Newark, New Jersey Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Newark, New Jersey

    Lawsuit loans, also referred to as pre-settlement funding or lawsuit advances, represent a financial lifeline for injured plaintiffs like you. They are, essentially, cash advances provided to you based on the anticipated settlement from the legal claim you’re pursuing. What makes these loans unique is that they are non-recourse, which means if your case doesn’t resolve favorably, you owe nothing back.

    At, we provide funds for all manner of claims throughout New Jersey, including Newark. To get specific information tailored to this state, be sure to visit our New Jersey Lawsuit Loans page.

    Let’s take a hypothetical example. Suppose a Newark resident named Alice suffered injuries in a car accident. She decides to file a personal injury lawsuit against the responsible party, but due to delays in litigation, her bills are piling up. This is where a lawsuit loan comes in handy. Alice applies for a pre-settlement loan with, gets approved, and receives a cash advance against her future settlement. This helps Alice tide over the financial crunch she’s facing until her case settles, after which the lawsuit loan is paid back from the settlement amount.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important New Jersey Lawsuit Loan Information

    If you’re in New Jersey and need financial help while waiting for your lawsuit to resolve, a lawsuit loan might be for you. This type of funding allows plaintiffs like you to cover living expenses and other costs during your legal case. Below is some data related to lawsuit loans in New Jersey.

    Average loan amount by in New Jersey $19,009.68
    Largest loan by in New Jersey $117,096.62
    Average semi-annual rate in New Jersey 20.7%
    Median personal injury verdict in New Jersey $31,000.00
    New Jersey statute of limitations 2 Years; N.J. Stat. Ann. § 2a:14-1
    New Jersey fault laws New Jersey is a “choice no-fault” state, allowing drivers to choose between a “no-fault” policy and a traditional “at-fault” policy.
    Newark population, 2020 311,549

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Newark

    We provide funding for a wide variety of case types. Below are some of the most common ones we handle:

    Auto and Other Roadway Accidents

    These types of cases involve road mishaps caused by negligence. It could be a car, truck, motorcycle or pedestrian accident. While waiting for the case resolution, we provide plaintiffs with the financial support they need.

    Premises Liability

    This pertains to accidents that happen on someone else’s property due to unsafe conditions. We fund plaintiffs who are dealing with a premises liability case and awaiting a legal decision.

    Medical Malpractice

    Medical malpractice occurs when a healthcare provider fails to meet the standard of care, resulting in patient harm. As these cases can take a long time to resolve, we offer funding to help cover expenses in the interim.

    Labor Law Claims

    If you’ve experienced discrimination, harassment, or wage violations at work, a labor law claim might be made on your behalf. These can be complex, lengthy cases. We offer financing to help you wait it out.

    Employment Claims

    Similar to labor law claims, employment claims deal with issues such as wrongful termination and retaliation. We provide funding to plaintiffs as these cases can often come with significant financial strain.

    Other Personal Injury Claims

    Personal injury claims can encompass a wide range of incidents from slips and falls to product liability. As these cases often involve physical and emotional suffering, we aim to ease the financial burden with our pre-settlement funding.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Newark?

    If you’re currently navigating a legal battle, you may be wondering if you’re eligible for a lawsuit loan. At, our process is fairly simple and mainly hinges on three main criteria. Eligibility isn’t determined by your income or credit score as with traditional loans. Instead, we base our decisions on the following:

    • Having a valid legal claim: You must be currently pursuing a personal injury or other legal claim against an insurance company, a self-insured company, or a large public entity. This shows us that there’s a strong possibility of a future monetary settlement or verdict.
    • Legal Representation: You must have an attorney. We work directly with your attorney to understand the details and strengths of your case. This helps us accurately estimate the potential settlement amount.
    • Age requirement: You must be at least 18 years old. This is a legal requirement to enter into agreements, including lawsuit loans.

    If these conditions apply to you, then it’s likely you qualify for a lawsuit loan in Newark. If you want to apply or explore this further, visit funding application or contact us directly at our toll free phone number (866) 594-1343. We’re here to help you through this challenging time by providing you with financial options.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Newark Lawsuit Loan Process

    Understanding how lawsuit loans work is crucial for any plaintiff who’s considering this form of funding. The whole process is conveniently streamlined into five simple steps for your ease and convenience.

