Iowa Personal Injury Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
Learn More

Apply in Seconds

    What is a Personal Injury Lawsuit Loan and How Does it Work in Iowa

    A personal injury lawsuit loan, also known as pre-settlement funding, is a type of financial aid provided to plaintiffs who have an ongoing personal injury case. The primary purpose of this loan is to help manage the plaintiff’s living expenses and legal costs while waiting for the settlement of their lawsuit.

    In order to be eligible for a personal injury lawsuit loan in Iowa, one must have a valid personal injury claim and hire a lawyer to represent their case.

    The process of obtaining a lawsuit loan is fairly straightforward. It begins with the applicant filling an application form, which can be found on the funding application page. After submission, the applications are reviewed by underwriters in the company. If approved, funds are disbursed to the applicant within 24 hours.

    To illustrate, let’s take the example of John Doe. John was injured in a car accident and has filed a lawsuit against the responsible party. However, the legal proceedings are time-consuming and he finds difficulty in maintaining his daily expenses. A personal injury lawsuit loan from gives him access to funds quickly without additional stress. This allows him to wait for the legal case to conclude and acquire the rightful settlement he deserves.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Iowa Personal Injury Lawsuit Loan Information

    If you’re in Iowa and dealing with a personal injury lawsuit, you might be facing financial hardships. This is where comes in. We give out loans to plaintiffs involved in personal injury cases. The following table gives detailed information about our loans in Iowa:

    Average personal injury loan amount by in Iowa $21,767.00
    Largest personal injury loan by in Iowa $76,993.00 average semi-annual rate for personal injury loans in Iowa 21.3%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible For a Personal Injury Lawsuit Loan in Iowa?

    If you’re considering a personal injury lawsuit loan in Iowa, there are a few key eligibility criteria that you must meet. Primarily, you need to have a valid legal claim against an insurance company, self-insured company, or large public entity. This means that if you’ve suffered a personal injury due to someone else’s negligence, and are seeking compensation for it, you could be eligible.

    Secondly, you need to have a lawyer representing your case. Lawsuit loan providers, like, work directly with your attorney to assess the merits of your case and calculate the loan amount you may receive.

    Finally, you must be at least 18 years old to apply for a lawsuit loan. This is a standard legal requirement, as minors cannot enter into contracts in most states, including Iowa.

    So, if you meet these three core criteria – valid legal claim, legal representation, and age requirement – you could be eligible for a personal injury lawsuit loan in Iowa.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    How Much Money Can I Get From my Personal Injury Lawsuit Loan?

    Personal injury lawsuit loans from can range from $500 to over $1,000,000. We can offer you funds up to a maximum of 25% of your expected share of the settlement if your case has not yet been resolved. For personal injury cases that have been settled, we can provide 50% of your estimated part of the settlement.

    Let’s consider an example where a plaintiff from Iowa is going after a premises liability claim with an estimated value of $200,000. They are still receiving treatment for their injuries, and it might take another year for their case to be closed. A good rule of thumb is that the medical providers and the attorney each get about one third of the settlement. This leaves the plaintiff with around $65,000. Here, we could offer around 25% of that sum, which is $16,250.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Can I Use the Money From my Personal Injury Loan?

    If you have received or are considering a personal injury loan, you might be wondering what you can spend that money on. The good news is, you have quite a bit of freedom in this area. understands that going through a legal case can be financially draining, and often, daily living costs can mount up.

    Our loan funds can be used to cover day-to-day living expenses like your rent or mortgage payments, utility bills, groceries, and transportation costs, such as gas or car insurance. These necessities can add up quickly, especially when you are focused on recovering from an injury and not working full time.

    Moreover, you can use the funds to pay for medical costs associated with your injury. This includes hospital bills, medication, physical therapy, or other treatment procedures. If your insurance does not fully cover these costs, it can be an added stressor. But with a personal injury loan from, you’ll have the means to afford the care you need during this tough time.

    However, there is one limitation on how you use the pre-settlement funds from You cannot use the funding to cover litigation or legal case expenses. These include paying your attorney’s fees, court costs, or other related charges. The purpose of these funds is to support you personally, assisting in covering the cost of living and healthcare expenses while your case is being resolved.

    By helping you maintain financial stability during your pending legal case, aids in taking one stressor off your plate.

