New Jersey Government Vehicle Accident Loans

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    What Are Government Vehicle Accident Loans in New Jersey

    Government Vehicle Accident Loans are financial resources available to victims of car accidents involving government vehicles in New Jersey. If you have been injured due to an accident with a government vehicle, you may be entitled to this form of pre-settlement funding.

    A car accident loan is not a traditional loan but rather a cash advance on the potential settlement from your ongoing lawsuit. This advance can help manage medical bills, living expenses, and other costs that pile up when recovering from an accident injury.

    It is important to note that these accident loans are non-recourse, meaning that if you do not win your case or reach a settlement, you owe nothing back. The risk is carried entirely by the lender, not the injured plaintiff.

    By applying for a government vehicle accident loan through, you gain access to funds that can alleviate financial strain while you focus on your recovery and achieving the most favorable outcome in your legal case.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in New Jersey

    If you’re a victim of a car accident in New Jersey, you may need financial support while waiting for a settlement. offers pre-settlement funding, also known as car accident loans, to help support you during this time. This loan is not based on your credit score but the merit of your case. Below is some key info about car accident loans in New Jersey:

    Average car accident loan amount by in New Jersey $12,465.75
    Largest car accident loan by in New Jersey $108,649.00
    Average interest rate in New Jersey 21.7%
    Median personal injury verdict in New Jersey $31,000.00
    New Jersey statute of limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Government Vehicle Accident Loan in New Jersey?

    If you’ve been in an accident with a government vehicle in New Jersey, you may be wondering if you’re eligible for a lawsuit loan. Here, we will give a brief overview of the eligibility criteria for car accident lawsuit loans.

    Typically, any claim involving a government vehicle involves a self-insured or substantially insured entity. This means that the organization or individual that owned the vehicle has enough insurance to cover potential losses from lawsuits. So, being involved in such accident can potentially make you eligible for getting a loan.

    However, there are other crucial eligibility criteria that you should consider. First, you should have an attorney hired on a contingency basis. A contingency basis means that your attorney only gets paid if you win or settle your case. It’s essential because it ensures that there is a solid legal backing for your case, which makes lending companies more confident in providing funds.

    Secondly, you need to be at least 18 years old. The lawful age of majority in most states, including New Jersey, is 18 and you need to meet this requirement to be legally able to apply and receive a lawsuit loan.

    In summary, if you are involved in a car accident with a government vehicle, have an attorney hired on a contingency basis, and are aged 18 or above, you fulfil the basic eligibility criteria for a government vehicle accident lawsuit loan in New Jersey.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Government Vehicle Accident Loan Process in New Jersey

    If you’ve been involved in an accident with a government vehicle, you might be wondering about your options. One solution could be a lawsuit loan, also known as pre-settlement funding. This type of financial aid aims to help plaintiffs manage their expenses while they’re waiting for their legal case to settle.

    Now, how does a government vehicle-vs-auto lawsuit loan work? Well, it’s pretty straightforward. Here are the five main steps:

    1. Apply online: First, you need to fill out an application on our website. Our form is simple and user-friendly. It requires some basic information about yourself as well as details about your case.
    2. We contact your law firm: After we receive your application, we’ll get in touch with your lawyer to discuss your case further. Your attorney provides the information needed for us to understand the merits of your claim.
    3. We review your case: Our team of experts will carefully review all the details of your case. This helps us determine if you qualify for a lawsuit loan and, if so, what amount.
    4. You sign a contract: If you’re approved, we’ll provide a contract outlining the terms of the loan. Once you (and your lawyer) review and sign this document, we move on to the last step.
    5. You get funds: Lastly, once the contract is signed, we transfer the funds to your account. These funds can help you pay for medical bills, lost wages, or other costs resulting from your accident.

