Virginia Personal Injury Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
Apply Now

What is a Personal Injury Lawsuit Loan and How Does it Work in Virginia

A personal injury lawsuit loan, also known as pre-settlement funding, provides plaintiffs with financial support when their legal case is still ongoing. In simple terms, it stands as an advance received by the injured person who has filed a litigation case but hasn’t yet received the settlement payment.

Virginia, like many others, follows similar guidelines when it comes to these lawsuit loans. Before applying for one, a plaintiff’s case must reach a point where the defendant (the accused party in the lawsuit) accepts liability. Once this happens, a plaintiff becomes eligible to apply for a person injury lawsuit loan.

Let’s consider an example. Suppose you’re a Virginia resident and unfortunately got into a severe car accident due to someone else’s negligence. Because of the accident, you can’t work and have mounting medical bills. At this point, you have filed a lawsuit against the negligent party and are waiting for the case to resolve. To cope with your financial stress during this period, you may choose to get a personal injury lawsuit loan against your future settlement amount from a provider like

You can make an application for a lawsuit loan on their website or call their toll free phone number (800) 340-4973 to get started. Remember that getting a personal injury lawsuit loan is not a decision to take lightly. It should be considered only after exploring all other options and discussing it with your attorney.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Virginia Personal Injury Lawsuit Loan Information

If you’re residing in Virginia and have a pending personal injury lawsuit, it’s important to know that financial aid is within your reach as you await the decisive conclusion of your case. can offer pre-settlement funding options, which are essentially loans tied to the critical outcome of your legal claim. The table below provides a snapshot relative to personal injury lawsuit loans in Virginia as facilitated by

Average personal injury loan amount by in Virginia $6,744.85
Largest personal injury loan by in Virginia $34,850.98 average semi-annual rate for personal injury loans in Virginia 20.7%
Median personal injury verdict in Virginia $24,720.00
Virginia statute of limitations 2 Years; Title 8.01 Section 8.01-243
Virginia fault laws Virginia operates under the “at-fault” or “tort” rules, so the driver found responsible for the accident must pay for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible For a Personal Injury Lawsuit Loan in Virginia?

If you’ve suffered a personal injury in Virginia, you might be wondering if you are eligible for a lawsuit loan. The main thing you’ll need to know is that certain eligibility criteria exist for such loans.

Primarily, you must have a valid legal claim. You can launch this claim against: an insurance company, a self-insured company, or a large public entity. It’s a way of assuring your loan provider you have potential funds coming in the future that would allow you to repay the loan.

Secondly, having an attorney is another crucial component for eligibility. An attorney not only provides you with legal advice but also substantiates the legitimacy of your claim. Also, most pre-settlement funding companies like communicate through your attorney during the funding process.

Last but not least, you should be at least 18 years old. Being a legal adult is an essential requirement as minors cannot legally commit to a loan.

In summary, if you meet these criteria and need financial assistance while waiting for a verdict, a personal injury lawsuit loan may be a solution worth considering.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

How Much Money Can I Get From my Personal Injury Lawsuit Loan?

Personal injury lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled personal injury cases, we can offer 50% of your expected portion of the settlement.

Let’s look at an example: A plaintiff in Virginia is pursuing a premises liability claim with an estimated value of $200,000. The client is still receiving treatment for their injuries, and the case may take another year to resolve. As a general rule, medical providers usually receive about 1/3 of the settlement and the attorney receives another 1/3 of the settlement. This leaves the plaintiff with approximately $65,000. In this scenario, we can advance about 25% of that amount, meaning the plaintiff could receive a lawsuit loan of up to $16,250.

Get Started

Apply today and get funds in as little as 24 hours!

How Can I Use the Money From my Personal Injury Loan?

Plaintiffs who receive funds from personal injury loans can use this financial support in a variety of ways. For example, you might use the funds to cover essential living expenses such as rent or mortgage payments, groceries, utility bills, and transportation costs. This can be especially beneficial if your injury affects your ability to work.

The loan can also help cover medical costs. These can include hospital bills, rehabilitation services, prescription medications, medical equipment, or even traveling expenses associated with receiving medical treatment. An important benefit is that it provides immediate relief from financial stress, allowing you to concentrate more on your recovery.

However, there is one specific area where the funds cannot be applied – litigation or legal case expenses. it’s important to note that Lawsuit loans are designed to provide personal financial relief rather than fund the costs associated with pursuing a legal case. If you have questions about what your loan may cover, consider reaching out to for further clarity.

