Iowa Pedestrian Accident Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
Learn More

Apply in Seconds

    What Are Pedestrian Accident Loans in Iowa

    Pedestrian accident loans in Iowa, also known as pre-settlement funding, are a unique form of financial aid for people who’ve been injured in pedestrian accidents. These individuals, referred to as plaintiffs, often find themselves in financial straits due to mounting medical bills and the inability to work.

    This is where pedestrian accident loans step in. They provide plaintiffs with an advance on their future car accident settlement. It’s important to understand that this is not a traditional loan but a non-recourse cash advance. What does that mean? Well, non-recourse means that if the plaintiff doesn’t win their case or settle, they are not obligated to pay back the cash advance.

    So, how does it work? Once a lawyer files a personal injury claim on behalf of an injured pedestrian, the plaintiff can apply for this kind of funding. The assigned case gets judged on its merits by the funding company; if it seems like a winning case, the company provides funds upfront to the plaintiff. These funds are repaid from the settlement received at the conclusion of the lawsuit. If there is no settlement, the funds do not need to be repaid.

    In this way, pedestrian accident loans help victims sustain themselves financially while they wait for court proceedings and try to recover from their injuries.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Iowa

    If you’ve been involved in a car accident in Iowa, you might be facing unexpected medical bills, loss of income, and other financial burdens while waiting for your legal claim to resolve. Car accident loans provide an immediate financial cushion to tide you over till your case is settled.

    In Iowa, the terms of car accident loans can vary. Read this table carefully to get important information on average loan amounts, interest rates, and legal requirements in Iowa.

    Average car accident loan amount by in Iowa $17,308.60
    Largest car accident loan by in Iowa $76,993.00
    Average interest rate in Iowa 21.5%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Pedestrian Accident Loan in Iowa?

    If you’re a pedestrian who was recently involved in an accident in Iowa, you might be wondering if you qualify for a lawsuit loan. These funds are crucial for easing your financial burden while waiting for your legal case to resolve. But how do you know if you are eligible? Let’s outline the primary criteria.

    Firstly, you should have a valid legal claim against an insurance company or a self-insured company. This means if you were harmed due to someone else’s negligence, and they are insured, you likely meet this criterion.

    Secondly, you need to have an attorney hired on a contingency basis. In simple terms, a lawyer working on a contingency basis gets paid only if you win your case or secure a settlement.

    Last, but not least, you should be at least 18 years old. As a legal adult, you have a right to take part in contracts, including those regarding lawsuit loans.

    If you meet these three main requirements, you are probably eligible for a pedestrain accident loan in Iowa. However, each case is unique, so it’s always in your best interest to get in touch with a pre-settlement funding expert to discuss your case specifics.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Pedestrian Accident Loan Process in Iowa

    If you are involved in a pedestrian Vs auto accident and filed a lawsuit in Iowa, you may be eligible for a lawsuit loan. provides pre-settlement funding to plaintiffs while they wait for their legal case to resolve. Below is an overview of how pedestrian Vs auto lawsuit loans work.

    1. Apply online: The initial step is to fill out an online application on the funding application.
    2. We contact your law firm: After receiving your application, our team will reach out to your law firm for more information about your case.
    3. We review your case: Based on the information obtained from your law company, we will evaluate the potential outcome and value of your case.
    4. You sign a contract: Upon agreement on the terms and conditions of the loan, you will be asked to sign a contract.
    5. You get funds: Once the contract is signed, you receive the funding needed to help you manage your expenses as you wait for your lawsuit to be settled.

    For instance, consider a plaintiff named John who was injured in a car accident in Des Moines. After filing a lawsuit, John found himself dealing with high medical bills and living expenses. He applied for a pedestrian accident loan from After reviewing his case and contacting his law firm, we approved his loan. Shortly after signing the contract, John received his funds and was able to pay his bills and support himself during the lawsuit process.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Types of Pedestrian Accident Claims in Iowa

    In Iowa, collisions and other incidents involving pedestrians lead to various types of legal claims. These can often involve complex rules about rights, responsibilities, and the assignment of fault. Understanding the different types of accident claims is an essential first step for any pedestrian impacted by a motor vehicle or another party’s negligence.

