Sioux City, Iowa Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Sioux City, Iowa

    If you’re a plaintiff caught up in a lawsuit over a personal injury, you might be wondering how you’ll afford your bills while you wait for your case to resolve. This is where lawsuit loans come into play. A lawsuit loan, also known as pre-settlement funding or legal finance, is an advance on the monetary settlement you expect to receive from your legal claim.

    These non-recourse advances mean that you only repay the loan if and when you win your case or achieve a settlement. If you do not win your case or reach a settlement, you don’t have to pay back anything at all. This is a significant difference between lawsuit loans and other types of loans like payday loans or bank loans.

    We at are proud to offer these lawsuit loans to plaintiffs throughout Iowa, including in Sioux City. You can learn more about our services in your state by visiting our main Iowa Lawsuit Loans page.

    Let’s consider a scenario: Meet Ronald, a Sioux City resident who was injured in a car accident caused by another driver’s careless actions. While Ronald recovers physically and pursues legal action against the responsible party, he struggles financially with medical bills, car repairs, and everyday living expenses. To ease his burden, Ronald turns to for a non-recourse advance against his expected settlement. With this financial help, he effortlessly meets his financial responsibilities while waiting for his lawsuit to come to a favorable end.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Iowa Lawsuit Loan Information

    This section provides essential information about lawsuit loans in Iowa, as offered by The information includes average loan amount, the biggest loan given to a client, the average semi-annual rate, typical personal injury verdict amounts, and legal details about claims in Iowa. Find this useful data summarized in the table below.

    Average loan amount by in Iowa $15,611.33
    Largest loan by in Iowa $76,993.00
    Average semi-annual rate in Iowa 21.3%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Des Moines population, 2020 85,797

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Sioux City

    At, we specialize in providing pre-settlement funding for a variety of legal case types in Sioux City. Among the most common case types we fund are auto and other roadway accidents, premises liability, medical malpractice, labor law claims, employment claims, and other personal injury claims. Let’s take a closer look at each case type:

    Auto and Other Roadway Accidents

    These cases involve accidents that happen on roads or highways. They usually involve two or more vehicles, but can also include pedestrians, cyclists, or motorcyclists. If you’ve been injured in such an accident and are awaiting your legal settlement, we can provide you with the financial support you need.

    Premises Liability Cases

    Premises liability cases involve injuries that occur on someone else’s property due to their negligence. This can include slip and fall accidents, dog bites, or inadequate security resulting in harm. If you’re involved in this type of claim, pre-settlement funding can help you receive an advance on your expected compensation.

    Medical Malpractice Cases

    Medical malpractice cases occur when a healthcare professional’s negligence causes injury or harm to a patient. This can include misdiagnosis, surgical errors, or improper treatment. With, your pending medical malpractice settlement can serve as collateral for needed funding.

    Labor Law Claims

    Labor law claims are made by employees who have suffered a loss or injury due to workplace violations. These might include cases of wage theft, wrongful termination, or unsafe working conditions. Through, you can access pre-settlement funds to tide you over until your case is settled.

    Employment Claims

    Employment claims usually involve discriminatory practices in the workplace, such as sexual harassment or gender, age, or racial discrimination. If you have filed such a claim and are awaiting resolution, can provide you with pre-settlement funding based on your expected compensation.

    Other Personal Injury Claims

    This broad category can include a variety of other cases in which an individual has been physically or emotionally harmed due to someone else’s negligence or intentional misconduct. Regardless of your specific type of personal injury claim, if you’re seeking legal recourse, is here to help with your pre-settlement funding needs.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Sioux City?

    The process of applying for a lawsuit loan is simpler than you may think. The primary criteria center around three key elements. To potentially qualify, you need to have the following:

    • A valid legal claim against an insurance company, self-insured entity, or large public body. This covers numerous types of cases from car collisions to workers’ compensation claims.
    • An attorney must represent you. Their involvement helps ensure proceedings are handled professionally and underscore the seriousness of your claim.
    • You must be at least 18 years old. Only adults can apply for this type of financial support.

    If all these conditions are met, you could well be on the right track towards securing a lawsuit loan. Remember, is there to assist you in providing the financial support you need while your case moves towards resolution.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Sioux City Lawsuit Loan Process

    Lawsuit loans can appear complex, but the process is really simple. It involves five crucial steps. These are: Applying online, contacting your law firm, reviewing your case, signing a contract, and receiving funds. Let’s break down the process step-by-step to understand it better.

    Step 1: Apply Online

    The first step in acquiring a lawsuit loan is to fill out an online application. This can be done directly on the funding application. You will need to provide basic personal information and brief details about your lawsuit at this stage.

