Montgomery, Alabama Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Montgomery, Alabama

    Lawsuit loans, also known as pre-settlement funding, are funds provided to plaintiffs who are waiting for their legal case to resolve. These loans work as non-recourse advances on a plaintiff’s future legal settlement. This means that the money you get is based on the expected outcome of your case. Also, if you don’t happen to win your case, there’s no need to pay the cash back. That’s why it’s called “non-recourse.”

    At, we offer lawsuit loans all around Alabama. To see more information about our Alabama-specific offerings, visit our Alabama Lawsuit Loans page.

    Now, let’s use an example to explain how this lawsuit loan works. Imagine Ralph, a resident of Montgomery, Alabama. Ralph suffers injuries from a car accident. He files a personal injury case but he needs financial support before the final settlement comes in.

    Ralph applies for a lawsuit loan with us. We review his case details and anticipate a favorable resolution. This enables us to provide Ralph with the financial assistance he needs to cover his living and medical expenses until his case is resolved and he gets the settlement amount. So, a lawsuit loan turns out to be a lifesaver for Ralph, as it supports him through a tough financial period.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Alabama Lawsuit Loan Information

    Lawsuit loans are an invaluable financial solution for many lawsuit plaintiffs. They offer a way to meet immediate financial needs while waiting for the settlement of their legal case. These loans are especially useful in times when regular income is interrupted due to injury or the ongoing lawsuit.

    Average loan amount by in Alabama $13,156.54
    Largest loan by in Alabama $59,145.00
    Average semi-annual rate in Alabama 19.0%
    Median personal injury verdict in Alabama $309,062.00
    Alabama statute of limitations 2 Years; Code of Alabama Section 6-2-30
    Alabama fault laws Alabama is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Birmingham population, 2020 200,603

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Montgomery

    At, we cover a wide array of case types in Montgomery to help plaintiffs meet their financial needs. Here’s a brief overview of the most common case types we fund:

    Auto and other Roadway Accidents

    Be it cars, motorcycles, trucks, or pedestrians, road accidents typically result in substantial claims. Such claims involve complex legality and extensive negotiations, making them time-consuming.

    Premises Liability

    If an individual gets injured on someone else’s property, the owner may be held responsible. Claims involved in premises liabilities can encompass slip and fall accidents, inadequate security, or defective conditions.

    Medical Malpractice

    Medical malpractice occurs when a healthcare professional neglects their duty, leading to patient harm. It can include misdiagnosis, surgical errors, improper treatment, or medication mistakes.

    Labor Law Claims

    Labor law claims refer to cases involving issues such as workplace safety, fair compensation, unlawful termination, and discrimination. These cases often require substantial time for resolution.

    Employment Claims

    Employment claims involve allegations such as wage disputes, wrongful termination, discrimination or harassment at the workplace. Similar to labor law claims, they also generally take considerable time to resolve.

    Other Personal Injury Claims

    Other personal injury claims could include any incident where a person is hurt due to someone else’s negligence. This can involve product liability, dog bites, assault, or catastrophic injuries.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Montgomery?

    If you are in the midst of a legal case in Montgomery, you might be wondering if you can apply for a lawsuit loan. To qualify for a lawsuit loan, there are certain criteria you need to meet.

    First, you must have a valid legal claim. This means that you are pursuing a legal case against an insurance company, a self-insured company, or a large public entity.

    Secondly, you must be represented by an attorney. A lawsuit loan is not just a simple loan; it is an advance on the future settlement or judgment in your case. Thus, having an attorney is crucial as they will help in managing your case and ensuring a beneficial settlement.

    Lastly, you have to be at least 18 years old. This is a standard requirement across most financial products and services.

    In summary, to qualify for a lawsuit loan, you need to have a valid legal case, to be represented by an attorney, and to be at least 18 years old. If these apply to you, consider visiting funding application to start your application or call our toll free number at (866) 594-1343 for more information.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Montgomery Lawsuit Loan Process

    If you need to secure a lawsuit loan, you’ll want to understand the process. Here at, it generally consists of five main steps. Let’s break them down:

    1. Apply Online

    First off, apply for a loan on our online application page. It’s a straightforward and time-efficient process that can be done from the comfort of your home.

    2. We Contact Your Law Firm

    Upon receiving your application, we reach out to your legal representative. This is performed to gather additional information about your case and ensure everything aligns with the statements provided in your application.

    3. We Review Your Case

    Once we’ve collected all necessary details, our team of experts conducts a thorough review of your case. Significant aspects like the severity of injuries, the expected settlement amount, and the chances of winning the lawsuit are evaluated during this step.

