Alabama Personal Injury Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What is a Personal Injury Lawsuit Loan and How Does it Work in Alabama?

    A personal injury lawsuit loan is a type of funding given to plaintiffs who are involved in legal proceedings. It is designed to assist individuals who have been injured in incidents such as car accidents, slip and falls, or medical malpractice while they wait for their legal cases to resolve.

    These loans aren’t like traditional loans. Most of the time, you only pay back the loan if you win your case or reach a settlement. If your case does not succeed, you won’t need to repay anything.

    How does this work in Alabama? Well, you first submit an application to a pre-settlement funding company like Once the company reviews your case and agrees to lend you money, you can use those funds for living expenses, medical bills, legal fees, and other costs while you wait for your lawsuit to finish.

    Let’s consider an example. Suppose you’re a plaintiff from Alabama who was injured in a serious car accident. The physical pain and emotional stress are hard enough, but you also face mounting financial pressure from medical bills and lost wages. You may struggle to pay for basic necessities while your case plays out over months or even years. That’s where personal injury lawsuit loans come in handy. A loan from a reliable provider such as can help cover your everyday living costs and medical expenses to give you peace of mind during this challenging time. And remember, if you don’t win your lawsuit, you owe nothing back.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Alabama Personal Injury Lawsuit Loan Information

    At, we offer necessary financial support to personal injury plaintiffs in Alabama. During the long process of your legal case, you can secure a pre-settlement funding. We’ve provided a short overview about personal injury loans in Alabama below:

    Average personal injury loan amount by in Alabama $14,551.61
    Largest personal injury loan by in Alabama $59,145.00 average semi-annual rate for personal injury loans in Alabama 19.1%
    Median personal injury verdict in Alabama $309,062.00
    Alabama statute of limitations 2 Years; Code of Alabama Section 6-2-30
    Alabama fault laws Alabama is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible For a Personal Injury Lawsuit Loan in Alabama?

    If you’ve been hurt and brought a legal claim for a personal injury in Alabama, you might have questions about obtaining a lawsuit loan. It’s natural to ask: “Do I meet the eligibility criteria for a personal injury lawsuit loan?”

    The primary factors that determine eligibility for a personal injury lawsuit loan in Alabama include:

    • Having a valid and legitimate personal injury claim: The legal claim may be against an insurance company, self-insured organization, or a large public entity.
    • Having an attorney: If you’re fighting a case, it’s vital to have an attorney on your side. It’s the attorney who usually interacts with the lawsuit funding company on behalf of his/her client.
    • Being 18 years or older: The minimum age limit for obtaining a lawsuit loan in Alabama, like in most states of the USA, is 18 years.

    If these conditions are met, then you’re a prime candidate for a lawsuit loan in Alabama.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    How Much Money Can I Get From my Personal Injury Lawsuit Loan?

    Personal injury lawsuit loans from can vary significantly. They can range anywhere from $500 to as high as $1,000,000+. The amount we can advance depends on the expected value of your legal case settlement.

    If your case is yet to be settled, we can provide a cash advance up to a maximum of 25% of what you’re likely to receive from the settlement. Suppose your case has been settled. In that case, however, can offer as much as 50% of your expected portion of the settlement.

    Let’s illustrate this with an example. Assume there is a plaintiff from Alabama who’s involved in a premises liability claim. The estimated value of their case is $200,000. They are further being treated for their injuries, and it might take another year for their case to be fully resolved.

    Typically, medical providers might get approximately a third of the settlement amount. Similarly, attorneys usually receive roughly a third as well. As a result, the plaintiff could possibly end up with an expected amount of $65,000. In this situation, we could potentially offer an advance close to 25% of this amount, or roughly around $16,250.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Can I Use the Money From my Personal Injury Loan?

    When you get a personal injury loan from, you have the flexibility to use the money as you see fit. Generally, plaintiffs use these funds for covering everyday living costs and medical expenses.

    For example, you could use the money to cover housing costs like mortgage or rent. Utilities charges like water, electricity, and internet can also be taken care of with these funds. Everyday needs such as groceries and transportation are other examples of living expenses that can become heavy burdens whilst waiting for your legal case to resolve.

    Besides these, medical expenses including hospital bills, prescription medications, physical therapy, and necessary medical equipment are very common uses for these funds. It is vital for plaintiffs to take care of their health while in the midst of a lawsuit, so using your personal injury loan for medical costs is indeed a valid option.

