Iowa Commercial Vehicle Accident Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Commercial Vehicle Accident Loans in Iowa?

    Commercial vehicle accident loans in Iowa are a specific type of funding designed for plaintiffs who are involved in car accidents. They provide an advance of money based on a future settlement that the plaintiff may receive. This money can be used to cover immediate expenses while the lawsuit is ongoing.

    The thing about loans from car accidents is that they’re what’s known as “non-recourse.” This means that if you don’t win your case, you don’t need to repay the loan because it’s not technically a loan. The funding is only repaid from the future settlement proceeds if the case is successful.

    The process works by first applying for the loan and providing the necessary legal documentation pertaining to the case. Afterward, the company reviews the case and determines the estimated value of the future settlement. If approved, the funds are then distributed. You have the freedom to use the money in the best way to support your life during the period of the lawsuit.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Iowa

    Car accident loans in Iowa are a financial resource for those injured in car accidents. These pre-setttlement loans can help individuals manage their daily expenses while they wait for the resolution of their cases. provides competitive rates for these types of loans. The following table provides key data and details specific to car accient loans in Iowa.

    Average car accident loan amount by in Iowa $17,308.60
    Largest car accident loan by in Iowa $76,993.00
    Average interest rate in Iowa 21.5%
    Median personal injury verdict in Iowa $36,513.00
    Iowa statute of limitations 2 years; Iowa Code Ann. Section 614.1
    Iowa fault laws Iowa is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Commercial Vehicle Accident Loan in Iowa?

    Eligibility for car accident lawsuit loans is more straightforward than you may think. Because every commercial vehicle accident claim involves a high insurance policy or a self-insured entity, the remaining criteria are fairly simple.

    Firstly, you need to have hired an attorney on a contingency basis. The role of your attorney in this process is vital. They will manage your case and ensure all relevant information is provided to the pre-settlement funding company. This liaison allows for seamless communication between both parties, making the entire process less confusing and time-consuming for you.

    Secondly, you should be at least 18 years old. As with many other legal processes, being of a certain age is necessary to apply for a loan. This is generally due to contractual obligations and legal responsibilities that you need to understand and adhere to.

    With these elements in place, you could be well on your way to applying for a commercial vehicle accident loan in Iowa. To start the process, simply fill in the application form available on the funding application page.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Commercial Vehicle Accident Loan Process in Iowa

    If you are involved in a commercial vehicle accident in Iowa, you may be entitled to a lawsuit loan while your legal case is resolved. provides pre-settlement funds to help plaintiffs like you manage expenses as you wait for your claim to be settled. Here’s a simple five-step process to understand how commercial vehicle accident loans work:

    1. Apply Online: Start your application on the funding application. It only takes a few minutes and it’s the first key step towards gaining access to the financial support you need.
    2. We contact your law firm: Once we receive your application, our team will reach out to your attorney or law firm to gather additional details about your case.
    3. We review your case: Upon collecting the necessary information, we conduct a thorough evaluation of your case to determine its strength and the possible settlement amount.
    4. You sign a contract: If your case is approved, you will be given a contract with detailed terms of repayment. Carefully read through this agreement before signing.
    5. You get funds: After you’ve signed the contract, we immediately transfer the funds to you. You can use them at your discretion to meet any financial needs that have arisen due to the accident.

    Example: Mike, a resident of Iowa, was injured in a commercial vehicle accident. His injuries required expensive medical care and forced him to take time off from work causing financial strain. Unable to meet these expenses while waiting for his case to resolve, Mike applied online for a lawsuit loan with We quickly got in touch with his law firm, and after a careful review of Mike’s case details, we approved his application. After signing the contract, Mike received the funds he needed to cover his bills and support his family during this difficult time.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Much Money Can I Get From my Commercial Vehicle Accident Pre-settlement Loan?

    The amount of money that you can get from a pre-settlement loan from can vary greatly. Our lawsuit loans can range from $500 to over $1,000,000. We can advance up to a maximum of 25% of your expected share of the settlement if your case is still in progress. For cases that have settled, we can offer up to 50% of your expected share of the settlement.

    Let’s look at an example to make this clearer. Suppose a plaintiff in Iowa has been involved in a commercial vehicle accident. The estimated value of their claim is $500,000 and the case is still being resolved and will not settle for some time yet. As a general rule, medical providers would receive around 1/3 of that settlement, or approximately $170,000. We would then be able to advance approximately 25% of that figure – which would be $42,500.

