New Jersey Lawsuit Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
Learn More

Apply in Seconds

    What are Lawsuit Loans in New Jersey?

    Presettlement lawsuit loans in New Jersey are cash advances given to plaintiffs involved in ongoing legal cases. These loans are not traditional loans, but rather a form of non-recourse funding. This means if the plaintiff loses their case, they are not obligated to repay the loan. The amount of the loan is typically based on the expected settlement amount. These loans can be used to cover living expenses, medical bills, and legal fees while the case is pending. They are regulated by the New Jersey Courts and the Department of Banking and Insurance.

    Average Loan Amount by $19,010
    Largest Loan Amount by $117,097
    Average Rate Per 6 Months 20.7%
    Median Personal Injury Verdict in New Jersey $31,000
    Statute of Limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    Fault Laws New Jersey follows the “Modified Comparative Fault with 51% Bar,” preventing a plaintiff from recovering if they are 51% or more at fault, but they can still recover damages if their fault is 50% or less.

    Am I eligible for a lawsuit loan in New Jersey?

    Eligibility for a lawsuit loan in New Jersey depends on several factors. Firstly, you must be involved in a pending lawsuit or legal claim. The type of case also matters, as most lawsuit loan companies in New Jersey provide funding for personal injury cases, workers’ compensation, wrongful death, and civil rights cases, among others. Your attorney’s cooperation is also crucial, as they will need to provide necessary information about your case. Lastly, the strength of your case plays a significant role. The lawsuit loan company will evaluate the likelihood of you winning the case or obtaining a settlement, as this will determine your ability to repay the loan. Therefore, while there are no specific residency requirements for a lawsuit loan in New Jersey, these factors will influence your eligibility.

    You may be eligible for pre-settlement funding in New Jersey if you meet the following requirements:

    • You must have a claim against someone for personal injuries, workplace accidents, employment claims, or mass tort litigation in New Jersey.
    • You have an attorney representing you.
    • Your attorney filed a lawsuit to pursue the claim.
    • You anticipate a settlement in your favor for monetary damages.
    • The person being sued has insurance coverage to pay your claim.

    Most Common Case Funded: Auto or Roadway Accident

    Other types of cases funded in New Jersey encompass a range of scenarios:

    • Auto accidents, including injuries to pedestrians and bicycle riders.
    • Workplace accidents, including construction accidents and claims by injured railroad workers under the Federal Employers’ Liability Act (FELA).
    • Premises liability claims, such as slip-and-fall accidents or other mishaps caused by the failure of owners to maintain their property.
    • Accidents caused by defective products.
    • Medical malpractice claims.
    • Mass tort claims and other types of class action lawsuits.
    • Employment cases, including construction accidents and wrongful termination, and discrimination.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Our New Jersey Lawsuit Loan Process

    When you need financial support during your legal battle in New Jersey, Lawsuit Loans is here for you. Our process is designed to be effortless, allowing you to focus on your case. Here’s how lawsuit loans work in New Jersey:

    1. Apply Online or Call Us

    Kickstart the process by applying online or calling our toll-free number at (866) 594-1343. It only takes minutes to submit your application.

    2. Fast Case Review

    Our team promptly contacts your law firm to gather essential case details. Rest assured, we aim to complete the review in just a few hours.

    3. Rapid Funding

    Once your case is approved, you and your attorney sign the funding contract, and you receive the cash you need within hours.

    How much money can I get from my lawsuit loan?

    Experience the flexible and tailored funding solutions offered by As a premier provider of pre-settlement funding, we empower plaintiffs with a diverse range of options to address their financial needs during the litigation process. Our seamless process prioritizes your peace of mind, ensuring that your legal journey is supported every step of the way. At, our lawsuit loans are versatile, starting at $500 and extending over $1,000,000. Pre-settlement advances can reach up to 15% of your case’s value, and larger advances are possible for settled cases.

    How can I use my lawsuit loan money in New Jersey?

    In New Jersey, you can use your lawsuit loan money for any personal expenses. This includes paying for medical bills, mortgage or rent, car payments, groceries, and other living expenses. You can also use it to cover legal fees related to your lawsuit. However, it’s important to remember that this loan must be repaid once your lawsuit is settled.

    Why Choose Our Lawsuit Loans: 
    • Financial Flexibility: Access funds ranging from $500 to over $1,000,000 to cater to your specific needs.
    • Personal Expenses: Cover medical bills, living costs, or even make substantial purchases that were otherwise unattainable.
    • No Case-Related Expenses: Funds cannot be used for legal fees or case-related expenses.
    • Tailored Support: Lawsuit Loans offers strategic advances of up to 15% of your case’s value for pre-settlement situations and up to 50% for settled cases.
    • Apply with Ease: Our straightforward application process puts the funds you need within reach.

    Pros and Cons of Presettlement Funding in New Jersey


    1. Financial Relief: Pre-settlement funding provides much-needed financial support during legal proceedings, helping cover expenses when income is affected by personal injuries.
    2. Early Access to Funds: You can receive upfront cash to address immediate bills and living expenses before your personal injury case settles.
    3. Avoiding Early Settlement Pressure: With litigation funding, you have the time to pursue a larger settlement without feeling compelled to settle early for a lower amount.
    4. Non-Recourse Nature: Pre-settlement loans are non-recourse, meaning you won’t have to repay the loan if you do not win your case, offering peace of mind during the legal process.


    1. Higher Interest Rates: Pre-settlement funding comes with a higher interest rate than most loans. This is because you do not have to pay back the loan if you lose your case.
    2. Legal Consultation Required: Consult with your lawyer before proceeding with the funding application.
    3. Additional Paperwork: Complete a preliminary application with basic contact and case information. No application fee or credit check is involved.

    Major Cities We Fund in New Jersey

    Apply now to get the financial support you need in these major cities.

    • Newark
    • Jersey City
    • Paterson
    • Elizabeth
    • Trenton
    If your city is not listed, reach out to our team to discuss your case.

    New Jersey Lawsuit Loan Regulations

    In New Jersey, lawsuit loans, also known as legal funding, are not regulated by the state. This means there are no specific laws or regulations governing the interest rates, fees, or terms of these loans. However, companies offering these loans are still subject to general business regulations and consumer protection laws. It’s advisable for consumers to thoroughly understand the terms before accepting a lawsuit loan.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Presettlement Funding FAQs

    1. How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan in New Jersey can vary greatly depending on the specifics of the case and the lending company, but interest rates can range from 2% to 4% monthly.

    2. Who qualifies for lawsuit loans?

    In New Jersey, a person who has filed a lawsuit and is represented by an attorney qualifies for a lawsuit loan. The lawsuit must be either pending or settled, and the person must be awaiting either a judgment or a payout.

    3. How big of a lawsuit loan can I get?

    The size of a lawsuit loan you can get in New Jersey depends on the specifics of your case, including the potential settlement amount, but it can range from $500 to $2,000,000.

    Apply now for a free consultation