Alabama Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What is a Lawsuit Loan and How Does it Work in Alabama?

    A lawsuit loan, also known as legal funding or pre-settlement funding, is a financial tool that some people use when they are awaiting the resolution of a legal case. provides these types of loans for individuals in all 50 states, including Alabama.

    Imagine you have filed a personal injury lawsuit and are anticipating a payout. However, lawsuits can take a long time to resolve. During this period, you might struggle financially due to medical bills, lost wages, and other expenses. This is where a lawsuit loan can help.

    A lawsuit loan from isn’t a typical loan. Instead, it’s a form of non-recourse funding. This means if you don’t win your case or receive a settlement, you won’t need to repay anything. The risk is placed on, not on you.

    To obtain a lawsuit loan in Alabama, you will need to fill out the application located at funding application. then reviews the merits of your case along with your attorney. If approved, you can get funds delivered to you in as little as 24 hours.

    It’s important to understand that a lawsuit loan is not appropriate for everyone. It’s recommended that you discuss this option with your attorney before proceeding. However, for those struggling with bills and unable to wait for their legal judgment or settlement, a lawsuit loan from offers a potential solution.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Alabama Lawsuit Loan Information

    If you are a plaintiff in Alabama waiting for a lawsuit to resolve, understanding the details of lawsuit loans is essential. A lawsuit loan can provide funds during this difficult period. The table below shows some important and relevant data provided by for Alabama.

    Average loan amount by in Alabama $13,156.54
    Largest loan by in Alabama $59,145.00
    Average semi-annual rate in Alabama 19.0%
    Median personal injury verdict in Alabama $309,062.00
    Alabama statute of limitations 2 Years; Code of Alabama Section 6-2-30
    Alabama fault laws Alabama is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Alabama

    At, we provide funding for a variety of case types. Below are some of the most common cases we fund in Alabama:

    Auto and Other Roadway Accidents

    Roadway accidents, such as car collisions or pedestrian mishaps, can often lead to injures which can be financially demanding. We offer funds to litigants with such claims.

    Premises Liability

    When accidents occur due to poor maintenance or unsafe conditions on others’ properties, the owner may be held liable. We can help claimants during these cases with necessary funding.

    Medical Malpractice

    Legal claims involving professional negligence by health care professionals come under this segment. If you’re waiting for such a case to conclude, we can assist with financial backing.

    Labor Law Claims

    Lawsuit related to labor laws such as wage disputes or unsafe working conditions are something we routinely fund.

    Employment Claims

    We can also aid with claims involving workplace discrimination, harassment, or wrongful termination.

    Other Personal Injury Claims

    Other personal injury cases including but not limited to slip-and-fall accidents, dog bites, product liability claims, etc., also fall within our scope of lending.

    To learn more about our services tailored to Alabama, please visit Alabama Personal Injury Loans and Alabama Car Accident Loans.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Alabama?

    If you’re wondering whether you are eligible for a lawsuit loan in Alabama, let’s provide a quick overview. The primary eligibility criteria for lawsuit loans include the following:

    • Having a valid legal claim: This could be against an insurance company, a self-insured company, or a large public entity.
    • Having an attorney: It is crucial that you have an attorney representing you. This is because the process of acquiring a lawsuit loan requires legal understanding and intervention.
    • Being 18 years or older: Minor plaintiffs cannot get a lawsuit loan. You must be 18 years old or above to qualify for one.

    Above all, a lawsuit loan can serve as a financial safety net while your case progresses. By meeting these criteria, you put yourself in the best possible position for approval.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Alabama Lawsuit Loan Process

    Lawsuit loans, also known as pre-settlement funding, provide plaintiffs with financial support during the lengthy process of a lawsuit. Here at, our objective is to support plaintiffs in their time of need by ensuring the process to secure these funds is as straightforward and fast as possible. Our Alabama lawsuit loan process involves just five easy steps.

    Step 1: Apply Online

    The first step involves the plaintiff filling out an application online on the funding application page.

    Step 2: We Contact Your Law Firm

    Once the plaintiff applies online, representatives from then reach out to the plaintiff’s law firm for more details about the case.

    Step 3: We Review Your Case

    At this point, the team at reviews the case comprehensively. The review helps to determine if the applicant qualifies for a loan and establishes how much the plaintiff can receive.

    Step 4: You Sign a Contract

    Following the approval, we send a contract to the plaintiff. Upon signing and returning the contract to us, it becomes fully effective. This contract formalizes the loan agreement and stipulates the repayment terms.

    Step 5: You Get Funds

    The final step is the disbursement of funds. After receiving the signed contract, the plaintiff’s approved funding amount is sent immediately. These funds can be used at the plaintiff’s discretion while they await the outcome of their legal case.

