Arizona Car Accident Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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    What Are Car Accident Loans in Arizona

    Car accident loans, commonly known as legal funding or pre-settlement funding, are essentially financial aids provided to plaintiffs involved in car accident cases. These advances allow individuals to meet their everyday costs and debts while they await a verdict or settlement in their case.

    Unlike traditional loans, car accident loans function on a non-recourse basis, meaning the plaintiff is not obligated to repay the amount if their lawsuit does not result in a favorable settlement or judgement. In simple terms, the risk is entirely borne by the funding company, not the plaintiff.

    To make it more clear, let’s consider an example. Suppose John is a plaintiff involved in a car accident case in Arizona. As the legal proceedings drag on, he finds it increasingly difficult to manage his daily expenses, medical bills, and other financial obligations. He applies for a car accident loan from and gets a significant advance based on his potential settlement. With these resources, John is able to live comfortably and focus on his legal fight without worrying about his financials.

    Therefore, car accident loans serve as a lifeline that enables plaintiffs to sustain themselves financially during their ongoing legal battle.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in Arizona

    In the state of Arizona, car accident loans are a lifeline that helps plaintiffs maintain financial stability during their lawsuit. Let’s take a look at some key information about car accident loans in Arizona.

    Average car accident loan amount by in Arizona $25,290.00
    Largest car accident loan by in Arizona $44,940.00
    Average interest rate in Arizona 18.1%
    Median personal injury verdict in Arizona $5,000 to $80,000
    Arizona statute of limitations 2 Years; Arizona Revised Statutes Section 12-542
    Arizona fault laws Arizona is an “at-fault” or “tort” state, meaning the driver found to be responsible for the accident is liable for damages.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Am I Eligible for a Car Accident Loan in Arizona?

    Are you currently involved in a car accident lawsuit in Arizona and wondering if you are eligible for a loan? The eligibility criteria for car accident lawsuit loans are straightforward and easy to understand.

    The primary requirements are as follows:

    • You must have a valid legal claim against an insurance company or a company that self insures.
    • The insurance or self-insured party must be at fault for the accident, thus owing you compensation.
    • You need to have an attorney working on a contingency basis. This means your lawyer is paid only if you win the case.
    • You must be at least 18 years old.

    If these criteria match your situation, then you are likely eligible for a car accident loan via But remember, each case is different. A detailed review by our team will determine your eligibility. Contact us today on (800) 340-4973 or apply via our online application form.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Car Accident Loan Process in Arizona

    Lawsuit loans in Arizona provide a financial lifeline for those facing litigation related to car accidents. These loans can help make ends meet while you wait for the outcome of your case. We at strive to make this process as easy as possible for our clients. If you’ve been injured and are struggling with finances, we are here to assist. This is how the lawsuit loan process works for car accident cases:

    1. Apply online: Start by filling out our application form located at funding application. It’s quick, secure, and free to apply.
    2. We contact your law firm: After your application is submitted, we get in touch with your attorney to gather information about your case.
    3. We review your case: We then assess the merits of your claim. Most importantly, we evaluate if it has a strong likelihood of success. Remember, we only get paid if you win your case.
    4. You sign a contract: Once approved, we will send a contract for you to sign. This document details the terms of the loan, repayment expectations, and other pertinent information.
    5. You get funds: After you sign the contract, we will deposit the funds directly into your bank account. This helps you cover costs while waiting for your lawsuit to conclude.

    A Real-World Example

    Let’s consider John, an Arizona resident who sustained injuries from a car accident due to a reckless driver. He has elected to sue the at-fault party. With mounting medical bills and an inability to work, John is in dire need of financial help. This is where steps in. John applies for a lawsuit loan online, his case is quickly reviewed and approved, allowing him to receive the funds he desperately needs while waiting for his court case to resolve.

    Get Started

    Apply today and get funds in as little as 24 hours!

    Roadway Accident Cases we Fund in Arizona

    At, we offer funding for almost any type of roadway accident occurring in Arizona. Here is a list of the types of cases we commonly fund:

    How Much Money Can I Get From my Car Accident Pre-settlement Loan?

    Lawsuit loans from can range from $500 to over $1,000,000. If your case is still in progress, we can advance up to a maximum of 25% of your expected portion of the settlement. For cases that have been resolved, we can offer 50% of your anticipated share of the settlement.

    Let’s look at an example. Imagine there is an Arizona plaintiff involved in a car accident case. The estimated value of their legal case is $50,000. This case is still in progress and will not be settled for some time. As a general rule, the medical providers receive around 1/3 of the settlement, and another 1/3 goes to the attorney. This means that the plaintiff could expect to receive around $17,000. In such a case, can advance approximately 25% of your expected portion, or roughly $4,250.

    Get $500 – $500,000 in as Little as a Single Business Day!

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

    Major Cities we Serve in Arizona is proud to serve plaintiffs across all of Arizona. Here are the top 10 most populous cities in the state where we provide pre-settlement funding solutions:

    1. Phoenix
    2. Tucson
    3. Mesa
    4. Chandler
    5. Scottsdale
    6. Glendale
    7. Gilbert
    8. Tempe
    9. Peoria
    10. Surprise

    Please note that while these are the largest cities we serve, provides funding for residents across all cities and towns in Arizona, as well as nationwide. Whether you’re from one of these major cities or a smaller town, we’re here to help during your lawsuit process.

    Arizona Car Accident Funding FAQs

    If you’re an Arizona resident involved in a car accident case, you might have some questions about lawsuit loans. Here are the answers to some frequently asked questions.

    How much does it cost to get a car accident lawsuit loan?

    The cost of a car accident lawsuit loan can change based on multiple factors. These factors may include the amount of money you need, your case’s details, and the lender’s terms. The cost is usually a fee or interest charged on the loan, which is repaid when your settlement arrives. For detailed information on terms and costs of lawsuit loans, visit

    Do I qualify for a lawsuit loan on my car accident case?

    Lawsuit loan qualification depends on the merit of your case and its probable outcome. If your attorney believes that you have a strong case and you stand a good chance to win damages, you could qualify for a lawsuit loan. Additionally, your eligibility may be influenced by whether you’re currently working or have income from other sources. Consult with to determine if you qualify.

    Can you get a loan on a car accident settlement?

    Yes, you can get a loan on a car accident settlement. This type of loan, known as pre-settlement funding, is a cash advance against a possible court judgment or settlement. The cash advance only needs to be paid back if you win your case or agree to a settlement. Visit the website to learn more or apply.

    Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

    Cities we Service in Arizona provides funding throughout Arizona. See more about our funding in Arizona by visiting the city pages below:

    Other Cases we Fund in Arizona provides funding for various personal injury and roadway accident cases in Arizona. Read more about the personal injury cases we fund in Arizona here:

    Read more about the roadway accident claims we fund in Arizona here:

    Get Started

    Apply today and get funds in as little as 24 hours!

    Does Directly Fund Cases in Arizona?

    While operates as a direct funder in most states it services, we act as a broker and originate funding requests to a select group of partner funding companies in Arizona.

    Apply now for a free consultation