Texas Personal Injury Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What is a Personal Injury Lawsuit Loan and How Does it Work in Texas?

When a person suffers an injury due to someone’s negligence or intent, they may file a personal injury lawsuit. In the midst of such a lawsuit, plaintiffs may find themselves needing financial help until they receive their settlement. This is where a personal injury lawsuit loan comes in.

Personal injury lawsuit loans, also known as pre-settlement funding or lawsuit cash advances, are a type of financial help given to plaintiffs involved in a personal injury case. These aren’t traditional loans; rather, they provide plaintiffs with a portion of their anticipated settlement while they await the resolution of their case. The amount granted is based primarily on the expected settlement amount.

For example, consider a plaintiff with a case related to a car accident in Texas. Because of the accident, the plaintiff is unable to work and unable to meet their financial obligations. While waiting for their case to be settled, they can apply for a lawsuit loan through companies like LawsuitLoans.io to ease their financial burden. Once they receive their settlement, they repay the advance money, along with the agreed fees and interest.

The process is straightforward. A plaintiff applies for a loan, the provider reviews the case information and makes a decision based on the strength of the case and potential settlement amount. If approved, the funds could be available within 24 hours. The great thing about these loans is that if the lawsuit doesn’t result in a positive settlement, the plaintiff owes nothing.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Texas Personal Injury Lawsuit Loan Information

If you’re involved in a personal injury lawsuit in Texas, you might find yourself in need of financial help. That’s where LawsuitLoans.io comes in. We provide pre-settlement funding so you can handle expenses while you wait for your case to resolve. To give you an idea of what to expect, we’ve prepared this table which includes data specific to Texas.

Average personal injury loan amount by LawsuitLoans.io in Texas $9,638.23
Largest personal injury loan by LawsuitLoans.io in Texas $182,596.60
LawsuitLoans.io average semi-annual rate for personal injury loans in Texas 21.5%
Median personal injury verdict in Texas $12,281.00
Texas statute of limitations 2 Years; Civ. Prac. & Rem Code Title 2 Ch. 16 Section 16.003
Texas fault laws Texas is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible For a Personal Injury Lawsuit Loan in Texas?

If you’ve been involved in an accident or suffered personal harm, you might be questioning if you’re eligible for a personal injury lawsuit loan in Texas. The primary eligibility criteria are relatively straightforward and easy to understand.

To apply for a loan from LawsuitLoans.io, the following conditions must be met:

  • You must have a valid legal claim against an insurance company, self-insured company, or large public entity. These claims could arise from vehicle accidents, workplace incidents, faulty goods, or other scenarios where negligence had led to injury.
  • You should have an attorney handling your case. This is important as we work directly with your attorney in processing your pre-settlement funding application. If you do not have an attorney yet, we recommend obtaining one before applying for a lawsuit loan.
  • You need to be at least 18 years old. As per law, minors cannot enter into contracts, so all applicants must be 18 years or older.

If you meet these basic requirements, you may be an ideal candidate for a personal injury lawsuit loan in Texas.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose LawsuitLoans.io. While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

How Much Money Can I Get From my Personal Injury Lawsuit Loan?

Personal injury lawsuit loans from LawsuitLoans.io can range from $500 – $1,000,000+. We are able to advance up to a maximum of 25% of your expected portion of the settlement if your legal case is still in progress. For settled personal injury cases, we can offer 50% of your expected portion of the settlement.

Let’s illustrate with an example. Consider a Texas plaintiff who is pursuing a premises liability claim with a $200,000 estimated value. The client is still undergoing treatment for their injuries and the case may take another year to resolve. As a general rule of thumb, medical providers get paid around 1/3 of the settlement, the attorney gets another 1/3 of the settlement and, as a result, the plaintiff would receive around $65,000. Under such a scenario, we at LawsuitLoans.io could potentially extend an advance of approximately 25% of that amount, or $16,250.

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Apply today and get funds in as little as 24 hours!

How Can I Use the Money From my Personal Injury Loan?

If you are involved in a personal injury claim and waiting for your legal case to resolve, you may wonder how you can use the funds provided by LawsuitLoans.io. A primary advantage of a lawsuit loan is its flexibility in use.

Typically, lawsuit loan funds are used to cover living and medical expenses. For instance, you could use your funding to pay your rent or mortgage, buy groceries, pay utility bills, meet car payments or other financial commitments. Also, the funds can cover out-of-pocket medical costs like surgery expenses, rehabilitation, medications, or assistance with any specialized equipment required due to injury.

Despite this flexibility, there is one critical limitation you should know about: you cannot use the funds from a lawsuit loan to cover litigation or legal case expenses. This restriction is vital because it helps maintain the integrity of your legal claim.