    Five Main Steps to Get Funds

    1. Apply Online: Start by filling out our application on the website. It doesn’t take much time.
    2. We Contact Your Law Firm: After you apply, we get in touch with your law firm to get more details about your case.
    3. We Review Your Case: Our team assesses your case based on the information provided. This helps us decide whether you qualify for a loan.
    4. You Sign a Contract: If you’re approved, we provide you with a contract. Please go through it thoroughly before signing.
    5. You Get Funds: Once the contract is signed, we release your funds. This money can be used to cover living expenses or pay legal fees.

    A Real-life Example

    Let’s consider an example to understand the process better. John, a resident of Newark, gets injured due to someone else’s negligence. He decides to take legal action and is left waiting for his lawsuit to resolve—which could take months or even years. Meanwhile, he comes across and fills out the online application.

    We contact his law firm, and after reviewing the facts of his case, decide that he is eligible for a loan. John signs the contract we provide, and shortly after, he receives the funds he needs to cater to his living expenses while he waits for his legal settlement.

    That’s it! It’s as simple and straightforward as it looks. John’s story shows how lawsuit loans from can help plaintiffs in a time of need.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer up to 50% of your expected portion of the settlement.

    For example, let’s consider you are a plaintiff in Newark, involved in a car accident case with an estimated value of $100,000. The case is still in progress and will not settle for some time. Medical providers are likely to be paid approximately 1/3 of the settlement, which leaves another 1/3 for the attorney. This leaves you, the plaintiff, with around $35,000.

    At, we can advance you around 25% of that amount, roughly equating to $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Newark?

    If you’re in the middle of a legal case in Newark and need a pre-settlement loan, can help. Our process works rapidly. Once you’ve submitted an application, our team begins reviewing your case straight away.

    At, we understand that time is of the essence when you’re waiting for a legal case to resolve. Hence, we strive to make our decision and have your funds available within 24 hours. This means that if you apply today, you could have the money you need tomorrow.

    For example, let’s say you’re in the midst of a personal injury lawsuit and mounting bills have made it urgent for you to acquire extra funds. After submitting your application with, we swiftly review the details of your case and come to a decision. Within 24 hours, funds will be made accessible to you if your application is approved, providing you immediate financial relief.

    This quick turnaround means whether you’re facing a personal injury, medical malpractice, or another type of lawsuit in Newark, can provide the financial aid you need in a timely fashion.

    Pros and Cons of Pre-Settlement Funding in Newark, New Jersey

    There are both benefits and drawbacks to consider when pursuing pre-settlement funding in Newark, New Jersey.

    Benefits of Pre-Settlement Funding

    Plaintiffs can enjoy several benefits with pre-settlement funding. Firstly, it provides financial relief, which is very helpful for plaintiffs who are unable to work or have mounting medical bills due to their personal injuries. It allows for early access to funds that can cover daily living expenses, treatment costs, and other urgent needs while waiting for their legal case to be resolved.

    Securing lawsuit loans also helps avoid the pressure of settling the case prematurely out of financial necessity. This means that plaintiffs can wait for a rightful compensation that corresponds to their claim’s worth. Furthermore, lawsuit loans carry a non-recourse nature, meaning if the case does not win, the borrower owes nothing back to the lender.

    Cons of Pre-Settlement Funding

    Pre-settlement funding also comes with some drawbacks. It typically carries relatively high-interest rates compared to traditional loans. The industry is generally unregulated or under-regulated, which may leave borrowers vulnerable to predatory lending practices.

    The need to have a well-developed case with an attorney working on a contingency basis can also serve as a barrier. Not all lawsuits qualify for pre-settlement funding. Therefore, getting an attorney who works on a contingency basis, indicating they believe strongly in the case, is a must.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Newark Pre-Settlement Funding FAQs

    Understanding pre-settlement funding can often lead to questions. We’ve gathered some frequently asked questions from Newark residents to help clarify this process.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary based on the specifics of your case. Generally, pricing is determined by the risk involved with your case, the amount of time until your anticipated settlement, and the amount you wish to borrow. For more detailed information relevant to your specific situation, we encourage you to get in touch with our team at (866) 594-1343 or via our online application.

    Do I qualify for a lawsuit loan?

    If you have an active personal injury lawsuit or other legal claim, you are likely eligible for a lawsuit loan. The primary factor examined is the potential success of your case. Remember, these loans are non-recourse. This means that if you don’t win your case, you don’t owe anything.

    If you have bad credit, can you get pre-settlement funding in New Jersey?

    Absolutely. Your credit score will not impact your eligibility for pre-settlement funding. Our decisions rely strictly on the strength and potential outcome of your legal case.

    Other Cities we Service in New Jersey provides funding throughout New Jersey. See more about our funding in other key New Jersey cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

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