Iowa Medical Malpractice Lawsuit Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
Learn More

Apply in Seconds

    What is a Medical Malpractice Lawsuit Loan and How Does it Work in Iowa

    A medical malpractice lawsuit loan is a form of pre-settlement funding provided by It’s designed to help plaintiffs involved in medical malpractice cases meet their financial obligations while they wait for their case to resolve.

    In situations where a plaintiff files a lawsuit against a healthcare provider or institution for a medical error that resulted in harm, the legal process can take time. This is especially true in Iowa, where the complexity of laws and processes around medical malpractice requires expert scrutiny and can lead to lengthy court proceedings.

    Unfortunately, while this process takes place, the injured party often has to deal with medical bills, loss of income due to inability to work, and other regular expenses. Paying these bills can become overwhelming without the expected settlement money.

    That’s where a medical malpractice lawsuit loan comes into play. This type of loan is not traditional; it doesn’t require credit checks or employment history. Rather, it’s based on the potential settlement amount. If a plaintiff loses their case, they owe nothing. If they win, they repay the loan from their settlement amount.

    For example, consider a nurse in Des Moines, Iowa who suffered from an avoidable surgical error. The nurse can’t work because of the injury and bills are piling up. By applying for a loan at funding application, she can receive funds to cover her expenses while her case is being resolved. Once the case settles, she pays back the loan from her settlement.

    This is essentially how a medical malpractice lawsuit loan works in Iowa. It provides financial relief for plaintiffs awaiting their settlement, allowing them to focus on recovery rather than financial stress.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Types of Medical Malpractice

    Medical malpractice refers to situations when a healthcare professional breaches their duty of care, resulting in harm to the patient. Essentially, it is when a health provider acts negligently and fails to provide the standard of care that a similar professional would provide under the same circumstances. This negligence can turn into a civil claim for the harmed party, often referred to as the plaintiff.

    The litany of medical malpractice instances is wide-ranging, but let’s cover some of the most common examples:

    Negligent Prenatal Care and Childbirth Negligence

    In some cases, negligence may occur during pregnancy or childbirth. Examples include failure to diagnose a medical condition of the mother, negligent prenatal care, failure to identify birth defects or diseases that could be contagious to the mother’s fetus, or failure to anticipate birth complications due to the baby’s large size or because the umbilical cord got twisted.

    Surgical Errors

    Surgical errors are another type of medical malpractice. These can include errors during the operation itself, like accidental damage to organs, nerves, or tissues. It also includes post-operation issues such as infection or leaving surgical instruments in the body.

    Misdiagnosis or Delayed Diagnosis

    A common type of malpractice involves a doctor misdiagnosing or failing to diagnose a severe disease. When a doctor’s diagnosis error leads to incorrect treatment, delayed treatment, or no treatment at all, a patient’s condition can be made worse, and they may even die. It’s often the case that the patient would have had a much better outcome if the correct diagnosis had been made earlier.

    These are just a few examples of medical malpractice. They all have in common that the professional involved failed to meet their standard of care and caused harm to the patient as a result.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Iowa Medical Malpractice Lawsuit Loan Information

    In the state of Iowa, victims of medical malpractice often rely on lawsuit loans to support their financial needs while they wait for their legal case to conclude. provides funds promptly to help plaintiffs during this critical time. Here’s a summary of typical figures pertaining to medical malpractice lawsuit loans provided by in Iowa:’s average medical malpractice loan $25,697.79
    Largest medical malpractice loan by $137,471.03 average semi-annual rate for medical malpractice lawsuit loans 18.4%
    Iowa Reports 2022′ 177
    Iowa medical malpractice statute of limitations 2 years from the date of discovery, but not more than 6 years from the date of the act or omission.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible For a Medical Malpractice Lawsuit Loan in Iowa?

    If you are waiting for a medical malpractice lawsuit to settle in Iowa, you might be wondering if you are eligible for a lawsuit loan. Here is a brief overview of the eligibility criteria for such loans.

    The primary eligibility factor is having a valid legal claim. This means that you must have filed a lawsuit against an insurance company, a self-insured company, or a large public entity. Such entities usually have more financial resources, which increases your chances of obtaining compensation.

    Having an attorney is another crucial requirement. A lawyer can provide the necessary legal advice and representation during the lawsuit process. Having a lawyer shows the lawsuit loan company that you are serious about your claim.

    Finally, you must be at least 18 years old to qualify for a lawsuit loan. The reason for this is simple: laws generally do not allow minors to enter into contractual agreements, including loans.

    To summarize, the main eligibility criteria for a medical malpractice lawsuit loan in Iowa are having a valid legal claim, having an attorney, and being at least 18 years old.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Much Money Can I Get From my Medical Malpractice Lawsuit Loan?

    Medical malpractice lawsuit loans from can range from $500 to over $1,000,000. How much you can borrow depends on your specific case and its estimated value. In general, we can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled police brutality cases, we can offer up to 50% of your expected portion of the settlement.

    Let’s look at an example. An Iowa plaintiff is pursuing a police brutality claim with an estimated value of $200,000. The client is still receiving medical treatment for their injuries and the case is expected to take another year to resolve. As a general rule, medical providers get paid around 1/3 of the settlement, and the attorney gets another 1/3 of the settlement. This leaves approximately $65,000 for the plaintiff. In this scenario, could potentially advance around 25% of that amount, or $16,250.

    How Can I Use the Money From my Medical Malpractice Loan?

    Once you’ve secured funding from, some plaintiffs may wonder what they can do with the money. One of the greatest advantages is the flexibility that comes with these funds. There’s a wide range of expenses that this money can cover.

