New York Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    What is a Lawsuit Loan and How Does it Work in New York?

    A lawsuit loan, also known as pre-settlement funding, is a financial lifeline for plaintiffs involved in legal cases. It’s a cash advance given to those waiting for their lawsuits to settle. This tool helps reduce the financial strain that plaintiffs may experience during a potentially lengthy legal process.

    At, we offer lawsuit loans to individuals pursuing personal injury and other legal claims in New York. To get started, simply visit our funding application page or call us at (866) 594-1343.

    Here’s how it works:

    First, you apply for the loan on our website or over the phone. Our team will review your application, get in touch with your attorney for further details about your case, and then determine your eligibility.

    If approved, you will receive your funds. The amount depends on the potential settlement of your lawsuit. This loan is non-recourse, which means if your case doesn’t win, you owe nothing back.

    Finally, when your case settles and you receive your court-awarded compensation, you repay the loan from the settlement proceeds. If there’s anything left after paying the loan, it’s yours to keep.

    The process is straightforward, fast, and stress-free. We aim to provide financial relief to plaintiffs so they can focus on their case without worrying about their financial stability.

    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Telephone Icon - Starting the process is easy, just apply online or call toll free

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    Review Icon - We quickly review your legal case.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    Money Bag Icon - Once we approve your case, you and your attorney sign the contract and you get cash the same day

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    Important New York Lawsuit Loan Information

    In this section, we will provide some key statistics about lawsuit loans in New York. This information includes average and maximum loan amounts provided by, the typical semi-annual interest rate in the state, and details about legal regulations such as the statute of limitations and fault laws. The table below summarizes this data for your convenience.

    Average loan amount by in New York $24,106.11
    Largest loan by in New York $233,714.08
    Average semi-annual rate in New York 19.9%
    Median personal injury verdict in New York $287,628.00
    New York statute of limitations 3 Years; Civil Practice Laws and Rules Art. 2 Section 214
    New York fault laws New York is a “no-fault” state, meaning your own insurance covers your losses regardless of who caused the accident.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Common Case Types We Fund in New York

    At, we provide funding for a variety of legal claims. The most common case types we fund in New York include the following:

    • Auto and other roadway accidents: These involve incidents where individuals are injured on the road due to others’ negligence.
    • Premises liability: This regards injuries sustained on someone else’s property due to unsafe conditions.
    • Medical malpractice: This applies when a healthcare professional’s negligent actions lead to patient harm.
    • Labor law claims: These consist of cases where employers fail to adhere to labor laws and employees get affected.
    • Employment claims: These range from unlawful dismissal to workplace discrimination and harassment.
    • Other personal injury claims: These refer to injury claims not classified under the categories above. They could be due to animal attacks, slip and fall accidents et cetera.

    For more detailed information about the types of cases we fund, you may visit our New York Personal Injury Loans and New York Car Accident Loans pages.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $2,631 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Your Savings

    Save as much as $1,697 on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.


    Percent Savings

    Save as much as 39% on a lawsuit loan of $10,000 if your case settles within 6 months of your advance.

    Am I Eligible for a Lawsuit Loan in New York?

    If you’re considering a lawsuit loan in New York, there are some important factors to keep in mind. You might be wondering if you qualify for this kind of financial help. Well, to apply for a lawsuit loan with, there are primarily three criteria that you need to meet.

    Firstly, you should be engaged in a legal claim against an insurance company, a self-insured company, or a large public entity. This means having an ongoing or settled lawsuit to which these entities are part of.

    Secondly, you must have an attorney representing your case. The reason being, the lawsuit loan provider (in this case, directly works with the attorney while advancing the funds. Your attorney’s involvement is crucial for the process.

    Lastly, the applicant should be at least 18 years old. So, if you fit these descriptions and you’re seeking funding while you wait for your legal resolution, then yes, you may be eligible for a lawsuit loan in New York.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Our New York Lawsuit Loan Process

    With a lawsuit loan from, plaintiffs can get the funds they need. Let’s look at how these lawsuit loans typically work in five easy steps.

    Step 1: Apply Online

    The first step is to fill out an application form on our website. You will need to give us your basic information and details about your case.

    Step 2: We Contact Your Law Firm

    Once we receive your application, we reach out to your law firm. Your lawyer will provide us all necessary case details.

    Step 3: We Review Your Case

    Our team of experts reviews your case carefully. We will decide if you are eligible for a lawsuit loan based on this review.

    Step 4: You Sign a Contract

    If you qualify, we will send you a contract. This document clears out the terms of the loan. You, your attorney, and representatives from need to sign it.

    Step 5: You Get Funds

    After signing the contract, we transfer the funds directly to your account. You can use these to cover living expenses while you await your case resolution.

