New Jersey Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What Are Car Accident Loans in New Jersey

    By the term Car Accident Loans, we refer to a special financial arrangement designed for plaintiffs involved in car accident lawsuits. In principle, it’s an advance on your future settlement and it’s primarily regulated by the legalities of non-recourse obligations.

    Here’s how it works: if you’ve been involved in a car accident in New Jersey and initiated a legal case to pinpoint responsibility, you may find yourself facing extensive legal procedures and financial hardships while awaiting the settlement. Personal injuries, loss of income, healthcare expenses, and everyday cost of living can present genuine challenges.

    This is where Car Accident Loans step in and provide plaintiff’s with a form of relief. They offer access to funds that are further deducted from their eventual settlement. This funding can be utilized to regulate medical bills, daily living costs, and any other financial burdens that surface as part of the journey towards justice.

    For instance, if you’re the plaintiff of a car accident lawsuit, after applying you may receive a portion of your potential settlement funds upfront, which then gets subtracted from your eventual settlement amount. It’s a non-recourse advance, meaning if you win nothing, you owe nothing. is always ready to provide support for such needs. Call us on (800) 340-4973, or apply online at funding application.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in New Jersey

    If you’re involved in a car accident in New Jersey and looking for financial aid while waiting for your lawsuit to resolve, car accident loans might be a suitable option for you. The table below provides some key data about car accident loans in New Jersey provided by

    Average car accident loan amount by in New Jersey $12,465.75
    Largest car accident loan by in New Jersey $108,649.00
    Average interest rate in New Jersey 21.7%
    Median personal injury verdict in New Jersey $31,000.00
    New Jersey statute of limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Am I Eligible for a Car Accident Loan in New Jersey?

    If you’re a victim of a car accident in New Jersey and you’re seeking financial help during the legal process, you might be wondering about your eligibility for a lawsuit loan. Many plaintiffs like you have found relief through car accident lawsuit loans provided by companies like

    Here we will take a look at some basic eligibility criteria. First, you need to have a valid legal claim against an insurance company or a self-insured company. If you’re dealing with either, there’s a good chance you could be eligible for a lawsuit loan.

    The second condition for eligibility is having a lawyer working with you on a contingency basis. This means that your attorney gets paid only if you win your case. Working with such an attorney shows that you believe strongly in your case.

    Lastly, you must be at least 18 years old to apply for this kind of legal funding. This is a common requirement for entering into any contract and it applies to lawsuit loans as well.

    If you meet all of these criteria, you could qualify for a car accident lawsuit loan. For more details and to initiate the application process, feel free to visit funding application here.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Car Accident Loan Process in New Jersey

    Understanding auto accident loans can seem complicated, but we’re here to make it clear and simple. A loan against a car accident lawsuit involves five main steps:

    1. Apply online:The application process is straightforward, and everything is done online. Just visit funding application and follow the instructions provided.
    2. We contact your law firm: Once your application is received, our team gets in touch with your law firm to obtain relevant legal information about your case. This step is essential and critical for both parties.
    3. We review your case: Our loan specialists thoroughly examine your case documents, determining the viability of your claim and estimating your probable settlement amount. This step decides your loan approval.
    4. You sign a contract: If your application is approved, we forward a contract for you to sign. The contract outlines your loan terms, including the repayment schedule and other important details.
    5. You get funds: That’s it! The approved loan amount is sent to your account promptly. It’s evidence of our dedication towards providing an immediate financial solution during your pressing times.

    Let’s illustrate this process with a common instance.

    Consider John, a plaintiff who was injured in a car accident in New Jersey. Undoubtedly, the healing process from such injuries can be long and financially draining. As John waits for his car accident case to resolve, he discovers the financial relief potential of a lawsuit loan. He completes the online application, and we communicate with his law firm to grasp the ins and outs of his case. Our team reviews his application and approves it based on the strength of his case. With the signing of the contract, John can access the funds in no time, helping him address his financial needs while waiting for his case to settle.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Roadway Accident Cases we Fund in New Jersey

    At, we fund almost any type of roadway accident in New Jersey. Here are some specific types of cases that we typically fund:

    How Much Money Can I Get From my Car Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

    Let’s take an example where a plaintiff from New Jersey is involved in a car accident case with an estimated value of $50,000. Let’s say, the case is still in progress and will not settle for some time. Typically, medical providers receive around 1/3 of the settlement, amounting to about $16,666.67. The attorney also gets 1/3 of the settlement which is another $16,666.67. As a result, the plaintiff would expect to receive the remaining 1/3 or around $16,666.67.

    At, we could advance approximately 25% of the plaintiff’s expected amount (from their portion of the settlement), which would total around $4,166.67.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    Major Cities we Serve in New Jersey is proud to offer legal funding solutions to residents spread all over the United States. In New Jersey, we serve a multitude of cities, notably some of the most populated ones. Here are the top 10 cities in New Jersey by population that we routinely provide services to:

    1. Newark
    2. Jersey City
    3. Paterson
    4. Elizabeth
    5. Edison
    6. Woodbridge
    7. Lakewood
    8. Toms River
    9. Hamilton
    10. Trenton

    Please note that these are only some of the cities we serve. If you live in a different city in New Jersey, or even in a different state, don’t worry. We provide our funding services nationwide.

    New Jersey Car Accident Funding FAQs

    How much does it cost to get a car accident lawsuit loan?

    The cost of a car accident lawsuit loan can vary greatly depending on several factors. These factors may include the amount of money you’re seeking, and the expected duration of your case. It’s essential to understand that lawsuit loans are investments in your potential settlement. offers clear, fair, and competitive pricing for your needs. Contact us at (800) 340-4973 or apply here for details.

    Do I qualify for a lawsuit loan on my car accident case?

    To qualify for a car accident lawsuit loan, you must have a personal injury claim from a car accident that is not your fault. You also need to have a lawyer representing you. At, we evaluate each application on a case-by-case basis. Apply now here and we’ll be in touch soon to discuss your eligibility.

    Can you get a loan on a car accident settlement?

    Yes, at, we provide pre-settlement funding to plaintiffs awaiting the resolution of their car accident cases. This gives you financial support while you wait for your settlement. Remember, if you lose your case, you owe us nothing. Get started by applying here.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Cities we Service in New Jersey provides funding throughout New Jersey. See more about our funding in New Jersey by visiting the city pages below:

    Other Cases we Fund in New Jersey provides funding for various personal injury and roadway accident cases in New Jersey. Read more about the personal injury cases we fund in New Jersey here:

    Read more about the roadway accident claims we fund in New Jersey here:

    Get Started

    Apply today and get funds in as little as 24 hours!

    Apply now for a free consultation