Rochester, NY Lawsuit Loans

  • Get Cash as Soon as the Same Business Day
  • Rates as Low as 2.5% Simple, Monthly
  • Repay $0 if You Lose Your Case
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What Are Lawsuit Loans in Rochester, New York

A lawsuit loan, also known as legal funding, is a special kind of advance given to plaintiffs who are currently involved in a legal case. It functions somewhat like a regular loan, but the core difference is that it’s directly tied to the outcome of the pending legal case. Such loans are designed primarily for individuals who have cases in process regarding personal injuries.

Legend has it as a non-recourse advance. This means the money received doesn’t need to be repaid if the case is lost. However, if you win, part of your settlement will be used to pay back the loan. Therefore, there’s less risk involved for the plaintiff. So, if your case doesn’t end in your favor, you’re not left with a debt to repay.

At, we provide lawsuit loan services throughout New York. If you’re seeking more localized information — visit our main New York Lawsuit Loans page.

Let’s consider a hypothetical case, Sara from Rochester, New York. She was a victim in a car accident and incurred substantial medical bills as a result. Unable to work due to her injuries, she found herself in a financially challenging situation before her case was settled. To bridge this financial gap, she applied for a lawsuit loan from With the funds timely released, she was able to manage her expenses till her case concluded successfully. And since it was a non-recourse loan, it reduced her financial stress even further as she knew she had to pay nothing back if her case was unsuccessful.

How Lawsuit Loans Work

Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

Telephone Icon - Starting the process is easy, just apply online or call toll free

Apply Online or Call Toll-Free

Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

Review Icon - We quickly review your legal case.

We Review Your Case

Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

You Receive Funds

You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

Important New York Lawsuit Loan Information

In the state of New York, lawsuit loans can be an essential financial lifeline for plaintiffs fighting a legal case. Here is some essential information regarding lawsuit loans in New York provided by

Average loan amount by in New York $24,106.11
Largest loan by in New York $233,714.08
Average semi-annual rate in New York 19.9%
Median personal injury verdict in New York $287,628.00
New York statute of limitations 3 Years; Civil Practice Laws and Rules Art. 2 Section 214
New York fault laws New York is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.
New York City population, 2020 211,328

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Common Case Types We Fund in Rochester

At, we provide funding for a diverse range of legal claims. Our aim is to support plaintiffs with their financial needs while they await the resolution of their cases. The following are some of the most common types of cases we fund in Rochester:

Auto and Other Roadway Accidents

This category includes cases involving car accidents, motorcycle collisions, truck mishaps, pedestrian injuries, bicycle accidents, and other roadway incidents. They often involve personal injury, property damage, and sometimes, wrongful death claims.

Premises Liability

These are cases where injuries occur due to unsafe or defective conditions on someone’s property. Common examples include slip and fall injuries, dog bites, swimming pool accidents, and inadequate maintenance of the premises.

Medical Malpractice

This involves cases against hospitals, doctors, nurses, or other healthcare providers who have failed to deliver proper healthcare leading to patient injury or death. This could be due to incorrect diagnosis, erroneous treatment, surgical mistakes, etc.

Labor Law Claims

This category includes cases involving employment-related issues like workplace discrimination, wrongful termination, wage disputes, violations of employment contracts, and more.

Employment Claims

These are cases where employees claim that their rights have been violated by their employers. It may include cases of discrimination (based on age, sex, race, disability, etc.), harassment, unequal pay, wrongful termination, etc.

Other Personal Injury Claims

These are varied cases which involve injuries to a person. Examples can include assault and battery cases, product liability cases, etc. The harm incurred may be physical, psychological, or emotional.

To learn more about our funding process and case types, reach out to us at our toll-free number (800) 340-4973 or apply online through funding application.

Get an Instant Quote

Input your requested funding amount and the time your case may take to settle here to see your potential savings and costs when you choose While we sometimes offer rates as low as 2.5%, our calculator assumes a simple, non-compounding monthly rate of 3.3%. This calculator is for illustrative purposes only. Actual terms may differ. Please contact us for an instant, written quote for your request.

Advance Amount:

Months Until Settlement:


Total Cost

Pay $2,900 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Your Savings

Save $1,428 compared to competitors on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


Percent Savings

Save 33% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

Am I Eligible for a Lawsuit Loan in Rochester?

Understanding the eligibility criteria for lawsuit loans is vital. The key factors that determine your qualifications include several main requirements. First and foremost, you need to have a valid legal claim. This legal claim should be against an insurance company or a self-insured company. Sometimes it can also be against a large public entity. Having such a claim is the primary prerequisite before considering funding.

In addition to this, you will need to have engaged the services of an attorney. It is important to note that lawsuit loan companies work with attorneys directly to assess the merit of your case. Therefore, having an attorney is not just crucial; it is mandatory for your application to be considered.

Finally, another basic requirement is your age. You should be 18 years old or above. In essence, you cannot apply for a lawsuit loan if you are a minor. The law does not permit minors to enter into contractual agreements. As such, all applicants must be adults in line with the stipulated legal age.

