California Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What is a Lawsuit Loan and How Does it Work in California?

A lawsuit loan, also known as pre-settlement funding, provides plaintiffs with the financial assistance they need while waiting for their legal case to resolve. It’s not technically a loan, but an advance against the potential settlement or judgment that you may receive from your lawsuit. In simple terms, it’s money given to you to cover living expenses or any cost related to your lawsuit.

In California, just like in many other states, the process of obtaining a lawsuit loan is straightforward. Here’s how it usually works:

  1. You fill out an application: The first step involves applying for the funding. You will provide details about your lawsuit and your attorney’s contact information.
  2. Review of your case: Funding companies like will contact your lawyer to review your case and assess if your lawsuit has a strong chance of success.
  3. Funding decision: If your case is approved, you will be offered a funding amount based on the strength and value of your case.
  4. Receive funds: If you accept the offer, the funds can be deposited into your account or sent via check. This may take a few hours to a few days.

Lawsuit loans can be of great help when you’re facing financial hardship due to an injury or legal claim in the state of California. They burden you less and let you focus more on your lawsuit and recovery.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important California Lawsuit Loan Information

Are you a personal injury plaintiff in California, awaiting your legal case to resolve? You may benefit from a lawsuit loan. It’s essentially pre-settlement funding for plaintiffs like you. Have a look at these important statistics about lawsuit loans in California:

Average loan amount by in California $13,562.61
Largest loan by in California $224,295.00
Average semi-annual rate in California 20.4%
Median personal injury verdict in California $114,305.00
California statute of limitations 2 Years; California Code of Civil Procedure Section 312
California fault laws California is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in California

At, we fund a variety of case types in California. Here are the most common categories:

  • Auto and other roadway accidents: Whether it’s car, truck, motorcycle or other roadway accidents, we provide funds to keep you afloat during your lawsuit.
  • Premises liability: If you’ve been injured on another’s property due to negligence, we’re here to help with the financial burden while you wait for your claim to settle.
  • Medical malpractice: Lawsuits involving errors by health professionals can take time. Our funding can ease the strain while your legal proceedings progress.
  • Labor law claims: If you’re claiming for unlawful workplace practices, our lawsuit loans can assist you financially until your case is resolved.
  • Employment claims: From wrongful termination to discrimination claims, we support workers standing up for their rights with lawsuit funding.
  • Other personal injury claims: Whatever your personal injury claim entails, from slip and falls to product defects, we can fund your case before it settles.

Want to learn more? Visit our pages: California Personal Injury Loans and California Car Accident Loans to gain further insight into the cases we fund.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in California?

In most instances, qualifying for a lawsuit loan in California is straightforward. There are three primary requirements you must fulfill in order to be eligible. These are:

  1. Have a Valid Legal Claim: Firstly, you must have an ongoing personal injury or other legal claim against an insurance company, a self-insured corporation, or a large public entity. This ensures that there is a means of recouping the lawsuit loan upon the successful resolution of your case.
  2. Have an Attorney: It’s essential that you are represented by an attorney. The attorney provides pertinent details about the lawsuit necessary for the application process and liaises on your behalf with the lawsuit funding company.
  3. Be At Least 18 Years Old: Lastly, per California state law, you must be at least 18 years old to enter into a contract for a lawsuit loan.

In conclusion, if you meet these criteria, your chances of qualifying for a lawsuit loan from increases substantially. Gather your supporting documents and use our online application form to initiate the process.

Get Started

Apply today and get funds in as little as 24 hours!

Our California Lawsuit Loan Process

At, we like to keep things as straight-forward and simple as possible. That’s why our process for providing lawsuit loans to plaintiffs—who are waiting for their legal proceedings to resolve—is streamlined and efficient. Here’s a brief overview of how it works in five main steps:

  1. Apply online: The first step is to fill out our application form online. It takes just a few minutes, and all your details remain entirely confidential.
  2. We contact your law firm: Once we’ve received your application, our team will quickly get in touch with your law firm to discuss your case in more detail. This helps us understand your situation and determine the feasibility of advancing funds.
  3. We review your case: After our discussion with your law firm, we immediately start reviewing your case—checking various aspects such as the potential award amount, the standing of your lawsuit, and other pertinent factors. This helps us assess the risk associated with funding.
  4. You sign a contract: As soon as we conclude that we can offer you a lawsuit loan, we’ll prepare a contract outlining the terms and conditions of the loan. You’ll sign this contract after thoroughly reviewing all the details.
  5. You get funds: Finally, once the contract is signed and everything is in order, we wire the funds directly into your account. And that’s it—you’ll have immediate access to the money you need, to help manage your costs until your case resolves.