    Step 2: We Contact Your Law Firm

    Next, we will get in touch with your law firm to gather more details about your case. Your lawyer will provide us with all the necessary legal documents for further review.

    Step 3: We Review Your Case

    Once we have all the details, our team of experts will review your case. The purpose of this review is to understand the potential outcome and the monetary value of your lawsuit.

    Step 4: Signing A Contract

    Upon approval, you will need to sign a contract. The contract outlines all the terms and conditions of the lawsuit loan, including repayment terms, fees, and annual percentage rate.

    Step 5: You Get The Funds

    After the contract is signed, you receive the lawsuit loan funds. The funds can be used to pay for living expenses, medical bills or other costs associated with your claim. The best part? You only repay if you win.

    Let’s take an example to illustrate how it works: Suppose John Doe, a resident of Sioux City, has filed a personal injury lawsuit. John is struggling to pay for living expenses and medical bills. He comes across the website and, after considering his options, decides to apply for a lawsuit loan. He fills out the online application form, waits for contact from, and soon receives approval. The steps are swift and straightforward allowing him to soon after receive his funds.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range anywhere from $500 to over $1,000,000. The amount we are able to advance is based on the specific details of your case. For cases that are still in progress, we can provide up to a maximum of 25% of the amount you are expected to receive when your case resolves. If your case has already settled, we can offer you up to 50% of the final settlement figure.

    Let’s consider an example. Assume there is a plaintiff from Sioux City involved in a car accident case. The estimated value of the case may be around $100,000 however, it will likely not settle for quite some time. After accounting for medical costs and attorney fees, which usually take up about two-thirds of the settlement, the plaintiff can expect to receive around $35,000 from their settlement. In such a case, would be able to advance about 25% or $8,250 of their expected portion of the settlement.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Sioux City?

    Getting funds from is a swift and smooth process. Plaintiffs won’t spend much time waiting after submitting their application. The team at moves straight into action, reviewing your case diligently. The best part? They make a decision within 24 hours.

    Here’s an example: John Doe, a resident of Sioux City, was involved in a car accident and had a pending lawsuit. He applied to for a pre-settlement loan. After receiving and examining his application, it took less than one day for to reach a decision and approve his application. The next day, John Doe had access to the funds he needed while waiting for his lawsuit to resolve.

    This efficient process is available not just for John but for any plaintiff seeking help from

    Pros and Cons of Pre-Settlement Funding in Sioux City, Iowa

    When considering pre-settlement funding in Sioux City, it’s crucial to weigh up its benefits and drawbacks. Below, we discuss both the pros and cons of this funding model to help you make an informed decision.

    Benefits of Pre-Settlement Funding

    • Financial relief: Lawsuit loans can provide instant financial support. This money can assist with paying bills, medical expenses, and everyday living costs.
    • Access to funds: Instead of endless waiting for the end of your case, you can get cash in advance. You can use the cash immediately to cover your needs.
    • Avoiding early settlement pressure: With lawsuit loans, there’s no need to accept a low settlement. The loan will give you time to negotiate for a fair deal.
    • Non-recourse nature: If you lose your case, you won’t repay the loan. This aspect makes lawsuit loans less risky than regular loans.

    Drawbacks of Pre-Settlement Funding

    • High-interest rates: Lawsuit loans typically have higher interest rates compared to regular loans. Over time, these rates can add up, significantly increasing the repayment amount.
    • Under-regulated industry: The pre-settlement funding industry is often criticized as being under-regulated. This lack of regulation can lead potentially unfair practices.
    • Requirement for a well-developed case: To get a lawsuit loan, you need a solid case. Additionally, you must also work with an attorney on a contingency basis. These requirements could potentially limit the availability of pre-settlement funds for some applicants.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Sioux City Pre-Settlement Funding FAQs

    In the following section, we will answer some common questions from Sioux City residents about pre-settlement funding.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan can vary depending on the details of your case. Generally, the cost is calculated based on the amount of money you need and the expected length of your case. For a detailed estimate, please apply for a loan or call us at (866) 594-1343.

    Do I qualify for a lawsuit loan?

    To qualify for a lawsuit loan, you must have a legal claim and be represented by an attorney. If your claim has strong merit and is likely to result in a settlement or judgement in your favor, you are a good candidate for a lawsuit loan. All applications are reviewed on a case-by-case basis.

    If you have bad credit, can you get pre-settlement funding in Iowa?

    Yes, even if you have bad credit, you can still get pre-settlement funding in Iowa. Lawsuit loans are not based on your personal credit or employment status. Instead, they are based on the potential success of your lawsuit. Therefore, having bad credit will not prevent you from securing pre-settlement funding.

    Other Cities we Service in Iowa provides funding throughout Iowa. See more about our funding in other key Iowa cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

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