Iowa Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What is a Lawsuit Loan and How Does it Work in Iowa

    A lawsuit loan, also known as pre-settlement funding, offers financial help to plaintiffs caught in lengthy legal battles. In simple terms, a lawsuit loan is really a cash advance against a future lawsuit award or settlement.

    In Iowa, the process starts with your application to a lender like The lender will then review your case information forwarded by your attorney. This involves evaluating the property strength and potential worth of your case. Once approved, the funding organization offers you a lump-sum which is usually a percentage of your expected settlement.

    It’s important to note that it is ‘non-recourse’ type of funding. This is crucial as it means you only pay back the loan if you win your case or obtain a settlement. If you lose your case for any reason, you owe nothing back to

    Besides, applying for a lawsuit loan doesn’t affect your credit status since the loan is based on your expected lawsuit resolution rather than your financial history. Hence, it offers vital financial support to those unable to work due to injuries sustained or other impacts of ongoing litigation in Iowa.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Iowa Lawsuit Loan Information

    Lawsuit loans are financial provisions provided by to help carry the financial burden of plaintiffs during their ongoing legal case. These loans are calculated based on the merits of their claims, allowing them to take care of urgent necessities without affecting their lawsuit. Here is some crucial data related to lawsuit loan services provided by in Iowa.

    Average loan amount by in Iowa $15,611.33
    Largest loan by in Iowa $76,993.00
    Average semi-annual rate in Iowa 21.3%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Iowa

    At, we provide funds for a variety of case types in Iowa. These include but are not limited to:

    • Auto and Other Roadway Accidents: These involve accidents that happen on our roads, often involving cars, trucks, bikes, pedestrians, etc.
    • Premises Liability: This happens when someone gets hurt on another person’s property due to negligence or unsafe conditions.
    • Medical Malpractice: These claims arise when a healthcare provider fails to provide the standard level of care resulting in harm or injury.
    • Labor Law Claims: This encompasses legislation related to workers’ rights and regulations in the workplace, including issues related to pay, safety or discrimination.
    • Employment Claims: These cover a wide spectrum including workplace harassment, discrimination, wrongful termination, wage theft, and more.
    • Other Personal Injury Claims: Broad variety of situations where a person suffered harm due to someone else’s negligence, such as dog bites, slip and falls, and others.

    For more details about these case types and how we can assist with funding, visit our Iowa Personal Injury Loans and Iowa Car Accident Loans pages.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Iowa?

    If you are grappling with the big question – Am I eligible for a lawsuit loan in Iowa? The answer is straightforward, and we’ll break it down for you.

    The primary eligibility criteria for obtaining a lawsuit loan from revolve around three straightforward points:

    • A valid legal claim:You must have a valid legal claim. This could be against an insurance company, a self-insured company, or a large public entity.
    • An Attorney:You must have an attorney representing your case. At, we believe that having professional representation improves the chances of successfully resolving your case.
    • Being of Legal Age:You need to be at least 18 years old. Since lawsuit loans are in essence financial transactions, standard practice dictates this age limit.

    So if you fit under these categories, you may just be eligible for a lawsuit loan in Iowa. To start the process, fill out our online funding application located at funding application or give us a call at our toll free number (866) 594-1343.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Iowa Lawsuit Loan Process is eager to assist those dealing with court cases by offering our lawsuit loan service. This procedure is more straightforward than it sounds, involving a simple five-step procedure. You apply online, we reach out to your legal firm, we inspect your case, you sign a legal contract, and finally, you receive your funds.

    The process starts when you apply online via our secure website. We would need some basic info about your case and the law firm representing you. With that information, we will get in touch with your law firm to gather further specifics about your case.

    Once we have all the details, our team will review your case. We assess each case uniquely based on its merits. If your application is approved, we present you with a contract showing the loan terms, including fees and payback expectations.

    After you review and sign the contract, the last step is the disbursement of the funds. We transfer the money directly into your account. You now have funds at your disposal which can be used as needed while your case is being settled.

    To help visualize the process, let’s imagine a plaintiff named John Doe. Facing a personal injury claim, John finds himself in financial turmoil as his case goes on. He reaches out to for help. Following the steps above, he applies online and provides us with adequate information including his law firm’s details. After communicating with his law firm and assessing his case, we approve a loan for John. He reads, agrees, and signs the contract. Shortly afterward, the funds are transferred directly into John’s account. Now, John has the financial breathing room he needs while he awaits the conclusion of his case.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

    Let’s consider an example. Suppose you are a plaintiff from Iowa involved in a car accident case with an estimated value of $100,000. The case is ongoing and won’t settle for some time. Typically, medical providers receive about 1/3 of the settlement, the attorney another 1/3, leaving you, the plaintiff, with approximately $33,000. In this scenario, we could advance around 25% of that amount, which equates to $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    What Can I Use the Money From My Lawsuit Loan For?

