Modesto, California Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Lawsuit Loans in Modesto, California

    A lawsuit loan is a type of funding provided to injured plaintiffs while they wait for their pending legal cases to resolve. It works as a non-recourse advance on a plaintiff’s future legal settlement. Non-recourse means if the plaintiff doesn’t win their case, they owe nothing, making this financial option a risk-free way to get financial help during challenging times.

    At, we provide lawsuit loans throughout California. Our service makes it simple for clients like Charles, a resident of Modesto, faced with injury-related hardships.

    Here’s an example: Charles was involved in a devastating car accident that left him unable to work or perform daily tasks. As the sole breadwinner, his family was hit hard financially. While waiting for the resolution of his personal injury case, Charles developed concerns about his mounting bills.

    That’s when he found out about He chose to obtain a lawsuit loan to secure finances for his family until his case settles. With his attorney’s help, he completed our simple application process at funding application and received the much-needed funds.

    Whether you’re in Modesto or somewhere else in California, if you are a plaintiff involved in a personal injury or other legal claim, consider a lawsuit loan as an option to stay financially afloat while waiting for case resolution. Visit our main California Lawsuit Loans page at California Lawsuit Loans for more information.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important California Lawsuit Loan Information

    Lawsuit loans offer a lifeline to plaintiffs waiting for the resolution of their legal cases. In California, amounts and rates vary. Here is some key information:

    Average loan amount by in California $13,562.61
    Largest loan by in California $224,295.00
    Average semi-annual rate in California 20.4%
    Median personal injury verdict in California $114,305.00
    California statute of limitations 2 Years; California Code of Civil Procedure Section 312
    California fault laws California is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.
    Los Angeles population, 2020 218,464

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in Modesto

    We at understand that when you are involved in a lawsuit, the waiting period can be financially challenging. We offer pre-settlement funding to plaintiffs dealing with several types of legal claims. Let’s take a look at the common case types we fund in Modesto:

    Auto and Other Roadway Accidents

    These claims usually arise when a person gets injured due to someone else’s negligence on the road. They can involve cars, trucks, motorcycles, bicycles, or pedestrians.

    Premises Liability

    In these cases, an individual may sustain injuries on another person’s property due to unsafe conditions. Examples could include slip and fall accidents or incidents in faulty elevators.

    Medical Malpractice

    Medical malpractice occurs when a healthcare provider fails to provide standard care resulting in harm or injury to the patient. This could be due to incorrect diagnosis, errors during surgery, or improper treatment.

    Labor Law Claims

    Labor law claims typically revolve around employment issues like unfair dismissal, discrimination, harassment at work, or wage disputes.

    Employment Claims

    Employment claims deal with disputes in the workplace, such as wrongful termination, discrimination, Sexual harassment, and wage-and-hour disputes.

    Other Personal Injury Claims

    These claims include instances where a person suffers physical harm due to someone else’s negligence or intent to harm. These could arise from various situations, from dog bites to product liability cases.

    If you’re dealing with any of these case types, remember, is here to help. You can apply for funding here.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in Modesto?

    If you’re considering a lawsuit loan, the first question that likely comes to mind is, “Am I eligible?” The answer could be a resounding yes if you meet a few key criteria. To be eligible for a lawsuit loan from you need to meet the following requirements:

    • You must have a valid legal claim against an insurance company, a self-insured company, or a large public entity.
    • You must have representation from an attorney. Having legal counsel not only increases your chances of a successful claim but also demonstrates the severity and legitimacy of your case.
    • You need to be at least 18 years old.

    These are the primary criteria that takes into account when determining your eligibility for a lawsuit loan. Please visit the funding application to apply or find more detailed information about eligibility.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our Modesto Lawsuit Loan Process

    If you’ve been injured and have a pending lawsuit, but are unable to meet your immediate financial needs, lawsuit loans might be the solution for you. At, we make obtaining a lawsuit loan easy. Here’s a brief rundown of our five-step process.

    • Apply online: Begin the application process on our website at funding application. Our online application is simple and quick.
    • We contact your law firm: After receiving your application, we will reach out to your attorney or law firm. We’ll gather all the necessary details about your case from them.
    • We review your case: Our team of experts will review the facts of your case and determine your potential for winning in court. This step helps us decide whether or not we can fund your lawsuit loan.
    • You sign a contract: If your case meets our criteria, we’ll send over a contract for your perusal. You, your attorney, and our team will review it together to ensure everything is clear before you sign it.
    • You get funds: Once all parties are in agreement, the contract is signed and you receive your funds. We transfer the money directly into your designated account as quickly as possible.

