Iowa Government Vehicle Accident Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Government Vehicle Accident Loans in Iowa

    A government vehicle accident loan, commonly referred to as pre-settlement funding, is a unique financial tool benefiting plaintiffs involved in car accidents with government vehicles. Unlike traditional loans, these are non-recourse advances linked directly to the potential future settlement a plaintiff might receive.

    If you suffer injuries due to a collision with a government vehicle, legal proceedings can be lengthy. Meanwhile, medical bills and daily expenses pile up, generating financial stress. That’s where comes into play. They provide plaintiffs access to advance funds, relieving some of the financial burdens ahead of case resolution.

    So how does it work? If after reviewing your case, decides a positive verdict or settlement is likely, they will extend an advance based on the projected settlement. Reminder: this isn’t a typical loan because you only repay if you win the case or reach a settled agreement. If you lose your case, you owe nothing back to This feature significantly reduces the financial risks typically associated with borrowing.

    Government vehicle accident loans act as a lifeline for injured plaintiffs struggling with their expenses while awaiting justice.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Iowa

    Car accident loans in Iowa are one type of pre-settlement funding provided by, specifically to plaintiffs undergoing personal injury legal cases involving car accidents. Below is a table showing the key facts about these financial aids in the state.

    Average car accident loan amount by in Iowa $17,308.60
    Largest car accident loan by in Iowa $76,993.00
    Average interest rate in Iowa 21.5%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Government Vehicle Accident Loan in Iowa?

    If you’ve been in a car accident involving a government vehicle in Iowa, you may be wondering whether you’re eligible for a lawsuit loan. Good news – eligibility for these loans is quite straightforward.

    In general, taking on a claim involving a government vehicle means dealing with a party that is either self-insured or substantially insured. This can impact the way your case is handled, but it does not interfere with your ability to secure a loan.

    The most important criteria for eligibility are having an attorney working on a contingency basis and being at least 18 years old. If you meet these conditions, you may be able to obtain a government vehicle accident loan.

    Having an attorney ensures that you have professional help navigating through the complexities of your case. Being at least 18 establishes the legal adulthood necessary for entering into a loan agreement. Beyond these requirements, the specifics of your case do not keep you from applying for and potentially receiving a lawsuit loan.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Government Vehicle Accident Loan Process in Iowa

    If you have been injured in an accident involving a government vehicle, you might be considering a lawsuit loan. A lawsuit loan, also known as pre-settlement funding, is a cash advance that you can use while waiting for your legal claim to resolve. Here’s a brief overview of how obtaining a lawsuit loan works:

    • Apply Online: Start the process by filling out an application on the website here.
    • We Contact Your Law Firm: Once we have your application, we will get in touch with your law firm to gather more details about your case.
    • We Review Your Case: Our team carefully studies the case details to gauge the likely outcome and your probable compensation.
    • You Sign a Contract: If your case qualifies, we will send you a contract to sign. This agreement outlines our terms including repayment conditions.
    • You Get Funds: Once the contract is signed, you will receive funds directly, which can be utilized as per your needs during the pendency of your lawsuit.

    For instance, consider the case of a plaintiff named John who was injured in a government vehicle accident. He applied for a lawsuit loan through After submitting his application, our team contacted John’s law firm for further details about his case. Upon reviewing the details and determining a favorable outcome, we sent John a contract to sign. Once he returned the contract, we disbursed the funds to him. This financial relief allowed John to pay his bills and expenses while he waited for his legal case to resolve.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Types of Government Vehicle Accident Claims in Iowa

    When we talk about accidents involving government vehicles, a wide range comes to mind. The most common government vehicles involved in accidents within Iowa are:

    City Buses

    City buses often transport the populace from one place to another. However, due to their heavy use, accidents are inevitable. Common causes for such accidents include reckless driving by the bus driver or another driver, mechanical issues, or unfavorable road conditions.

    Police Vehicles

    Accidents involving police cars are also quite common. They’re frequently seen on roads, often in high-speed chases which can endanger both officers and civilians. Speed-related crashes are common with police vehicles.

    School Buses

    School buses have a critical role to play in transporting children daily. Despite their safe design, they can still be part of accidents. These accidents can occur due to negligent drivers, mechanical faults, or poor road conditions.

    Mail Trucks

    Mail trucks operated by the United States Postal Service are another type of government vehicle that is often involved in accidents. Due to their widespread use, mail trucks can be hit while parked, rear-ended, or colliding with other vehicles.

    Claims involving these vehicles can be complex because they involve dealing with government entities. As every situation is unique, it’s beneficial to seek expert legal assistance.

    How Much Money Can I Get From my Government Vehicle Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. If your case has already been settled, we can offer 50% of your expected portion of the settlement.

    Let’s consider an example. Suppose you’re an Iowa plaintiff involved in a car accident case with an estimated value of $300,000. Your case hasn’t settled yet and may take more time. As a standard practice, medical providers usually receive about one-third of the settlement; your attorney will also receive one-third. This leaves you with approximately $100,000. We can typically advance 25% of that amount, or $25,000.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Roadway Accident Cases we Fund in Maine

    At, we provide funding for almost any type of roadway accident based in Maine. Explore our dedicate funding options below:

    Major Cities we Serve in Iowa

    At, we are committed to providing funds for residents across Iowa and nationwide with pending legal claims. Here are the top 10 most populous cities in Iowa that we proudly serve:

    1. Des Moines
    2. Cedar Rapids
    3. Davenport
    4. Sioux City
    5. Iowa City
    6. Waterloo
    7. Ames
    8. West Des Moines
    9. Council Bluffs
    10. Ankeny

    If you live in one of these cities, or any other city in Iowa or across the country, don’t hesitate to reach out. We’re readily available to help fund your legal case while it’s being settled. Contact us through our website at, call our toll-free phone number (866) 594-1343, or use the funding application.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Iowa Government Vehicle Accident Funding FAQs

    Below are some frequently asked questions (FAQs) that we receive from Iowa residents about government vehicle accident funding.

    How much does it cost to get a government vehicle accident lawsuit loan?

    The cost of your loan can vary based on the details of your case and your funding needs. At, we pride ourselves on being transparent with our fees so there will be no hidden costs.

    Do I qualify for a lawsuit loan on my government vehicle accident case?

    Qualifying for a lawsuit loan depends on several factors. These include the merit of your case, the expected settlement amount, and the length of your case. Visit our application page or call us at (866) 594-1343 to determine if you qualify.

    Can you get a loan on a government vehicle accident settlement?

    Yes. provides funding to plaintiffs with government vehicle accident settlements and other personal injury claims. If you are awaiting a payout from a government vehicle accident case, a pre-settlement loan may be an option for you.

    Apply now for a free consultation