

    Pros and Cons of Pre-Settlement Funding in Virginia

    The concept of pre-settlement funding can be a vital rescue when you are grappling with mounting bills due to an ongoing personal injury lawsuit. However, it is crucial to understand the pros and cons before proceeding.

    Pros of Pre-Settlement Funding

    • Financial relief: Pre-settlement funding provides immediate money to plaintiffs who need to cover their living expenses and medical bills while waiting for their lawsuit to resolve.
    • Early access to funds: Instead of waiting for a lawsuit to settle which can take months or even years, you have immediate access to a portion of your potential compensation.
    • Avoiding early settlement pressure: Having access to cash allows you to wait for a fair settlement, alleviating the pressure to settle for a lower amount quickly just to pay immediate expenses.
    • Non-recourse nature: If the plaintiff does not win their case, they do not need to repay the pre-settlement loan. It offers risk-free borrowing to plaintiffs during a challenging period.

    Cons of Pre-Settlement Funding

    • High interest rates: Lawsuit loans often come with high interest rates, so you need to consider this cost before opting for a pre-settlement loan.
    • Unregulated industry: With the industry largely unregulated or under-regulated, the scope for unethical practices is higher, making it even more critical to select a reputable funding company.
    • Well-developed case requirement: To qualify for a pre-settlement loan, there needs to be a strong possibility of winning the lawsuit. Moreover, it requires an attorney working on a contingency basis, meaning not all plaintiffs will be eligible.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Major cities we fund in Virginia is proud to serve residents across the entire state of Virginia, as well as nationwide. We provide lawsuit loans and pre-settlement funding for individuals who are waiting for their legal cases to resolve. Here is a list of the top 10 cities by population in Virginia where we offer our services:

    1. Virginia Beach
    2. Norfolk
    3. Chesapeake
    4. Arlington
    5. Richmond
    6. Newport News
    7. Alexandria
    8. Hampton
    9. Roanoke
    10. Portsmouth

    Virginia Pre-Settlement Funding FAQs

    We understand that you may have some questions about our services. Here are the answers to the most frequently asked questions from our Virginia clients.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan may vary based on many factors such as the nature of the lawsuit, the expected payout, and more. Remember, at we aim to offer competitive rates to all our clients.

    Do I qualify for a lawsuit loan?

    Eligibility for a lawsuit loan depends on the circumstances of your case. Generally, if you have a lawyer, a valid claim, and are in the process of a lawsuit, you could qualify for a pre-settlement loan.

    How much funding can I get?

    The amount of funding you may receive varies. It’s typically a percentage of your expected lawsuit settlement. Once we review your case, we will provide a more accurate estimation.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Cities we Service in Virginia provides funding throughout Virginia. See more about our funding in Virginia by visiting the city pages below:

    Cases we Fund in Virginia provides funding for various personal injury and roadway accident cases in Virginia. Read more about the personal injury cases we fund in Virginia here:

    Read more about the roadway accident claims we fund in Virginia here:

    Apply now for a free consultation