California Personal Injury Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What is a Personal Injury Lawsuit Loan and How Does it Work in California?

    A personal injury lawsuit loan – also known as pre-settlement funding – is a risk-free cash advance given to a plaintiff involved in a personal injury case. This financial agreement is based on the expected court-awarded or settlement funding that the plaintiff is set to receive once their legal case is resolved.

    Legal proceedings can often be lengthy and strain your finances. So while you’re waiting for your legal case to settle, a company like steps in to provide the much-needed funds, ensuring you cover medical bills, living expenses, and any other pressing financial needs that arise during this waiting period.

    So, let’s say you’re a plaintiff in California and you are pursuing a case after a car accident caused by another driver’s negligence. You’ve sustained injuries, racked up hefty medical bills, and can’t go back to work because of the pain. Your lawyer assures you that your case looks promising, but the legal wheels are turning slowly. This is where a personal injury lawsuit loan comes to play. Through, you can have quick access to funds which – when your settlement comes through – you’ll pay back only if you win your case. If you don’t win, you owe nothing to the funding company. That’s how stress-free a pre-settlement funding option can be!

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    California Personal Injury Lawsuit Loan Information

    If you’ve been injured in California and have a legal case ongoing, you may be eligible for a personal injury loan from In the context of this state’s elements such as average loan amounts, semi-annual rates and more, these loans can provide vital financial support while your case resolves.

    Average personal injury loan amount by in California $14,029.30
    Largest personal injury loan by in California $224,295.00 average semi-annual rate for personal injury loans in California 21.0%
    Median personal injury verdict in California $114,305.00
    California statute of limitations 2 Years; California Code of Civil Procedure Section 312
    California fault laws California is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible For a Personal Injury Lawsuit Loan in California?

    When it comes to personal injury lawsuit loans in California, there are certain criteria you need to meet. The first and most important one is having a valid legal claim. You can be involved in a case against an insurance company, a self-insured business, or perhaps a large public entity.

    The second requirement is gaining representation. It’s essential that you have an attorney to handle your case. This is because we need to work together with your lawyer to assess the merit of your lawsuit which will in turn inform the loan amount that can potentially be issued to you.

    Last but not least, you have to be at least 18 years old. As per the law, you need to be an adult to enter into a contract, which essentially is what a lawsuit loan agreement is.

    Our goal here is simple: to make sure your eligibility for a personal injury lawsuit loan is clear and straightforward. For more details, do not hesitate to apply online or call our toll-free number: (866) 594-1343.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    How Much Money Can I Get From my Personal Injury Lawsuit Loan?

    Personal injury lawsuit loans from can range from $500 – $1,000,000+. We can advance you up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled personal injury cases, we can offer 50% of your expected portion of the settlement.

    Let’s consider an example. Suppose that you are a plaintiff in California, pursuing a premises liability claim. The estimated value of your case is $200,000. You are still treating for your injuries and the case may take another year to resolve. As a general rule, medical providers get paid around 1/3 of the settlement, leaving you with around $65,000 after your attorney also takes their share of the settlement. Considering these parameters, can advance around 25% of your portion, which will amount to approximately $16,250.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    How Can I Use the Money From my Personal Injury Loan?

    As a plaintiff, you may be wondering what you can use your personal injury loan for. The good news is that at, we aim to make it as flexible as possible. You’re free to use the funds from your personal injury loan to meet your basic needs. This could include things like covering your living expenses and taking care of your medical bills.

    Your living expenses may encompass several things. They could include the cost of rent or mortgage, groceries, utility bills, or even vehicle-related costs such as gas and maintenance. Sometimes, life’s unanticipated expenses also come knocking when you’re dealing with a lawsuit. Such unexpected expenses are also fair game for use of the loan funds.

    If you have taken out a personal injury loan, you can also use it towards the cost of ongoing medical care. This can be especially beneficial if your injury has resulted in extensive treatment or surgery, physical therapy, prescriptions, or any other related medical care.

    However, there is one limitation. The funds you receive from your personal injury loan should not be used for litigation or legal case expenses. These costs should be taken care of separately. Remember: the personal injury loan is intended to help you with your personal financial needs while awaiting the resolution of your case.