    Most Common Personal Injury Claims we Fund in Iowa

    At, we fund a wide range of personal injury claims in Iowa, including but not limited to the following:

    • Car Accidents: There are numerous car accidents in Iowa. We offer funding for lawsuits related to these incidents.
    • Commercial Vehicle Accidents: Also known as truck accidents. These can result in severe injuries leading to multiple legal claims.
    • Roadway Accidents: Other types of roadway accidents such as motorcycle accidents are also covered.
    • Premises liability claims: When injuries occur on someone else’s property due to their negligence, our company provides lawsuit loans for claimants. Relevant details can be found here.
    • Medical Malpractice: Incidents of medical negligence leading to injuries also qualify for lawsuit loans. Further information is available here.
    • Work Injuries: Job-related injuries causing financial hardships can qualify for pre-settlement funding.
    • Slip and Fall Claims: We finance numerous slip and fall claims, particularly when they occur due to the property owner’s negligence. Find out more here.
    • Dog Bite Lawsuits: If an uncontrolled dog causes injuries, the victims can apply for funding from us. More information here.
    • Wrongful Death Claims: When a loved one’s death is caused by another’s negligence, we provide financial assistance while the case is in progress. Learn more here.
    • Police Misconduct: Victims of unjust treatment by law enforcement can also apply for our services. Further details here.

    We fund almost any personal injury claim, so if your case is not listed above, don’t hesitate to contact us to discuss your options.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Our Personal Injury Loan Process

    If you have a personal injury claim and need financial help, look no further – is here to assist. Our lawsuit loan process is easy and straightforward with just five main steps.

    Step 1: Apply Online

    Go to our website and fill out the application form. You will need details about your case and your attorney’s contact information.

    Step 2: We Contact Your Law Firm

    Our team will reach out to your law firm for further details about your case.

    Step 3: We Review Your Case

    We will assess the information gathered about your case. The amount of funds that can be provided will rely on this review.

    Step 4: You Sign a Contract

    If your application is approved, we will send you a contract. Please review it, then sign and return.

    Step 5: You Get Funds

    Once the signed contract has reached us, the funds will be sent to you as per the agreement.

    Now, let’s take an example. John, a plaintiff in a personal injury claim, heard about our service. He applied online providing his case details and attorney’s contact. We contacted his law firm for additional information. After review, we concluded that his case is worth funding. A contract was sent over which John reviewed and signed. Subsequently, the agreed funds were transferred to John, providing him the financial support he needs while awaiting the resolution of his case.

    Why Choose for Pre-settlement and Post-settlement Injury Loans?

    If you’re seeking funds while waiting for your legal case to resolve, is a strong contender for lawsuit loan services. So, why should you choose The answer lies in the beneficial features we offer to our clients.

    Low, Simple Interest Rates

    Our interest rates are something we take pride in. We offer low and straightforward rates that begin at just 2.5% per month. This makes an affordable choice for your pre-settlement funding needs.

    Quick Approval process

    We understand that you may need funding as soon as possible. That’s why we aim to offer quick approvals, often on the same day. Now, that’s speed and efficiency you can rely on!

    Capped Repayment Terms

    At, we believe in fair terms for our clients. Once a certain date is reached, interest stops building up. This means you won’t be stuck in an endless cycle of ever-growing debts.

    Transparency and Client-First Approach

    We approach our work with honesty and an openness that sets us apart. As our client, your best interest will always come first. Our operations are transparent, making sure you have all the information you need at your fingertips. We aim to empower you throughout your funding journey.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Iowa Pre-Settlement Funding FAQs

    Here, we aim to provide detailed answers to some of the frequently asked questions (FAQs) that arise from Iowa residents regarding pre-settlement funding.

    Q: How much do personal injury advances cost?

    A: The cost of a personal injury advance can vary based on many factors. These might include the duration of your case, the amount you’ve requested, and the risk associated with the lawsuit. It’s important to discuss these factors with your funding company for an accurate assessment.

    Q: Do I qualify for a lawsuit loan?

    A: Generally, anyone involved in a legal case with the potential of a cash award or settlement can qualify for a lawsuit loan. Some common cases include personal injury, car accidents, medical malpractice, etc. However, each application is evaluated on its unique circumstances.

    Q: Is pre-settlement funding worth it?

    A: Pre-settlement funding can provide financial support when it’s needed most – while waiting for your case to resolve. Without this funding, you might be tempted to settle your case too early, which could lead to getting less than you deserve. Therefore, pre-settlement funding can certainly be worth it if it helps meet your financial needs during this period.

    Apply now for a free consultation