Birmingham, Alabama Lawsuit Loans

  • Get Cash As Soon As Today
  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Birmingham, Alabama

    A lawsuit loan, also known as legal funding, is a pre-settlement advance given to plaintiffs while they await the resolution of their legal claims. For individuals who have suffered personal injuries and other types of damages, these loans provide a vital financial lifeline that helps to cover everyday expenses.

    Lawsuit loans are non-recourse advances. This essentially means that repayment is wholly dependent on the outcome of your case. If you win, you repay the advance from your settlement; if you lose, you owe nothing.

    At , we extend such funding to claims across Alabama. We invite you to learn more by visiting our Alabama Lawsuit Loans page.

    Suppose we consider a plaintiff named Richard who resides in Birmingham, Alabama. Richard was unfortunate enough to be involved in a pedestrian accident leading to considerable physical harm and financial stress from medical bills and loss of wages. In his situation, getting a lawsuit loan could help alleviate some of his immediate financial burdens while he awaits the settlement of his case. Here’s how it would work:

    1. Richard applies for a lawsuit loan using our funding application.
    2. We review Richard’s case with his attorney to ensure he has a valid case.
    3. If approved, we advance Richard the funds, which he can use to pay his daily expenses, medical bills, and other costs.
    4. When Richard finally receives his settlement, he repays the lawsuit loan from the funds he received. If his case does not succeed, Richard is under no obligation to repay us.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important Alabama Lawsuit Loan Information

    If you’re based in Alabama and looking for lawsuit loans, here’s some key information. This includes common loan amounts, state-specific laws, and more. It’s designed to help you understand what to expect from lawsuit loans in Alabama.

    Average loan amount by in Alabama $13,156.54
    Largest loan by in Alabama $59,145.00
    Average semi-annual rate in Alabama 19.0%
    Median personal injury verdict in Alabama $309,062.00
    Alabama statute of limitations 2 Years; Code of Alabama Section 6-2-30
    Alabama fault laws Alabama is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Birmingham population, 2020 200,733

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Birmingham

    At, we provide funding for multiple types of legal claims in Birmingham. Here are the most common case types that we fund:

    1. Auto and Other Roadway Accidents

    Roadway accidents form a significant portion of the personal injury claims we handle. This category includes car accidents, motorcycle crashes, and incidents involving pedestrians or cyclists. Our funding enables plaintiffs to manage their expenses while awaiting settlement.

    2. Premises Liability

    This refers to injuries sustained due to hazardous conditions on somebody else’s property. Whether it’s a slip-and-fall at a mall or an injury at an amusement park, we provide funding to help victims fight for their rightful compensation.

    3. Medical Malpractice

    Medical malpractice cases involve injuries caused by healthcare providers’ negligence. This could include misdiagnoses, surgical errors, and inappropriate treatments. Our funding ensures that victims can pursue justice without worrying about finances.

    4. Labor Law Claims

    These are disputes between workers and employers over workplace issues. Common labor law claims include wage theft, denial of overtime pay, unsafe working conditions, and more. We provide funding so employees can assert their rights without stress.

    5. Employment Claims

    Employment claims encompass matters like wrongful termination, discrimination, harassment, and others. With our pre-settlement funding, aggrieved employees can seek legal redress even when funds are tight.

    6. Other Personal Injury Claims

    We also offer funding for other personal injury claims outside the categories listed above. Plaintiffs with valid claims can rely on us for the financial support needed during this difficult period.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Birmingham?

    If you are grappling with the question of eligibility for a lawsuit loan in Birmingham, this section will give you a brief overview. The primary criteria for eligibility include:

    • Having a valid legal claim: The claim can be against an insurance company, a self-insured company, or a large public entity. It’s essential that your claim is legitimate and holds substantial weight in court.
    • Having an attorney: works directly with your lawyer to gauge the merits of your claim. Your lawyer’s participation is crucial as it provides assurance of the lawsuit’s legitimacy. Therefore, having a lawyer is a must.
    • Being 18 years old: You must be an adult to apply for a lawsuit loan. If you’re under 18, you’ll need a parent or guardian to apply on your behalf.

    These are the primary eligibility requirements for securing a lawsuit loan from If you meet these criteria, you could be on your way to receiving financial aid while awaiting the settlement of your claim.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Birmingham Lawsuit Loan Process

    We aim to make the process of obtaining a lawsuit loan as simple and as stress-free as possible. Below is a brief overview of how lawsuit loans work in five straightforward steps:

    1. Apply online: Start by filling out our simple online application form, located on our website.
    2. We contact your law firm: After receiving your application, we will reach out to your legal representation to gather some necessary case details.
    3. We review your case: Once we have all the required information, we assess your case to determine the likelihood of a successful outcome.
    4. You sign a contract: Upon approval, we will send across a contract for you to review and sign.
    5. You get funds: As soon as the signed contract is received, the agreed-upon funds are delivered right to you!