    Now that we’ve outlined the steps, let’s look at a typical example. Suppose John was injured at work and is now anticipating a worker’s compensation claim. John’s injury prevents him from working, leaving him in need of funds to manage his medical bills and monthly expenses. He applies online at We contact John’s attorney, get all the details about his case, and review them. After the review, we decide John’s case is a good fit for a lawsuit loan. We send over the contract. John goes over it with his lawyer. Once signed, we disburse the funds directly to John’s account shortly after. Now, John can focus on healing and winning his case without worrying about his financial situation.

    How Much Money Can I Get From my Lawsuit Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. How much we can provide depends in part on the status of your case and the expected settlement amount.

    If your case is still in progress, we can advance enough funds to cover up to 25% of the portion of the settlement you expect to receive. For cases that are already settled, we’re able to offer up to 50% of the portion you expect to receive.

    For example, consider a plaintiff from Modesto involved in a car accident case with an estimated value of $100,000. This case is not yet settled and might not be for some time. In this example, medical providers will get paid around 1/3 of the settlement – approximately $33,333. The attorney also receives about 1/3 – another $33,333. This leaves the plaintiff with around $33,334.

    From this remaining amount, we can advance 25%, or approximately $8,333. This is the money you as the plaintiff could use for any immediate needs while waiting for your case to be settled.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How quickly can I get a pre-settlement lawsuit loan in Modesto?

    If you are a plaintiff with a personal injury or other legal claims, you might be wondering, “How fast can I receive funds?” At, we aim to provide quick and simple solutions to your financial needs.

    Once your application is submitted, swings into action immediately. Our dedicated team reviews your case meticulously and usually makes a decision within a 24-hour window. This is possible due to our streamlined process and commitment to serving our clients swiftly.

    Here are some instances, for example; consider John who sustained personal injuries from an accident. John needed urgent financial help to cater to his medical bills, yield for his loss of income and help in many other expenses. He found relief with Within 24 hours of submitting his application, reviewed his case and he was approved for a lawsuit loan. This timely assistance allowed John to focus on recovery while his litigation is ongoing.

    Secondly, let’s take Susan who filed a legal claim after experiencing discrimination at her workplace. After she applied for a pre-settlement lawsuit loan with, her application was reviewed and approved within 24 hours, providing the much-needed funds she needed during her legal battles.

    In scenarios like these, has proven to be a reliable source of pre-settlement funding. We strive to provide speedy relief to individuals facing tough times as a result of their ongoing lawsuits. While the timeframe for settlement varies, our commitment to delivering swift decisions does not waver.

    Pros and Cons of Pre-Settlement Funding in Modesto, California

    There are both benefits and drawbacks to pre-settlement funding. First, let’s look at the pros:

    • Financial Relief: One of the primary advantages of pre-settlement funding is that it can offer financial relief. Plaintiffs often face a great deal of financial strain due to medical bills, loss of wages, or other expenses related to their lawsuit.
    • Early Access to Funds: Pre-settlement funding also allows plaintiffs to access necessary funds before their case is settled, which can be critical for those in need.
    • Resistance to Early Settlement Pressure: Having access to funds early on can help plaintiffs resist pressure to settle their case quickly and often for less than it’s worth.
    • Non-recourse Nature: Lawsuit loans from are non-recourse. This means you only repay if your case wins. If you lose your case, you will owe nothing.

    However, there are also some potential downsides:

    • Relatively High Interest Rates: Pre-settlement funding can come with high interest rates, which may accumulate over the period you are awaiting settlement.
    • Under-Regulated Industry: The lawsuit loan industry is often criticized for being under-regulated. However, at, we prioritize transparency and integrity in our dealings.
    • Need for Developed Case: To qualify for pre-settlement funding, it is typically necessary to have a well-developed case with an attorney working on a contingency basis.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Modesto Pre-Settlement Funding FAQs

    We understand that seeking pre-settlement funding raises many questions, particularly on the costs, eligibility, and credit requirements. Here are some of the most frequently asked questions by Modesto residents with their answers:

    1. How much does it cost to get a lawsuit loan?

    The cost of a lawsuit loan varies depending on various factors such as the case type and its overall strength, risk factors, and the amount required. Our team provides you with all the necessary information and guides you through the process. You’ll only pay us back if you win your case.

    2. Do I qualify for a lawsuit loan?

    Qualifying for a lawsuit loan primarily depends on the merit of your case. If you are a plaintiff with an active personal injury or other eligible legal claim, you may qualify. Please don’t hesitate to apply here or contact us at (866) 594-1343 to discuss your eligibility.

    3. If you have bad credit, can you get pre-settlement funding in California?

    Absolutely yes! At, your credit history does not affect your chances of getting a pre-settlement fund. We focus on the merits of your case rather than your credit score. Everyone deserves fair chances at justice and we aim to facilitate that.

    Other Cities we Service in California provides funding throughout California. See more about our funding in other key California cities by visiting the pages below:

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Apply now for a free consultation