Huntsville, AL Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Huntsville, Alabama

In simple terms, a lawsuit loan is a financial tool available for plaintiffs dealing with personal injury and other legal claims. It’s designed to provide you with the financial help you need while waiting for your case to be resolved. This type of aid is called non-recourse advance because it is essentially an advance on anticipated future legal settlement.

At, we specialize in offering lawsuit loans throughout Alabama. For more specific information, please don’t hesitate to visit our main Alabama Lawsuit Loans page.

Consider this example: meet Brittany, a Huntsville, Alabama resident. After suffering from a severe dog bite incident, Brittany found herself embroiled in a personal injury case. With mounting bills and living expenses adding pressure, she applied for a lawsuit loan from Through our straightforward process, Brittany was able to receive the funds she needed to comfortably weather her ongoing case without worrying about her financial stability. Upon her case’s conclusion, the funds from her settlement will be used to pay back the loan.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Alabama Lawsuit Loan Information

Lawsuit loans are essential financial bridges that help plaintiffs manage their expenses while they await their case resolution. The table below provides key data points specific to where you live, including typical loan amounts from, average semi-annual rates, and local legal information relevant to your lawsuit.

Average loan amount by in Alabama $13,156.54
Largest loan by in Alabama $59,145.00
Average semi-annual rate in Alabama 19.0%
Median personal injury verdict in Alabama $309,062.00
Alabama statute of limitations 2 Years; Code of Alabama Section 6-2-30
Alabama fault laws Alabama is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
Huntsville population, 2020 215,006

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Huntsville

At, we provide pre-settlement funding for a variety of legal cases. The most common case types we fund in Huntsville include:

  • Auto and other roadway accidents: These are incidents that occur due to negligent driving, such as speeding, drunk driving, or failure to follow traffic laws. Victims who suffer personal injury due to such accidents can apply for funding while they await the resolution of their legal claims.
  • Premises liability: This involves situations where a person is injured on someone else’s property due to poor maintenance, lack of security, or any other negligence on the part of the property owner. Our funding can help you cover expenses until your case is resolved.
  • Medical malpractice: If you’ve suffered due to a healthcare provider’s negligence like wrongful treatment or incorrect diagnosis, you can apply for our pre-settlement funds while your lawsuit proceeds.
  • Labor law claims: Workers who’ve been legally wronged by their employers under laws related to wages, working hours, or safe work environment can use our funding as financial support throughout the course of their case.
  • Employment claims: These are cases related to wrongful termination, discrimination, and other employment-related issues. We provide pre-settlement funds to support such plaintiffs during their legal journey.
  • Other personal injury claims: This category includes all other types of cases where an individual suffers a personal injury due to someone else’s fault. Our funding application is also open for these type of claims.

If your case falls into any of the above categories, consider applying for our funding to help support you financially during the legal process. You can apply here or contact us at (800) 340-4973 for more information.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Huntsville?

Are you facing the question, whether you are eligible for a lawsuit loan here in Huntsville? We’ve got some clarifications for you. For a lawsuit loan, primarily you need a valid legal claim. This claim could be against an insurance company, a self-insured corporation or a large public establishment. Secondly, it is necessary to have an attorney representing your case. Lastly, it’s mandatory to be 18 years old or over. These primary criteria make you eligible to apply for a lawsuit loan. Remember, a lawsuit loan is designed to help you get through financial difficulties while your case is unresolved.

Get Started

Apply today and get funds in as little as 24 hours!

Our Huntsville Lawsuit Loan Process

Understanding how a lawsuit loan works is simple. At, we’ve designed a streamlined process with five key steps to provide funds for plaintiffs. This makes getting the necessary financial aid while waiting for your legal case to resolve easier.

  1. Apply online: Start by visiting our application page at funding application. The form is easy to fill out and takes only a few minutes.
  2. We contact your law firm: After submitting your application, we get in touch with your law firm to discuss the specifics of your case. This helps us understand the merits of your claim.
  3. We review your case: Our expert team then reviews all the details provided to determine if we can offer you pre-settlement funds. This process is swift and thorough.
  4. You sign a contract: Once everything is in order, we forward a contract for you to sign. This document clearly outlines the terms and conditions of the pre-settlement funding.
  5. You get funds: After the contract is signed, we transfer the funds to you straight away. You can use these funds to cover medical bills, living expenses, or any other pressing needs.