    Now, let us walk through an example scenario to demonstrate this process in action: Suppose John, a Birmingham resident, sustained injuries due to a car accident caused by another driver’s negligence. His lawyer assures him that his case is strong, but the lengthy court process could leave him financially strained.

    John comes across and decides to take a lawsuit loan to ease his financial burden. He fills up the application form on our website. Our team promptly reaches out to his law firm, reviews the case, approves it, and sends across a contract. Within 24 hours of John signing and returning the contract, he receives the loan amount directly. This money provides him the financial breathing room he needs while he waits for his case conclusion.

    That’s how clear-cut and streamlined our process is—aimed to provide you with a favorable outcome in the simplest way possible!

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can vary greatly in value, ranging anywhere from $500 to well over $1,000,000. When your case is ongoing, we can advance a maximum of 25% of the expected portion you are due to receive from your settlement. Should your case have already been settled, we have the ability to offer up to 50% of your expected portion of the settlement.

    Let’s consider a scenario for better understanding. Picture a plaintiff from Birmingham involved in a car accident legal case, where the estimated value of the case is $100,000. The case remains unsettled and will require more time to come to a resolution. Typically, in such a scenario medical providers would receive about $33,333 (1/3) of the settlement, the attorney would also get a similar amount and the plaintiff would be left with approximately $35,000.

    In this situation, we would have the capability to offer an advance of around 25% of that amount, which would translate to approximately $8,750. This is how through, plaintiffs can facilitate their financial stability while their case is still being resolved.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Birmingham?

    When you are in the middle of a lawsuit in Birmingham, waiting for your case to resolve can feel like forever. During this time, you may face mounting bills and other financial pressures. That’s where a pre-settlement lawsuit loan from can help.

    The process of getting a pre-settlement loan doesn’t need to be long and tedious. In fact, after submitting your application, works swiftly to review your case and make a decision – often within just 24 hours.

    Considering respects the urgency of your situation, every attempt is made to provide plaintiffs with funds as fast as possible. This speed is made possible due to their experience in dealing with many legal claims on a regular basis.

    For instance, if you’re a plaintiff in a personal injury case in Birmingham, once your funding application is received, it will be reviewed extensively but without delay. If approved, funds can be transferred immediately, providing quick financial relief during a time of such uncertainty.

    Overall, with, you can rest easy knowing that a swift decision and quick transfer of funds is a key focus, allowing you to focus on what truly matters – your case and your recovery.

    Pros and Cons of Pre-Settlement Funding in Birmingham, Alabama

    Pre-settlement funding offers many useful benefits to those waiting for their legal case to be resolved. First and foremost, this type of financial support can provide relief from any fiscal strain a plaintiff may be experiencing due to their pending lawsuit. It gives the plaintiff access to funds ahead of their trial’s resolution, allowing them to meet immediate needs, such as paying bills, medical expenses, or cost of living. This reduces pressure to settle the case quickly for less than it may be worth.

    Another significant advantage of lawsuit loans is their non-recourse nature. This indicates that if the plaintiff loses the case, they do not need to repay the loan. This makes it a risk-free choice for the litigant.

    Despite these advantages, there are also several factors to consider before deciding to apply for pre-settlement funding. The industry is generally unregulated or under-regulated, which can lead to relatively high-interest rates compared to other more traditional forms of lending. Also, in order to qualify for a lawsuit loan, the plaintiff must have a well developed legal case and an attorney ready to work on a contingency basis. These are critical factors to keep in mind when considering pre-settlement funding.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Birmingham Pre-Settlement Funding FAQs

    In this section, we will answer some of the most frequently asked questions we receive from Birmingham residents about our lawsuit loans and pre-settlement funding.

    How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan varies depending on several factors such as the details of your case and your lawyer’s expected settlement amount. At, we strive to provide funding options with the most competitive rates in the market. Visit our website or give us a call at (866) 594-1343 for more detailed info.

    Do I qualify for a lawsuit loan?

    Almost everyone with a pending personal injury or other legal claim qualifies for a lawsuit loan from It’s crucial that you have a lawyer representing your case. We encourage you to fill out our online application to check your eligibility right away.

    If you have bad credit, can you get pre-settlement funding in Alabama?

    Yes! At, we don’t base our funding approval on your credit history. We focus more on the strength and potential outcome of your legal case. So, even with bad credit, you can still get pre-settlement funding. Start your application process here.

    Other Cities we Service in Alabama provides funding throughout Alabama. See more about our funding in other key Alabama cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Does Directly Fund Cases in Alabama?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Alabama.

    Apply now for a free consultation