    For instance, let’s consider a plaintiff John Doe. He got injured at his workplace and filed a lawsuit against his employer. To pay his medical bills and other expenses, he decided to get a lawsuit loan. He applied online with and provided his case details. Our team contacted his law firm and reviewed his case. Upon approval, John signed the contract and received his funds within a short period.

    This is how straightforward getting a lawsuit loan could be when you choose

    How Much Money Can I Get From My Lawsuit Loan?

    Lawsuit loans from can range from $500 to upwards of $1,000,000. While your case is still progressing, we are able to advance up to a maximum of 25% of what you are expected to receive from the settlement. Once your case is settled, we can offer up to 50% of your expected share of the settlement.

    Consider this example: a plaintiff from New York who is involved in a car accident case. The estimated value of the case is $100,000, but it’s likely to take some time before it is settled. It’s anticipated that medical providers will receive around a third of the settlement, and the attorney will also get about a third. This leaves the plaintiff with roughly $33,000. In this situation, we would be able to advance around 25% of that amount, which equals to $8,250.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    What Can I Use the Money From My Lawsuit Loan For?

    If you’re a plaintiff that’s received funds from, you might be wondering how you can use that money. The truth is: it’s up to you! Predominantly, plaintiffs use these pre-settlement funds for living expenses and medical expenses. realizes waiting for a case to resolve can put financial strain on a person or family’s life. This funding can help cover those financial gaps. For instance, you may use your lawsuit loan to keep up with rent or mortgage payments. You might buy groceries, make car payments, or pay utility bills. Essentially, these funds can support your regular lifestyle while waiting for your court case to conclude.

    A significant portion of individuals also opt to use these funds for medical expenses. For example, this could include treatment fees, prescription costs, or physical therapy sessions needed due to a personal injury case. It’s important that, during your legal battle, your health remains a priority.

    However, there is a critical restriction to be aware of. You cannot use the received funds to cover litigation or legal case expenses directly. This means you cannot pay your lawyers or other legal professionals with this money. That said, is here to lighten your financial burden in other crucial areas of your life as your case progresses.

    Pros and Cons of Pre-Settlement Funding in New York

    Pre-settlement funding can offer many benefits if you are involved in a legal claim. For starters, it provides financial relief during what can be a stressful time. With a pending legal case, finances can become a major concern. If the case is dragging on, you may feel the pressure to settle early because of your financial needs. But pre-settlement funding allows you to get early access to funds. This helps to alleviate such pressures and allows you to reach a fair settlement.

    Another advantage of lawsuit loans is their non-recourse nature. In simple terms, this means if your case doesn’t win, you don’t owe anything back. This feature alone makes lawsuit loans a viable option for many plaintiffs facing a personal injury or other legal claims.

    However, pre-settlement funding is not without its caveats. Like any other financing solution, it comes with costs. One of the main factors to consider is the high interest rates. While such rates are necessary to offset the risk taken by companies like, they can add considerable amounts to the overall repayment if the case takes longer than expected to resolve.

    Furthermore, the industry is generally unregulated or under-regulated, depending on the state. This raises some valid concerns about the practices within this industry. Additionally, to access pre-settlement funding, applicants must typically have a well-developed case with an attorney working on a contingency basis. This requirement might limit who can access these funds.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Major cities we fund in New York supports individuals involved in legal battles across the country. We make a noticeable difference for residents of New York by providing them the funds they need to wait out their case resolution. Our funding network includes, but is not limited to, the following top 10 cities in New York by population:

    1. New York City
    2. Buffalo
    3. Rochester
    4. Yonkers
    5. Syracuse
    6. Albany
    7. New Rochelle
    8. Mount Vernon
    9. Schenectady
    10. Utica

    If you are a resident of these cities, or anywhere else in the United States, and are in the midst of a personal injury or other legal claim, consider contacting or use our toll free phone number (866) 594-1343 to learn more about our pre-settlement funding services. We also have an easy-to-use application located at funding application.

    New York Pre-Settlement Funding FAQs

    When dealing with lawsuits in New York, you may have many questions related to pre-settlement funding. Here are some of the most frequently asked questions:

    How much does it cost to get a lawsuit loan?

    In general, the cost of a lawsuit loan depends on various factors like the amount you wish to borrow, the length of your case, and the perceived risk by the lender. The interest rates vary but are competitive and fair.

    Do I qualify for a lawsuit loan?

    If you are a plaintiff in a personal injury or other legal case and you have retained an attorney, you likely qualify for a lawsuit loan from

    How much funding can I get?

    The funding amount you can receive depends on the specifics of your case. Funding amounts typically range from a few hundred dollars up to several hundreds of thousands of dollars, depending on the expected outcome of your case.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Cities we Service in New York provides funding throughout New York. See more about our funding in New York by visiting the city pages below:

    Apply now for a free consultation