Massachusetts Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What Are Car Accident Loans in Massachusetts

    A car accident loan, also referred to as legal funding or a pre-settlement advance, is a type of financial aid provided to plaintiffs involved in car accident lawsuits. As the name suggests, these loans are specifically designed for individuals who are awaiting resolution of their legal case. The key feature of a car accident loan is that it is a non-recourse advance. This means that the repayment of the loan is entirely contingent on the success of the plaintiff’s court case.

    If the case is won, the plaintiff repays the loan from the settlement amount received. If the case is not successful, the plaintiff does not need to return any portion of the loan. Essentially, a car accident loan is an advance on a plaintiff’s expected future car accident settlement.

    For instance, consider an individual involved in a serious car accident in Massachusetts. Due to their injuries, they might be unable to work and therefore have no income to support themselves while waiting for their legal case to resolve. A car accident loan can provide this individual with the necessary financial support during this period. The funds can be used to cover living expenses, medical bills, and other immediate needs.

    In summary, car accident loans in Massachusetts provide plaintiffs with much needed financial aid while they pursue justice for their damages.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Massachusetts

    Understanding the specifics of car accident laws in your state is crucial. If you’re a victim in Massachusetts, for instance, you may be entitled to financial compensation. Moreover, taking a car accident loan can provide the funding you need while you await your case’s resolution. Herein is vital statistical data regarding these loans in Massachusetts.

    Average car accident loan amount by in Massachusetts $34,649.00
    Largest car accident loan by in Massachusetts $134,795.00
    Average interest rate in Massachusetts 18.5%
    Median personal injury verdict in Massachusetts $31,000.00
    Massachusetts statute of limitations 3 years; Mass. Ann. Laws Ch. 260 Section 1
    Massachusetts fault laws Massachusetts is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Am I Eligible for a Car Accident Loan in Massachusetts?

    Car accident loans offer financial relief to those embroiled in legal battles. They help bridge the gap between the onset of a lawsuit and its resolution, providing much-needed funds during a trying time. With a car accident loan, plaintiffs can continue living their life without worrying about immediate financial constraints caused by their case. But, not everyone is eligible for this loan. Certain conditions and criteria apply in Massachusetts.

    The crucial criteria for eligibility include:

    • A valid legal claim against an insurance company or self-insured entity.
    • Having an attorney on board, hired on a contingency basis, meaning, your attorney gets paid only if you win the case.
    • The applicant needs to be at least 18 years old. This is because minors cannot legally enter into contract agreements.

    If you meet these core eligibility criteria for a car accident lawsuit loan in Massachusetts, you are a step closer to obtaining the financial support you need.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Car Accident Loan Process in Massachusetts

    Being part of a motor vehicle accident can be life-altering, and dealing with the aftermath is no easy task. Thankfully, there is a financial solution for those seeking to relieve immediate monetary pressures while their lawsuit is pending. This solution comes in the form of auto accident loans.

    Auto accident loans, provided by, function as a type of advance on the likely compensation awarded when your legal case concludes. This ensures you can manage your finances effectively during the legal process. To better explain this, we have outlined the five key steps below:

    1. Apply Online: Fill out an application using our secure online platform. This is conveniently located at funding application.
    2. We Contact Your Law Firm: Our team will reach out directly to your law firm to gather all needed information relevant to your case.
    3. We Review Your Case: The gathered information will then be reviewed by our experienced team to assess the strength of your case and the amount that can be loaned based on your circumstances.
    4. You Sign a Contract: Once the loan amount is established, a contract is formed for you to agree upon and sign.
    5. You Get Funds: Following contract acceptance, the funds are released directly into your account. You are then free to use them for whatever urgent financial obligations you may have.

    Consider a plaintiff named John. John was seriously injured in a car accident and found himself facing mounting medical bills and inability to work. Amidst his personal injury lawsuit, he contacted and followed the steps mentioned above. Today, John is happily able to focus on his recovery rather than his finances, thanks to an auto accident loan.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Roadway Accident Cases we Fund in Massachusetts

    We fund almost any type of roadway accident in Massachusetts. Listed below are the funding options available:

    How Much Money Can I Get From my Car Accident Pre-settlement Loan?

    Lawsuit loans provided by range from $500 to over $1,000,000. If your case is ongoing, we have the ability to advance up to a maximum of 25% of your prospective share of the settlement. If your case has been settled, we can offer up to 50% of your expected share of the settlement.

    Let’s consider the case of a plaintiff residing in Massachusetts involved in a car accident with an estimated case value of $50,000. The case hasn’t been settled and might take some time. Usually, medical providers receive approximately one third of the settlement. The attorney handles another one third of the settlement. This leaves the plaintiff with an expected portion of around $17,000.

    At, we can advance an approximate 25% of the plaintiff’s portion. In this example, this equates to around $4,250.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    Major Cities we Serve in Massachusetts

    If you’re from Massachusetts and are in the middle of a personal injury lawsuit, is here to help. We provide pre-settlement funding services not just for residents in these top 10 major cities by population, but also across the state and nation:

    • Boston
    • Worcester
    • Springfield
    • Lowell
    • Cambridge
    • New Bedford
    • Brockton
    • Quincy
    • Lynn
    • Fall River

    To start your application process, visit our funding application or give us a call at (800) 340-4973.

    Massachusetts Car Accident Funding FAQs

    If you’re a resident of Massachusetts who’s been involved in a car accident and you’re considering legal action, you probably have tons of questions about lawsuit loans. Here are answers to some frequently asked questions:

    How much does it cost to get a car accident lawsuit loan?

    The cost of getting a lawsuit loan hinges on your unique case details. This includes the nature of the lawsuit, its likely outcome, the amount required, and how long it takes for your case to resolve. provides competitive rates. Contact them at (800) 340-4973 or visit their application page at funding application to inquire more about specific costs.

    Do I qualify for a lawsuit loan on my car accident case?

    Eligibility for a lawsuit loan is primarily based on the merits of your car accident case. If you are represented by an attorney and it’s proven that you were not at fault in the collision, you would likely qualify for a lawsuit loan. Confirm your eligibility by applying through funding application.

    Can you get a loan on a car accident settlement?

    Yes, you can. Pre-settlement funding from gives you access to cash before your car accident case is settled. This funding is based on your expected settlement, allowing you to handle essential expenses as you await the resolution of your case. Discover more about this service at

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Cities we Service in Massachusetts provides funding throughout Massachusetts. See more about our funding in Massachusetts by visiting the city pages below:

    Other Cases we Fund in Massachusetts provides funding for various personal injury and roadway accident cases in Massachusetts. Read more about the personal injury cases we fund in Massachusetts here:

    Read more about the roadway accident claims we fund in Massachusetts here:

    Get Started

    Apply today and get funds in as little as 24 hours!

    Apply now for a free consultation