Massachusetts Personal Injury Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What is a Personal Injury Lawsuit Loan and How Does it Work in Massachusetts

    A personal injury lawsuit loan, otherwise known as pre-settlement funding, is a cash advance provided to plaintiffs who are pursuing legal cases. Specifically, these funds help individual plaintiffs while they await the resolution of their personal injury lawsuit.

    In many situations, legal proceedings can take an extended period of time. During this waiting period, plaintiffs may encounter financial difficulties due to an inability to work or overwhelming medical bills. This is where a pre-settlement loan from can be a lifeline.

    The process works like this: firstly, the plaintiff applies for funding through our online application. Once their application is approved, funds can be available within 24 hours. These loans are typically non-recourse, which means that if the plaintiff does not win their case, they don’t owe anything back.

    For example, consider a plaintiff in Massachusetts who was injured in a car accident and is unable to work. As they wait for their case to reach a settlement, they might struggle to pay for daily living expenses in addition to medical bills. In this scenario, a personal injury lawsuit loan can provide the financial cushion required to comfortably manage until the settlement is received.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Massachusetts Personal Injury Lawsuit Loan Information

    If you have filed a personal injury lawsuit in Massachusetts, can assist you with necessary funding until your case gets resolved. Claimants often face financial hardships during this waiting period and we provide pre-settlement loans to help meet these challenges. Below is some relevant information including average loan amounts, interest rates, and state specific laws.

    Average personal injury loan amount by in Massachusetts $6,022.14
    Largest personal injury loan by in Massachusetts $27,450.00 average semi-annual rate for personal injury loans in Massachusetts 20.4%
    Median personal injury verdict in Massachusetts $31,000.00
    Massachusetts statute of limitations 3 years; Mass. Ann. Laws Ch. 260 Section 1
    Massachusetts fault laws Massachusetts is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible For a Personal Injury Lawsuit Loan in Massachusetts?

    If you’re in the midst of a personal injury lawsuit in Massachusetts, you might be wondering if you’re eligible for a lawsuit loan. Lawsuit loans can provide an important lifeline for those who are waiting for their case to resolve – and facing financial hardship in the meantime.

    To be eligible for a lawsuit loan in Massachusetts, there are several criteria that you need to meet.

    • A valid legal claim: You must have a valid legal claim against an insurance company, self-insured company, or large public entity. If you do not have a valid claim, you will not be able to receive a lawsuit loan.
    • An attorney: You must have an attorney who is handling your personal injury case. works closely with your attorney to understand the merits of your case and determine whether you are eligible for a loan.
    • At least 18 years old: You must be at least 18 years old to apply for a personal injury lawsuit loan in Massachusetts.

    If you meet these criteria, you may be eligible to receive a lawsuit loan. To learn more, visit the website at, or call us at (866) 594-1343.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    How Much Money Can I Get From my Personal Injury Lawsuit Loan?

    Personal injury lawsuit loans from can range from $500 to over $1,000,000. We are able to advance up to a maximum of 25% of your expected share of the settlement if your case is still in progress. For cases that have already been settled, we can provide up to 50% of your expected share of the settlement.

    Let’s take an example to understand this better. Consider a plaintiff in Massachusetts pursuing a premises liability claim with an estimated value of $200,000. The client is still receiving treatment for their injuries and it may take another year for the case to fully resolve.

    As a general rule, medical providers receive around one third of the settlement, the attorney also takes one third, leaving the plaintiff with the remaining amount. In our example, the plaintiff would receive around $65,000.

    In such a case, could advance around 25% of that remaining amount. This means the plaintiff could receive a lawsuit loan of approximately $16,250 while waiting for the case to conclude.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Can I Use the Money From my Personal Injury Loan?

    If you’re a plaintiff with a personal injury or other legal claim, you might find yourself asking, “How can I use the money from my personal injury loan?” At, we understand that when you’re waiting for your case to resolve, the financial pressure can be overwhelming. That’s why we provide pre-settlement funds, which can help ease this burden.

    One of the questions we often get is what these funds can be used for. The answer is simple: You can use your personal injury loan to cover your living expenses and medical costs. Let’s break down what that means.

    Living Expenses

    From paying your rent or mortgage to buying groceries; from keeping the lights on to paying your phone bill, personal injury loans can help. They can ensure that you maintain your quality of life while you wait for your case to conclude.

    Medical Expenses

    Money received from your personal injury loan can also be put towards your medical expenses. This might include doctor visits, medication, physical therapy, surgeries, and more.

    However, there is one important thing to note. The funds received from must not be used for litigation or legal case expenses. These loans are intended for personal use to help make ends meet during what can be a difficult and uncertain time.