    What Types of Commercial Vehicles are Frequently Involved in Cases we Fund in Iowa?

    In Iowa, several types of commercial vehicles are commonly involved in legal cases that we fund. These range from large transport trucks to smaller delivery vans and taxis. It’s important to note that although many cases we fund involve these vehicles, we also fund car accident claims involving any kind of privately or commercially used vehicle.

    Large Transport Trucks

    These are massive vehicles used for moving goods across long distances. They often travel on highways and interstates. Due to their size and weight, accidents involving these trucks can lead to severe damages and injuries.

    Delivery Vans and Trucks

    These vehicles are usually used to transport goods to businesses and customers in urban and suburban areas. As they often operate in populated areas, accidents can result in significant property damage and personal injuries.

    Taxis and Rideshare Vehicles

    These are cars used for transporting individuals. As they are constantly on the road, the likelihood of being in an accident is higher. Accidents involving these types of vehicles can lead to complex legal claims due to insurance policies often differing for professional drivers.

    School and Charter Buses

    Buses, whether used for daily school transportation or special charter trips, are large vehicles that can cause significant damage in the event of a crash. Due to the high number of passengers they carry, multiple injury claims can stem from a single accident.

    At, we provide pre-settlement funding for cases involving all these types of vehicles and more. If you’re facing a legal battle following a vehicle accident, don’t hesitate to contact us here or call us at (866) 594-1343.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Major Cities we Serve in Iowa

    At, we extend our top-quality pre-settlement funding services to all corners of Iowa and beyond. Here’s a look at some of the major cities within Iowa that we serve:

    1. Des Moines: As the capital city of Iowa, Des Moines stands largest in terms of population and we are glad to service its residents.
    2. Cedar Rapids: Being the second-largest city in Iowa, Cedar Rapids is another area we proudly serve.
    3. Davenport: Davenport, a major hub of the Quad Cities region, also benefits from our all-inclusive lawsuit loan services.
    4. Sioux City: Located in the western part of the state, Sioux City is another prime location we cater to.
    5. Waterloo: In the heartland of northeastern Iowa, Waterloo residents can take advantage of our easy-to-obtain loan offers.
    6. Iowa City: The home of the University of Iowa, Iowa City is a bustling hub that we serve delightedly.
    7. Ames: Steeped in the vibrant culture of its colleges, Ames is on the list of our serviced cities.
    8. West Des Moines: Separate from its eponymous city, West Des Moines is another location we’re proud to assist.
    9. Council Bluffs: Sitting across the Missouri River from Omaha, Council Bluffs is included in our vast service area.
    10. Ankeny: In rapidly growing Ankeny, residents can find comfort in secure, straightforward lawsuit loans.

    Remember, regardless of where you are located in Iowa or even nationwide, is ready to help you with your pre-settlement funding needs. To get started, visit our website at or call us toll free at (866) 594-1343. You can also fill out a funding application directly at funding application.

    Roadway Accident Cases we Fund in Iowa

    At, we fund nearly any type of roadway accident case in Iowa. If you’re involved in a legal case following an accident, we can provide the financial support you need while awaiting a resolution. Here are some specific types of cases we fund:

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Iowa Commercial Vehicle Accident Funding FAQs

    We often get questions from our Iowa clients about commercial vehicle accident funding. We’ve gathered the most common ones here to help you navigate this part of your legal journey.

    How much does it cost to get a commercial vehicle accident lawsuit loan?

    The cost of a lawsuit loan depends on several factors. These include the potential settlement amount, the length of the case, and the perceived risk. It’s important to note that only gets paid if the plaintiff wins their case. Our team will discuss all fees upfront before you decide to proceed.

    Do I qualify for a lawsuit loan on my commercial vehicle accident case?

    In most cases, if you have a lawyer and a valid claim, you qualify for a lawsuit loan. At, we will review your case details and chances of winning before approving the loan. We believe in transparency and fairness.

    Can you get a loan on a commercial vehicle accident settlement?

    Yes, it is possible to get a loan on a commercial vehicle accident settlement. This form of pre-settlement funding can provide cash to plaintiffs while they wait for their final settlement. Our team at can walk you through the process and answer any other questions you may have.

    Please reach out to us for more info at (866) 594-1343 or apply online at funding application.

    Apply now for a free consultation