New Jersey Personal Injury Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
Learn More

Apply in Seconds

    What is a Personal Injury Lawsuit Loan and How Does it Work in New Jersey

    A personal injury lawsuit loan, also known as pre-settlement funding or lawsuit cash advance, is a financial solution that supports plaintiffs who are waiting for their legal case to resolve. It allows them to get the cash they need to cover their living expenses while they await their settlement.

    So how does it work? When you apply for a personal injury lawsuit loan with, we review your case details provided by you and your attorney. Once approved, you will receive funds directly in your account. This money is yours to use as you see fit, whether for medical bills, housing costs, or daily expenses. It’s important to note that this is not a typical loan; repayment only happens if you win your case or get a settlement. If you lose, you owe us nothing.

    Let’s consider an example: Mike, a construction worker from New Jersey, suffers a severe injury at his workplace due to unsafe conditions. While his case is strong, the legal process takes time, leaving him without income to meet his daily needs and pay medical bills. To manage these challenges, Mike applies with and gets approved for a lawsuit loan. He now has immediate access to the funds he needs and only has to repay them when he wins his case or receives a settlement.

    This funding option is a lifeline for many plaintiffs like Mike who are awaiting justice but grappling with financial hardships in the interim.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    New Jersey Personal Injury Lawsuit Loan Information

    Personal injury loans in New Jersey can be a lifeline for plaintiffs waiting for their case to close. They are especially beneficial for victims who have financial needs whilst pursuing their legal claims. Here are some important figures and facts about personal injury lawsuit loans offered by in the state of New Jersey.

    Average personal injury loan amount by in New Jersey: $20,585.97
    Largest personal injury loan by in New Jersey: $117,096.62 average semi-annual rate for personal injury loans in New Jersey: 21.0%
    Median personal injury verdict in New Jersey: $31,000.00
    New Jersey statute of limitations for personal injury cases: 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws: New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible For a Personal Injury Lawsuit Loan in New Jersey?

    To be eligible for a personal injury lawsuit loan in New Jersey, there are specific criteria you need to meet. While eligibility can vary from one settlement loan provider to another, the primary requirements typically remain the same.

    The first requirement is that you must have a valid legal claim. This claim could be against an insurance company, a self insured company, or a large public entity. It means that if you’re involved in a personal injury case and seeking restitution, it should be valid and recognized legally.

    Secondly, having a lawyer representing you is quintessential. Most pre-settlement funding companies, including, will not consider your application without legal representation.

    Lastly, you must be at least 18 years old. Lawsuit loans are considered legal contracts, and thus in most states, you need to be of legal age to qualify.

    That being said, this is just a broad overview of the basic eligibility criteria. To get detailed information about your eligibility, it’s best to contact your lawsuit loan provider directly. You can reach out to online or call them on their toll-free number: (866) 594-1343.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    How Much Money Can I Get From my Personal Injury Lawsuit Loan?

    Personal injury lawsuit loans from can range from $500 to more than $1,000,000. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For cases that have already been settled, we can offer up to half or 50% of your expected portion of the settlement.

    Let’s use an example to illustrate this. Suppose you are a plaintiff in New Jersey pursuing a premises liability claim. The estimated value of your claim is $200,000. You are still receiving treatment for your injuries and it may take another year for your case to resolve. As a general rule of thumb, medical providers get paid around one-third of the settlement. The attorney gets another one-third. This means you as the plaintiff would receive around $65,000.

    Given these circumstances, could advance around 25% of your anticipated settlement, or $16,250.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Can I Use the Money From my Personal Injury Loan?

    If you’re a plaintiff with a personal injury lawsuit, and you’re waiting for your legal case to resolve, you might be wondering how you can use the funds from a loan such as the one provided by Navigating these unfamiliar waters can seem daunting, but we’re here to help clarify things for you.

    The simple answer to this question is: you can use these funds in any way that supports your daily living and medical needs. Core expenditures like rent or mortgage payments, groceries, utility bills, transportation costs, childcare, and any other day-to-day necessities can be covered by these funds.

    Medical expenses are another major category. If you’ve been injured, you likely have medical bills piling up. These might include doctor’s appointments, physical therapy sessions, prescription medications, or even the cost of medical equipment you may need during your recovery. The funding can serve as a lifeline to cover these costs while you await the conclusion of your legal case.

    However, there is one thing you cannot use the funds for, and that is litigation or legal case expenses. The funding is meant to help you maintain stability in your personal life, not to cover attorney fees or other costs directly related to the lawsuit.

    In short, your personal injury loan is intended to serve as a financial safety net, providing much-needed support exactly where you need it most.

