Mobile, AL Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Mobile, Alabama

A lawsuit loan is a type of funding designed to help individuals who have been harmed and are currently in the middle of a legal claim. These loans provide plaintiffs with an advance on their potential legal settlement. They are also known as non-recourse advances because if the plaintiff doesn’t win their case, they are not obligated to pay back the funds. offers these funding services across the state of Alabama. If you need further information about our services in Alabama, feel free to visit our Alabama Lawsuit Loans page.

Now, let’s understand this process through a hypothetical example. Meet Christina; she lives in Mobile, Alabama. One unfortunate day, Christina was the victim of a car accident. During the court procedures, she realized that she would face financial instability while waiting for her potential settlement. Here, a lawsuit loan became her savior. She contacted to apply for a loan and managed to stabilize her financial condition until her case settled.

Thus, with us, you are not alone during your tough times. We are committed to making the process as easy and quick as possible.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Alabama Lawsuit Loan Information

When you apply for a lawsuit loan in Alabama, deeply understanding the complex details and information can be critical. But don’t worry, we simplify it here and provide you with essential data. This includes the average and largest loan amount provided by, the semi-annual rate, personal injury verdicts, statute of limitations, fault laws and population impacts.

Average loan amount by in Alabama $13,156.54
Largest loan by in Alabama $59,145.00
Average semi-annual rate in Alabama 19.0%
Median personal injury verdict in Alabama $309,062.00
Alabama statute of limitations 2 Years; Code of Alabama Section 6-2-30
Alabama fault laws Alabama is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
Birmingham population, 2020 187,041

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Mobile

At, we provide funding for a wide variety of cases. Here are some examples of the most common case types we fund:

Auto and Other Roadway Accidents

We often fund cases involving car and bike accidents, as well as incidents with pedestrians. If you have been injured on the road due to someone’s careless action, you could be eligible for a lawsuit loan.

Premises Liability Claims

If you were hurt on an unsafe property, we can provide funding while you wait for your claim to resolve. Premises liability involves situations where property owners failed to keep their premises safe, causing injury to others.

Medical Malpractice Claims

Medical malpractice occurs when a healthcare professional neglects their duty, causing harm to a patient. We support individuals seeking justice for medical malpractice by funding their legal claims.

Labor Law Claims

These claims deal with issues around employment, like wrongful dismissal, discrimination, and workplace safety violations. For workers pursuing these claims, our pre-settlement funding can help manage finances until the resolution of their cases.

Employment Claims

We also fund employment claims. These are cases where an employee has been unfairly treated or wronged in some way at work. It could be anything from unfair dismissal to pay discrepancies, and more.

Other Personal Injury Claims

In addition to the above, we also fund other personal injury claims. This includes product liability claims, dog bites, nursing home negligence, slip and fall accidents, and many more. If you’ve suffered harm due to someone else’s negligence, is here to support you with pre-settlement funding.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Mobile?

If you’re currently involved in a legal case and need help funding your life expenses, you must be wondering: am I eligible for a lawsuit loan? The answer to this question is quite straightforward. Here are some of the main eligibility criteria for obtaining a lawsuit loan:

  • You must have a valid legal claim against an insurance company, self-insured company or large public entity.
  • You must already have an attorney representing you in your case.
  • You must be at least 18 years old.

If you meet everything that’s listed above, then chances are, you’re eligible for a lawsuit loan through If you’re unsure or have further questions, don’t hesitate to reach out to us at (800) 340-4973 or apply directly through our online application.

Get Started

Apply today and get funds in as little as 24 hours!

Our Mobile Lawsuit Loan Process

If you’re involved in a lawsuit and need money now, you can apply for pre-settlement funding from Our application process is straightforward and mobile-friendly for your convenience. Here’s a brief overview of how it works:

  • Apply Online: Start by filling out the simple
  • funding application on our website. This step can be completed from the comfort of your own home and at any time.
  • We Contact Your Law Firm: After we receive your application, we reach out to your law firm to get more information about your case.
  • We Review Your Case: Our team of legal experts will then assess your case thoroughly. This review helps determine if you qualify for a loan and what amount you can get.
  • You Sign a Contract: If you are approved, we send over a contract. You and your lawyer go through this document carefully before signing it.
  • You Get Funds: Once the contract is signed and returned, we transfer the funds directly to your account.

