Lakewood, New Jersey Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Lakewood, New Jersey

    A lawsuit loan, or legal finance, is a type of non-recourse advance that can help an injured plaintiff manage their financial situation while waiting for their legal case to settle. Unlike traditional loans, these advances are repaid directly from the settlement proceeds, and only if you win your case.

    At, we fund a wide variety of personal injury and other claims throughout New Jersey, including in Lakewood. For more details, you can visit our New Jersey Lawsuit Loans page.

    Let’s illustrate how this works with a simple example. Imagine Amy, a resident of Lakewood, New Jersey. Amy was unfortunate enough to be involved in a car accident due to a distracted driver. Due to her injuries, she wasn’t able to work and started facing financial struggles. To add to her worries, her legal case was taking longer than expected to resolve.

    That’s when Amy discovered and applied for a lawsuit loan. Once approved, she received a cash advance against her upcoming legal settlement. This money helped her take care of her everyday expenses and medical bills without the added financial stress of repayment unless she won her case.

    A lawsuit loan allowed Amy to focus on her recovery while waiting for her case to settle. It is a lifesaver for individuals going through tough times.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important New Jersey Lawsuit Loan Information

    Whether you live in Newark or Trenton, understanding your lawsuit loan options in New Jersey is crucial. If you’re a plaintiff in a pending lawsuit, waiting for your settlement can be a long and frustrating process. But don’t fret – offers pre-settlement funding to help bridge the gap while you wait for your case to resolve. Here’s some important information about lawsuit loans in New Jersey:

    Average loan amount by in New Jersey $19,009.68
    Largest loan by in New Jersey $117,096.62
    Average semi-annual rate in New Jersey 20.7%
    Median personal injury verdict in New Jersey $31,000.00
    New Jersey statute of limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.
    Newark population, 2020 135,158

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Lakewood

    At, we cater to a variety of case types in Lakewood. The most common cases we fund include:

    1. Auto and Other Roadway Accidents: These involve accidents on roads or highways, including car, bike, motorcycle and truck collisions, or pedestrian-related incidents.
    2. Premises Liability: This refers to incidents where an injury occurs due to unsafe conditions on someone’s property, such as a slip and fall at a grocery store or a dog bite at a neighbor’s house.
    3. Medical Malpractice: This includes cases where a patient is harmed due to negligence or error on the part of a medical professional. Common instances could involve incorrect diagnosis, surgical mistakes, or improper patient treatment.
    4. Labor Law Claims: These claims involve workplace issues such as unsafe working conditions, wage theft, or discrimination. If your employer has violated labor laws, you might have a viable case.
    5. Employment Claims: Cases related to wrongful termination, sexual harassment, or other forms of workplace injustice fit into this category.
    6. Other Personal Injury Claims: If you have been injured due to someone else’s negligence or intentional action, we can help fund your case. Examples include assault, defamation, and product liability.

    We are dedicated to providing lawsuit funding for these cases in Lakewood, helping plaintiffs get through tough times until their case gets resolved.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Lakewood?

    Understanding if you’re eligible for a lawsuit loan in Lakewood is crucial. In essence, the main requirements to qualify are fairly straightforward and simple. First, the applicant should have a legitimate legal claim. This claim could be against an insurance company, self-insured company, or a large public entity. Secondly, having an attorney is mandatory as he/she will be involved in the application process and also in the settlement proceedings. Finally, the seeker of the law loan must be atleast 18 years old.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Lakewood Lawsuit Loan Process

    If you have a lawsuit in progress, and need funds for settlement, then can help you. Our lawsuit loan process is simple and straightforward. You don’t have to stress over long procedures or complex steps.

    Overview of Lawsuit Loans

    A lawsuit loan might seem like a complex topic, but it’s not. It’s a cash advance to plaintiffs waiting for their legal case to resolve. Let’s keep things clear and concise by breaking the process into five main steps:

    1. Apply online: Visit our website or follow this direct link to the funding application. Fill out the online form with your case details to start your loan application.
    2. We contact your law firm: After receiving your application, we will communicate with your law firm. This process is done to gather the required case details from your attorney.
    3. We review your case: The next step our team does is to carefully review your case. We need this step to determine if your case meets our qualifications for funding.
    4. You sign a contract: If you qualify for a lawsuit loan, the next step is signing a contract. This contract will detail the terms of the lawsuit loan. No worries, our team will guide you through each step along the way.
    5. You get funds: Once the contract is signed and approved, the lawsuit loan amount will be transferred to your account. Now you have access to cash while you wait for your lawsuit to resolve.

