Rochester, MN Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Rochester, Minnesota

A lawsuit loan is a special type of funding provided to injured plaintiffs. These loans are non-recourse, meaning they are advances on your future legal settlement. If you have a personal injury or other legal claim pending, and you need financial help while waiting for your case to resolve, a lawsuit loan can be a lifesaver.

At, we provide funding for claims throughout Minnesota. You can learn more about our services on our main Minnesota Lawsuit Loans page.

Let’s illustrate how this works with a hypothetical scenario. Meet Adam, who lives in Rochester, Minnesota. One day, Adam was involved in a car accident that left him with severe injuries. Going through a personal injury case is not easy, and it may take months or even years until the case is settled and Adam receives his due compensation. In the meantime, Adam has bills to pay and his regular income is not sufficient.

That’s where lawsuit loans come into play. Adam applies for a loan from using their easy online funding application. Soon after, Adam gets approved and receives the funds he needs. Since these are non-recourse loans, Adam only needs to repay the funds if he wins his case. If not, he owes nothing.

So, if you’re in a similar situation as Adam, don’t let financial stress add to your worries. Contact us at or call (800) 340-4973 to discuss your options.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important Minnesota Lawsuit Loan Information

We at understand how an ongoing lawsuit could cause financial strain. To help mitigate this, we offer pre-settlement funding or lawsuit loans. Here is some need-to-know information regarding our services in Minnesota.

Average loan amount by in Minnesota $3,948.38
Largest loan by in Minnesota $12,000.00
Average semi-annual rate in Minnesota 21.3%
Median personal injury verdict in Minnesota $30,000.00
Minnesota statute of limitations 2 Years; Minnesota Statutes Sec. 541.07
Minnesota fault laws Minnesota is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.
Minneapolis population, 2020 121,395

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Rochester

At, we provide lawsuit funding for a variety of case types in Rochester. Here are the most common types of cases we fund:

  • Auto and other roadway accidents: If you suffered an injury from a car, motorcycle, or other type of vehicle accident due to someone else’s negligence, we can help. Our lawsuit loans can provide financial relief during the lengthy process of your legal claim.
  • Premises liability: Injuries that happen on someone else’s property due to their negligence falls under this category. This includes slip and fall accidents, poor maintenance, etc. We fund these types of claims, providing the victim with the necessary financial support.
  • Medical Malpractice: If a healthcare provider’s negligence has resulted in harm or injury, we can provide pre-settlement funding. This can be a lengthy process, and our funding can ease your financial burden.
  • Labor law claims: Labor law claims include a range of issues, including workplace safety violations or unfair pay practices. We understand these complexities and provide funding for these types of claims.
  • Employment Claims: These refer to wrongful termination, discrimination, and other workplace issues. We fund these claims to assist those who are in need while they wait for their case resolution.
  • Other Personal Injury Claims: We also fund a variety of other personal injury cases. If you’ve been injured due to someone else’s negligence, our lawsuit loans can provide the financial support you require during your ongoing litigation.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Rochester?

Lawsuit loans, also known as pre-settlement funding, are available to a wide range of plaintiffs. To be eligible for a lawsuit loan in Rochester with, there are certain criteria you must meet. The primary eligibility requirements include the following:

  • Having a valid legal claim: This means you are currently filing or have filed a lawsuit against an insurance company, self-insured company, or large public entity.
  • Having an attorney: You currently are represented by an attorney for your lawsuit. Your attorney plays a key role in this process as they provide us with the essential details about your case that we need to determine approval for your lawsuit loan.
  • Being 18 years old or over: Lawsuit loans are only available to adults. If you are under 18, unfortunately, you cannot apply for a lawsuit loan.

To find out more or to get started with your application, visit the funding application or call our toll free number (800) 340-4973.

Get Started

Apply today and get funds in as little as 24 hours!

Our Rochester Lawsuit Loan Process has a simple and straightforward process to make it easier for plaintiffs to get access to funds. Here is how it works in five easy steps:

  1. Apply Online: The first step is to apply online. Visit our website and fill out the application form. It’s simple, secure, and takes only minutes.
  2. Contact Your Law Firm: After receiving your application, we contact your law firm to get more details about your case. This helps us determine if you qualify for a lawsuit loan.
  3. Review Your Case: Once we have all the necessary details, our team of legal experts reviews your case. We assess its value and potential success to decide the loan amount you receive.
  4. Sign a Contract: Once approved, we send you a contract that outlines the terms and conditions of the loan. You need to review and sign the contract before we can proceed.
  5. Receive Funds: After the signed contract is received, the funds are sent directly to your bank account. You can use these funds to cover any immediate financial needs.

