Iowa Bike Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Bicycle Accident Lawsuit Loans in Iowa

A bicycle accident lawsuit loan is a type of financial assistance specifically designed for plaintiffs who have experienced an accident while cycling. This funding aids injured individuals involved in ongoing lawsuits, providing them necessary monetary support during the settlement process.

If you have been a victim of a bike accident in Iowa and find yourself caught in the midst of legal procedures, this loan can be a vital lifeline. It acts as an advance on your potential settlement money. This means that you are borrowing against the funds you expect to receive once your lawsuit resolves.

One significant advantage of bicycle accident lawsuit loans is that they operate on a non-recourse basis. This means you are under no obligation to repay the loan if you do not win your lawsuit. In short, if there’s no recovery, there’s no need to repay your pre-settlement funding.

You can apply for a bike accident loan via funding application. Let help ease your financial pressure while you focus on getting back on track post-accident.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Key Information About Car Accident Loans in Iowa

If you’re involved in a car accident in Iowa and pursuing a legal claim, a car accident loan can provide the financial support you need while waiting for your case to resolve. These loans are designed to alleviate your financial burden, allowing you to cover immediate expenses without worsening your economic situation. Here are some key figures relating to car accident loans in Iowa:

Average car accident loan amount by in Iowa $17,308.60
Largest car accident loan by in Iowa $76,993.00
Average interest rate in Iowa 21.5%
Median personal injury verdict in Iowa $36,513.00
Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible for a Bicycle Accident Loan in Iowa?

Understanding your eligibility for a bicycle accident lawsuit loan in Iowa is crucial. A few key factors can determine this. Below are the main eligibility criteria:

  • Holding a legitimate legal claim against an insurance company or a self-insured entity. If your bike accident was caused by another party’s negligence and you are pursuing a lawsuit against them, this baseline criterion is easily met.
  • Having an attorney working on your case on a contingency basis is another prerequisite. This essentially means your lawyer agrees to receive their payment only if your case wins
  • You must be at least 18 years old. In most jurisdictions, minors cannot file lawsuits on their own, and Iowa is no exception.

If you meet these criteria, you may very well be eligible for a bicycle accident law suit loan in Iowa. Remember, these loans are designed to help bridge the financial gap while you await the resolution of your case.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Bike Accident Loan Process in Iowa

Understanding how pedestrian vs. auto lawsuit loans work is crucial for anyone seeking financial relief during their legal proceedings. Let’s break it down into five easy steps:

  1. Apply online: The first step is to fill out the application form available on funding application.
  2. We contact your law firm: Once we receive your application, our team will get in touch with your law firm to acquire the details of your case.
  3. We review your case: After we have all the required information, our law and financial experts will assess your case to determine your eligibility for a lawsuit loan.
  4. You sign a contract: If your case gets approved, we’ll draft a contract detailing the terms of the loan. Upon reading and agreeing with these provisions, you will need to sign this contract.
  5. You get funds: With the contract signed and returned to us, we promptly send the approved funds to your account.

Let’s consider an example: John, a resident of Iowa, was hit by a car while biking home from work. He suffered serious injuries which caused him huge medical bills and loss of income due to inability to work. John decided to sue the at-fault driver, but needed money to sustain him through the lengthy legal proceedings. He turned to, filled the online application, and we reached out to his law firm. After reviewing his case, we agreed to offer John a lawsuit loan. He signed our contract and received the funds within 48 hours. This lifesaving financial aid was only possible due to the streamlined services of

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Apply today and get funds in as little as 24 hours!

Types of Bike Accident Claims in Iowa

Bike accidents can happen in a variety of ways and can result to different types of injuries. In Iowa, there are a few common categories of bike accident claims:

1. Collisions with cars

These accidents often occur when drivers fail to yield the right of way to cyclists at intersections or when overtaking them on the road. The severity of injuries can vary greatly, but they often involve broken bones and serious trauma.

2. Dooring accidents

A dooring accident happens when a car’s door opens into the path of an oncoming cyclist leading to a collision. This often results from the lack of attention by drivers or passengers exiting their vehicles.

3. Road hazards

A cyclist could be injured if the road they’re traveling on has hazards such as potholes, loose gravel, or debris. Responsibility for these accidents can fall on the authority responsible for maintaining the road conditions.

The fault laws in Iowa can impact the success of a plaintiff’s lawsuit. Iowa uses “Modified Comparative Fault” rule in bike accident cases. This means the court will reduce the damages you can collect based on the percentage of your fault.