Most Common Personal Injury Claims we Fund in Virginia

We fund a wide range of personal injury claims in Virginia. These include:

  • Car Accidents: This is perhaps the most common type of personal injury claim we encounter and fund.
  • Commercial Vehicle Accidents: These involve accidents with trucks or other commercial vehicles.
  • Roadway Accidents: Any accident that takes place on the roads falls in this category.
  • Premises Liability Claims: In these cases, the property owner might be held responsible for an injury occurring on their property.
  • Medical Malpractice: These claims are against healthcare professionals who fail to deliver an acceptable standard of care leading to injury.
  • Workplace Injuries: Accidents that occur while at work qualify for funding.
  • Slip and Fall claims: If someone slips and falls due to slippery or unsafe surface, it can lead to severe injuries.
  • Dog Bite Lawsuits: Dog owners can be held liable if their dog bites and injures someone.
  • Wrongful Death Claims: These claims involve cases where negligence has led to the premature death of a loved one.
  • Police Misconduct: These claims concern actions of law enforcement officials that infringe on civil rights.

We fund almost any personal injury claim, aiding those in need of financial assistance before their lawsuit settles.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Our Personal Injury Loan Process

Lawsuit loans, or pre-settlement funding, provide financial relief to plaintiffs while they await the resolution of their legal proceedings. Let us walk you through the main steps that a plaintiff has to follow to get funds:

  • Apply online – You kickstart the process by filling out an application form on our website.
  • We contact your law firm – After receiving your application, we reach out to your law firm to gather more information about your case.
  • We review your case – Our team of legal experts conducts a thorough review of your case. This includes assessing your chance of winning the lawsuit and estimating the potential settlement amount.
  • You sign a contract – If we decide to grant you a lawsuit loan, we will send you a contract to sign.
  • You get funds – Once the contract is signed and returned, we provide you with the funds. You can use this money however you need, whether it’s for medical bills, living expenses, or other costs.

Let’s illustrate this process with a hypothetical example. Meet John Doe, a plaintiff with a personal injury claim. He was involved in a severe car accident due to another driver’s negligence and incurred hefty medical bills. While waiting for his lawsuit to resolve and facing financial difficulties, John approached After submitting an online application on our platform, his lawyer was contacted by our team for further case details. Based on our subsequent review and approval, John signed a contract with us and received his funds promptly.

Why Choose for Pre-settlement and Post-settlement Injury Loans

Choosing a reliable settlement loan provider can be tricky. However, at, we stand out due to our sterling features. These are meant to provide you with the best loan experience.

Firstly, our rates are low and simple starting at just 2.5% per month. We aim to make sure that you do not get burdened with hefty loan repayment costs. This rate is competitive and intended to ensure our customers can afford to repay.

We also offer fast approval times. In some cases, you can even receive approval on the same day! We do this because we understand that legal matters often need financing promptly. Thus, we have streamlined our process to move as quickly as possible.

Furthermore, we offer capped repayment terms. That means interest on your loan stops accruing after a certain date. We set these terms to ensure that your debt doesn’t continue to grow indefinitely. This sets a limit on what you will be required to repay in the long-term.

Lastly, we pride ourselves on our industry-leading transparency. At, we prioritize a client-first approach to pre-settlement funding. Our team is always ready to answer any questions and clarify any concerns you might have. We’re there for you every step of the way.

To apply for our funding, simply use our convenient online application located at funding application. If you have further queries, don’t hesitate to contact us on our toll-free phone number (800) 340-4973. We’re looking forward to helping you navigate through your legal case.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Virginia Pre-Settlement Funding FAQs

In this section, we will respond to some of the common questions that our Virginia clients frequently ask. This information should give you a better understanding of pre-settlement funding and how it can help in your situation.

How much do personal injury advances cost?

The costs of personal injury advances can vary based on your specific case and the amount of funding you need. At, we offer competitive rates to our clients. To get a clear picture of what your advance might cost, contact us or use our simple online application.

Do I qualify for a lawsuit loan?

Not everyone will qualify for a lawsuit loan. Factors such as the strength of your case, potential award amount, and stage of your legal proceedings influence the decision. Also, your attorney must agree to cooperate with us. If you aren’t sure whether you’d qualify, call us at (800) 340-4973 or apply online.

Is pre-settlement funding worth it?

Many people find pre-settlement funding very helpful. It can ease financial stresses while you’re waiting for your case to settle. You can use the funds for everyday expenses or necessary bills. Remember, it’s not a loan—it’s an advance on your settlement. Therefore, repayment happens only if you win your case.

Cities we Service in Virginia provides funding throughout Virginia. See more about our funding in Virginia by visiting the city pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Other Cases we Fund in Virginia provides funding for various personal injury and roadway accident cases in Virginia. Read more about the personal injury cases we fund in Virginia here:

Read more about the roadway accident claims we fund in Virginia here:

Apply now for a free consultation