    To illustrate, let’s imagine John Doe, a plaintiff who has just been injured at work and is now pressing a legal case. John struggles financially due to medical bills and his inability to work. He applies for a lawsuit loan through We connect with John’s law firm, review his case and determine that he qualifies for a $10,000 loan. After he signs and returns his contract, we send him the $10,000, which he uses to cover his immediate expenses and restore his financial peace of mind.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 to over a million dollars. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. If your case has been settled, we can offer 50% of your expected share of the settlement.

    For example, consider a plaintiff in Alabama involved in a car accident case with an estimated value of $100,000. The case is currently unresolved and won’t settle for some time. Typically, medical providers would receive about one-third of the settlement, the attorney another third, leaving roughly $33,000 for the plaintiff. In this scenario, could potentially advance around 25% of that $33,000, equating to approximately $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    What Can I Use the Money From My Lawsuit Loan For?

    When you secure a lawsuit loan from, you are provided the financial freedom to use these funds as necessitated by your personal situation. There are, however, general areas where most plaintiffs tend to allocate their funds.

    One common area is day-to-day living expenses. When involved in a lawsuit, it’s not uncommon for individuals to struggle financially. A lawsuit can disrupt your ability to work and consequently impact your income. Lawsuit loans can help you navigate through this challenging stage. You may use the funds to pay for utilities, rent, groceries, car payments, or even school fees.

    In addition, lawsuit loans can also be used to cover medical expenses. If your lawsuit pertains to an accident or injury that requires medical attention, then the loan from can provide you with the financial relief needed to pay for medical bills or ongoing treatments. This can range from hospital bills, surgery, therapy, prescriptions, and other costs related to your health needs.

    However, it is essential to understand that the funds from lawsuit loans should not be allocated towards litigation or legal case expenses. provides pre-settlement funding specifically to support plaintiffs personally during their legal cases, not their lawsuit’s operational expenses.

    Pros and Cons of Pre-Settlement Funding in Alabama

    When dealing with a legal case, pre-settlement funding can be a useful resource. It provides many benefits and also a few challenges. Let’s explore them so you can better understand your options.

    Benefits of pre-settlement funding

    Firstly, the financial relief that pre-settlement funding brings can’t be understated. During a legal case, life doesn’t stop. Bills still need to be paid. Pre-settlement funding gives you early access to funds allowing you to meet your financial obligations while waiting for your legal matter to conclude.

    Another key benefit is that it helps avoid early settlement pressure. You don’t have to accept an unjust offer just because you’re financially stretched. Furthermore, lawsuit loans are non-recourse. This means if you don’t win your case, you’re not obligated to repay the loan.

    Costs or cons of pre-settlement funding

    Despite its clear advantages, pre-settlement funding also has its downsides. One main deterrent is the relatively high interest rates associated with these services. This can increase the cost of getting this type of funding compared to other sources.

    Another challenge is the industry’s general lack of regulation or under-regulation. Thus, it’s essential to work with a trustworthy provider like

    Last but not least, there’s a stringent requirement about having a well-developed case involving an attorney working on a contingency basis. This may limit the number of people who can directly benefit from such services.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Major Cities We Fund in Alabama is proud to offer pre-settlement funding across America, including the great state of Alabama. Here are the top 10 cities in Alabama where we provide financial assistance while you wait for your case to resolve:

    • Birmingham
    • Montgomery
    • Huntsville
    • Mobile
    • Tuscaloosa
    • Hoover
    • Dothan
    • Auburn
    • Decatur
    • Madison

    No matter where you live in these cities or elsewhere in Alabama, is ready to help you financially while your legal case is being resolved. Visit our website at or call us toll-free at (866) 594-1343 to learn more about our funding options.

    To apply for a lawsuit loan, simply fill out the application form at funding application.

    Alabama Pre-Settlement Funding FAQs

    In this section, we are going to answer some frequently asked questions (FAQs) about lawsuit loans for those living in Alabama.

    How much does it cost to get a lawsuit loan?

    The cost of getting a lawsuit loan varies. It depends on factors such as the type of case, the strength of your case, and the duration of your case. Remember that at, we don’t require monthly payments, and if you don’t win your case, you owe us nothing.

    Do I qualify for a lawsuit loan?

    Almost anyone with a pending lawsuit who needs financial help can apply for a lawsuit loan. The main requirement is having a personal injury or other legal claim being handled by an attorney. At funding application, there’s no credit check or employment verification when applying.

    Show much funding can I get?

    Details about how much funding you can get are determined on a case-by-case basis. Factors considered include the potential return of the case and its projected length. Regardless of the amount, remember that you only pay back if you win your case.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Cities we Service in Alabama provides funding throughout Alabama. See more about our funding in Alabama by visiting the city pages below:

    Does Directly Fund Cases in Alabama?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Alabama.

    Apply now for a free consultation