    An example of a common pedestrian accident is when a car hits an individual while they’re crossing the street. This usually happens due to distracted, negligent, or reckless driving. Another prevalent type of incident occurs when cyclists do not follow the rules, causing an accident with a pedestrian. Slips and falls due to poor pavement maintenance could also become a subject of a legal lawsuit.

    Iowa operates under comparative negligence laws. What does this mean for your claim? If you, as a pedestrian, are found partly at fault for the accident, it may reduce the amount of compensation you can receive. For instance, if you were crossing against a light or outside of a crosswalk, your responsibility could be assessed. In these situations, your claim might be less successful.

    It’s crucial to understand how these factors affect your potential lawsuit. Consulting a legal professional and obtaining support from can provide vital assistance while your case progresses.

    How Much Money Can I Get From my Pedestrian Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. We have the ability to advance up to a maximum of 25% of your expected settlement while your case is still in progress. For cases that are already settled, we can offer you half of your predicted settlement.

    Let us consider a scenario with a plaintiff involved in a pedestrian accident case in Iowa. The estimated value of this case is $300,000. The case won’t settle for some time. Here, medical providers typically receive about one-third of the settlement. The attorney would also get roughly a third of the settlement. This leaves the plaintiff with an expected portion of around $100,000. In this instance, we could advance approximately 25%, or $25,000, of that amount.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Roadway Accident Cases we Fund in Iowa

    We understand that roadway accidents can lead to substantial setbacks. offers funding options for almost any type of roadway accident in Iowa. Here is a list of some specific cases we fund:

    Major Cities we Serve in Iowa

    At, we are proud to provide pre-settlement funding services to clients across Iowa and all around the nation. We work hard to ensure that personal injury victims and other plaintiffs receive financial help when they need it most. Here’s a look at the top 10 cities in Iowa by population where we serve:

    1. Des Moines: As the capital city of Iowa, Des Moines boasts a large, vibrant community well-served by
    2. Cedar Rapids: We are dedicated to aiding cedar rapid residents through their legal cases with our reliable funding options.
    3. Davenport: Residents seeking legal help in Davenport can avail themselves of our pre-settlement loan program.
    4. Sioux City: At Sioux City, we strive to reduce the financial burden of plaintiffs by providing them with needed funds.
    5. Iowa City: Serving clients in Iowa city, we provide funds to aid in resolution of their legal issues.
    6. Waterloo: We extend our services to Waterloo, helping residents manage their expenses during lengthy court battles.
    7. Council Bluffs: In Council Bluffs, is a trusted source for pre-settlement funding.
    8. Ames: We stand by the citizens of Ames, offering financial support aimed at emotional — and financial — recovery.
    9. West Des Moines: Our commitment to assist West Des Moines’ plaintiffs in their time of need remains unaffected.
    10. Dubuque: Dubuque folks needing funds to tide over during an ongoing legal case can count on

    In addition to these major cities, we serve in other towns, smaller cities, and rural areas across Iowa. We are not limited by Major cities, our reach spans the entire nation. Feel free to apply now or call us at (866) 594-1343 for more information.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Iowa Pedestrian Accident Funding FAQs

    In Iowa, victims of pedestrian accidents who are awaiting a legal case resolution often have many questions about obtaining a lawsuit loan. is here to answer those queries. Here are a few common ones we encounter:

    How much does it cost to get a pedestrian accident lawsuit loan?

    The cost to obtain a pedestrian accident lawsuit loan can vary based on the specifics of your case, the amount needed, and other factors. We advise discussing this with one of our funding specialists who can provide more precise information for your unique circumstance.

    Do I qualify for a lawsuit loan on my pedestrian accident case?

    The primary qualifying factors for a lawsuit loan from includes if you have a valid personal injury claim from a pedestrian accident, have an attorney representing you, and your case is in progress. However, each situation is distinct, and other criteria may apply. We suggest contacting us for a free evaluation.

    Can you get a loan on a pedestrian accident settlement?

    Yes, offers pre-settlement funding or “lawsuit loans” against pedestrian accident settlements. It means you can receive funds now while you wait for your case to resolve. Do not hesitate to reach out to us if you need financial support before your settlement gets finalized.

    Apply now for a free consultation