    Most Common Personal Injury Claims we Fund in New Jersey provides funding for a wide range of personal injury claims in New Jersey. These include the following:

    • Car Accidents: If you’ve been injured in an automobile accident that wasn’t your fault, we can help with funding.
    • Commercial Vehicle Accidents: Crashes involving trucks, buses, and other commercial vehicles can lead to serious injuries. We provide loans to assist while you follow through with your claim.
    • Roadway Accidents: Any roadway accident, whether involving motorcycles, bicycles, pedestrians, or any other forms of transport are eligible for funding.
    • Premises Liability Claims: Injuries sustained on someone else’s property due to their negligence are covered by our funding services. Learn more here.
    • Medical Malpractice: Victims of improper or negligent medical treatment can get funded through us. Find more information here.
    • Work Injuries: If you’ve been hurt in a workplace accident, we offer lawsuit loans to support you financially until your case is resolved.
    • Slip and Fall Claims: Slip and fall incidents can happen anywhere and lead to serious injuries. Learn about how we can help fund these cases here.
    • Dog Bite Lawsuits: Animal attacks, particularly dog bites, can cause significant trauma and injury. Discover how we provide funding for these cases here.
    • Wrongful Death Claims: If you have lost a loved one due to another’s negligence, we can help fund your claim. Click here for more details.
    • Police Misconduct: Victims of police misconduct or abuse can also apply for lawsuit loans. Find out more here.
    • Personal Injury Claims: Almost any circumstances where someone has been injured due to the wrongdoing or negligence of someone else can be eligible for lawsuit loans.

    Regardless of the type of personal injury claim, is committed to helping claimants get the financial support they need while they await resolution of their claim.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Our Personal Injury Loan Process

    If you’ve suffered a personal injury and are in need of financial help, getting a lawsuit loan could be the right option for you. In this section, we’ll outline the essential steps involved in securing a lawsuit loan through Plus, we’ll walk you through a typical example of how this process might look for a plaintiff with a personal injury claim.

    Steps for Getting a Lawsuit Loan

    1. Apply online: Start by completing an application here.
    2. We contact your law firm: Once we’ve received your application, we’ll reach out to your representative law firm for additional case information.
    3. We review your case: Our team will then assess your case details to ensure it meets our funding criteria.
    4. You sign a contract: After your case approval, we’ll present you with a funding contract which you are to sign if satisfied with the terms.
    5. You get funds: After the contract is signed, funds get disbursed straight to you, providing the financial relief you require while waiting for your legal case resolution.

    An Example: Personal Injury Lawsuit Loan Process

    Consider a scenario where John, a victim of a car accident, is in need of money to cover his medical bills and living expenses while his lawsuit is ongoing. He decides to apply for a lawsuit loan from

    John fills out our online application and we subsequently contact his law firm for detailed information about his case. Once we assess the case information provided and ascertain that it aligns with our funding criteria, we then provide John with a contract to review and sign. Upon receipt of his signed contract, we disburse the funds to John, helping him navigate his challenging financial situation while his legal case is being resolved.

    Why Choose for Pre-settlement and Post-settlement Injury Loans is your go-to solution for pre-settlement and post-settlement injury loans. There are many reasons why plaintiffs like you have chosen our services time and again. Here are some of the highlights that set us apart.

    Low, Simple Rates

    Our simple rates start at just 2.5% per month — a highly competitive offer that ensures your loan doesn’t become a burden.

    Fast Approval

    We understand that legal proceedings can be time-sensitive. That’s why we ensure fast approval, often as soon as the same day that you apply.

    Capped Repayment Terms

    With, expect fair repayment terms. Our interest stops accruing after a certain date, ensuring you’re not caught by skyrocketing repayments.

    Transparency and Client-first Approach

    What really sets us apart is our industry leading transparency and client-first approach to pre-settlement funding. At, we believe in keeping things clear and simple for our clients. Every decision we make is with your best interest at heart, ensuring we provide you with the best possible service during this crucial stage of your legal proceedings.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    New Jersey Pre-Settlement Funding FAQs

    When faced with a personal injury lawsuit, questions often arise about lawsuit loans and pre-settlement funding. Here, we answer the most frequent questions posed by New Jersey residents.

    How much do personal injury advances cost?

    The cost of a personal injury advance can differ depending on the specifics of your case and the funding company you choose. In many instances, only receives payment when you win your case, ensuring good faith efforts. Contact our website or call us at (866) 594-1343 for more detailed information.

    Do I qualify for a lawsuit loan?

    Eligibility for a lawsuit loan largely depends on your legal claim’s validity. If you currently have a personal injury case or any legal claim awaiting resolution, chances are high that you may qualify for a lawsuit loan. Applying is simple – just visit our application page.

    Is pre-settlement funding worth it?

    Only you can decide if pre-settlement funding is worth it. The main advantage of pre-settlement funding is that it provides you with financial stability while awaiting your legal case outcome. This allows you to focus on recovery rather than your finances. However, like any financial decision, consider your options carefully and discuss them with a professional if needed.

    Apply now for a free consultation