    To highlight this process, let’s consider a hypothetical scenario. Imagine that John, a plaintiff, was injured in a government vehicle accident in New Jersey. After the accident, John was unable to work and was overwhelmed with medical bills. He decided to apply for a lawsuit loan from Once he filled out the online application form, we reached out to his attorney, reviewed his case, and finally approved his request. After signing the contract, John received the funds he needed to manage his expenses while waiting for his legal case to resolve.

    This example serves to illustrate the simplicity of acquiring a lawsuit loan through If you or someone you know is in a similar situation as John, feel free to apply for a lawsuit loan on our website or call our toll-free number at (866) 594-1343 for further assistance.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Types of Government Vehicle Accident Claims in New Jersey

    When we talk about government vehicle accident claims, it means situations where vehicles owned by the government are involved in accidents. In New Jersey, there are several types of government vehicles that one might encounter on the roads. Below we give a brief overview of some examples.

    School Buses

    School buses are a common type of government vehicle. These buses transport children to and from school. If these buses are involved in an accident, the injured party may file a claim.

    Police Cars

    Police vehicles are also government-owned. Accidents involving police vehicles can happen during high-speed chases or other emergency response situations.

    Emergency Vehicles

    Other emergency vehicles, like ambulances and fire trucks, also fall into this category. These vehicles may be involved in accidents due to their often high-speed and unpredictable nature of operation.

    City Buses and Trains

    Public transportation options like city buses and trains are also considered government vehicles. Any mishaps involving these vehicles could lead to potential claims.

    To conclude, if you are involved in an accident with a government vehicle in New Jersey, it can lead to a legal claim. Remember to contact for any financial support you may need while your case is being resolved.

    How Much Money Can I Get From my Government Vehicle Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer up to half of your expected portion of the settlement.

    Let’s consider an example. Let’s say you’re a plaintiff in New Jersey dealing with a car accident case. The estimated value for this case is around $300,000. Your case will not reach a conclusion in the near future. Generally, medical providers tend to receive about a third of the settlement. The attorney also takes home about the same fraction. This would leave you, the plaintiff, with approximately $100,000. In such a scenario, we could advance around 25% of that amount, which equals $25,000.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Roadway Accident Cases we Fund in New York

    At, we provide funding for almost any type of roadway accident in New York. Your case could be eligible to receive funding from us if it falls into one of the following categories:

    Major Cities we Serve in New Jersey

    At, we are proud to serve residents all across New Jersey. Here are the top 10 most populous cities in the Garden State. Remember, these are just a few of the cities we serve. We are committed to assisting residents throughout the state and the nation, no matter where they live.

    1. Newark
    2. Jersey City
    3. Paterson
    4. Elizabeth
    5. Lakewood
    6. Toms River
    7. Clifton
    8. Trenton
    9. Camden
    10. Passaic

    If you are a resident living in any of these cities or elsewhere in New Jersey, and you are awaiting resolution of a personal injury or other legal claim, don’t hesitate. Reach us at our website or call us toll-free at (866) 594-1343. We also invite you to apply directly through our funding application.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    New Jersey Government Vehicle Accident Funding FAQs

    In this article, we’ll be answering common questions that often come up regarding lawsuit funding for government vehicle accidents. If you’re a New Jersey resident, these FAQs can help you understand if this type of lawsuit loan is right for you.

    How much does it cost to get a government vehicle accident lawsuit loan?

    The cost of a lawsuit loan depends on various factors including the estimated value of your case and the length of time it takes to settle. aims to provide affordable rates for funding. For more details, check out our funding application page.

    Do I qualify for a lawsuit loan on my government vehicle accident case?

    In most cases, if you’ve been involved in a government vehicle accident and have hired an attorney, you may qualify for a lawsuit loan. But each case is unique. Start the process by filling out the application form on our website, and we’ll assess your case to see if you qualify.

    Can you get a loan on a government vehicle accident settlement?

    Yes, you can. provides loans on both pending cases and settled lawsuits that are waiting for payout. Simply apply via our online form, and we’ll review your case and make a decision as soon as possible.

    Apply now for a free consultation