    Most Common Personal Injury Claims we Fund in California

    In California, we provide funding support for a broad spectrum of personal injury cases. Some of the most common types of claims we fund include:

    • Car accidents, commercial vehicle accidents, and other roadway accidents: These accidents often involve severe injuries that require extensive medical treatment and recovery time.
    • Premises liability claims: These are cases where an individual gets hurt on someone else’s property due to negligent or unsafe conditions.
    • Medical malpractice: Such cases occur when a healthcare provider fails to provide the standard of care required in the medical profession leading to an injury or health deterioration.
    • Work injuries: We provide funding for workplace injury claims including construction site mishaps, factory accidents, and more.
    • Slip and fall claims: These accidents tend to occur because of slippery floors, uneven surfaces, or poorly maintained areas.
    • Dog bite lawsuits: These cases arise when a dog inflicts injury on an individual due to the negligence of the dog’s owner.
    • Wrongful death claims: These are claims made by the family members of an individual who lost their life due to another’s negligence or intentional harmful act.
    • Police misconduct: Cases of police brutality, wrongful arrest, and other abuses of power can also be funded by

    Along with these, we fund almost any personal injury claim. If you have a case not mentioned above, we might still be able to assist you financially.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Our Personal Injury Loan Process

    Getting a lawsuit loan often feels daunting. But, at, we make it simple and straightforward. Let’s walk you through our process.

    The main steps for you, the plaintiff, to get funds are:

    1. Apply online
    2. We contact your law firm
    3. We review your case
    4. You sign a contract
    5. You get the funds

    Now let’s imagine you’re a plaintiff with a personal injury claim. Here’s how you’d go through the process of a lawsuit loan.

    First, you’d start by submitting a quick online application on our website. After that, we contact your law firm to gain a better understanding of your lawsuit specifics. Once we have all the needed information, our team thoroughly reviews your case from all angles.

    After the review, if we believe your case can win in court, we will send over a contract for you to sign. The contract details the terms of the settlement loan. After signing it, the funds are transferred directly to your account or sent by check. This whole process is fast and easy, taking most plaintiffs just one to two days.

    That’s it! You now have the money you need to survive financially until your lawsuit concludes. And remember – you owe us nothing if your case does not succeed. That is our ‘no-win, no-fee’ promise to all of our clients.

    Why Choose for Pre-settlement and Post-settlement Injury Loans

    In your time of need, it’s necessary to choose a funding provider worthy of trust, one that prioritizes your best interests. stands above its competitors, offering not just funds but also comfort, transparency, and honesty.

    Here are several reasons why you should select for your pre-settlement and post-settlement injury loans:

    • Affordable Rates: Our rates start as low as 2.5% per month. With this competitive rate, we aim to make funding accessible and affordable to everyone.
    • Fast Approval: We understand how critical time can be during legal cases. For this very reason, our company processes most applications the same day they’re submitted.
    • Capped Repayment Terms: Unlike some companies, with, the interest stops accruing after a certain date. This means your repayment is capped at a reasonable amount.
    • Transparency: A pillar of our foundation is honesty. We provide the full details upfront to maintain integrity and ensure our clients know exactly what they are getting into.
    • Client-first Approach: At, our goal is to create a client-centric experience. We strive to make funding easy, efficient, and fair. Our team is always ready to assist and answer any queries you may have.

    To apply for pre-settlement or post-settlement injury loans, simply visit our funding application page or call us toll-free at (866) 594-1343.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    California Pre-Settlement Funding FAQs

    In this section, we’ll address some commonly asked questions by California residents about pre-settlement funding. These questions generally revolve around cost, qualification, and the overall worthiness of lawsuit loans.

    How much do personal injury advances cost?

    Personal injury advances can vary based on the unique details of your case. This includes the potential settlement amount, the details of the claim, the likelihood of winning, and more. Fees and interest will be discussed in detail before you agree to accept any funds from Remember, if you don’t win your case, you owe nothing.

    Do I qualify for a lawsuit loan?

    If you’re involved in an ongoing lawsuit and have a lawyer representing you, then you likely qualify for a lawsuit loan. However, it is essential that the lender also believes you have a strong case and a promising chance of winning or settling. If these conditions are met, the chances of obtaining a loan are much higher.

    Is pre-settlement funding worth it?

    The worthiness of pre-settlement funding depends on your personal circumstances. If you are struggling financially and could benefit from immediate cash to meet bills, medical expenses or other financial obligations, then pre-settlement funding could prove invaluable. It allows you to continue with your legal fight without worrying about meeting immediate financial needs.

    Apply now for a free consultation