New York Government Vehicle Accident Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What Are Government Vehicle Accident Loans in New York?

    A car accident loan is a funding option available to plaintiffs who have been injured by a government vehicle. It’s essentially a cash advance on your expected car accident settlement. This type of loan is often used by victims who need to cover basic personal or medical expenses while waiting for their lawsuit to settle.

    Government vehicle accident loans are non-recourse in nature, meaning you only pay back the funds if you win your case. If for some reason your case doesn’t lead to a successful settlement, you’re not required to repay the loan. Therefore, this can be a financial lifeline for those who are struggling with costs related to their recovery after a road mishap involving a government vehicle.

    In the state of New York, these types of pre-settlement loans are perfectly legal and frequently used. They are especially suited for individuals going up against well-funded entities like the government, as cases can often take time to resolve.

    If you have been injured in a motor vehicle accident involving a government vehicle, and you’re currently pursuing a legal claim, you might consider looking into the benefits of a government vehicle accident loan.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Key Information About Car Accident Loans in New York

    Car accident loans in New York offer plaintiffs access to funds while they wait for a legal case conclusion. This financial lifeline can be a safety net for claimants facing the never-ending bills and unprecedented expenses brought about by their personal injury. Accidents can happen, but helps accident victims navigate their financial realities while awaiting a verdict or settlement.

    Average car accident loan amount by in New York $17,713.29
    Largest car accident loan by in New York $191,721.27
    Average interest rate in New York 20.6%
    Median personal injury verdict in New York $287,628.00
    New York statute of limitations 3 Years; Civil Practice Laws and Rules Art. 2 Section 214
    New York fault laws New York is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Am I Eligible for a Government Vehicle Accident Loan in New York?

    If you have been involved in an accident with a government vehicle, you might be wondering about your eligibility for a lawsuit loan. The good news is the criteria is fairly simple and straightforward. Because incidents involving government vehicles usually deal with a self-insured, or significantly insured entity, much of the financial risk is already covered.

    To be considered eligible for a loan, there are only two main requirements. The first one is hiring an attorney on contingency. This essentially means that the attorney doesn’t get paid unless you win your case, showing the lender that you have a strong case because a lawyer is willing to take it on.

    The second condition is that all applicants must be at least 18 years old, which is the legal age of contractual consent. Under these criteria, if you’ve got a strong case that involves a government vehicle, and you’re of age, there’s a good chance you could be eligible for a government vehicle accident loan.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Government Vehicle Accident Loan Process in New York

    Understanding how a government vehicle vs. auto lawsuit loan works is critical for plaintiffs in New York. This type of loan can help you bridge the financial gap while you wait for your case to be resolved. The process is straightforward and involves five main steps.

    1. Apply online: The first step you’ll need to take is to fill out an application on our website. This application does not take long to complete and requires basic information about yourself and your case.
    2. We contact your law firm: After you have successfully completed the application, we’ll reach out to your law firm to gather additional information about your case.
    3. We review your case: Once we’ve received all the necessary details, our team will carefully assess your case and its potential outcomes. This evaluation allows us to determine if a lawsuit loan is right for you.
    4. You sign a contract: If your application is approved, we’ll send you a contract to sign that outlines the terms of your loan. It’s essential to read this agreement carefully before signing it.
    5. You get funds: Finally, after you’ve signed the contract, the funds will be transferred to your bank account. This money is yours to use as you wish as you wait for your case to resolve.

    Let’s look at an example: John, a New Yorker, was injured in an accident involving a city-operated vehicle while biking to work. He suffered significant injuries that led to massive medical bills and unable to continue his job. Knowing about, he decided to apply for a lawsuit loan. Shortly after applying online, his lawyer was contacted to provide additional details about John’s case. After reviewing John’s application, approved him for a loan, which helped him cover his living expenses while he battled his case against the government in court.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Types of Government Vehicle Accident Claims in New York

    In New York, several types of government vehicles may be involved in an accident. Here are a few examples along with a brief overview of each.

    Police Vehicles: It’s not rare for police cars to be involved in accidents since they often have to drive at high speeds in situations of emergency. The matters become complicated when local or state police cars get into accidents.

    Fire Trucks: These large and hefty vehicles are also prone to accidents, especially when responding to a call under conditions that require speed. When a fire truck is involved in an accident, the reasons behind the accident must be thoroughly examined.

    School Buses: School buses transport our children, making their safety extremely important. If a school bus owned by a government body is involved in an accident, the claims process can potentially become significantly complex.

    Public Transport Buses: Public transit buses crowd the roads in many cities across the state. With the sheer volume of these buses on the road, accidents involving them inevitably occur.

    Garbage Trucks: Garbage trucks are vital for sanitation services in any city. Due to their operational routine and size, they occasionally are caught up in accidents.

    It’s vital to know that if you’ve been involved in an accident with any type of government vehicle, unique laws apply. After such an accident, consider securing legal advice. Meanwhile, in case you need finances to support your lawsuit process, visit or call (866) 594-1343 for more information about pre-settlement funding.

    How Much Money Can I Get From my Government Vehicle Accident Pre-settlement Loan? is capable of providing lawsuit loans that can range anywhere from $500 – $1,000,000+. While your case is still in progress, we can advance up to a maximum of 25% of the part of the settlement you are expected to receive. If your case has already been settled, our company can offer 50% of your estimated part of the settlement.

    Let’s dive into an example: Suppose you are a plaintiff from New York involved in a car accident case which has an estimated value of $300,000. This case will not reach a settlement anytime soon. Generally, medical providers receive around 1/3 of the settlement and your attorney might also get another 1/3 of the settlement. As such, you as the plaintiff, would receive around $100,000. With, we can advance approximately 25% of that amount or $25,000.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    Roadway Accident Cases we Fund in Ohio

    We fund almost any type of roadway accident case in Ohio. Whether you’ve been harmed in a bicycle crash or a commercial vehicle incident, we’re here to help you with your financial needs while your legal case unravels. Here are some examples of the cases we fund:

    Major Cities we Serve in New York

    At, we are proud to offer our services across the United States. This includes all cities in New York, from the smaller towns to the biggest cities. Here are the top 10 largest cities in New York by population that we proudly serve:

    1. New York City
    2. Buffalo
    3. Rochester
    4. Yonkers
    5. Syracuse
    6. Albany
    7. New Rochelle
    8. Mount Vernon
    9. Schenectady
    10. Utica

    It doesn’t matter if you reside in one of these cities or somewhere else entirely in New York -or nationwide. is here to provide funding assistance while you wait for your legal case to resolve. To apply for a lawsuit loan, don’t hesitate to visit our funding application page or call us toll-free at (866) 594-1343.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    New York Government Vehicle Accident Funding FAQs

    Q: How much does it cost to get a government vehicle accident lawsuit loan?

    At, we strive for transparency. The cost of a lawsuit loan depends on the specifics of your case. It’s not a one-size-fits-all scenario. The funding amount is based on the strength of your case and its potential worth.

    Q: Do I qualify for a lawsuit loan on my government vehicle accident case?

    Qualification for a lawsuit loan depends on the strength of your case. If your attorney believes that your case is strong and you’re likely to win or settle, then you will most likely qualify for a loan.

    Q: Can you get a loan on a government vehicle accident settlement?

    Yes. At, we provide lawsuit loans against pending settlements. So, if you have a government vehicle accident case that’s likely to settle in your favor, you can apply for a loan.

    Apply now for a free consultation