Iowa Semi Truck Accident Loans

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    What Are Semi-Truck Accident Loans in Iowa?

    Semi-truck accident loans refer to the funds given to plaintiffs who have been involved in heavy vehicle accidents and are awaiting the resolution of their legal cases. The semi-truck accident loan is a special type of pre-settlement funding where funds are offered to the plaintiffs as a non-recourse advance on their future accident settlements.

    Unlike traditional loans, semi-truck accident loans do not need to be repaid if the plaintiff does not win their case. It acts as a safety net for those involved in lawsuits, cushioning them against financial hardships during their trial period.

    To imagine this better, let’s take a hypothetical example. Consider a woman named Cynthia, who was involved in a semi-truck accident in Iowa. As she waits for her lawsuit to resolve, she can avail herself of a semi-truck accident loan. These funds can support Cynthia financially while she deals with medical treatments, loss of work, and the overall stress of her case. Plus, if Cynthia does not win her lawsuit, she is not obligated to repay the loan.

    So, in essence, semi-truck accident loans in Iowa provide an important lifeline for plaintiffs like Cynthia, helping them navigate the challenging times without worry about finances.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Types of Semi-Truck Accident Claims in Iowa

    A semi-truck accident can have massive impacts on an individual’s life. In Iowa, there are several types of semi-truck accident claims people may file. Below are few examples:

    • Jackknifing Accidents: These accidents occur when a semi-truck folds inwards, creating a shape that resembles a pocket knife. The driver loses control of the truck, often resulting in a road crash.
    • Rollover Accidents: This occurs when the weight of the truck shifts too quickly, causing the truck to tip over. This can be due to abrupt maneuvers, unsuitable road conditions, or improper cargo securing.
    • Rear-End Collisions: These crashes usually happen when a semi-truck fails to stop in time and hits the vehicle in front.

    The cause of the accident plays a key role in determining fault, which in turn impacts the plaintiff’s chances of success in their lawsuit. In Iowa, the principle of “comparative fault” is applied. This means if the plaintiff is found to be partly at fault for the accident, their compensation may be reduced proportional to their share of the blame. Therefore, it’s essential for a plaintiff to establish clear liability for the accident from the responsible party or parties in order to maximize their potential lawsuit win.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Semi-Truck Accident Loan in Iowa?

    If you’ve been involved in a semi-truck accident in Iowa, you may be wondering if you’re eligible for a lawsuit loan. Lawsuit loans provide financial support to plaintiffs waiting for their legal case to resolve.

    The eligibility criteria for these loans are quite straightforward. Here are the main conditions:

    • You must have a valid legal claim: This implies that you’re involved in a legitimate lawsuit against an insurance company or a self-insured company. You’re in the process of seeking compensation for damages and injuries sustained in the accident.
    • You have hired an attorney on a contingency basis: This means that your attorney has agreed to take payment only when you win your lawsuit or secure a settlement. This shows commitment to your case, making you more likely to be considered for a loan.
    • You must be at least 18 years old: This condition is rather self-explanatory, you must be the legal age to apply and receive a lawsuit loan.

    If you meet these three conditions, you stand a good chance of getting a semi-truck accident loan in Iowa.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Semi-Truck Accident Loan Process in Iowa

    If you’ve been a victim in an auto accident, particularly one involving a semi-truck in Iowa, you might be considering a lawsuit loan to ease financial pressures. The following five steps outline how this process works at

    • Apply Online: Start the process by filling out an online application form on our website. You share the basics about yourself, your injury, and your legal case.
    • We Contact Your Law Firm: Once we receive your application, our team reaches out to your law firm to get detailed information about your case. This helps us assess the strength of your case.
    • We Review Your Case: Our experts review all available information about your case carefully. This includes details about the incident, your injuries, expected recovery time, and more.
    • You Sign A Contract: If your application is approved, we send you a contract to sign. The contract explains the terms and conditions of the loan clearly.
    • You Get Funds: After you sign and return the contract, we disburse the funds directly to you. You can then use these funds as you wish – to cover medical expenses, pay bills, or any other needs.

    For instance, consider Jane, a resident of Des Moines, Iowa. Jane was involved in a serious semi-truck accident that resulted in multiple fractures and an extended stay in the hospital. While her lawyer believes she has a strong case, the legal proceedings could take months – maybe even over a year. Meanwhile, Jane’s medical bills pile up. So, she turns to lawsuit loans. Jane applies for a lawsuit loan through We contact her law firm, verify the information, and review her case comprehensively. Seeing that Jane’s case is solid, we approve her application and send her a contract to sign. Once she signs and sends back the contract, Jane receives the lawsuit loan funding in her account. Now, she can focus on her recovery without the added stress of immediate financial worries.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Roadway Accident Cases we Fund in Iowa

    We fund almost any type of roadway accident in Iowa. Here are some of the specific cases we handle:

    How Much Money Can I Get From my Semi-Truck Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. For ongoing cases, we can advance up to 25% of the expected portion of your settlement. That percentage goes up to 50% for settled cases.

    Let’s take an example of an ongoing car accident case in Iowa. If the estimated value of the case is $60,000, expectation would be that medical providers, and the attorney, would get about a third each of the settlement. This would leave around $20,000 for the plaintiff — you. In this scenario, could provide you with a loan of approximately 25% of your expected amount. That would equal a pre-settlement loan of around $5,000.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Major Cities we Serve in Iowa is proud to serve all cities in Iowa, providing reliable funding solutions for plaintiffs awaiting the resolution of their legal cases. We understand that waiting for a court judgment can be stressful and financially draining, which is why we aim to ease your burden with our pre-settlement funding solutions.

    Here are the top 10 most populous cities in Iowa that we serve:

    1. Des Moines
    2. Cedar Rapids
    3. Davenport
    4. Sioux City
    5. Iowa City
    6. Waterloo
    7. Ames
    8. West Des Moines
    9. Dubuque
    10. Ankeny

    Regardless of your location, is committed to providing easy access to funding while you wait for your personal injury or other legal claim to be resolved. If you are a resident of any city in Iowa, or anywhere in the U.S., you can apply for our pre-settlement funding. Reach us at our website,, call us toll free on (866) 594-1343 or through our application page at funding application.

    Iowa Semi-Truck Accident Funding FAQs

    If you are an Iowa resident and have been involved in a semi-truck accident, you may have several questions regarding lawsuit funding. Here are some of the most frequently asked questions:

    How much does it cost to get a semi-truck accident lawsuit loan?

    The cost of a semi-truck accident lawsuit loan can vary depending on many factors, including your case’s value and the agreement with the funding company. provides competitive rates to help you ease your financial burden.

    Do I qualify for a lawsuit loan on my semi-truck accident case?

    Lawsuit loan qualification is generally based on the merits of your case. This includes factors like the liability of the defendants, your injuries, and the potential damages. To get a clear picture of your eligibility, we suggest filling out our online application form.

    Can you get a loan on a semi-truck accident settlement?

    Yes, it is possible. offers funding against your future semi-truck accident settlement. This means that the money you receive now is repaid from the settlement or verdict award you may receive later.

    If you have other questions not covered here, feel free to reach us at (866) 594-1343 or visit our website at for more information.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Apply now for a free consultation