Jersey City, New Jersey Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Jersey City, New Jersey

    To put it simply, a lawsuit loan is a financial agreement that allows plaintiffs waiting for their legal case to resolve to get advance funding. This funding is not a conventional loan, it’s a non-recourse advance based on the possible outcome of your legal case.

    What does non-recourse mean? Well, with regular loans you are required to pay back the loan amount, whether you succeed or fail in what you invested the loan into. With a non-recourse advance, like a lawsuit loan, you only pay back the loan if your lawsuit is successful. It acts as a safety net which gives you peace of mind, knowing that you don’t owe anything if your lawsuit doesn’t result in a win.

    At, we fund claims throughout New Jersey. You can read more about how this works on our main New Jersey Lawsuit Loans page at New Jersey Lawsuit Loans.

    For example, consider Kelly from Jersey City, New Jersey. Kelly was involved in a car accident. Due to her injuries and time taken off work, she is facing financial struggles while waiting for her legal case to settle. She turns to us for assistance. After a straightforward application process, she receives pre-settlement funding which helps her manage her expenses until her case resolves. If she doesn’t win her lawsuit, she owes nothing.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important New Jersey Lawsuit Loan Information

    If you are a plaintiff in a legal case in New Jersey, it can be difficult to cover all your expenses while waiting for your case to resolve. This is where lawsuit loans come into play. By providing funds against the potential damage awards of your lawsuit, lawsuit loans help bridge the financial gap. The following statistics provide a deeper understanding of lawsuit loan facts in New Jersey.

    Average loan amount by in New Jersey $19,009.68
    Largest loan by in New Jersey $117,096.62
    Average semi-annual rate in New Jersey 20.7%
    Median personal injury verdict in New Jersey $31,000.00
    New Jersey statute of limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.
    Newark population, 2020 292,449

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Jersey City

    At, we aim to make the legal process as smooth as possible for our clients. Therefore, we provide funding for several common case types in Jersey City. Here’s a quick look at each of them:

    Auto and Other Roadway Accidents

    Roadway accidents, either with automobiles or other forms of transportation, are cases we frequently fund. The aftermath of these accidents can often lead to costly medical bills and time off work, plus significant physical and emotional stress.

    Premises Liability

    If you’ve been injured due to unsafe conditions on someone else’s property, this falls under Premises Liability, another area we cover. This includes slip and fall accidents, poor maintenance of property, or inadequate security measures.

    Medical Malpractice

    Medical malpractice refers to cases where healthcare professionals fail to meet the standard care, leading to harm or injury. These may include surgical errors, misdiagnosis, or wrong prescription. We offer funding while victims seek justice in these difficult cases.

    Labor Law Claims

    Labor law claims arise when an employer does not adhere to labor laws, possibly leading to unpaid overtime, wrongful termination, or unsafe working conditions. Our funding service aims to help workers fight back against such unfair treatment.

    Employment Claims

    Similar to labor law claims, employment claims involve instances of unlawful treatment at work. This could involve discrimination, harassment, or retaliation. Funding from allows victims to seek justice without worrying about financial constraints.

    Other Personal Injury Claims

    We support a range of other personal injury claims too. If you suffer harm or injury inflicted by another’s negligence, we can provide the needed funding while your legal case is underway.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Jersey City?

    If you’ve been involved in a personal injury claim or other legal case, you may be wondering about your eligibility for a lawsuit loan. This type of funding can provide essential financial support while you wait for your case to resolve. In this section, we’ll outline the primary eligibility criteria for lawsuit loans.

    The first requirement for a lawsuit loan is that you must have a valid legal claim. This can be against an insurance company, a self-insured company, or a large public entity. It’s important to note that the legitimacy of your claim is what matters most. If you can demonstrate that the defendant in your case is likely to be held liable, you could potentially receive a lawsuit loan.

    The second criterion is that you must be represented by an attorney. Your attorney’s role will not only include fighting for your rights and navigating the complexities of the legal system but also communicating with the lawsuit loan company on your behalf.

    Last but not least, you must be at least 18 years old to be eligible for a lawsuit loan. This age requirement is standard among most financial agreements and contracts.

    In summary, if you have a valid legal claim, are represented by an attorney, and are at least 18 years old, then you could be eligible for a lawsuit loan with

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Jersey City Lawsuit Loan Process

    If you are dealing with a pending lawsuit and need immediate funds, a lawsuit loan could be your solution. This is a unique kind of funding that can help you survive economically while you wait for your case’s final resolution. The following overview presents how works:

    1. Apply Online: You begin by filling out an online application on our website. This step entails providing details about your case, your attorney’s contact information, and your financial needs.
    2. We Contact Your Law Firm: After receiving your application, we will get in touch with your attorney or law firm to gather more detailed information about your case.
    3. We Review Your Case: This step involves assessing the specifics of your legal claim. We consider numerous aspects, such as the type of injury, liability, the potential settlement, and the defendant’s ability to pay.
    4. You Sign a Contract: Once we approve your case for funding, we prepare a contract that outlines the terms and conditions of the loan. At this point, both you and your attorney must sign the contract, indicating your acceptance of these terms.
    5. You Get Funds: Upon completion of the contract signing, we transfer the funds to your account.