Most Common Personal Injury Claims we Fund in Texas

Here are the most common types of personal injury claims we typically fund in Texas:

  • Car Accidents: These common incidents can lead to serious harm and costly medical bills. If someone else was at fault, you will likely bring a legal case for compensation.
  • Commercial Vehicle Accidents: These crashes involve business-owned vehicles. The victims may have a claim against the company that owns the vehicle.
  • Roadway Accidents: These accidents could involve motorcycles, bicyclists, pedestrians, or multiple cars. They commonly result from driver error or neglect.
  • Premises Liability Claims: These claims arise from accidents that occur on someone else’s property,like slip and falls or faulty staircases.
  • Medical Malpractice: These cases involve errors made by healthcare professionals, leading to patient injury or death.
  • Work Injuries: These accidents occur at work, such as construction accidents or machinery malfunctions.
  • Slip and Fall Claims: These injuries happen when a person trips and falls due to unsafe conditions at a location.
  • Dog Bite Lawsuits: These claims occur when a dog causes harm to someone.
  • Wrongful Death Claims: This category of claim is brought on behalf of a deceased person’s estate, often by close family members.
  • Police Misconduct: Conduct by law enforcement officers that violates the rights of citizens.
  • Other Personal Injury Claims: We fund almost any personal injury claim, so don’t hesitate to contact us with your case.

We aim to provide financial relief during your pending legal case. For more information, call us or visit our website.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Our Personal Injury Loan Process

If you have a pending legal claim and are struggling financially, LawsuitLoans.io can help. Our lawsuit loan process is streamlined, efficient, and easy to understand. Here, we give you a concise overview of how lawsuit loans work.

The process can be broken down into five key steps:

  1. You apply online through our application form.
  2. We get in touch with your law firm for additional details on your lawsuit.
  3. Our team closely examines your case to determine if you’re eligible for a lawsuit loan.
  4. If approved, you’ll sign a contract agreeing to the terms of the loan.
  5. You receive your funds. This cash advance can be used to cover living costs while you wait for your lawsuit to resolve.

Next, let’s look at an example. Suppose you’ve suffered a personal injury from an accident due to someone else’s negligence. You have medical bills stacking up, and you can’t go to work because of your injuries. You’re faced with financial stress on top of physical pain. This is where a lawsuit loan can step in to help.

When you submit an application, we contact your attorney to understand your personal injury case better. Our team reviews the facts, and if approved, you’ll sign an agreement. Once everything is settled, the funds are transferred directly to you. You can use this money to pay your bills, buy groceries, or even support your family during this difficult time. The best part? You only pay back the loan if you win or settle your case.

The goal of LawsuitLoans.io is to reduce your financial worry so that you can focus on your health and your case. So, if you’re stuck in a personal injury claim and need help making ends meet, consider applying for funding through LawsuitLoans.io’s funding application.

Why Choose LawsuitLoans.io for Pre-settlement and Post-settlement Injury Loans

When you are in the heat of a lawsuit, it’s easy to feel overwhelmed. Legal processes can take a long time to resolve – and while you’re waiting, bills and expenses can pile up. That’s where LawsuitLoans.io comes in. We offer fast, simple, and affordable pre-settlement and post-settlement injury loans to help tie you over until your case settles.

So, why should you choose LawsuitLoans.io? Here are a few compelling reasons:

  • Low, simple rates: At LawsuitLoans.io, we understand that finances can get complicated, especially during a lawsuit. To make things easier for you, we offer loans at low, straightforward rates starting at just 2.5% per month.
  • Fast approval: Waiting is hard. That’s why we strive to process and approve your loan application as soon as possible, often on the same day.
  • Capped repayment terms: With LawsuitLoans.io, you never have to worry about interest accruing indefinitely. Our interest stops accruing after a certain date, capping your total repayment amount.
  • Transparency and a client-first approach: In an industry where your needs should always come first, we pride ourselves on our commitment to transparency and client satisfaction. We make sure all terms and conditions are clear, and work hard to meet your needs throughout the loan process.

LawsuitLoans.io is here to provide you with the pre-settlement funding you need, when you need it. Apply online today at our funding application* or call our toll-free number at (800) 340-4973.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Texas Pre-Settlement Funding FAQs

We often encounter questions from Texas residents seeking clarity about lawsuit loans and pre-settlement funding. Here are some of the most common questions that we get:

How much do personal injury advances cost?

The cost of a personal injury advance can vary based on several factors. These include the amount of the advance, the length of time until your case is settled, and the repayment terms of the funding agreement.

Do I qualify for a lawsuit loan?

Qualifying for a lawsuit loan generally depends on the nature of your lawsuit and the likelihood of a positive outcome. If you have a valid personal injury claim or other legal case and are represented by a lawyer, you likely qualify.

Is pre-settlement funding worth it?

Pre-settlement funding can provide much-needed financial help if you’re unable to work due to injuries or if your case is taking a long time to settle. Having this funding can help you cover living expenses, medical bills, and other costs associated with your case. However, as with any financial decision, it’s critical to carefully consider the repayment terms and costs before entering an agreement.

Cities we Service in Texas

LawsuitLoans.io provides funding throughout Texas. See more about our funding in Texas by visiting the city pages below:

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Apply today and get funds in as little as 24 hours!

Other Cases we Fund in Texas

LawsuitLoans.io provides funding for various personal injury and roadway accident cases in Texas. Read more about the personal injury cases we fund in Texas here:

Read more about the roadway accident claims we fund in Texas here:

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