Sacramento, CA Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Sacramento, California

A lawsuit loan is a cash advance that one can get on a pending legal settlement. Here’s how it works: if you’re a plaintiff in a personal injury or other type of case, and you’re waiting for your case to settle, you may realize that the process can be long and financially draining. To help out in such situations, companies like provide non-recourse advances known as lawsuit loans.

The term “non-recourse” simply means that the loan will only be repaid if you win your case. If, for some reason, you do not win, you don’t have to pay back the borrowed amount.

You might be asking, “But do they provide these funds in California?” The answer is yes, we do fund claims throughout California. You can find more detailed information on our main California Lawsuit Loans page.

Let’s consider a hypothetical example. Meet Walter, a resident of Sacramento, California. One day, Walter was walking down the street when he got into an unfortunate pedestrian accident. Due to this incident, Walter suffered physical injuries and had to initiate a personal injury case.

Covering medical bills and other living expenses was becoming tough for Walter during this time. That’s when he discovered and decided to apply for a lawsuit loan. Walter was able to receive his cash advance, which made his life much easier while waiting for his case to settle. Now Walter could focus more on getting well and less on his financial concerns.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important California Lawsuit Loan Information

At, we understand that waiting for your lawsuit to resolve can be a long and often stressful time. That’s why we offer lawsuit loans to help plaintiffs like you to continue with their daily lives while they wait for their case to conclude. Below you’ll find some significant data regarding our operations in California.

Average loan amount by in California $13,562.61
Largest loan by in California $224,295.00
Average semi-annual rate in California 20.4%
Median personal injury verdict in California $114,305.00
California statute of limitations 2 Years; California Code of Civil Procedure Section 312
California fault laws California is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
Los Angeles population, 2020 524,943

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Sacramento

At, we offer pre-settlement funding for a range of legal claims. In this section, we will go over the most common case types we fund in Sacramento.

Auto and Other Roadway Accidents

Accidents involving vehicles and other road users can have severe consequences, leading to hefty medical bills and loss of income. We provide funding to plaintiffs seeking compensation from such incidents.

Premises Liability

“Premises liability” refers to cases where injuries are sustained on someone else’s property due to their negligence. This can include cases like slip and falls, unsafe structures, or inadequate security leading to injury.

Medical Malpractice

Medical malpractice takes place when a medical professional provides treatment that deviates from the accepted standard of care, causing harm to the patient. If you are waiting on a malpractice lawsuit, we can help ease your financial burden with pre-settlement funding.

Labor Law Claims

We also support labor law plaintiffs. These claims often involve issues like wage theft, employer retaliation, workplace discrimination, and other labor-related disputes.

Employment Claims

When your rights as an employee have been violated, litigation can be a lengthy process. Whether it’s wrongful termination, unpaid overtime, or discrimination claims, we provide financial assistance to tide you over this period.

Other Personal Injury Claims

In addition to the above, we also fund various other personal injury lawsuits. Regardless of your case type, if you’re seeking damages for personal injury, we are here to support you during this difficult time with pre-settlement funding.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Sacramento?

If you’re considering a lawsuit loan in Sacramento, the first thing to understand is the eligibility requirements. These loans are not available to everyone; they are tailored to those involved in legal claims. The essential eligibility criteria revolve around three core areas:

  • Having a valid legal claim: This means having an ongoing lawsuit against an insurance company, a self-insured company, or a large public corporation.
  • Legal representation: You need to have an attorney representing your claim. Pre-settlement funding companies like will often liaise directly with your attorney.
  • Age: You must be at least 18 years old. People under 18 are generally not legally able to enter into financing agreements.

Meeting these eligibility criteria puts you in good standing to apply for a lawsuit loan. If these criteria align with your circumstances, we encourage you to apply through the funding application.

Get Started

Apply today and get funds in as little as 24 hours!

Our Sacramento Lawsuit Loan Process

Understanding how lawsuit loans work is crucial for potential plaintiffs. At, we follow a simple and straightforward process consisting of five steps to ensure clients secure the funds they need while awaiting their case resolution. We will guide you from start to finish. Let’s discover each step now.

1. Apply Online

To kick off the process, submit an application on our website. This online application is quick and requires a few details regarding your case and the law firm representing you.

2. We Contact Your Law Firm

Following your application submission, our team contacts your law firm. We collaborate with your lawyers to understand the specifics of your case in detail.

3. We Review Your Case

After discussing with your legal team, our experts conduct a thorough review of your case. This allows us to assess the financial risk associated with your specific situation.