    For instance, if you are struggling to meet your everyday living expenses, your medical malpractice loan can help. This could include essentials like rent or mortgage payments, utility bills, groceries, car payments, and other recurring costs. These are all eligible for coverage under your loan, and can provide immediate relief for financial stress.

    Additionally, the funds could be used to pay for ongoing or future medical expenses. This is particularly beneficial if your medical malpractice case involves a debilitating injury or chronic illness that requires long-term care. Payments can be made for doctor’s visits, medications, therapy sessions, home care costs, and even potential surgeries.

    The only restriction that comes with these settlement loans is that they cannot be used for litigation or legal case expenses. This means that you cannot use your loan to pay your lawyer, court fees, or any other costs associated with your legal case. This is because the main aim of is to relieve the financial pressure on plaintiffs as they await the resolution of their case, rather than funding the legal process itself.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Our Medical Malpractice Loan Process

    If you’re facing a lawsuit and need quick cash to tide you over, may be able to help. We provide lawsuit loans to ease the financial burden of individuals awaiting legal settlements, especially in cases of medical malpractice. Our process is simple, transparent, and efficient.

    The Lawsuit Loan Process

    1. Apply Online: Fill out an easy online application at funding application.
    2. We Contact Your Law Firm: After receiving your application, we will reach out to your law firm to learn more about your case.
    3. We Review Your Case: Our team of experts carefully reviews your case to assess its merit and determine the loan amount.
    4. You Sign a Contract: If approved, we will send you a contract. Upon sign-off, the agreed funds are yours to use as needed.
    5. You Get Funds: Once the contract is signed, the funds will be dispersed directly to your chosen bank account.

    A Plaintiff’s Journey through the Lawsuit Loan Process

    Let’s illustrate the process with a practical example. Imagine a healthcare professional, let’s call her Jane. Jane was adversely affected by medical malpractice. As she awaits her lawsuit settlement, her bills are piling up causing stress and worry.

    Jane finds and decides to apply for a lawsuit loan. She fills out the online application. We then contact her law firm to understand the details of her case. After thorough review, Jane’s application is approved and we send her a contract. Jane signs off, and shortly after, the much-needed funds are in her bank account. This much needed financial lifeline allows Jane to focus on her lawsuit without worrying about her living costs.

    Why Choose for Pre-settlement and Post-settlement Medical Malpractice Loans

    When dealing with pre-settlement and post-settlement legal processes, it’s crucial to choose the right funding provider. stands as a premier choice, offering a variety of features and services that set us apart in the industry.

    We maintain simple and low rates, which start at 2.5% per month. This is a competitive offer that ensures you don’t have to break the bank to meet your financial needs. Our application approval process is speedy, and won’t eat into your busy schedule – in fact, you could get approval as soon as the same day you apply. also offers unique capped repayment terms, meaning that interest will stop accruing after a certain date. As a result, you can accurately predict your total costs without worrying about excessive additional charges.

    Beyond our rates and terms, what truly distinguishes us is our transparency and our client-first approach. We are committed to keeping our clients informed every step of the way, eliminating any hidden charges or complex structures. Instead of just focusing on our bottom line, we prioritize helping you navigate the complexities of legal financing, providing guidance, support, and peace of mind from application to settlement.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Most Common Personal Injury Claims we Fund in Iowa

    At, we fund a variety of cases in Iowa. Some of the most common types include:

    • Car accidents: These commonly occur due to negligent driving. Victims can face injuries that range from minor to severe.
    • Commercial vehicle accidents: This involves any accident where a commercial vehicle, like a bus or a truck, is responsible.
    • Other roadway accidents: This category includes accidents that occur on the road but not necessarily involving motorized vehicles, such as pedestrian or bicycle accidents.
    • Premises liability claims: These include any accident or injury that occurs on another’s property due to unsafe conditions or negligence.
    • Medical malpractice: Claims involving healthcare professionals who fail to meet the standard of care causing harm to patients.
    • Work-related injuries: This involves injuries that occur at work or as a direct result of employment duties.
    • Slip and fall claims: Claims where the victim has fallen and been injured due to someone else’s negligence.
    • Dog bite lawsuits: Claims made against dog owners when their pet has injured another person.
    • Wrongful death claims: These involve cases where a person’s death is caused by the negligence or misconduct of another.
    • Police misconduct: Claims against law enforcement for actions such as false arrest, use of excessive force, or other violations of constitutional rights.
    • Almost any personal injury claim: We offer funds for a wide range of personal injury lawsuits not listed above. If you have a claim and need financial aid, do not hesitate to contact us.

    Iowa Medical Malpractice Pre-Settlement Funding FAQs

    In this section, we’ll answer some frequently asked questions by Iowa residents about medical malpractice pre-settlement funding.

    What Is The Most You Can Sue For Medical Malpractice?

    In Iowa, the maximum compensation for non-economic damages (like pain and suffering) in a medical malpractice case is $250,000. Economic damages (like medical bills and lost wages) are not capped and depend on the specific facts of your case. These caps are subject to change as they are determined by state law.

    Who Gets The Money In A Medical Malpractice Lawsuit?

    The money awarded in a medical malpractice lawsuit goes directly to the plaintiff. This is the person who filed the lawsuit. They might use the money to cover medical expenses, lost wages, or other costs related to the injury caused by the malpractice.

    Is Pre-settlement Funding Worth it?

    This depends on your individual situation. Pre-settlement funding can be beneficial if you need immediate financial assistance while waiting for your lawsuit to resolve. However, it’s critical that you understand the terms and conditions before entering into such an agreement. provides competitive rates for pre-settlement funding. Our team is available to offer you all the information you need to make an informed decision.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Apply now for a free consultation