For example, if you’re a plaintiff in a personal injury case in Rochester and you applied for a lawsuit loan through After applying online, we contact your law firm to learn more about your case. We then review your case, and if approved, you sign a contract with us. Immediately after signing the contract, the agreed loan amount is sent directly to your bank account. Thus, you easily get a lawsuit loan without the stress of waiting for your case to be resolved.

How Much Money Can I Get From my Lawsuit Loan?

At, the funds we provide through our lawsuit loans can range from $500 to over $1,000,000. For pending cases, we are able to advance up to a maximum of 25% of your expected portion of the final settlement. This means, if your case is still in process, we may be able to offer you up to a quarter of what you’ll receive when your case concludes.

Once your case has been settled, we can increase the percentage we offer. For settled cases, we can provide up to 50% of your expected portion of the settlement. That’s half of your settlement, straight away, helping to cover costs while you wait for the full award.

To illustrate how this works, let’s take an example where a plaintiff in Rochester, involved in an ongoing car accident case, expects to receive a settlement worth $100,000. In this situation, medical providers might get paid around one third of the settlement, the attorney would also receive about a third, leaving the plaintiff with an approximated $35,000. Under our funding approach at, we could advance around 25% of this amount. In this case, that would mean an advance of $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Rochester?

If you’re a plaintiff in a personal injury or other legal case, you may be wondering about the speed and efficiency of receiving a pre-settlement lawsuit loan in Rochester. We understand that during such difficult times, financial stability can greatly reduce your stress levels and give you peace of mind.

Here at, we aim to deliver excellent services by reviewing your application and making the decision within 24 hours. If you’re approved, we send the funds as soon as possible. That means you could potentially have the money you need within just a day or two, depending on the details of your individual situation.

For example, if Jane Doe submits her application today with all the necessary details regarding her case, our team of experts will review it immediately. By this time tomorrow, Jane may receive a call from us with the good news that she’s been approved and funds are on their way!

Remember, every case is unique. Specific timelines can vary depending upon the nature of the case and the necessary documentation required. To get started, reach out to us via phone at our toll free number (800) 340-4973 or fill out our online application located at funding application.

Pros and Cons of Pre-Settlement Funding in Rochester, Minnesota

Pre-settlement funding brings with it both benefits and costs that applicants must consider. On one hand, the advantages are substantial. It offers crucial financial relief to the plaintiffs. This way, they can cover their living expenses while they wait for their legal case to resolve. The plaintiffs also gain early access to funds. This reduces the pressure to settle their cases prematurely, which often occurs when financial stress looms.

One distinctive feature of lawsuit loans is their non-recourse nature. In simple terms, you only pay back if you win the case. If the outcome is not favorable, you owe nothing.

On the downside, pre-settlement funding has its cons. To start, the interest rates tied to these loans can be high. This is a fact that potential beneficiaries must carefully weigh against their imminent financial needs.

Besides, the industry is often seen as unregulated or under-regulated. This could leave applicants at the mercy of unscrupulous loan providers. Lastly, one must already have a well-developed case pursued by an attorney on a contingency basis to qualify for a loan.

In summary, before deciding to apply for pre-settlement funding, weigh these pros and cons. To get more information, visit or call (800) 340-4973. You can also apply directly at funding application.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Rochester Pre-Settlement Funding FAQs

Being in a lawsuit can be stressful, to help alleviate some of that stress, finding answers to key questions is important. As a Rochester resident, you may have some common questions about pre-settlement funding, such as:

1. How much does it cost to get a lawsuit loan?

The costs of a lawsuit loan can vary based on many factors. Typically, these costs depend on the type of suit, your geographical location, and the amount of funding needed. At, we provide transparent pricing. For more specific information, we encourage you to reach out directly to our team at or by calling at our toll-free number (800) 340-4973.

2. Do I qualify for a lawsuit loan?

Eligibility for a lawsuit loan usually depends on the type of personal injury claim or legal case you have. In most cases, if you’re a plaintiff involved in an ongoing lawsuit with potential damages, you likely qualify. Feel free to use our quick and easy funding application to determine your eligibility.

3. If you have bad credit, can you get pre-settlement funding in Minnesota?

Absolutely! Your credit score doesn’t impact your eligibility for pre-settlement funding at Our focus is primarily on the potential outcome of your lawsuit, not your credit history. If you’re currently facing financial hardship due to ongoing litigation, don’t hesitate to apply and explore your options.

Other Cities we Service in Minnesota provides funding throughout Minnesota. See more about our funding in other key Minnesota cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Rochester, MN Cases we Fund provides funding for various personal injury and roadway accident cases in Rochester. Read more about the personal injury cases we fund in Rochester here:

Read more about the roadway accident claims we fund in Rochester here:

Apply now for a free consultation