Get Started

Apply today and get funds in as little as 24 hours!

Our Rochester Lawsuit Loan Process

If you’re a plaintiff with a personal injury or other legal claim, dealing with financial stress while waiting for your case to resolve can be tough. This is where lawsuit loans come in. It provides a lifeline to cover your expenses while you wait for your settlement. But how does it work? boils it down to five simple steps:

  1. Apply online: Start with filling out an online form on our website. This is your first step to getting the funding you need.
  2. We contact your law firm: After receiving your application, we reach out to your law firm to get more details about your case.
  3. We review your case: Our team will then review all the provided information to determine if you qualify for our lawsuit loan.
  4. You sign a contract: If you are approved, we will send over a contract for you to review and sign.
  5. You get funds: Once the contract is signed, the funds will be transferred to your bank account.

To help understand this process better, let’s take a look at how John, a plaintiff with a personal injury claim, got his lawsuit loan. He applied online through our funding application. We reached out to John’s law firm to get more insight into his case. After carefully reviewing the case, we approved John for a loan. He signed the contract we sent, and shortly after, he had the needed funds in his account.
This is how straightforward and simple acquiring lawsuit loan from can be.

How Much Money Can I Get From my Lawsuit Loan?

Lawsuit loans from can range from $500 – $1,000,000+. We can advance up to a maximum of 25% of your expected portion of the settlement if your case is still in progress. For settled cases, we can offer 50% of your expected portion of the settlement.

Let’s give an example. Suppose you’re based in Rochester and you are the plaintiff in a car accident case with an estimated value of $100,000. The case is still in process and won’t settle for some time. Typically, medical providers would get paid around 1/3 of the settlement amount, and your attorney would get another 1/3. This leaves you the plaintiff with approximately $35,000. Under these circumstances, we could advance around 25% of your settlement expected – which in this case is roughly $8,250.

Get $500 – $500,000 in as Little as a Single Business Day!

We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same business day.

How quickly can I get a pre-settlement lawsuit loan in Rochester?

If you’re filing a lawsuit in Rochester and need funding to tide over the financial difficulties while your case resolves, can help you. The speed at which we process your application and disburse the funds is one of our key strengths.

Once your application for a lawsuit loan is submitted, our team at swings into action. We review your case, assess its merits, and make a decision on your loan request – all within 24 hours! In many instances, plaintiffs have seen their funds reach them in as little time as a day after submitting their application.

Here is an example: If you submit your application on a Monday morning, we could have a decision regarding your funding by Tuesday morning. If approved, the funds will be transferred immediately to you. Thus, you can expect to have the money in your account sometimes even within the same week of application submission.

This quick turnaround time puts us at the forefront as trusted plaintiff funding service and instills our clients with the confidence that they will have the necessary funds when they need it the most.

Pros and Cons of Pre-Settlement Funding in Rochester, New York

There are several advantages to pre-settlement funding. First, it provides financial relief to those dealing with injury or other claims that leave them unable to work. Second, it allows individuals early access to much-needed funds while waiting for a legal case to resolve. Third, pre-settlement funding helps avoid the pressure to settle your case prematurely due to financial stress. Lastly, lawsuit loans like those provided by operate on a non-recourse basis, meaning if you lose your case, you’re not bound to repay the loan.

However, there are also downsides to pre-settlement funding. One drawback is the generally high interest rates associated with these lawsuit loans. This is mainly due to the high-risk nature of lending to individuals with pending lawsuits. The industry is also notably under-regulated, leading to some concerns about unscrupulous practices. Additionally, in order to qualify for a lawsuit loan, you must have a strong claim and an attorney who’s working on your case on a contingency basis.

Get up to $500,000 With Rates as Low as 2.5% Simple, Monthly

Rochester Pre-Settlement Funding FAQs

In this section, we’ll address some of the most common questions that Rochester residents have about pre-settlement funding.

How much does it cost to get a lawsuit loan?

Lawsuit funding companies like provide funds in advance while your case is unresolved. The cost will depend on several factors, such as the expected settlement amount and the length of time before settlement. Exact costs will be provided to you in a clear and direct manner before you accept any funding offer.

Do I qualify for a lawsuit loan?

Qualifying for a lawsuit loan depends on the strength of your case. It isn’t based on your employment status or personal credit score. If you have a legal case involving personal injury or other claims and are represented by an attorney, you likely qualify for a lawsuit loan.

If you have bad credit, can you get pre-settlement funding in New York?

Yes, you can. At, we understand that many individuals facing lawsuits might also be facing financial challenges. That’s why we base our funding decisions on the merits of your legal claim, not your credit score. Even if you have bad credit, you may still be eligible for pre-settlement funding in New York.

Other Cities we Service in New York provides funding throughout New York. See more about our funding in other key New York cities by visiting the pages below:

Get Started

Apply today and get funds in as little as 24 hours!

Rochester, NY Cases we Fund provides funding for various personal injury and roadway accident cases in Rochester. Read more about the personal injury cases we fund in Rochester here:

Read more about the roadway accident claims we fund in Rochester here:

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