    For instance, let us consider John, a plaintiff in a personal injury case. John was involved in an accident and had high medical bills. While awaiting his case’s outcome, he found himself unable to work and in need of money. In such a scenario, is ready to help. We evaluated John’s case details, contacted his lawyer, and determined his eligibility for a lawsuit loan. After mutual agreement on the contract terms, John received the funding he urgently needed, helping him manage his finances while waiting for his lawsuit to finalize.

    This is one of many examples where provides a simple and straightforward solution for plaintiffs needing immediate financial assistance.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

    Let’s understand this with an easy example: A plaintiff from Jersey City has a car accident case which has an estimated value of $100,000. The case is still in progress and will not settle for some time. Medical providers get paid around 1/3 of the settlement, the attorney gets another 1/3 of the settlement and the plaintiff gets around $35,000. In this situation, we can advance around 25% of that amount or $8,250 to the plaintiff.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Jersey City?

    If you’re a plaintiff in a personal injury or other legal case and in need of funds, you’re probably wondering how quickly you can get a pre-settlement lawsuit loan in Jersey City. The answer to that question is surprisingly speedy — with, you can receive funds soon after submitting your application.

    Here at, we understand that legal matters can cause financial strain. That’s why we strive to review your application and make a decision within 24 hours of submission.

    Let’s illustrate this with a hypothetical situation. Let’s say, for example, you’ve been involved in an auto accident, have filed a lawsuit, but need money to cover expenses while you await the outcome. You apply for a pre-settlement loan through our online application form on a Monday morning. Our team then reviews your application along with the details of your case. By Tuesday, you could potentially have a decision and, if approved, funds in your account.

    With this streamlined process, you can quickly get the financial assistance you need while waiting for your lawsuit to conclude.

    Pros and Cons of Pre-Settlement Funding in Jersey City, New Jersey

    Pre-settlement funding comes with its own set of advantages and disadvantages. Let’s dive into these, one by one.

    Benefits of Pre-Settlement Funding

    • Financial relief: A lawsuit loan can provide immediate financial assistance when you need it most. This form of lending can be a lifesaver to plaintiffs who are struggling financially.
    • Early access to funds: Lawsuit loans allow plaintiffs to access their potential compensation before their case is resolved. This funding can be instrumental in bridging the gap between filing a lawsuit and receiving your payout.
    • Avoiding early settlement pressure: Financial difficulties can lead to settling a case too soon for less compensation. A lawsuit loan can relieve this pressure, allowing you the freedom to pursue the full value of your claim.
    • Non-recourse nature of lawsuit loans: If your case does not win, you do not owe anything back. This is a significant advantage of lawsuit loans over traditional loans.

    Costs or Disadvantages of Pre-Settlement Funding

    • High interest rates: When compared with standard bank loans, lawsuit loans may have higher interest rates. It’s crucial to thoroughly understand these charges before agreeing to a loan.
    • Unregulated or under-regulated industry: The pre-settlement funding industry isn’t as tightly regulated as other financial industries, so it’s crucial to select a reputable company like
    • Need for a well-developed case: To qualify for pre-settlement funding, you need to have a strong case. This requires having an attorney working on a contingency basis, meaning they only get paid if you win your case.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Jersey City Pre-Settlement Funding FAQs

    How much does it cost to get a lawsuit loan?

    The cost of obtaining a lawsuit loan can depend on several factors. This includes your case type, risk level, and the amount of money you are seeking. It’s important to understand that offers competitive rates for pre-settlement funding. You can call our toll-free number (866) 594-1343 or visit our website for more specific information.

    Do I qualify for a lawsuit loan? provides loans to plaintiffs who have a pending legal claim. This might be a personal injury case, auto accident lawsuits, or other types of legal claims. If you are currently involved in a legal case and you need financial assistance while waiting for the case resolution, you may be eligible. Please apply through our funding application.

    If you have bad credit, can you get pre-settlement funding in New Jersey?

    Yes. At, we understand that people with legal claims may face financial difficulties, including poor credit history. Therefore, we focus more on your legal case than your credit score. If your case has merit, we will likely approve your application for pre-settlement funding.

    Other Cities we Service in New Jersey provides funding throughout New Jersey. See more about our funding in other key New Jersey cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

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