New York Lawsuit Loans

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  • Rates As Low As 2.5% Simple, Monthly
  • Repay $0 If You Lose
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    New York Lawsuit Loans

    If you were wrongfully fired by an employer, or sustained personal injuries in a car accident, New York has laws giving you the right to sue to recover compensation, but lawsuits take time before you receive any money. While you wait months or even years for your case to make its way through the legal system, you struggle to make ends meet.

    Insurance companies and defense attorneys may exploit financial hardship by purposely engaging in tactics to drag out the legal process to make your financial situation worse. They know from experience that plaintiffs may settle for far less than they are legally entitled to receive as compensation just to get the money they need to avoid eviction or foreclosure.

    Fortunately, lawsuit funding through is available in New York City and throughout the state to give you immediate access to a portion of a future settlement. This article shows you how a lawsuit cash advance gives you the money to relieve financial pressures that could make you an easy target for insurance company tactics. If you’re considering borrowing money through a personal loan, the article will also show you how that could be a huge mistake that only adds to your financial troubles.

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    How Lawsuit Loans Work

    Here’s how the lawsuit loan process works in three easy steps. The entire process can be completed within 24 hours with your attorney’s help.

    Apply Online or Call Toll-Free

    Apply online or call us toll-free at (866) 594-1343. Submitting your application takes minutes.

    We Review Your Case

    Next, we contact your law firm and collect basic information to review your case. Review only takes a few hours.

    You Receive Funds

    You and your attorney review and sign our funding contract. Once complete, you can have funds within hours.

    What is a lawsuit loan?

    Lawsuit loans give you access to a portion of the settlement of a lawsuit your attorney filed to recover money for harm done to you by someone else. Lawsuit funding companies recognize the hardship plaintiffs experience waiting for a settlement, so they developed a way for borrowers to access their future settlements.

    When you apply to a legal funding company for assistance, it evaluates your lawsuit to determine whether there is a likelihood of success and the value of the future settlement. If the claim is strong enough to succeed, the company offers you a portion of the anticipated settlement in the form of an immediate cash advance.

    In exchange for early access to a future settlement, a pre-settlement funding company charges interest on the money. The cash advance plus the interest earned on it are repaid to the company funding the loan only when a settlement in the case is finalized. You get the money you need to pay bills and other expenses without burdening yourself with another monthly payment.

    How New York Lawsuit Loans Work

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    How do settlement loans differ from traditional loans?

    When faced with financially tough times, it’s only natural to immediately think of taking a cash advance against a credit card or applying for a personal loan with a bank or finance company, but that could be a mistake. Traditional loans give you money based on your ability to repay it.

    The bank or finance company that you apply to for a loan wants to see that you are employed, have a steady income, and have a good credit history. They contact your employer, ask for bank account information, and conduct a credit check to verify that you have the ability to repay the loan or have assets the lender can seize if you fail to make the monthly payments.

    When you apply to a legal funding company, there is no credit check and no questions about assets, income, or employment. Lawsuit loans are non-recourse loans, which simply means that the lender cannot go after you or what you own for repayment. In fact, because the money you receive is not a debt that you owe, it does not appear on your credit report or add to your total debt as would a traditional loan or a credit card advance.

    Unlike a traditional loan or a credit card advance, there are no monthly payments to make. The litigation funding company must wait until a settlement in your pending lawsuit for repayment from the proceeds of the lawsuit settlement.

    Lawsuit funding offers a risk-free alternative to traditional loans because the funding company assumes the risk of loss in the event you do not win the case. If that happens, you cannot be forced to repay the cash advance or the interest earned on the money.

    Get an Instant Quote

    Input your requested funding amount and the time your case may take to settle here to see your savings and cost when you choose While we sometimes offer interest rates as low as 2.5%, our calculator assumes an interest rate of 2.9%. This calculator is illustrative – please contact us for an instant, written quote for your request.

    Advance Amount:

    Months Until Settlement:


    Total Cost

    Pay as little as $4,513 on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.


    Your Savings

    Save as much as $2,597 on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.


    Percent Savings

    Save as much as 36% on a lawsuit loan of $10,000 if your case settles within 12 months of your advance.

    Why should I choose for my New York lawsuit loan?

    If you live anywhere in the state of New York, there are many lawsuit loan companies trying to get your business, but has simple, non-compounded interest to give you the lowest rates on lawsuit funding. Here are only a few of the reasons that stands out from other lawsuit funding companies:

    Why Plaintiffs Should Choose for New York Lawsuit Loans
    • Simple interest per month: Many companies charge compound interest, which dramatically increases your cost of borrowing. does not use compound interest. Instead, it offers interest rates as low as 2.5% simple interest per month to save you money when you need a cash advance.
    • Don’t fall victim to hidden fees: believes in transparency, so you won’t be victimized with hidden fees and charges as happens at some other lenders. When your application for pre-settlement funding is approved, both you and the law firm handling your case receive copies of the funding contract with the amount of the cash advance and the interest rate clearly disclosed. There are no other fees or charges disclosed because does not charge them.
    • Get immediate access to the money you need: uses a quick underwriting process designed to get you the money you need as quickly as possible, which could be the same day that you apply online.

    If you have been turned down by another company for legal funding, contact because it funds cases that other companies have turned down.