To illustrate this, imagine you’re in an ongoing personal injury lawsuit but bills are piling up due to lost income. You find us online and complete the application. Soon after, we consult your law firm to understand the details of your case. We determine you’re eligible for a $5,000 loan based on our assessment. You review and sign our contract with your lawyer, and within a short span, the funds arrive in your account. With this financial relief, you can focus on your recovery while we wait for the resolution of your case.

How Much Money Can I Get From my Lawsuit Loan? can offer lawsuit loans that range from as low as $500 to beyond $1,000,000. The amount of money you can get from a loan depends on the value of your legal case and its current status.

If your case is still in progress, we can provide up to a quarter – that’s 25% – of your anticipated share of the settlement. On the other hand, if your case has already been settled, we can grant you a loan equivalent to half – 50% – of what you expect to receive from the settlement.

Let’s consider an example to understand better. Assume you’re an individual from Mobile involved in a car accident case that has an estimated value of $100,000 but hasn’t yet reached a settlement. Typically, your medical providers will receive about a third of the $100,000 settlement. A further third goes to the attorney handling your case. This would leave you with an approximate $35,000. could then advance you approximately 25% of this sum, which equals around $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Mobile?

Undergoing a lawsuit can strain your finances and add unnecessary stress. This is where steps in to provide financial relief. As a proven pre-settlement funding company, we have a simplified process through which you can receive funds quickly.

After you submit an application to, we review your legal case thoroughly. Our decision-making process is fast and efficient – typically, it takes us just 24 hours from the time of your application submission to make a decision about your lawsuit loan. This turnaround time allows you to obtain the needed funds as quickly as possible.

Let’s consider some examples: Say you’re a plaintiff involved in a personal injury lawsuit. You need money to cover living expenses and medical bills. Once you apply with us, we assess your case within a day. If approved, the funds will be issued promptly and you can use them as required. Similar is the case for other types of lawsuits like workers compensation or auto accidents. Quick decisions and fast issuance of funds mirrors our commitment to support plaintiffs in trying times.

To begin the process towards securing your lawsuit loan, simply log on to our website, contact our toll-free number (800) 340-4973, or fill out the online application at funding application.

Pros and Cons of Pre-Settlement Funding in Mobile, Alabama

There are several benefits and drawbacks to consider when looking at pre-settlement funding options. One major benefit of using such a service like is the opportunity for financial relief. This type of loan provides an advance on your potential settlement, allowing you to receive funds sooner rather than later.

Not only does this offer peace of mind during a stressful time, but it can also relieve the pressure to settle your case early, sometimes for less than it is worth. Pre-settlement funding comes with the added advantage of being non-recourse. Non-recourse means if you lose your case, you are not required to repay the amount advanced.

While the benefits are significant, there are also some downsides to pre-settlement funding. One of the notable cons of these types of loans is the generally high interest rates. Uniquely, litigation finance is a relatively unregulated or under-regulated industry. Without proper oversight, companies can charge exorbitantly high-interest rates.

Moreover, receiving pre-settlement funding requires a well-developed case. As the plaintiff, you should have an attorney working on a contingency basis for your case to be considered for a pre-settlement loan. If your case lacks a solid foundation or if, for instance, you’re still in the process of seeking legal representation, securing a loan may be more difficult.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Mobile Pre-Settlement Funding FAQs

Here, we answer some common questions Mobile residents may have about lawsuit loans and pre-settlement funding:

How much does it cost to get a lawsuit loan?

The cost of a lawsuit loan differs from case to case. It depends on various factors such as the amount you borrow, the length of the loan, the risk involved in your case, etc. For an accurate estimate, please visit our website or call our toll free number (800) 340-4973.

Do I qualify for a lawsuit loan?

Qualifying for a lawsuit loan generally depends on the type of your lawsuit and the strength of your case. For more detailed information, fill out our funding application.

If you have bad credit, can you get pre-settlement funding in Alabama?

Yes, at, we understand that your credit history does not determine your current financial needs. Therefore, we offer pre-settlement funding in Alabama regardless of your credit score.

Other Cities we Service in Alabama provides funding throughout Alabama. See more about our funding in other key Alabama cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Mobile, AL Cases we Fund provides funding for various personal injury and roadway accident cases in Mobile. Read more about the personal injury cases we fund in Mobile here:

Read more about the roadway accident claims we fund in Mobile here:

Does Directly Fund Cases in Alabama?

While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Alabama.

Apply now for a free consultation