To illustrate this, let’s consider an example. Assume that John, a complainant in a personal injury case, is struggling to pay his bills while waiting for his trial to conclude. He visits, fills out the application, and we contact his law firm. We review his case and determine he’s eligible for a loan. We send him a contract to sign. After he signs the contract, we send the funds. He can use this money to cater to his needs as he waits for his legal case to conclude.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range between $500 – $1,000,000 or more. The company can advance up to a maximum of 25% of your estimated portion of the settlement if your case is still being resolved. For cases that have been settled, we can advance 50% of your expected portion of the settlement.

Let’s consider an example. Suppose you are a plaintiff from Huntsville involved in a car accident case. The estimated value of your settlement is $100,000. The case is still in progress and is not expected to resolve soon. In this case, the medical providers get around $33,333 (1/3 of the settlement), the attorney fees amount to another $33,333 (another 1/3 of the settlement), which leaves you with approximately $33,333.

At, we can advance around 25% of your portion, which equates to about $8,333.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Huntsville?

Speed and efficiency are the hallmarks of our service at We know that waiting for your legal case to resolve can be stressful, especially if you’re relying on the settlement to cover living expenses and bills. That’s why we aim to provide funds to plaintiffs as promptly as possible after an application is submitted.

After you submit your application, our team reviews your case thoroughly. This includes evaluating the strength of your lawsuit, assessing the likelihood of a successful outcome, and estimating the potential settlement amount. We then make a decision within 24 hours, so you’re not left waiting. If your application is approved, we move swiftly to provide the pre-settlement funding.

Let’s illustrate with an example: John in Huntsville submits his application on a Monday morning, detailing his personal injury claim following a car accident. Our team reviews his case details throughout the day and by Tuesday morning, makes a positive decision based on the strong evidence provided. By Tuesday evening, John has the funds he needs to cover his medical bills and everyday expenses as he awaits his court date.

At, we understand your urgency and aim to deliver quick, efficient and fair pre-settlement lawsuit loans. Our mission is to provide financial relief during a time when it is very much needed.

Pros and Cons of Pre-Settlement Funding in Huntsville, Alabama

When dealing with legal proceedings, pre-settlement funding can offer a sigh of relief. One key benefit is the financial reprieve it provides to plaintiffs grappling with expenses. These funds come handy when you’ve exhausted your resources and need quick cash to cater to your basic needs.

Apart from immediate money relief, this type of funding gives you early access to your settlement money. That’s crucial as it helps you avoid succumbing to pressures of settling for less than your case deserves just because you’re strapped for cash.

Last but not least, lawsuit loans, like the ones offered by, are non-recourse in nature. This simply means that you’ll only have to repay the loan if you win your case, reducing your risk significantly.

However, it’s important to consider the downsides that come with pre-settlement funding. A major drawback is the relatively high interest rates charged on these loans. This can lead to repayment amounts that far exceed the original loan amount.

Moreover, the pre-settlement funding industry is generally unregulated or under-regulated. This poses risks to borrowers who may be stuck with unfair terms and conditions due to lack of consumer protection laws.

Lastly, to qualify for pre-settlement loans, you need to have a well developed case. In addition, you need an attorney who works on a contingency basis. This might be a barrier for some potential borrowers.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Huntsville Pre-Settlement Funding FAQs

If you’re a Huntsville resident, here are answers to some frequently asked questions about lawsuit loans:

How much does it cost to get a lawsuit loan?

Lawsuit loan costs can vary depending on different factors. These factors include the amount of money you get in advance, the length of time until your case resolves, and the risk associated with your case. For a detailed discussion on your loan costs, get in touch with at (800) 340-4973.

Do I qualify for a lawsuit loan?

If you’re a plaintiff involved in a significant legal case, such as personal injury cases, worker’s compensation, or wrongful death suits, among others, you may qualify for a lawsuit loan. It’s best to reach out to us through our online application form to know more about your eligibility.

If you have bad credit, can you get pre-settlement funding in Alabama?

Absolutely yes. Your credit score doesn’t affect your eligibility for pre-settlement funding from We only evaluate the merit of your legal case and not your financial history or credit rating.

Other Cities we Service in Alabama provides funding throughout Alabama. See more about our funding in other key Alabama cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Huntsville, AL Cases we Fund provides funding for various personal injury and roadway accident cases in Huntsville. Read more about the personal injury cases we fund in Huntsville here:

Read more about the roadway accident claims we fund in Huntsville here:

Does Directly Fund Cases in Alabama?

While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Alabama.

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