Now, to help you visualize these steps, here’s an example: Imagine John Doe, a resident of California. He has been injured in an accident and is suing the party that caused his harm. While waiting for the lawsuit to settle, he finds himself struggling with mounting medical bills and other expenses. John applies for a lawsuit loan at After submitting his application online, our team contacts his law firm, reviews his case, prepares and sends him a contract to sign. Within days, John receives the funds he desperately needs direct into his account. And this financial relief allows him to focus more on his recovery rather than the financial stress.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from offer financial relief while you are waiting for your legal case to resolve. The funds we provide can range substantially from as little as $500 to over $1,000,000.

If your legal case is ongoing, we are able to advance up to a quarter (25%) of the sum you are projected to receive from the settlement. Conversely, in instances where your case has been settled, we are potentially able to offer as much as half (50%) of your expected part of the settlement.

Consider, for example, an individual in California involved in a car accident lawsuit. This plaintiff is pursuing a case estimated to be worth $100,000 but it won’t be settling any time soon. In general, medical providers tend to claim about one-third (33%) of the settlement and the attorney fees amount to around another third. Therefore, the plaintiff (you) would be expected to receive approximately $33,000.

In this scenario, could advance about 25% of this $33,000. This comes to roughly $8,250. It’s worth mentioning that calculations may vary based on specific case details and expenses.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

What Can I Use the Money From My Lawsuit Loan For?

When you secure a lawsuit loan from, you gain financial support to manage your personal and medical expenses. This allows you to tackle the stress of a legal dispute without the added anxiety of financial hardship.

The money you receive from a lawsuit loan can be used for a wide range of expenses. The most common among these are daily living costs. These funds come in handy when covering essential bills such as rent or mortgage payments, utilities, groceries, and more. Therefore, while you wait for your legal case to resolve, you don’t have to worry about how to afford these necessities.

Funds from a lawsuit loan also offer significant help when it comes to medical expenses. If you’re dealing with an injury claim, for example, post-settlement money can cover your doctor’s visits, therapy sessions, medication, or even surgical costs.

However, there is one aspect where the use of lawsuit loan funds is limited. It’s vital to understand that you cannot use these funds for expenses related directly to the litigation process or your legal case. That includes attorneys’ fees, court costs, or payments to expert witnesses. These limitations are put in place to ensure that the loan serves its purpose as a lifeline, not as a way to fund your lawsuit.

In conclusion, a lawsuit loan from ensures you can keep your life stable as you navigate legal challenges. By covering essential living and medical expenses, you can focus on what’s most important–your legal fight and healing process.

Pros and Cons of Pre-Settlement Funding in California

Considerable benefits come with pre-settlement funding. Firstly, it acts as a financial relief, enabling you to meet ongoing expenses while hodling for the resolution of your legal case. Secondly, it gives early access to funds, reducing waiting time for case settlements. Thirdly, it helps to ease the pressure to settle early from insurance companies who may take advantage of your financial strains. Lastly, lawsuit loans are non-recourse in nature meaning that if you lose your case, you will not be obligated to pay back the funding.

Despite these advantages, there are also certain cons or costs tied to pre-settlement funding. For instance, the interest rates tend to be relatively high compared to other forms of credit. The industry is also generally under-regulated or unregulated, leading to increased risk for consumers. Lastly, eligibility for such funding requires having a well-developed case and retaining an attorney working on a contingency basis.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Major Cities We Fund in California offers financial support to plaintiffs waiting for their legal case to resolve, both within the state of California and across the nation. Here are the top ten cities in California, going by population, where we provide our funding services:

  1. Los Angeles
  2. San Diego
  3. San Jose
  4. San Francisco
  5. Fresno
  6. Sacramento
  7. Long Beach
  8. Oakland
  9. Bakersfield
  10. Anaheim

California Pre-Settlement Funding FAQs

As a resident of California with an ongoing legal case, you may have some questions about pre-settlement funding. Here are some frequently asked questions (FAQs) we often receive and our straightforward answers for you:

How much does it cost to get a lawsuit loan?

The exact cost of a lawsuit loan varies. Factors that determine the cost include your individual case details and the repayment terms of your agreement. To learn more about specific costs, start by completing our Funding application or call us on our toll-free number (800) 340-4973.

Do I qualify for a lawsuit loan?

If you have an active personal injury or other legal case, you may meet the qualifications for a lawsuit loan. However, an in-depth review of your case by our case managers is necessary to confirm your eligibility.

How much funding can I get?

The amount of funding you can get depends on your case specifics. After examining your case details and the possible outcome, we will provide an estimate of what we might be able to fund. Remember, every case is unique. Therefore, the funding is personalized to meet your needs.

Get Started

Apply today and get funds in as little as 24 hours!

Cities we Service in California provides funding throughout California. See more about our funding in California by visiting the city pages below:

Cases we Fund in California provides funding for various personal injury and roadway accident cases in California. Read more about the personal injury cases we fund in California here:

Read more about the roadway accident claims we fund in California here:

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