California Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Car Accident Loans in California

Car accident loans in California refer to a specific type of financial assistance offered to plaintiffs involved in car accident lawsuits. They are essentially non-recourse advances, which means the money advanced to you does not have to be paid back unless you win your case. This funding is directly tied to the future settlement that could come from your legal action.

Understanding how these car accident loans work can help illuminate their value. When you’re in the midst of a lawsuit, it’s not uncommon to be faced with mounting expenses, all while you might be unable to work due to your injuries. Legal funding like car accident loans aim to support you in this tough period.

Here’s an example for clarity: Assume you’re involved in a car accident and are pursuing a legal case to compensate for your damages. With a car accident loan, you can get an advance on your potential settlement to help cover utilities, rent, medical costs, and other living expenses. Thus, reducing the financial strain while you wait for your lawsuit to conclude.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Key Information About Car Accident Loans in California

If you’re involved in an auto accident in California, it can take a long time to settle the legal issues. During this period, you may face financial challenges. provides car accident loans to help you manage your expenses while waiting for the case resolution. Here are some key data points about car accident loans in California by

Average car accident loan amount by in California $12,078.71
Largest car accident loan by in California $155,500.00
Average interest rate in California 20.6%
Median personal injury verdict in California $114,305.00
California statute of limitations 2 Years; California Code of Civil Procedure Section 312
California fault laws California is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Am I Eligible for a Car Accident Loan in California?

If you’ve been involved in a car accident in California, you might be wondering if you are eligible for a lawsuit loan to help cover your expenses while your case is resolved. The process is quite straightforward and hinges on three main eligibility criteria.

  • Valid Legal Claim: First and foremost, you need to have a legitimate claim against an insurance company or a self-insured company. This means you are the plaintiff in a personal injury or other legal case resulting from the accident.
  • Attorney Hired on Contingency Basis: Secondly, you need to have an attorney that has been hired on a contingency basis. In other words, the attorney agrees to be paid only when you win or settle the case.
  • Being 18 Years Old: Lastly, you must be at least 18 years old to apply for a lawsuit loan in California. This is because minors are generally not allowed to enter into legal agreements in most states, including California.

The eligibility criteria are designed to ensure that funds are provided to those who truly need them during their legal journey. For more information or to apply, visit or call our toll-free number at (800) 340-4973.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Car Accident Loan Process in California

In California, car accident victims can access pre-settlement funding through auto accident loans. This process is straightforward and consists of five main steps.

  • Step 1: Apply online. Complete an application on the funding application page.
  • Step 2: We contact your law firm. After receiving your application, we will reach out to your legal representation for pertinent case details.
  • Step 3: We review your case. Upon receiving information from your law firm, we conduct a thorough review and determine the viability of your claim.
  • Step 4: You sign a contract. If your case qualifies for pre-settlement funding, we provide you with a contract detailing all terms and conditions.
  • Step 5: You get funds. Once the contract is signed, the funds are transferred directly to you so you can cover your living expenses and medical bills while waiting for your case to resolve.

Here, let’s consider an example:

John, a California resident, was injured in a serious car accident. He filed a personal injury lawsuit, however, the lawsuit process was lengthy and he needed funds to cope in the meantime. John contacted and filled out an online application. The LawsuitLoans team contacted his law firm to gather further details about his case. After reviewing John’s case and evaluating its potential, offered him a loan. John read the contract attentively, signed it, and soon received his pre-settlement funding to help him manage his finances during the legal proceedings.

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Apply today and get funds in as little as 24 hours!

Roadway Accident Cases we Fund in California

At, we offer funding for nearly any type of roadway accident that occurs in California. No matter the specifics of your accident, if you’re pursuing a lawsuit, we may be able to help you with your financial needs while your case is being resolved. Below is a list of some types of accidents we fund:

How Much Money Can I Get From my Car Accident Pre-settlement Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s give an example in which a plaintiff from California is involved in a car accident case with an estimated value of $50,000. The case is still in progress and will not settle for some time. As a general rule of thumb, medical providers get paid around 1/3 of the settlement, and the attorney receives another 1/3 of the settlement. As a result, the plaintiff could receive around $17,000. We at can advance approximately 25% of that amount, or $4,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

Major Cities we Serve in California

At, we understand how stressful the period can be between filing a lawsuit and receiving your settlement. That’s why we provide funding options for residents of California waiting on their legal cases to resolve – no matter which city they reside in. Below are the top ten cities by population in California that we proudly serve:

  1. Los Angeles
  2. San Diego
  3. San Jose
  4. San Francisco
  5. Fresno
  6. Sacramento
  7. Long Beach
  8. Oakland
  9. Bakersfield
  10. Anaheim

Bear in mind, we provide our pre-settlement funding services not just to these cities but across the entire state of California, as well as nationwide. If you’re dealing with personal injury or other legal claims and require funds while waiting for your case to settle, feel free to reach out to us at or call our toll free number (800) 340-4973. You can also fill out an application on our website located at funding application.

California Car Accident Funding FAQs

For California residents seeking funding to support their lawsuit expenses, several common questions often arise. We will aim to answer these in this section:

How much does it cost to get a car accident lawsuit loan?

The cost of getting a lawsuit loan depends on many factors such as the expected settlement amount, the length of your case, and the risk associated with it. It’s best to apply and get a tailored quote from for a clearer understanding.

Do I qualify for a lawsuit loan on my car accident case?

Generally, if you have a pending car accident lawsuit and have hired an attorney, you qualify for a lawsuit loan. However, the specifics may depend on the details of your case. You can fill out the funding application to find out more.

Can you get a loan on a car accident settlement?

Yes, you can! Loans against car accident settlements are one of the funding options provided by while you wait for your case to resolve. Complete the application process to start getting the help you need right away.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Cities we Service in California provides funding throughout California. See more about our funding in California by visiting the city pages below:

Other Cases we Fund in California provides funding for various personal injury and roadway accident cases in California. Read more about the personal injury cases we fund in California here:

Read more about the roadway accident claims we fund in California here:

Get Started

Apply today and get funds in as little as 24 hours!

Apply now for a free consultation