Paterson, New Jersey Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Paterson, New Jersey

    A lawsuit loan is a unique type of financial help available to injured plaintiffs. But what exactly is it, and how does it work?

    A lawsuit loan is basically a cash advance on a future settlement or verdict from a legal claim. The key here is these advances are non-recourse. That means if you don’t win your case, you don’t owe anything back.

    Plaintiffs pursuing personal injury and other legal claims can find themselves facing financial strain as their case drags on. Lawsuit loans through can provide some relief. We fund claims throughout New Jersey, including Paterson. For more information specific to New Jersey, visit our New Jersey Lawsuit Loans page.

    Let’s take an example. Meet Dylan. He lives in Paterson, New Jersey, and recently got injured in a slip and fall accident. With mounting medical bills and living expenses, Dylan finds himself in a stressful financial situation. He hears about and decides to apply for a lawsuit loan.

    After applying, our team reviews Dylan’s case with his attorney. Once approved, Dylan receives a cash advance against his future settlement. This money allows him to ease his financial burdens while he waits for his case resolution. If his case wins, the repayment comes from the settlement amount. If not, Dylan is under no obligation to pay anything back.

    This example showcases how can help those dealing with personal injury cases like Dylan’s. If you’re in a similar situation, you may want to consider a lawsuit loan as a financial solution.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important New Jersey Lawsuit Loan Information

    Here’s some key information about New Jersey lawsuit loans you need to know. This data will give you a clearer view of what to expect when applying for a lawsuit loan in New Jersey.

    Average loan amount by in New Jersey $19,009.68
    Largest loan by in New Jersey $117,096.62
    Average semi-annual rate in New Jersey 20.7%
    Median personal injury verdict in New Jersey $31,000.00
    New Jersey statute of limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.
    Newark population, 2020 159,732

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Paterson

    At, we understand that waiting for your legal case to resolve can be a stressful time. That’s why we provide funding to help you in this period. Below, we list the most common case types we fund in Paterson.

    Auto and Other Roadway Accidents

    These involve cases where a driver or pedestrian has been injured on the road due to another party’s negligence. These accidents can include car, motorcycle, bicycle, and truck accidents among others.

    Premises Liability

    This includes situations where an individual is injured on someone else’s property due to unsafe conditions or negligence. These might include slip and fall accidents, dog bites, or swimming pool accidents.

    Medical Malpractice

    These are cases where a healthcare provider fails in their duty of care, resulting in harm or injury to a patient. This can encompass misdiagnosis, surgical errors, or improper treatment.

    Labor Law Claims

    This involves cases where a worker’s rights are violated under labor laws. These violations can range from unpaid overtime, wage theft, to unsafe working conditions.

    Employment Claims

    Cases that involve violation of employment laws such as wrongful termination, discrimination, or harassment are also funded by us.

    Other Personal Injury Claims

    We also fund other personal injury cases that result from another party’s negligence or intentional misconduct, leading to physical or psychological injury.

    If you have a case in one of these categories, apply now for pre-settlement funding from

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Paterson?

    If you have found yourself asking this question, you are not alone. Many individuals involved in lawsuits are unaware that they have the option to secure a lawsuit loan. But before we delve into the specifics, let’s clarify who can apply for such a loan.

    Eligibility for a lawsuit loan primarily depends on three key factors. First and foremost, the applicant must have a valid legal claim against an insurance company, a self-insured company, or a large public entity. In other words, if you’re taking legal action seeking compensation for damages, you’re already on the right track.

    Secondly, having an attorney is a crucial requirement. needs to work closely with your attorney to understand the details of your case and assess if a loan is the right option for you.

    Lastly, you should be at least 18 years old to be considered for a loan. As long as you meet these criteria, there’s a good chance that you might be eligible to receive a loan to cover your expenses as your legal case unfolds.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Paterson Lawsuit Loan Process

    At, we simplify the lawsuit loan process into five main steps. These steps provide an efficient way for plaintiffs to obtain the funds they need while waiting for their legal case to be resolved. The following is a brief explanation of our loan process:

    1. Apply Online: The first step is to complete the online application located at funding application. It’s easy and straightforward, and will get the process started.
    2. We Contact Your Law Firm: After receiving your application, we reach out to your law firm to get more details about your case.
    3. We Review Your Case: Our experienced team will review your claim’s nature, the damages incurred, and the expected settlement to determine the loan amount.
    4. You Sign a Contract: If approved, you’ll receive a contract outlining the terms of the loan. Once you sign and return it, the final process begins.
    5. You Get Funds: As soon as we receive your signed agreement, the funds are transferred to you. You can use these funds for whatever you need while waiting for your legal case to conclude.
      1. Now let’s illustrate this with an example: A car accident plaintiff applies for a lawsuit loan. We contact their law firm and find that they’ve suffered significant injuries and are likely to receive a large settlement. Based on this information, our team approves a lawsuit loan. The plaintiff signs the contract, and shortly after, receives the desired funds in their bank account. This plaintiff now has a financial cushion while waiting for their case to resolve.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. If your case is still ongoing, we can advance up to a maximum of 25% of your expected portion of the settlement. If your case has already been settled, we can offer up to 50% of your expected portion of the settlement.

    Let’s look at an example. Suppose you’re a plaintiff in Paterson involved in a car accident case. The estimated value of your case is $100,000, but it won’t be settled for some time. Medical providers typically receive around a third of the settlement, the attorney gets another third, and you, as the plaintiff, receive about $35,000. In this situation, we could advance nearly 25% of your part of the settlement, which would be around $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Paterson?

    If you are a plaintiff with an ongoing legal case and financial need, you might be wondering how quickly you can get a pre-settlement lawsuit loan in Paterson. Allow us to provide straightforward information on this question. Our company,, streamlines the process to ensure speed and efficiency.

    First and foremost, your part is to complete the application. You can find it at our website at funding application. This step is crucial as it allows us to get all the necessary information about your case and your funding needs.

    The next step – is done entirely on our end, and where we take over. After receiving your application, we swiftly review your case. Our expert team works diligently to come to a decision within 24 hours. This rapid turnaround time is among the things that set us apart in this industry.

    As an example, if you were to submit your application on a Monday, by Tuesday you could potentially have a decision regarding your pre-settlement funding. Our objective is always to offer quick help when you need it most because we understand the urgency of your financial needs.

    Contact us via our toll-free number (866) 594-1343 for more inquiries or start your application right away at funding application.

    Pros and Cons of Pre-Settlement Funding in Paterson, New Jersey

    When faced with legal issues and lawsuits, many people find themselves in financial distress. Being involved in a legal case often leads to extensive costs that can be hard to manage. Pre-settlement funding provides some relief to those in this situation. It offers numerous benefits but also comes with its fair share of downsides. It’s important to consider both while making your decision.

    Benefits of Pre-settlement Funding

    • Financial Relief: The primary benefit of pre-settlement funding is that it provides immediate financial support to plaintiffs who may be struggling with the cost of living and legal expenses.
    • Early Access to Funds: It offers plaintiffs early access to funds, before their legal case would typically resolve and without having to wait for litigation proceedings to conclude.
    • Avoiding Early Settlement Pressure: With financial stress eased, plaintiffs are less likely to succumb to pressure to settle their cases early for a lower value. They can afford to wait for the fair compensation they deserve.
    • Non-Recourse Nature: This means that if you lose your case, then you won’t have to repay the loan. If you win, you will repay it using part of your settlement.

    Costs of Pre-Settlement Funding

    • High Interest Rates: The costs of lawsuit loans can be steep – often with high interest rates.
    • Lack of Regulation: The industry is generally either unregulated or under-regulated, which can lead to unfair practices by some lending companies.
    • Need for a Well-Developed Case: To qualify for such funding, one must have a strong case. The attorney also needs to be working on a contingency basis and believe in the case’s potential for success.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Paterson Pre-Settlement Funding FAQs

    If you’re a resident of Paterson wondering about lawsuit loans, you may have some questions. We’ve compiled answers on some of the most frequently asked questions.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary based on many factors including the amount you need, the details of your case, and the time till settlement. Here at, we aim to provide lawsuit loans with low-interest rates and transparent fees.

    Do I qualify for a lawsuit loan?

    Qualification for a lawsuit loan depends largely on the merits of your legal claim. If you have a personal injury or other legal claim that is likely to result in a cash settlement or court judgment, you could potentially qualify for a lawsuit loan.

    If you have bad credit, can you get pre-settlement funding in New Jersey?

    Absolutely, at, we never check your credit when processing your application. Your eligibility for pre-settlement funding in New Jersey is based on your ongoing lawsuit, not your credit score.

    Other Cities we Service in New Jersey provides funding throughout New Jersey. See more about our funding in other key New Jersey cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Apply now for a free consultation