    4. You Sign a Contract

    If your application meets our criteria and is consequently approved, we’ll send you a contract. This document contains crucial terms of the loan like repayment amount, duration, interest rates, and other such details.

    5. You Get Funds

    As soon as the signed agreement reaches us and further checks are completed, the requested funds are instantly transferred to your account. Therefore, you get financial support when you need it most without much wait time.

    Now, let’s look at an example to clarify the above process. Assume you’re injured due to a car accident and have hired a lawyer to file a personal injury lawsuit. While you are fighting the lawsuit, your bills pile up. That’s when you apply for a lawsuit loan at, and after going through the procedure mentioned above, we provide the funds you need.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can offer you between $500 and $1,000,000 based on your case. While your case is ongoing, we have the ability to provide up to 25% of your projected settlement. If your case has been settled, we can give you as much as 50% of your anticipated settlement amount.

    Let’s take an example: There is a Montgomery plaintiff involved in a car accident claim with an estimated value of $100,000. The case is still being dealt with and won’t be settled for a while. Generally, medical providers would receive roughly one-third of the settlement, and the attorney would get an additional one-third. This leaves the plaintiff with approximately $35,000. In this scenario, we could advance about 25% of that sum, which would be about $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Montgomery?

    If you are a plaintiff in a personal injury case or any other legal claim and you reside in Montgomery, you probably have one pressing question: how quickly can I get a pre-settlement lawsuit loan to cover my expenses as I wait for my case to resolve?

    The good news is that at, we streamline the process to make it as efficient as possible. Once you’ve filled out our online application form available at funding application, we get to work on reviewing your case. We understand that time is of the essence, and we aim to make a decision within 24 hours of receiving your application.

    Imagine this scenario – You submit your application on Monday morning. By Tuesday morning, you could potentially have a decision on your lawsuit loan. Your wait time is reduced dramatically compared to traditional loans.

    In sum, obtaining funds while your legal case is ongoing can be quite prompt if you have submitted a well-detailed and comprehensive application. Remember, help is just a phone call away. If you need further clarifications or you want to follow up on an application, feel free to contact us on our toll-free number (866) 594-1343.

    Pros and Cons of Pre-Settlement Funding in Montgomery, Alabama

    One of the many types of support available for plaintiffs is pre-settlement funding. Like every financial choice, this comes with both benefits and costs.

    Benefits of Pre-Settlement Funding

    • Financial Relief: When you’re faced with a legal fight and bills are piling up, pre-settlement funding can bring much-needed relief.
    • Early Access to Funds: No more waiting for your case to resolve. Pre-settlement funding means you get funds right when you need them.
    • Avoid Early Settlement Pressure: With immediate financial support, you can prevent settling early out of distress, possibly securing a better outcome.
    • Non-Recourse Loans: Lawsuit loans are non-recourse, meaning if you lose your case, you don’t have to repay the loan.

    Costs of Pre-Settlement Funding

    • High Interest Rates: Legal funding companies often charge relatively high interest rates, as the risk involved for them can be significant.
    • Lack of Regulation: The pre-settlement funding industry is often criticized for being unregulated or under-regulated, leading to potentially unfair practices.
    • Need for a Well-Developed Case: To qualify for lawsuit loans, you must have a solid, well-developed case and an attorney working on a contingency basis.

    Understanding these pros and cons can help you make an informed decision about pre-settlement funding. For more information, visit or dial our toll-free phone number (866) 594-1343. To apply now, start with our online funding application.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Montgomery Pre-Settlement Funding FAQs

    We have gathered some common questions from Montgomery residents regarding pre-settlement funding and answered them for you:

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan varies based on many factors, including the amount you borrow and the specifics of your case. At, we strive to offer competitive rates and clear terms. For detailed information tailored to your circumstance, please visit our website or call us at (866) 594-1343.

    Do I qualify for a lawsuit loan?

    Qualification for a lawsuit loan is mainly dependent on the strength of your case. If you have a valid legal claim and are represented by an attorney, chances are high that you will qualify. However, specific criteria may vary. We encourage you to apply on our application page.

    If you have bad credit, can you get pre-settlement funding in Alabama?

    Yes, it is possible. Here at, we focus more on the merits of your case than your credit score. We believe in making pre-settlement funding accessible for everyone. For further details, feel free to contact us.

    Other Cities we Service in Alabama provides funding throughout Alabama. See more about our funding in other key Alabama cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Does Directly Fund Cases in Alabama?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Alabama.

    Apply now for a free consultation