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Am I eligible for a lawsuit loan in New York

    Personal injury cases are not the only types that make you eligible for financial assistance through pre-settlement lawsuit loans in the state of New York. Any type of lawsuit to recover compensation in the form of a money judgment or settlement may be eligible for funding provided you meet the following guidelines:

    • You have a law firm or attorney representing you.
    • The lawyer agreed to be paid through a contingency-fee arrangement from the settlement or judgment.
    • A lawsuit has been filed and is pending in a court in the state of New York.
    • The person responsible for causing your injuries or other harm has insurance coverage available to pay the claim if you win.
    • Evidence exists to prove the damages you sustained and that they were caused by the conduct of the party being sued.

    It’s easy to learn whether you are eligible for a lawsuit loan in New York simply by contacting

    How much money can I get from my New York lawsuit loan?

    You can generally expect to receive an offer for pre-settlement funding of up to 10% of the value of the settlement, but offers funding of as much as 25% of the net value of your settlement or 50% of it for cases where a settlement has been reached.

    When a lawsuit settlement is reached, only a portion of it is available to repay what is owed to the company that provided the cash advance. The legal fees owed to your lawyer for handling the case and liens, such as unpaid medical expenses or benefits you may have received from workers’ compensation are paid first. What remains is the net settlement, and it is from this that is repaid with the remaining balance paid to you.

    Get $500 – $100,000 as soon as today

    We understand that if you’re applying for funding with us, you needed the funding yesterday. With your attorney’s cooperation, we can provide funding as soon as the same day you apply with us.

    How can I use my lawsuit loan money in New York?

    The money you receive from New York pre-settlement funding may be used for anything you wish, including:

    • Medical bills
    • Living expenses
    • Motor vehicle repairs
    • Home repairs or renovations

    Some people use the money they receive to buy the new car or make other large expenditures they planned to do with their settlement money. A lawsuit loan lets you make those purchases now rather than waiting.

    Here’s how the New York lawsuit loan process works

    Lawsuit funding is legal in New York. The state of New York does not limit your ability to get money to meet your financial obligations and prevent insurance company tactics from forcing you to push your lawyer to settle your case for less than what you deserve.

    Each lawsuit funding company in New York uses its own process to decide whether to approve a personal injury lawsuit or other type of case for funding. makes the process easy for you by giving you the choice of applying online or over the phone.

    Regardless of the application method you select, you need only provide your name and contact information, a brief description of your lawsuit, and the name and contact information for your lawyer. contacts your lawyer to obtain additional details about the lawsuit.

    The information gathered from your lawyer is used to conduct a case evaluation to determine if it is eligible for funding. If funding is approved, a written agreement containing all of the terms sent to you and your lawyer for review and approval. Once you both approve the terms by signing the agreement, the cash advance can be in your hands within 24 hours.

    Get up to $500,000 with rates as low as 2.5% simple, monthly

    Benefits of legal loans in New York

    Assurances of a lawsuit settlement in the future do not help when you need immediate financial assistance. A pre-settlement lawsuit loan lets you access a portion of that future settlement within hours of approval to use as you wish. Other benefits include:

    • The fact that you may be out of work because of personal injuries or from being wrongfully terminated from your job does not prevent you from being approved. Litigation funding does not consider your employment status or income as part of the approval process.
    • Credit checks and questions about bank accounts and other assets that you own are not part of the application process.
    • Lawsuit funding does not add another monthly payment when you already have more financial obligations than you can handle. The company advances the money can only be paid from the pending settlement. You are not obligated to repay it from your income or assets.

    Litigation funding keeps you and your attorney in control of the lawsuit by relieving the financial pressure that could force you to settle for less money just to get it sooner.

    Cases funds in New York

    If you have a lawsuit pending in a court in the state of New York to recover compensation owed for personal injuries, wrongful termination from your employment, or other harm that was caused by the conduct of someone else it may be eligible for legal funding. Some of the types of cases that accepts for funding in New York include:

    • Wrongful termination and other types of employment cases.
    • Personal injury lawsuits, including motor vehicle collisions, premises liability, medical malpractice, and wrongful death.
    • Mass tort claims.
    • Workplace injuries, including claims by injured railroad workers under the Federal Employers’ Liability Act.

    If you want to know whether your lawsuit is eligible for pre-settlement funding, contact

    Get Started

    Apply today and get funds as soon as the same day you apply!

    Get the money you deserve with New York lawsuit loans

    Don’t allow defense lawyers and insurance companies to exploit your need for financial assistance by using tactics to delay settlement and force you to settle for less than you deserve. Get the money that you need to get out of financial distress and let your lawyer get you the fair settlement you deserve by contacting for a lawsuit loan.

    New York pre-settlement funding FAQs

    Learn more about New York lawsuit loans from questions plaintiffs often ask:

    What is the cost of a lawsuit loan? offers pre-settlement funding with interest rates as low as 2.5% simple monthly interest. How much a loan costs depends on the amount of the cash advance and how long it takes before the case is settled and the loan repaid. Your interest rate, loan amount, and total cost are disclosed to you and your attorney before you agree to accept the cash advance.

    How do pre-settlement loans work in New York?

    Lawsuit loans are non-recourse loans in New York, so the legal funding company cannot come after you for repayment of the cash advance. It can only seek repayment from the lawsuit settlement. If the case does not result in a settlement in your favor or one that is for enough money to repay the loan and interest, the lender assumes the risk of loss and not you.

    Can I get a lawsuit loan if I don’t have a lawyer?

    No, you must have a lawyer or law firm representing you to be eligible for lawsuit funding. Your lawyer plays an important role by providing the funding company with details about your claim. Perhaps most important is the advice and guidance you get from your lawyer to ensure that you make wise choices about legal funding.

    Apply now for a free consultation