    Example of Getting a Lawsuit Loan

    Let’s say, for example, you have a personal injury case in progress. You need immediate funds to manage your day-to-day expenses while waiting for the settlement. You connect with You complete the online application, we get in touch with your law firm, review your case, and deem it eligible for a lawsuit loan. You sign the contract, and within a short timeframe, the funds are in your account.

    Getting a lawsuit loan doesn’t have to be complex or confusing. At, we strive to keep things simple and straightforward, so you can focus on your pending lawsuit.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. Depending on your case, we may be able to advance up to 25% of what you expect to receive from your settlement if your case is still in progress. If your case has already been settled, we could offer up to 50% of your expected share of the settlement.

    Let’s consider a scenario. There’s a plaintiff in Lakewood who is involved in a car accident case. The estimated value of this case is $100,000. The case is not going to settle anytime soon. Of the total settlement, medical providers will likely receive about a third, and the attorney will take another third. This leaves the plaintiff with around $35,000.

    In this case, could potentially advance around 25% of that amount. That would be about $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Lakewood?

    If you’re waiting impatiently for your legal case to resolve, pre-settlement funding is a viable option. Plaintiffs need not wait for long with Once your application has been submitted, our team reviews your case thoroughly.

    We understand your immediate financial needs and thus make quick decisions – typically within 24 hours. This fast-paced process allows you to receive the required funds swiftly, taking the financial strain off you while you focus on your legal pursuits.

    Let’s consider an example where a plaintiff suffering from a personal injury claim applies for a lawsuit loan with us. We will review the case details, settlement prospects, and make a final funding decision within a day. If approved, the funds could be in your bank account within a day or two from that moment.

    With, the speed at which you can access pre-settlement funding is really as fast as you could hope for.

    Pros and Cons of Pre-Settlement Funding in Lakewood, New Jersey

    Pre-settlement funding, also known as a lawsuit loan, provides a financial lifeline for many claimants in Lakewood, New Jersey. This type of financial assistance comes with both benefits and costs which are important to understand.

    Benefits of Pre-Settlement Funding

    The main benefits of pre-settlement funding include the following:

    • Financial Relief: Lawsuit loans provide plaintiffs with much-needed financial support during an often lengthy legal process. This is crucial in helping them pay their bills and maintain their standard of living.
    • Early Access to Funds: Loans enable early access to funds even before the resolution of the case. This can be particularly useful if medical bills and other costs pile up.
    • Avoiding Early Settlement Pressure: Having a lawsuit loan helps plaintiffs resist settling their claims prematurely due to financial pressures.
    • Non-Recourse Loans: This means that if the plaintiff fails to win their case, they won’t have to repay the loan.

    Costs of Pre-Settlement Funding

    Pre-settlement funding does have some drawbacks that you should be aware of:

    • High Interest Rates: Due to the risk involved in providing loans without any guarantee of repayment, interest rates can be relatively high.
    • Unregulated or Under-regulated Industry: The industry lacks strict regulation which could result in unfair practices by some lenders.
    • Need for a Well-developed Case: Loans are typically only given to plaintiffs who have strong cases and are represented by an attorney working on a contingency basis. This may limit access to funding for some individuals.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Lakewood Pre-Settlement Funding FAQs

    For the residents of Lakewood, we’re here to provide clear answers to some frequently asked questions regarding our lawsuit loans and pre-settlement funding services. Let’s dive into the details!

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan is not fixed as it varies depending on your specific situation and the specifics of your legal case. We ensure that our rates are competitive and affordable, and we will work with you to ensure you understand all costs involved before making any commitments.

    Do I qualify for a lawsuit loan?

    To qualify for a lawsuit loan, you must have an ongoing legal case, a lawyer representing you, and a reasonable chance of winning your case or receiving a settlement. We do not base our decisions solely on credit ratings, income, or employment status. Each application is evaluated individually, focusing on the merits of the case.

    If you have bad credit, can you get pre-settlement funding in New Jersey?

    Yes, at, we understand that many of our applicants may have had credit issues in the past. That’s why our decision to approve your funding request doesn’t depend on your credit history but on the strength of your case. So, even with bad credit, you can still get pre-settlement funding in New Jersey.

    Other Cities we Service in New Jersey provides funding throughout New Jersey. See more about our funding in other key New Jersey cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

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