    One of the most common questions we get at is, ‘What can I use my lawsuit loan money for?’ The answer is simple and straightforward. Plaintiffs can use the funds provided by a lawsuit loan for nearly any personal expenses while they wait for their case to conclude.

    Often, plaintiffs struggling with financial pressure due to an ongoing legal case find solace in a lawsuit loan. It offers a lifeline to cover important costs such as living expenses, medical bills, rent, car payments, groceries, and more. To paint a clearer picture, let’s dive into some specific examples.

    Living Expenses

    Life goes on, even when you are in the midst of a legal battle. Basic needs such as food, utilities, rent, or mortgage payments do not pause because you are involved in a lawsuit. The financial aid from can provide the necessary resources to meet these crucial needs.

    Medical Expenses

    In cases of personal injury lawsuits, medical bills can quickly pile up. Whether it is hospital stays, medication, physical therapy, or any other treatment related to your personal injury claim, lawsuit loan funds can help cover these overwhelming costs.

    However, it’s important to note that there is one major exception to how you can use the funds from – litigation or legal case expenses. Funds provided by cannot be used to fund the legal actions associated with your lawsuit, such as attorney fees.

    This is because the focus of is to help plaintiffs meet their daily needs and maintain their quality of life during the litigation process, not to fund the litigation itself.

    Pros and Cons of Pre-Settlement Funding in Iowa

    When you are involved in a lawsuit waiting for a settlement, a pre-settlement funding can be an attractive option. Here in Iowa, just like other parts of the country, they have their benefits but also come with costs. It’s crucial to understand both aspects before making a decision.

    Benefits of Pre-Settlement Funding

    The primary benefit of a pre-settlement funding is that it provides instant financial relief. Legal cases can drain your resources and leave you in a tricky situation. Pre-settlement funding helps you manage your finances and stay afloat during this difficult time.

    Another major advantage is early access to funds. Traditional settlement processes can take months or years before you receive your payout. With pre-settlement funding, you can get access to the money you desperately need in advance.

    Being pressured into an early settlement is something that plaintiffs often struggle with. Luckily, pre-settlement funding can alleviate this pressure. You do not have to agree on a less satisfactory agreement just because you need the money. Lawsuit loans allow you to wait for a fairer offer.

    Lastly, the non-recourse nature of lawsuit loans is another substantial benefit. This means that if you lose your case, you will not be obliged to pay back the loan.

    Costs of Pre-Settlement Funding

    One cost or risk associated with lawsuit loans is their relatively high-interest rates. The interest rate depends on several factors, but note that it can significantly add to the overall amount you owe the company if the case drags on longer than expected.

    Another downside is that the industry is generally unregulated or under-regulated. Although there are reliable and reputable companies like who prioritize their clients’ needs over business, there are others in the industry that might not be as ethical.

    Lastly, to obtain a lawsuit loan, you need a well-developed case with a potential for a favourable outcome. Additionally, you need an attorney working on a contingency basis. If these conditions are not met, obtaining a lawsuit loan could become challenging.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Major Cities We Fund in Iowa proudly serves plaintiffs in Iowa and all over the United States. We provide pre-settlement funding to residents of the state’s most populated cities, including:

    1. Des Moines
    2. Cedar Rapids
    3. Davenport
    4. Sioux City
    5. Iowa City
    6. Waterloo
    7. Ames
    8. West Des Moines
    9. Council Bluffs
    10. Ankeny

    If you are a resident from any of these cities, wait no more. Apply here to learn more about our funding options.

    Iowa Pre-Settlement Funding FAQs

    Q: How much does it cost to get a lawsuit loan?
    A: The cost of a lawsuit loan can vary. It depends on your case and the amount you borrow from We encourage you to connect with our team for specific details about your situation. Remember, we only charge if your case wins.

    Q: Do I qualify for a lawsuit loan?
    A: If you are a plaintiff in a personal injury or other legal case, you likely qualify for a lawsuit loan with Factors like the strength of your case can also affect your eligibility. It’s best to reach out to us at (866) 594-1343 or Apply Online to see if you qualify.

    Q: How much funding can I get?
    A: The funding amount you can get also varies based on your individual case and needs. Our goal at is to provide the funds needed to support plaintiffs while they wait for their legal case to resolve. Contact us for a personalized estimate.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Cities we Service in Iowa provides funding throughout Iowa. See more about our funding in Iowa by visiting the city pages below:

    Apply now for a free consultation