    When you’re dealing with the aftermath of a personal injury, every bit of financial help can count. We aim to provide that support at

    Most Common Personal Injury Claims we Fund in Massachusetts

    We fund a variety of case types in Massachusetts. This includes but is not limited to:

    • Car accidents: These occur when a driver fails to follow road laws, leading to collisions with other vehicles, pedestrians, or roadside fixtures.
    • Commercial vehicle accidents: These are similar to car accidents but involve larger vehicles used for business purposes such as trucks and vans.
    • Roadway accidents: Aside from cars and commercial vehicles, this covers total range of accidents involving any type of vehicles on the road.
    • Premises liability claims: If an injury happens due to unsafe conditions on someone’s property, the property owner may be held liable.
    • Medical malpractice: This occurs when health practitioners do not provide the standard level of care expected of them, resulting in patient harm.
    • Work injuries: If an employee gets injured on the job due to unsafe work conditions or accidents, they may have a potential lawsuit.
    • Slip and fall claims: These happen when individuals get injured by slipping, tripping or falling due to dangerous conditions in a premises.
    • Dog bite lawsuits: Owners can be held accountable if their dog bites someone and causes injuries.
    • Wrongful death claims: These are cases where a person’s death is caused by someone else’s negligence, recklessness or intentional harm.
    • Police misconduct: This happens when law enforcement officers abuse their power, leading to harm or injustice.
    • And almost any other personal injury claim that absorbs unfair treatment leading to harm.

    If you have a legal case in one of these categories, we are ready to help. Visit our funding application to get started.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Our Personal Injury Loan Process

    We at understand how taxing a legal battle can be. Thus, we’ve streamlined our process to relieve you from additional stress. Our lawsuit loans work in five easy steps:

    1. Apply online on our funding application page.
    2. We get in touch with your law firm to gather information about your case.
    3. Our team reviews your case, taking into account all available evidence.
    4. You sign a contract that details the terms of our agreement.
    5. You receive your funds, which you can use as you wait for your case’s resolution.

    Here’s an example to present the ease of obtaining a personal injury lawsuit loan with us:

    Let’s consider John. John became injured due to negligence at his workplace. While he pursued a personal injury claim against his employer, his legal battle became financially straining. He found relief through our lawsuit loan.

    John applied online and provided necessary details regarding his case. We contacted John’s lawyer to confirm the details and understand the depth of the case. After a thorough review, our experts considered John’s case strong enough to merit a loan. Subsequently, John signed a contract, and soon the much-needed financial help reached him.

    This allowed John to stay afloat financially while his case was being settled. It relieved him of the immediate financial burden, allowing him to focus more on his recovery.

    Why Choose for Pre-settlement and Post-settlement Injury Loans

    Choosing the right funding firm for your lawsuit loan can be a challenging task. That’s why at, we stand out as a top choice with unmatched benefits catered to your needs. offers advantages such as low and simple rates starting at just 2.5% per month.

    We understand that a legal case can be a time-intensive process and to provide you with funding as quickly as possible, we expedite approval of your application. You could even receive funds as soon as the same day.

    We also offer capped repayment terms. This means that your interest will stop accruing after a certain date, providing you with much needed financial relief. Unlike some firms that continue to accrue interest until the settlement is paid, our commitment to you involves fairness, ensuring you repay only what you can afford.

    At, we pride ourselves on being transparent in our operations. We believe in a client-first approach while providing pre-settlement funding. Our team is always ready to serve you and to ensure you understand every step of the process.

    The combination of our affordable rates, speedy approval, capped repayment terms, transparency, and dedication to our clients makes an industry-leader in pre-settlement and post-settlement injury loans.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Massachusetts Pre-Settlement Funding FAQs

    In this section, we will be answering some frequently asked questions (FAQs) by Massachusetts residents about pre-settlement funding:

    How much do personal injury advances cost?

    Personal injury advance costs vary greatly depending on your case and the company. At, we strive to offer the most competitive rates in the industry. Contact us today at our toll-free number (866) 594-1343 or visit our application page to find out exact figures.

    Do I qualify for a lawsuit loan?

    Qualifying for a lawsuit loan depends on the specific details of your case. Typically, if you have a valid personal injury claim and are represented by an attorney, you probably qualify. However, each case is evaluated individually. To determine eligibility, please apply online or call us.

    Is pre-settlement funding worth it?

    The value of pre-settlement funding is highly personal and differs from individual to individual. Pre-settlement funding can provide a financial lifeline during stressful times, allowing you to cover living expenses while you wait for your case to settle. It can eliminate stress and pressure to take a low settlement offer. But like any financial decision, it should be considered carefully.

    Apply now for a free consultation