Iowa Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What Are Car Accident Loans in Iowa?

    Car accident loans, also known as pre-settlement funding, are financial tools designed to assist plaintiffs involved in car accident lawsuits. These are non-recourse advances provided on a potential future settlement the plaintiff may receive in their legal case.

    If you’re involved in a car accident and undergoing a legal process, it’s possible that you’ll face financial challenges due to medical bills or loss of income. This is where a car accident loan steps in. It allows you to use the expected settlement from your car accident case to get support for your immediate financial needs.

    For instance, John, a resident of Iowa, gets into a car accident. While his lawsuit is in progress, John realizes he is having trouble paying his day-to-day expenses, medical bills, and attorney’s fees. By availing a car accident loan from a reputable company like, John can bridge this gap using the future settlement from his case. This way, even as his case progresses, John can cater to his financial obligations without stress.

    It’s essential to understand that car accident loans are non-recourse advances. This means if your case doesn’t resolve in your favor, you do not have to pay back the advance. Also, these loans should be used responsibly, considering them as a part of your financial strategy during the legal process.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Iowa

    If you’re in Iowa and involved in a car accident, you may be entitled to a lawsuit loan while you wait for your case to settle. In this section, we provide some key facts about car accident lawsuit loans in Iowa by

    Average car accident loan amount by in Iowa $17,308.60
    Largest car accident loan by in Iowa $76,993.00
    Average interest rate in Iowa 21.5%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Am I Eligible for a Car Accident Loan in Iowa?

    Are you wondering whether you can get a car accident loan in Iowa? If you’re involved in a car accident case and waiting for it to get settled, a car accident lawsuit loan might be a good option for you. But are you eligible for it?

    The primary eligibility requirements for a car accident loan from include:

    • Having a valid legal claim – you must be a plaintiff in a personal injury case against another party such as an insurance company or a self-insured entity.
    • Having retained an attorney on a contingency basis – This means that your attorney only gets paid if they win or settle your case.
    • Being at least 18 years old – You must be of legal age to apply for and receive a lawsuit loan.

    These are the basic requirements, but each case is unique, and other factors may also come into play. To learn more about your eligibility, feel free to visit funding application or call the toll-free number (800) 340-4973.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Car Accident Loan Process in Iowa

    If you’re a plaintiff in a car accident case in Iowa, you might be feeling overwhelmed by mounting financial pressures. Life doesn’t stop when accidents occur and trying to make ends meet whilst you await your court decision can be a real challenge. This is where auto accident loans can play a life-saving role. Simply put, these loans are designed to ease your financial burden and help you hold out for a fair settlement.

    The process to secure a lawsuit loan is straightforward and consists of five main steps:

    1. Apply online: Visit our funding application page. Complete and submit the application form present on our website.
    2. We contact your law firm: Once we receive your application, we reach out to your law firm to gather relevant details about your case.
    3. We review your case: Next, our team of experts evaluates your case’s strength and potential payout.
    4. You sign a contract: If approved, we offer you a loan agreement. This agreement outlines terms including the money you will receive and fees associated. Once you sign it, the deal is sealed.
    5. You get funds: After signing the contract, you receive your loan directly. Now you can focus on healing and let your attorney focus on getting you the win you deserve.

    Let’s consider an example. Imagine you’re John, a plaintiff who was injured in a car accident. Your medical bills are piling up, and you’re not in a position physically to work. Seeing your plight, a friend suggests you check out While skeptical, you decide to give it a try. You visit our website, fill out the application, and submit it. We contact your attorney, and after reviewing your case, we decide it strong and approve your loan. A contract is drawn up and signed by you. Finally, the much-needed funds arrive; now you can breeze a sigh of relief and concentrate on getting better knowing your financial situation is secure.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Roadway Accident Cases we Fund in Iowa

    We at are happy to say that we fund almost any type of roadway accident case in Iowa. This includes:

    How Much Money Can I Get From my Car Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. We can advance up to a maximum of 25% of your expected share of the settlement if your case is still in progress. For settled cases, we can provide up to 50% of your expected share of the settlement.

    Let’s consider an example of an Iowa plaintiff involved in a car accident case with an estimated value of $50,000. The case will not settle for some time because it is still in progress. As a common practice, medical providers receive around 1/3 of the settlement; the attorney gets another 1/3 of the settlement. Thus, the plaintiff would receive approximately $17,000. Consequently, can potentially offer an advance of about 25% of that amount, or $4,250.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    Major Cities we Serve in Iowa provides lawsuit funding services to all cities in Iowa and across the nation. However, here we list the top ten most populous cities in Iowa we serve:

    1. Des Moines
    2. Cedar Rapids
    3. Davenport
    4. Sioux City
    5. Iowa City
    6. Ames
    7. West Des Moines
    8. Ankeny
    9. Council Bluffs
    10. Dubuque

    If your city is not listed above, do not worry. We serve all residents of Iowa. Contact us through our website or toll-free number for more information and assistance.

    Iowa Car Accident Funding FAQs

    If you’re located in Iowa and have recently undergone a car accident, you may be wondering about the financial help available to you while you navigate your lawsuit. Here, we’ve compiled some frequently asked questions regarding car accident lawsuit funding in Iowa.

    How much does it cost to get a car accident lawsuit loan?

    The cost of getting a car accident lawsuit loan varies depending on several factors. These include the anticipated settlement funds, the length of the loan, and the terms of the loan contract. Contact or call us at (800) 340-4973 for exact details tailored to your situation.

    Do I qualify for a lawsuit loan on my car accident case?

    Qualification for a lawsuit loan is largely dependent on the strength of your case. If your attorney believes you have a strong case and the potential for a significant settlement, you are likely eligible for a lawsuit loan. Always discuss this with your lawyer and then apply via the funding application.

    Can you get a loan on a car accident settlement?

    Yes, it is possible to get a loan on a car accident settlement. This is referred to as pre-settlement funding and can help bridge the financial gap as you wait for your case to be resolved. Visit or dial (800) 340-4973 for more information.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Cities we Service in Iowa provides funding throughout Iowa. See more about our funding in Iowa by visiting the city pages below:

    Other Cases we Fund in Iowa provides funding for various personal injury and roadway accident cases in Iowa. Read more about the personal injury cases we fund in Iowa here:

    Read more about the roadway accident claims we fund in Iowa here:

    Get Started

    Apply today and get funds in as little as 24 hours!

    Apply now for a free consultation