    However, one crucial thing to note is that the received funds cannot be used for any litigation costs or expenses related to your legal case. The primary goal of the funds provided by is to help you manage personal expenses till the time your lawsuit resolves.

    Most Common Personal Injury Claims we Fund in Alabama

    We offer funding for many types of cases in Alabama. Some of the most common ones include:

    • Car Accidents: These occur when a vehicle collides with another vehicle, pedestrian, animal, road debris, or geographical obstruction.
    • Commercial Vehicle Accidents: Incidents involving commercial vehicles, such as semi-trucks and buses, can lead to large damage claims.
    • Roadway Accidents: Accidents that happen on the road, apart from car accidents, like bicycle and motorcycle incidents.
    • Premises Liability Claims: These happen when injuries are sustained on an unsafe property due to negligence.
    • Medical Malpractice: These claims occur when health care providers fail to provide standard care, resulting in patient harm.
    • Work Injuries: Trafficking Claims made by workers who get injured on the job, unrelated to existing conditions.
    • Slip and Fall Claims: Cases where individuals trip, slip or fall as a result of dangerous conditions on a property.
    • Dog Bite Lawsuits: These lawsuits occur when a dog bites someone, leading to injuries. The rules on liability vary by location.
    • Wrongful Death Claims: Cases where someone dies due to the negligence or misconduct of another.
    • Police Misconduct: Situations in which police officers violate individuals’ civil rights, resulting in injury.
    • Almost Any Personal Injury Claim: We fund almost any claim where a plaintiff suffers harm due to another person’s negligence.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Our Personal Injury Loan Process

    Understanding how lawsuit loans work is simple. Our process involves five clear steps for plaintiffs eager to receive funds. These are:

    1. Apply online
    2. We make contact with your law firm
    3. The case is reviewed
    4. You sign a contract confirming agreement of terms
    5. You quickly receive your much-needed funds

    Imagine a plaintiff with a personal injury claim. They have fallen on hard times due to recovery from an accident and mounting medical bills. The resolution of their legal case seems too far away. A lawsuit loan is the perfect solution. They visit our website, fill up the funding application, and start the process to receive funding right away. While they wait for their case to resolve, assistance arrives promptly from, making a difficult period easier to navigate.

    Why Choose for Pre-settlement and Post-settlement Injury Loans

    If you’re dealing with a lawsuit, you might need financial help. Choosing the right lawsuit loan company can be tough. You want one that offers low rates, fast approval, and capped repayment terms. You also want one that is transparent and puts client needs first. fulfills all these requirements.

    Let’s start with our rates. We offer low, simple rates starting at just 2.5% per month. This means you won’t be hit with high charges out of the blue. Plus, our approval process is fast. We could approve your application as soon as the same day you submit it. It’s quick and easy to get the funds you need with us.

    We also cap our repayment terms. That means interest stops accruing after a certain date. You won’t have to worry about interest continually piling up. This makes repayment more manageable for you.

    Lastly, we stand apart with our transparency and client-first approach. We’re open about our processes and always aim to meet the needs of our clients. Your satisfaction is our top priority. So why wait? Contact today to learn more about our pre-settlement funding.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Alabama Pre-Settlement Funding FAQs

    In this section, we will provide answers to a few frequently asked questions (FAQs) about pre-settlement funding in Alabama. These questions include the cost of personal injury advances, qualifications for a lawsuit loan, and the value of pre-settlement funding.

    How much do personal injury advances cost?

    Personal injury advances costs can vary based on different factors like the strength of your case and the amount you need. At, we ensure transparency in our fees and charges. For detailed information based on your specific case, you can visit our website or call us at (866) 594-1343.

    Do I qualify for a lawsuit loan?

    Eligibility for a lawsuit loan typically depends on the nature of the lawsuit and its potential outcome. Generally, if you have a personal injury case or another legal claim, you might qualify for a lawsuit loan. For more clarity on your eligibility, complete our application.

    Is pre-settlement funding worth it?

    Pre-settlement funding can be a great help, especially when you are waiting for your legal case to resolve. It can cover your immediate expenses, helping you focus on your lawsuit. At, we believe that pre-settlement funding is worthwhile for many plaintiffs.

    Does Directly Fund Cases in Alabama?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Alabama.

    Apply now for a free consultation