4. You Sign a Contract

If your case qualifies, we draw up a contract outlining the terms and conditions of the lawsuit loan. You and your lawyer review and sign the agreement.

5. You Get Funds

The final step involves disbursing funds directly to you, giving you immediate access to the money you need. The process is fast and typically takes no more than 24 hours following the contract signing.

For example, let’s say John is a plaintiff in a personal injury case in Sacramento. He submits an application on the funding application page. We get in touch with his lawyers, review his case, and determine it merits a lawsuit loan. John and his lawyer sign the contract we’ve prepared. We then swiftly send the agreed funds to him.

Remember, while each case is unique, our commitment to fast, transparent, and efficient service remains constant. Feel free to reach us at (800) 340-4973 for any queries or further information.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s consider an example. Imagine you’re a Sacramento plaintiff in a car accident case with an estimated value of $100,000. The case is still in progress and will not settle for some time. Typically, medical providers get paid around 1/3 of the settlement. Your attorney gets another 1/3. This means you, as the plaintiff, could expect to receive around $35,000.

In such situations, we can advance around 25% of that expected amount, which would be $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Sacramento?

If you are a plaintiff waiting for your legal case to resolve in Sacramento, you may wonder about the timeline of getting a pre-settlement lawsuit loan. The good news is, with, the process is swift and straightforward.

Once you have submitted your application, our dedicated team sets to work by reviewing your case. All we need is the information regarding your personal injury or other legal claims, as well as documentation relating to your case. We understand that every minute matters in these circumstances, so we aim to make our decision swiftly.

Our timeline? We work diligently with the intent of delivering a decision within 24 hours after receiving your application. This means you could potentially have the needed funds faster than you think.

Let’s take a theoretical scenario. John Doe has a pending legal case in Sacramento. He submits an application for a pre-settlement lawsuit loan at 9:00 AM. By 9:00 AM the following day, he could have an answer from about his application status.

In conclusion, if you’re in need of financial assistance while your legal case is ongoing, our pre-settlement lawsuit loan can be the timely solution you seek. At, we put expediency and your needs first.

Pros and Cons of Pre-Settlement Funding in Sacramento, California

The choice to obtain pre-settlement funding can be a vital one. Understanding its potential benefits and drawbacks can help plaintiffs make an informed decision. In Sacramento, California, here are some key pros and cons to consider.

Benefits of Pre-Settlement Funding

  • Financial Relief: Pre-settlement funding can provide much-needed financial comfort during trying times.
  • Early Access to Funds: Lawsuit plaintiffs typically face long waits for their cases to resolve. Pre-settlement funding offers early access to funds that would otherwise be locked away until the conclusion of the case.
  • Avoiding Early Settlement Pressure: Being financially strapped often forces plaintiffs into accepting lower settlements just to make ends meet. Pre-settlement funding can alleviate this pressure.
  • Non-Recourse Nature: If a plaintiff loses their case, they aren’t required to repay the pre-settlement loan. This non-recourse nature reduces risk for the plaintiff.

Costs or Cons of Pre-Settlement Funding

  • High Interest Rates: Pre-settlement funding comes with relatively high interest rates, potentially leaving plaintiffs with less money when their case finally settles.
  • Lack of Regulation: The pre-settlement industry is generally unregulated or under-regulated, which may lead to less-than-favourable terms for plaintiffs.
  • Requirement of a Well Developed Case: To get a lawsuit loan, you need to have a well-developed case, with an attorney working on a contingency basis. This necessity can complicate the application process.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Sacramento Pre-Settlement Funding FAQs

Below are common questions and answers about lawsuit loans for Sacramento residents:

How much does it cost to get a lawsuit loan?

The cost to get a lawsuit loan varies depending on the value of your case and the terms of your agreement with the pre-settlement funding company. is committed to providing clear and honest pricing, and will customize your loan to fit your needs.

Do I qualify for a lawsuit loan?

Qualifying for a lawsuit loan primarily depends on the strength and value of your lawsuit. The specifics of your case will be reviewed and if it is determined that you have a strong claim, you may qualify for a loan from

If you have bad credit, can you get pre-settlement funding in California?

Yes you can. At, we understand that dealing with a lawsuit can strain your finances. Therefore, your credit history is not a deciding factor for obtaining a loan. Instead, we mainly focus on the details of your case.

Other Cities we Service in California provides funding throughout California. See more about our funding in other key California cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Sacramento, CA Cases we Fund provides funding for various personal injury and roadway accident cases in Sacramento. Read more about the personal injury cases we fund in Sacramento here:

Read more about the roadway accident claims we fund in Sacramento here:

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