For instance, if you were found to be 10% at fault in your bike accident, and your total damages were $100,000, you would only be able to recover $90,000 in compensation (which is $100,000 minus 10% for your proportion of fault).

This makes it very important for plaintiffs to gather all possible evidence and build a strong case to minimize their fault and maximize their compensation.

How Much Money Can I Get From my Bike Accident Pre-settlement Loan? offers lawsuit loans ranging from $500 – $1,000,000+. Depending on the progress of your case, we can advance up to a maximum of 25% of your estimated portion of the settlement. If your case has been settled, we are able to offer up to 50% of your expected portion of the settlement.

For instance, consider an example of an Iowa plaintiff in an ongoing bike accident case with an expected value of $750,000. Since this case has not yet reached settlement, let’s break down how the funds would typically be distributed: Medical providers usually receive about a third of the settlement, around $250,000; the attorney handling your case also receives about a third, around $250,000, leaving you, the plaintiff, with the remaining third or around $250,000.

In such cases, can advance approximately 25% of your portion — that would amount to about $52,500. This advance can be a lifeline when waiting for your legal case to conclude.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Roadway Accident Cases we Fund in Iowa

We fund nearly any type of roadway accident cases in Iowa. Not only do we offer funding solutions for plaintiffs facing legal hurdles, but also provide them with the necessary support to get through these tough times. Here is a list of some types of cases we fund:

  • Bicycle Accident Loans: We fund cases related to bicycle accidents. Whether you were injured during your daily commute or while exercising, we are here to help.
  • Car Accident Loans: If you’re involved in a car accident case, we can fund you till the verdict of your lawsuit.
  • Commercial Vehicle Accident Loans: Involvement in a commercial vehicle accident can lead to severe injuries. We provide loans for such cases till you receive your compensation.
  • Government Vehicle Accident Loans: Accidents involving government vehicles can be complex. Our experience will come handy in dealing with such lawsuits.
  • Motorcycle Accident Loans: If a motorcycle accident has led to your physical and emotional distress, we’re here to fund you while you wait for justice to prevail.
  • Pedestrian Accident Loans: Pedestrians are vulnerable to severe injuries in accidents. We provide loans for cases dealing with pedestrian accidents.
  • Rideshare Accident Loans: Legal hassles involving ride sharing services like Uber or Lyft are common. We can help fund your case while you fight for your rights.
  • Semi-Truck Accident Loans: Accidents involving semi-trucks can lead to devastating injuries. Our loans can help you focus on your recovery rather than financial stress.

Major Cities we Serve in Iowa is proud to serve residents in all cities across Iowa and nationwide as a reliable source for pre-settlement funding. Here are the top ten cities in Iowa by population that we serve:

  1. Des Moines
  2. Cedar Rapids
  3. Davenport
  4. Sioux City
  5. Iowa City
  6. Waterloo
  7. Council Bluffs
  8. Ames
  9. Dubuque
  10. West Des Moines

Even if your city isn’t listed, don’t worry. We serve all cities and towns in Iowa, no matter how large or small. Remember,’s mission is to provide you with the funds you need while you wait for your legal case to resolve. Visit our website or call us on our toll free number (800) 340-4973 to find out more about our services or you can fill out our funding application directly.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Iowa Bike Accident Funding FAQs

Understanding the details about bike accident lawsuit funding can be difficult. To make things easier, we have compiled the answers to some frequently asked questions (FAQs) for Iowa residents.

How much does it cost to get a bike accident lawsuit loan?

The cost depends on various factors, such as the amount of your loan and the length of time before the settlement. is always transparent about costs from the beginning. There are no hidden fees or costs and you only repay the loan if you win your case.

Do I qualify for a lawsuit loan on my bike accident case?

Qualification depends on the strength and merit of your case. Plaintiffs who have a strong case and a likely favorable verdict or settlement often qualify. Speak with our team at (800) 340-4973 or fill out our application at funding application for more detailed information and guidance.

Can you get a loan on a bike accident settlement?

Yes, you can. A loan on a bike accident settlement is exactly what we specialize in. We provide pre-settlement funding to plaintiffs while they wait for their lawsuit to resolve. This helps ease financial pressure during this potentially stressful period.

Cities we Service in Iowa provides funding throughout Iowa. See more about our funding in Iowa by visiting the city pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Other Cases we Fund in Iowa provides funding for various personal injury and roadway accident cases in Iowa. Read more about the personal injury cases we fund in Iowa here:

Read more about the roadway accident claims we fund in Iowa here:

Apply now for a free consultation